Chris Schafer

Chris Schafer

Deputy Managing Editor, News and Marketing Content

About Chris's expertise

Chris is Insurify’s Deputy Managing Editor for news and marketing content. He’s a seasoned writer/editor with past experience across myriad industries, including insurance, SAS, finance, Medicare, logistics, marketing/advertising, and many more. He is passionate about breaking down complex subject material to make important information accessible to everyone. 

Chris began his career as a journalist, managing two weekly newspapers, then moving into marketing and content marketing roles. Before joining Insurify, Chris served as the content strategy manager at Siteimprove and as the content manager at Brandpoint, where he managed a team of content creators. 

Away from work, Chris is an active hockey player and proud father of two rambunctious little girls. Chris holds a Bachelor’s degree in English with a minor in mass communications from the University of Minnesota. 

Our Editorial Guidelines

Insurify’s content goes through a rigorous editing and fact-checking process that includes reviews by insurance agents, data scientists, and multiple editors with years of experience in insurance and personal finance. We vet every article and report for: accuracy, educational value, objectivity, enjoyability.

Learn more about our editorial team and editorial guidelines here

Chris's latest posts

Car Insurance Requirements in Iowa (2026)

Car Insurance Requirements in Iowa

Iowa law requires you to carry liability coverage of at least 20/40/15.
Average Pet Insurance Rates as of April 2026 | Insurify

Average Pet Insurance Rates as of April 2026

The national average cost of pet insurance held steady through March.
Average Car Insurance Rates as of March 2026 | Insurify

Average Car Insurance Rates as of March 2026

The overall national average cost of car insurance fell slightly to $138 per month in March.
Average Pet Insurance Rates as of March 2026 | Insurify

Average Pet Insurance Rates as of March 2026

The national average cost of pet insurance held steady through February.
Average Car Insurance Rates as of February 2026 | Insurify

Average Car Insurance Rates as of February 2026

The overall national average cost of car insurance fell slightly to $139 per month in January.
Average Pet Insurance Rates as of February 2026 | Insurify

Average Pet Insurance Rates as of February 2026

The national average cost of pet insurance held steady through January.
Mandatory Wildfire Insurance in Nevada Goes Up in Smoke

Mandatory Wildfire Insurance in Nevada Goes Up in Smoke

New law allows insurers to remove wildfire coverage from standard home insurance policies to reduce premiums.
Over 1.1 Million California Homeowners Face Property Insurance Rate Hike

Over 1.1 Million California Homeowners Face Property Insurance Rate Hike

Under state program, insurers pledge to cover more high-risk homes in exchange for rate increases.
Average Pet Insurance Rates as of January 2026 | Insurify

Average Pet Insurance Rates as of January 2026

The national average cost of pet insurance held steady through the end of 2025.
Average Car Insurance Rates as of January 2026 | Insurify

Average Car Insurance Rates as of January 2026

The overall national average cost of car insurance held steady at $140 per month in December.
Average Pet Insurance Rates as of December 2025 | Insurify

Average Pet Insurance Rates as of December 2025

The national average cost of pet insurance held steady through November.
Average Car Insurance Rates as of December 2025 | Insurify

Average Car Insurance Rates as of December 2025

The overall national average cost of car insurance was $140 in November.
Average Car Insurance Rates as of November 2025 | Insurify

Average Car Insurance Rates as of November 2025

The overall national average cost of car insurance was $141 in October.
Average Pet Insurance Rates as of November 2025 | Insurify

Average Pet Insurance Rates as of November 2025

The national average cost of pet insurance held steady through October.
USAA Seeking Another 7% Home Insurance Increase in California

USAA Seeking Another 7% Home Insurance Increase in California

The proposed increase would affect 350,000 Californians.
Average Car Insurance Rates as of October 2025 | Insurify

Average Car Insurance Rates as of October 2025

The overall national average cost of car insurance fell again in September to $142 per month.
USAA Agrees to Pay $5 Million to Settle Class Action Lawsuit

USAA Agrees to Pay $5 Million to Settle Class Action Lawsuit

A judge still must approve the settlement, which would pay interest to the plaintiffs on improper late fees.
Average Pet Insurance Rates as of October 2025 | Insurify

Average Pet Insurance Rates as of October 2025

The national average cost of pet insurance held steady through September.
Home Insurers Recommitting to California Market

Home Insurers Recommitting to California Market

Five home insurers, including three of the 10 largest, have returned or recommitted to the state’s embattled insurance market
Average Car Insurance Rates as of September 2025 | Insurify

Average Car Insurance Rates as of September 2025

The overall national average cost of car insurance fell again in August to $143 per month.
Correction: NC Drivers Face 5% Insurance Increase

Correction: NC Drivers Face 5% Insurance Increase

The state insurance commissioner and rate bureau reached settlement in June
Rhode Island Health Insurance Rates to Skyrocket in 2026

Rhode Island Health Insurance Rates to Skyrocket in 2026

Nearly 175,000 Rhode Islanders face increases ranging from 17% to 21%.
Average Pet Insurance Rates as of September 2025 | Insurify

Average Pet Insurance Rates as of September 2025

The national average cost of pet insurance held steady through August.
Sharp Price Increases Coming for Delaware and New Mexico ACA Market Users

Sharp Price Increases Coming for Delaware and New Mexico ACA Market Users

Rates are expected to climb 25% to 35%.
State Farm Faces Lawsuit Over Denied Hail and Wind Claims in Alabama

State Farm Faces Lawsuit Over Denied Hail and Wind Claims in Alabama

Damages range from $18,000 to $20,000 per claimant.
Average Pet Insurance Rates as of August 2025 | Insurify

Average Pet Insurance Rates as of August 2025

The national average cost of pet insurance held steady through July.
Average Car Insurance Rates as of August 2025 | Insurify

Average Car Insurance Rates as of August 2025

The overall national average cost of car insurance fell slightly again in July to $149 per month.
Illinois Homeowners Face Near-Record Insurance Rate Hike

Illinois Homeowners Face Near-Record Insurance Rate Hike

State Farm rolls out 27% increase in July and August, prompting governor to call for legislative intercession.
Average Car Insurance Rates as of July 2025 | Insurify

Average Car Insurance Rates as of July 2025

The overall national average cost of car insurance fell slightly in June to $150 per month.
Average Pet Insurance Rates as of July 2025 | Insurify

Average Pet Insurance Rates as of July 2025

The national average cost of pet insurance held steady through June.
CA Judge Rules State Insurer of Last Resort Can’t Deny Smoke Damage Claims

CA Judge Rules State Insurer of Last Resort Can’t Deny Smoke Damage Claims

California’s wildfires could cost the state’s FAIR Plan far more than originally expected.
Erie Insurance: Cyberattack Caused Network Outage

Erie Insurance: Cyberattack Caused Network Outage

Attack locked customers of claims, billing, and online accounts — but did it expose their data, too?
Average Pet Insurance Rates as of June 2025 | Insurify

Average Pet Insurance Rates as of June 2025

The national average cost of pet insurance held steady to begin summer.
Average Car Insurance Rates as of June 2025 | Insurify

Average Car Insurance Rates as of June 2025

The overall national average cost of car insurance held steady in May, at $152 per month.
State Farm Seeks Another 11% Hike for California Homeowners Insurance

State Farm Seeks Another 11% Hike for California Homeowners Insurance

Insurer updated its previous rate request just days after winning OK for a 17% rate increase.
Average Pet Insurance Rates as of May 2025 | Insurify

Average Pet Insurance Rates as of May 2025

The national average cost of pet insurance fell slightly, but prices remain high in the Northeast.
Average Car Insurance Rates as of May 2025 | Insurify

Average Car Insurance Rates as of May 2025

The overall national average cost of car insurance held steady in April at $150 per month.
Average Pet Insurance Rates as of April 2025 | Insurify

Average Pet Insurance Rates as of April 2025

The monthly national average cost of pet insurance decreased slightly to $23 for cats and $43 for dogs.
Average Car Insurance Rates as of April 2025 | Insurify

Average Car Insurance Rates as of April 2025

The overall national average cost of car insurance rose slightly in March to $150 per month.
State Farm OK to Hike California Home Insurance Rates — For Now

State Farm OK to Hike California Home Insurance Rates — For Now

The insurer must prove it needs a 21.8% emergency increase in April hearing or repay policyholders for the rate increase.
Could Floridians Vote Their Way to Lower Insurance Rates?

Could Floridians Vote Their Way to Lower Insurance Rates?

Proposed constitutional amendment would bar most insurer non-renewals and provide a 4% discount to policyholders for being claims-free.
Average Pet Insurance Rates as of February 2025 |  Insurify

Average Pet Insurance Rates as of February 2025 | Insurify

The national average cost of pet insurance stands at $45 per month for dogs and $24 per month for cats.
Average Car Insurance Rates as of February 2025 | Insurify

Average Car Insurance Rates as of February 2025

National averages held steady through January, but Washington, D.C., Delaware, and Connecticut experienced increases.
Texas Has 19 of the 20 U.S. Counties With the Most Uninsured

Texas Has 19 of the 20 U.S. Counties With the Most Uninsured

High cost of health coverage and lack of employer-provided policies drive high uninsured rate in the Lone Star State, study shows.
California Bars Home Insurers from Shedding Policies in Wildfire-Hit Areas

California Bars Home Insurers from Shedding Policies in Wildfire-Hit Areas

State insurance commissioner issues one-year moratorium that stops insurers from canceling or non-renewing policies in Southern California areas affected by wildfires.
In the Face of Flood Threats, Most Louisiana Communities Opt for Federal Flood Insurance

In the Face of Flood Threats, Most Louisiana Communities Opt for Federal Flood Insurance

Only 36 municipalities don’t participate in FEMA’s program, with most in the northwestern part of the state.
USAA Home Insurance Rates Climbing for 265,000 California Homeowners

USAA Home Insurance Rates Climbing for 265,000 California Homeowners

The agreement ends the class action lawsuit, but more legal issues remain for the automakers.
Kia, Hyundai to Pay Up to $145 Million to Settle Lawsuit Over TikTok-Inspired Thefts

Kia, Hyundai to Pay Up to $145 Million to Settle Lawsuit Over TikTok-Inspired Thefts

The agreement ends the class action lawsuit, but more legal issues remain for the automakers.
Many Oregonians to Face Higher Health Insurance Costs in 2025

Many Oregonians to Face Higher Health Insurance Costs in 2025

State-approved rate hikes of as much as 16% await individuals and small businesses in the state.
More Than 27 Million Now Without Health Insurance, Reversing Record Lows

More Than 27 Million Now Without Health Insurance, Reversing Record Lows

8% of the population lacks healthcare coverage, according to CDC.
Texas Last-Resort Auto Insurer Set to Raise Rates 15%

Texas Last-Resort Auto Insurer Set to Raise Rates 15%

Higher rates take effect Oct. 1 and affect drivers who may have nowhere else to go for car insurance.
California’s Largest Home Insurer Seeks Dramatic Rate Increase

California’s Largest Home Insurer Seeks Dramatic Rate Increase

State Farm’s proposal would raise home insurance rates by 30%, impacting more than 1 million policyholders.
Florida Regulators: Execs of Bankrupt Insurers Illegally Took New Roles

Florida Regulators: Execs of Bankrupt Insurers Illegally Took New Roles

Insurers could lose their right to sell policies in the state if they retain leaders in question.
Florida’s Largest Home Insurer Seeks 14% Rate Increase

Florida’s Largest Home Insurer Seeks 14% Rate Increase

The proposal, approved by the board of Citizens Property Insurance, could take effect Jan. 1, 2025.
Texas Home Insurers Send Non-Renewals as Hurricane Season Approaches

Texas Home Insurers Send Non-Renewals as Hurricane Season Approaches

Homeowners in some high-risk areas will need to find new coverage with the season in full swing.
Home Insurance Rates Set to Jump 10% for Texans on State’s FAIR Plan

Home Insurance Rates Set to Jump 10% for Texans on State’s FAIR Plan

The increase applies to new and renewing homeowners, condominium, dwelling, and renters policies.
Louisiana’s Flood Losses Skyrocket as Insurance Participation Dwindles

Louisiana’s Flood Losses Skyrocket as Insurance Participation Dwindles

NFIP nearly matched 2023 payouts in Q1 of this year.
Michigan Warns Car Insurers: Price Fairly or Face Penalties

Michigan Warns Car Insurers: Price Fairly or Face Penalties

State law bars data-driven advantageous markups, department of insurance says.
Are Rising Home Insurance Costs Sinking Western Florida’s Real Estate Market?

Are Rising Home Insurance Costs Sinking Western Florida’s Real Estate Market?

Florida home insurance prices rose 14% in 2023, Insurify data shows.
Arizona Auto Thefts Decrease 6.6% in 2023

Arizona Auto Thefts Decrease 6.6% in 2023

Statewide thefts drop as the national average rises.
Florida May Issue Bonds to Shore Up Hurricane Catastrophe Fund

Florida May Issue Bonds to Shore Up Hurricane Catastrophe Fund

State could borrow between $1.5 and $3.8 billion in the effort.
North Carolina Home Insurers Seek 42%+ Rate Hike

North Carolina Home Insurers Seek 42%+ Rate Hike

Some homeowners warn increases would be financially catastrophic.
Last-Resort Insurers Becoming First Choice for Homeowners

Last-Resort Insurers Becoming First Choice for Homeowners

High cost and high enrollment a sign of the industry’s desperate times in some states.
Judge Rejects Hyundai, Kia’s Efforts for Quick Lawsuit Dismissal

Judge Rejects Hyundai, Kia’s Efforts for Quick Lawsuit Dismissal

Automakers must face insurer lawsuits stemming from vehicle theft.
Government Shutdown Could Stall Home Purchases

Government Shutdown Could Stall Home Purchases

Stopgap spending bill funds National Flood Insurance Program (NFIP) through Feb. 2, 2024.
Louisiana Homeowners Can Still Get $10K for Roof Improvements

Louisiana Homeowners Can Still Get $10K for Roof Improvements

Next round of grant awards opens at noon on Nov. 6, Louisiana Department of Insurance says.
Meijer/Blue Cross Collaboration Latest Example of Retail-Healthcare Partnerships

Meijer/Blue Cross Collaboration Latest Example of Retail-Healthcare Partnerships

Groceries and Medicare plans will be available in one convenient spot.
Until Death, or a New Policy, Do You Part

Until Death, or a New Policy, Do You Part

Taking a closer look at New York’s supplemental spousal liability law
Mortgages, Home Values, and Climate Change: Insurify Poll Reveals Top Homeowner Concerns

Mortgages, Home Values, and Climate Change: Insurify Poll Reveals Top Homeowner Concerns

Mortgages, fluctuating home values, and the pressure of climate change are at the forefront of homeowner concerns.
Cheapest Auto Insurance in Parkersburg, West Virginia (2026)

Cheapest Auto Insurance in Parkersburg, West Virginia

State Farm offers the cheapest car insurance in Parkersburg, with rates starting at $41 per month.
Amica vs. GEICO: Which Insurance Company Is Better in 2026?

Amica vs. GEICO: Which Insurance Company Is Better in 2026?

GEICO is by far the more affordable insurer, but Amica has better claims satisfaction.
Best Cheap Auto Insurance in Joliet, Illinois (2026)

Best Cheap Auto Insurance in Joliet, Illinois

Auto-Owners has the cheapest car insurance rates in Joliet.
Cheapest Auto Insurance in Durham, North Carolina (2026)

Cheapest Auto Insurance in Durham, North Carolina

Erie offers the cheapest car insurance in Durham, with minimum-coverage policies as low as $60 per month.
Cheapest Auto Insurance in Harrisburg, Pennsylvania (2026)

Cheapest Auto Insurance in Harrisburg, Pennsylvania

State Farm offers the cheapest car insurance in Harrisburg, with minimum-coverage policies as low as $58 per month.
Cheapest Auto Insurance in Longmont, Colorado (2026)

Cheapest Auto Insurance in Longmont, Colorado

State Farm offers the cheapest car insurance in Longmont, with minimum-coverage policies as low as $52 per month.
Gap Insurance in Massachusetts (2026)

Gap Insurance in Massachusetts

If your car sustains severe damage and is a total loss, gap insurance can step in to protect your finances.
State Farm vs. The Hartford: Which Is the Best? (2026)

State Farm vs. The Hartford: Which Is the Best?

State Farm offers the cheapest rates overall, but The Hartford has slightly more coverage options and discounts.
Best Cheap Auto Insurance in New Bedford, Massachusetts (2026)

Best Cheap Auto Insurance in New Bedford, Massachusetts

Full coverage is relatively expensive in New Bedford. Finding the right car insurance company can save you hundreds of dollars each year on your policy.
Cheapest Auto Insurance in Farmington, New Mexico (2026)

Cheapest Auto Insurance in Farmington, New Mexico

The General offers the cheapest car insurance in Farmington, with minimum-coverage policies as low as $42 per month.
Cost of Infiniti Car Insurance (2026)

Cost of Infiniti Car Insurance

Infiniti owners pay an average of $226 monthly for full coverage, with the QX55 offering the most affordable rates, at $132.
Best Car Insurance in Maine (2026)

Best Car Insurance in Maine

State Farm, USAA, and Travelers are among the top auto insurers in Maine.
Best Digital Car Insurance Companies (2026)

Best Digital Car Insurance Companies

The best digital car insurance tools may depend on your driving habits and mileage.
Cheapest Auto Insurance in Santa Barbara, California (2026)

Cheapest Auto Insurance in Santa Barbara, California

USAA offers the cheapest liability insurance rates in Santa Barbara, with quotes starting at $68 per month.
Cheapest Auto Insurance in Ann Arbor, Michigan (2026)

Cheapest Auto Insurance in Ann Arbor, Michigan

Auto-Owners offers the cheapest car insurance in Ann Arbor, with minimum-coverage policies as low as $58 per month.
Gap Insurance in Virginia (2026)

Gap Insurance in Virginia

Gap insurance gives your wallet extra protection when you finance or lease your vehicle. But the optional coverage comes at a cost.
Cheapest Auto Insurance in Houston, Texas (2026)

Cheapest Auto Insurance in Houston, Texas

State Farm offers the cheapest car insurance in Houston, with minimum-coverage policies as low as $71 per month.
Cheapest Auto Insurance in Allentown, Pennsylvania (2026)

Cheapest Auto Insurance in Allentown, Pennsylvania

State Farm offers the cheapest car insurance in Allentown, with minimum-coverage policies as low as $70 per month.
Nationwide vs. Farmers: Which Is the Best? (2026)

Nationwide vs. Farmers: Which Is the Best?

Nationwide stands out as the better car insurance choice against Farmers, thanks to a combination of affordable prices and better availability throughout the U.S.
Bristol West Auto Insurance: User Reviews and Quotes (2026)

Bristol West Auto Insurance: User Reviews and Quotes

Bristol West only offers auto insurance but makes it accessible to drivers with unique coverage needs.
Cheapest Auto Insurance in Kansas City, Missouri (2026)

Cheapest Auto Insurance in Kansas City, Missouri

USAA offers the cheapest car insurance in Kansas City, with minimum-coverage policies as low as $66 per month.
Esurance vs. GEICO: Which Is the Best? (2026)

Esurance vs. GEICO: Which Is the Best?

GEICO’s relatively low rates and top-tier IQ Score make it stand out.
Best Cheap Auto Insurance in Springfield, Ohio (2026)

Best Cheap Auto Insurance in Springfield, Ohio

Mile Auto, State Farm, and Progressive are the cheapest insurers in Springfield.
Progressive Car Insurance Review: 20,075+ User Ratings and Expert Insights

Progressive Car Insurance Review: 20,075+ User Ratings and Expert Insights

Customers appreciate Progressive’s good customer service and initial affordability, but they dislike the consistent price increases and complex claims process.
SafeAuto Car Insurance Review (2026)

SafeAuto Car Insurance Review

Direct Auto, an insurance company specializing in high-risk drivers, absorbed SafeAuto in August 2023.
Cheapest Auto Insurance in Dothan, Alabama (2026)

Cheapest Auto Insurance in Dothan, Alabama

National General offers the cheapest car insurance in Dothan, with minimum-coverage policies as low as $41 per month.
Cheap Auto Insurance in Glendale, Arizona (2026)

Cheap Auto Insurance in Glendale, Arizona

Just Pay-Per-Mile offers the cheapest car insurance in Glendale, with minimum-coverage rates starting at $79 per month.
Cheapest Auto Insurance in Spartanburg, South Carolina (2026)

Cheapest Auto Insurance in Spartanburg, South Carolina

USAA offers the cheapest car insurance in Spartanburg, starting at $65 per month.
Cheapest Auto Insurance in Florence, South Carolina (2026)

Cheapest Auto Insurance in Florence, South Carolina

USAA offers the cheapest car insurance in Florence, with minimum-coverage policies as low as $76 per month.
Cheapest Auto Insurance in McAllen, Texas (2026)

Cheapest Auto Insurance in McAllen, Texas

State Farm offers the cheapest car insurance in McAllen, with minimum-coverage policies as low as $56 per month.
Best Car Insurance in Missouri (2026)

Best Car Insurance in Missouri

State Farm, American Family, and USAA are among the best car insurance companies in Missouri based on their premiums, customer satisfaction, and more.
Cheapest Car Insurance Quotes in Nevada

Cheapest Car Insurance Quotes in Nevada

Country Financial offers the cheapest auto policies in Nevada, with average monthly rates of $48 for liability insurance. Compare real car insurance quotes from top companies in Nevada. No calls, no spam, and you can buy online with help from our licensed agents.
Cheapest Auto Insurance in Medford, Oregon (2026)

Cheapest Auto Insurance in Medford, Oregon

State Farm offers the cheapest car insurance in Medford, starting at $57 per month.
Cheapest Auto Insurance in Jersey City, New Jersey (2026)

Cheapest Auto Insurance in Jersey City, New Jersey

NJM offers the cheapest car insurance in Jersey City, with minimum-coverage policies as low as $139 per month.
Cheapest Car Insurance Quotes in Georgia

Cheapest Car Insurance Quotes in Georgia

Auto-Owners has the cheapest liability-only car insurance in Georgia, with an average monthly quote of $73. Auto-Owners offers the cheapest average rates for full coverage, at $133. See real-time quotes for Georgia and buy your policy online in minutes.
GEICO vs. Travelers: Which Insurance Company Is Better in 2026?

GEICO vs. Travelers: Which Insurance Company Is Better in 2026?

GEICO offers cheaper car insurance rates and earns higher customer satisfaction ratings than Travelers.
Cheapest Auto Insurance in Trenton, New Jersey (2026)

Cheapest Auto Insurance in Trenton, New Jersey

NJM offers the cheapest liability-only rates in Trenton, starting at $147 per month.
Rideshare Insurance: What It Covers and When You Need It

Rideshare Insurance: What It Covers and When You Need It

If you drive for Uber, Lyft, or another transportation network company, you need to buy rideshare car insurance.
Liberty Mutual vs. Mercury: Which Is the Best? (2026)

Liberty Mutual vs. Mercury: Which Is the Best?

Both insurers earn a similar IQ Score, indicating each offers a quality product and customer experience, but Mercury comes out on top for price.
Cheapest Auto Insurance in Marietta, Georgia (2026)

Cheapest Auto Insurance in Marietta, Georgia

Auto-Owners offers the cheapest car insurance in Marietta, with minimum-coverage policies as low as $92 per month.
Cheapest Auto Insurance in Naples, Florida (2026)

Cheapest Auto Insurance in Naples, Florida

Progressive offers the cheapest rates in Naples, starting at $87 per month.
Cheapest Auto Insurance in Panama City, Florida (2026)

Cheapest Auto Insurance in Panama City, Florida

Progressive is the cheapest car insurance company in Panama City, with liability-only rates of $79 per month.
Best Cheap Auto Insurance in Owensboro, Kentucky (2026)

Best Cheap Auto Insurance in Owensboro, Kentucky

Progressive offers the cheapest liability rates in Owensboro at $71 per month.
Cheapest Auto Insurance in Murfreesboro, Tennessee (2026)

Cheapest Auto Insurance in Murfreesboro, Tennessee

Sun Coast offers the cheapest car insurance in Murfreesboro, with minimum-coverage policies as low as $50 per month.
Cheapest Auto Insurance in Orem, Utah (2026)

Cheapest Auto Insurance in Orem, Utah

USAA offers the cheapest car insurance in Orem, with rates starting at $58 per month.
Cheapest Auto Insurance in Grand Forks, North Dakota (2026)

Cheapest Auto Insurance in Grand Forks, North Dakota

North Dakota’s average liability insurance rate of $65 falls below the national average of $98.
Cheapest Auto Insurance in Hobbs, New Mexico (2026)

Cheapest Auto Insurance in Hobbs, New Mexico

The General offers the cheapest car insurance in Hobbs, with minimum-coverage policies as low as $61 per month.
Cheapest Auto Insurance in Albany, Georgia (2026)

Cheapest Auto Insurance in Albany, Georgia

Auto-Owners offers the cheapest car insurance in Albany, with liability rates starting at $75 per month.
Cheapest Auto Insurance in Las Cruces, New Mexico (2026)

Cheapest Auto Insurance in Las Cruces, New Mexico

The General offers the cheapest car insurance in Las Cruces, with minimum-coverage policies as low as $54 per month.
Cheapest Auto Insurance in Glendale, California (2026)

Cheapest Auto Insurance in Glendale, California

USAA offers the cheapest car insurance in Glendale, with minimum-coverage policies as low as $147 per month.
Nationwide vs. Travelers: Which Is the Best? (2026)

Nationwide vs. Travelers: Which Is the Best?

Nationwide is the better insurer, with cheaper average rates for all types of drivers.
Cheapest Auto Insurance in Virginia Beach, Virginia (2026)

Cheapest Auto Insurance in Virginia Beach, Virginia

Auto-Owners offers the cheapest liability coverage in Virginia Beach, starting at $58 per month.
Cost of Porsche Car Insurance (2026)

Cost of Porsche Car Insurance

The average monthly Porsche insurance premium is $177, but rates vary based on your location, the model, insurance company, and other factors.
Best Cheap Auto Insurance in Toledo, Ohio (2026)

Best Cheap Auto Insurance in Toledo, Ohio

Mile Auto, State Farm, and Progressive are the cheapest insurance companies in Toledo.
Esurance vs. Progressive: Which Is the Best? (2026)

Esurance vs. Progressive: Which Is the Best?

Esurance no longer sells new policies, so Progressive is a better option for auto insurance shoppers.
Allstate vs. State Farm: Which Is the Best? (2026)

Allstate vs. State Farm: Which Is the Best?

State Farm’s relatively low rates and high customer satisfaction earn it a higher Insurify Quality (IQ) Score than Allstate.
The General Car Insurance Review: 1,310+ User Ratings and Expert Insights

The General Car Insurance Review: 1,310+ User Ratings and Expert Insights

The General customers appreciate the ease of payment and availability of ID cards but are dissatisfied with the high premiums and poor customer service.
AAA vs. Progressive: Which Insurance Company Is Better in 2026?

AAA vs. Progressive: Which Insurance Company Is Better in 2026?

AAA and Progressive both have high-quality auto insurance, but Progressive’s lower cost makes it the better overall option.
Cheapest Auto Insurance in Naperville, Illinois (2026)

Cheapest Auto Insurance in Naperville, Illinois

Auto-Owners offers the cheapest coverage in Naperville, at a rate of $41 per month.
Cost of Acura Car Insurance (2026)

Cost of Acura Car Insurance

Acura car insurance costs an average of $104 per month for liability-only coverage and $195 per month for full coverage.
GEICO vs. State Farm: Which Is the Best? (2026)

GEICO vs. State Farm: Which Is the Best?

State Farm comes out on top for its high Insurify Quality (IQ) Score, low premiums, and customer satisfaction.
Foremost vs. GEICO: Which Is the Best? (2026)

Foremost vs. GEICO: Which Is the Best?

GEICO is the clear winner, with a 9.2 Insurify Quality (IQ) Score and lower rates in every driver category.
$500 Deductible Car Insurance: Costs, Comparison, and Best Companies (2026)

$500 Deductible Car Insurance: Costs, Comparison, and Best Companies

A lower deductible will lead to higher premiums than other, higher-deductible options.
Cheapest Auto Insurance in Spokane, Washington (2026)

Cheapest Auto Insurance in Spokane, Washington

State Farm has the cheapest car insurance in Spokane, with monthly liability rates as low as $53.
Best Car Insurance in Kansas (2026)

Best Car Insurance in Kansas

State Farm, USAA, and Farmers are some of the best car insurance companies in Kansas.
Cheapest Auto Insurance in Ardmore, Oklahoma (2026)

Cheapest Auto Insurance in Ardmore, Oklahoma

The cheapest liability-only rate in Ardmore is $32, offered by State Farm.
Gap Insurance in California (2026)

Gap Insurance in California

Purchasing gap insurance could protect many drivers from paying out of pocket if their car is totaled.
Cheapest Auto Insurance in Tacoma, Washington (2026)

Cheapest Auto Insurance in Tacoma, Washington

State Farm offers the cheapest car insurance in Tacoma, with liability rates starting at $73.
Cheapest Auto Insurance in Lowell, Massachusetts (2026)

Cheapest Auto Insurance in Lowell, Massachusetts

The cheapest monthly insurance coverage in Massachusetts is $52 from State Farm.
Best Cheap Auto Insurance in Santa Fe, New Mexico (2026)

Best Cheap Auto Insurance in Santa Fe, New Mexico

The General is the cheapest car insurance company in Santa Fe, with liability-only rates of $58 per month.
Cheapest Auto Insurance in Billings, Montana (2026)

Cheapest Auto Insurance in Billings, Montana

Rates are higher in Billings than elsewhere in the state, but you can learn how to save here.
Temporary Car Insurance in California (2026)

Temporary Car Insurance in California

It can be difficult to find temporary car insurance in California. Learn about some ways to obtain a short-term policy.
Best Car Insurance in North Carolina (2026)

Best Car Insurance in North Carolina

Farmers, Allstate, and GEICO stand out as top car insurance options in North Carolina.
Best Cheap Auto Insurance in Baton Rouge, Louisiana (2026)

Best Cheap Auto Insurance in Baton Rouge, Louisiana

State Farm offers the cheapest car insurance in Baton Rouge, with minimum-coverage policies as low as $75 per month.
Rideshare Insurance in Colorado (2026)

Rideshare Insurance in Colorado

Rideshare insurance isn’t required in Colorado, but it’s recommended for drivers who want to fill gaps in coverage while driving for a rideshare company.
Free Car Insurance Quotes Online From Top-Rated Companies

Free Car Insurance Quotes Online From Top-Rated Companies

Getting multiple quotes from Insurify for top insurance companies could help you save up to $1,100 per year.
Cheapest Auto Insurance in Rochester, Minnesota (2026)

Cheapest Auto Insurance in Rochester, Minnesota

State Farm offers the cheapest rates in Rochester, starting at $50 per month.
Plymouth Rock Auto Insurance: User Reviews and Quotes (2026)

Plymouth Rock Auto Insurance: User Reviews and Quotes

Plymouth Rock offers affordable coverage and excellent financial strength but fewer discounts and options than competitors.
Cheapest Auto Insurance in Clarksville, Tennessee (2026)

Cheapest Auto Insurance in Clarksville, Tennessee

Sun Coast offers the cheapest car insurance in Clarksville, with minimum-coverage policies as low as $50 per month.
Cheapest Auto Insurance in Richmond, Virginia (2026)

Cheapest Auto Insurance in Richmond, Virginia

The cheapest car insurance company in Richmond is Auto-Owners, with rates as low as $67 per month
Cheapest Auto Insurance in Plano, Texas (2026)

Cheapest Auto Insurance in Plano, Texas

State Farm offers the cheapest car insurance in Plano, with liability rates of $53 per month.
Cheap Auto Insurance in Mobile, Alabama (2026)

Cheap Auto Insurance in Mobile, Alabama

National General is the cheapest insurer for Mobile drivers, with minimum-coverage rates as low as $52 per month.
Best Cheap Auto Insurance in Erie, Pennsylvania (2026)

Best Cheap Auto Insurance in Erie, Pennsylvania

State Farm offers the cheapest car insurance in Erie, with minimum-coverage policies as low as $58 per month.
Best Cheap Auto Insurance in Portland, Oregon (2026)

Best Cheap Auto Insurance in Portland, Oregon

State Farm offers the cheapest rates in Portland for $90 per month.
How Much Is Car Insurance for a 16-Year-Old in Florida?

How Much Is Car Insurance for a 16-Year-Old in Florida?

Car insurance in Florida costs $394 per month for full coverage and $230 for liability-only coverage for a 16-year-old driver. But other factors influence your rates.
Best Car Insurance in Massachusetts (2026)

Best Car Insurance in Massachusetts

Travelers Insurance, Liberty Mutual, and Midvale Home & Auto are among the best auto insurance companies in Massachusetts.
Cost of Land Rover Car Insurance (2026)

Cost of Land Rover Car Insurance

Land Rovers cost an average of $175 per month for car insurance. But your rate will depend on the model you choose, among other factors.
Cheapest Auto Insurance in Lansing, Michigan (2026)

Cheapest Auto Insurance in Lansing, Michigan

Auto-Owners offers the cheapest car insurance in Lansing, with minimum-coverage policies as low as $58 per month.
Direct Auto Car Insurance Review: 1,473+ User Ratings and Expert Insights

Direct Auto Car Insurance Review: 1,473+ User Ratings and Expert Insights

Direct Auto scores a 3.0/5 for its solid customer service, but some users report big rate hikes.
Cheapest Auto Insurance in Gastonia, North Carolina (2026)

Cheapest Auto Insurance in Gastonia, North Carolina

Nationwide offers the cheapest car insurance in Gastonia, with minimum-coverage policies as low as $68 per month.
Best Car Insurance in Oregon (2026)

Best Car Insurance in Oregon

Root, Dairyland, and Liberty Mutual are three of the best car insurance companies in Oregon.
Rideshare Insurance in Arizona (2026)

Rideshare Insurance in Arizona

Learn whether the rideshare coverage that Uber and Lyft offer for all drivers is sufficient for your needs.
AAA vs. State Farm: Which Insurance Company Is Better in 2026?

AAA vs. State Farm: Which Insurance Company Is Better in 2026?

State Farm tends to offer cheaper car insurance and has fewer customer complaints than AAA.
Best Car Insurance for College Students (2026)

Best Car Insurance for College Students

Compare rates, student discounts, and coverage options to find affordable car insurance, whether you stay on your parents’ policy or get your own.
Best Car Insurance in Michigan (2026)

Best Car Insurance in Michigan

Liability car insurance rates start at $67 per month in Michigan.
Best Car Insurance in Louisiana (2026)

Best Car Insurance in Louisiana

Farmers, USAA, and GEICO are among the best car insurance companies in Louisiana.
Cheapest Auto Insurance in Cheyenne, Wyoming (2026)

Cheapest Auto Insurance in Cheyenne, Wyoming

Safeco offers the cheapest car insurance in Cheyenne, with rates starting at $42 per month.
Cheapest Auto Insurance in the Bronx, New York (2026)

Cheapest Auto Insurance in the Bronx, New York

CSAA offers the cheapest car insurance in the Bronx, with rates starting at $216 per month.
State Farm vs. Travelers: Which Insurance Company Is Better in 2026?

State Farm vs. Travelers: Which Insurance Company Is Better in 2026?

Low rates and a solid selection of coverage options and discounts make State Farm the better auto insurance company for most drivers.
Cheapest Auto Insurance in Temecula, California (2026)

Cheapest Auto Insurance in Temecula, California

The cheapest liability-only rate in Temecula is $72, available through USAA.
Cheapest Auto Insurance in Louisville, Kentucky (2026)

Cheapest Auto Insurance in Louisville, Kentucky

Progressive offers the cheapest car insurance in Louisville, with minimum-coverage policies as low as $121 per month.
Cheapest Auto Insurance in Benton, Arkansas (2026)

Cheapest Auto Insurance in Benton, Arkansas

Liability car insurance rates in Benton start at $42 per month from State Farm.
Cheapest Auto Insurance in Kansas City, Kansas (2026)

Cheapest Auto Insurance in Kansas City, Kansas

State Farm offers the cheapest car insurance in Kansas City, with minimum-coverage policies as low as $58 per month.
Cheapest Auto Insurance in Bowling Green, Kentucky (2026)

Cheapest Auto Insurance in Bowling Green, Kentucky

Progressive offers the cheapest car insurance in Bowling Green, with rates starting at $78 per month.
Best Cheap Auto Insurance in Indianapolis, Indiana (2026)

Best Cheap Auto Insurance in Indianapolis, Indiana

Auto-Owners offers the cheapest car insurance in Indianapolis, with minimum-coverage policies as low as $49 per month.
Cheapest Auto Insurance in Metairie, Louisiana (2026)

Cheapest Auto Insurance in Metairie, Louisiana

State Farm offers the cheapest rates in Metairie, starting at $72 per month.
Best Car Insurance in South Carolina (2026)

Best Car Insurance in South Carolina

Auto-Owners, State Farm, and GEICO are the best car insurance companies for South Carolina drivers.
Erie vs. AAA: Which Is the Best? (2026)

Erie vs. AAA: Which Is the Best?

Erie customers enjoy more competitive rates, quality customer service, and unique coverage options.
Cost of Jaguar Car Insurance (2026)

Cost of Jaguar Car Insurance

Average car insurance cost for Jaguar drivers is $125 per month for liability-only policies and $236 per month for full coverage.
Rideshare Insurance in Massachusetts (2026)

Rideshare Insurance in Massachusetts

You must get rideshare insurance in Massachusetts with specific coverage limits to drive for Uber or Lyft.
Liberty Mutual vs. Travelers: Which Insurance Company Is Better in 2026?

Liberty Mutual vs. Travelers: Which Insurance Company Is Better in 2026?

Liberty Mutual is the best insurer for extensive coverage that provides extra protection for pricey vehicles. Travelers is a better fit if you want cheap rates and a lifetime discount for safe driving.
Cheapest Auto Insurance in Oxford, Mississippi (2026)

Cheapest Auto Insurance in Oxford, Mississippi

State Farm offers the cheapest car insurance in Oxford, with minimum-coverage policies as low as $36 per month.
Cheapest Auto Insurance in York, Pennsylvania (2026)

Cheapest Auto Insurance in York, Pennsylvania

State Farm offers the cheapest car insurance in York, with rates starting at $54 per month.
Cheap Auto Insurance in Buffalo, New York (2026)

Cheap Auto Insurance in Buffalo, New York

Erie offers the cheapest car insurance in Buffalo, with minimum-coverage policies as low as $118 per month.
Cost of Kia Car Insurance (2026)

Cost of Kia Car Insurance

Car insurance for Kias starts at just $86 per month. Your rates may vary depending on your Kia’s model and year, your coverage levels, your driving history, and more.
Cheapest Auto Insurance in Fremont, Nebraska (2026)

Cheapest Auto Insurance in Fremont, Nebraska

Auto-Owners offers the cheapest car insurance in Fremont, with minimum-coverage policies as low as $41 per month.
Cheap Auto Insurance in Conway, Arkansas (2026)

Cheap Auto Insurance in Conway, Arkansas

State Farm offers the cheapest car insurance in Conway, with minimum-coverage policies as low as $41 per month.
Safeco Auto Insurance: User Reviews and Quotes (2026)

Safeco Auto Insurance: User Reviews and Quotes

Safeco offers low rates for car insurance with unique, built-in perks. While it excels at customer reputation, its discount options are limited.
Cheap Car Insurance Quotes in Garland, Texas (April 2026)

Cheap Car Insurance Quotes in Garland, Texas (April 2026)

State Farm has the lowest average car insurance rates in Garland, at $60 per month for liability coverage. Garland is a suburb of Dallas, so it sees more commuting congestion, higher vehicle theft rates, and higher car insurance costs.
10 Cheapest Cars to Insure in 2026

10 Cheapest Cars to Insure in 2026

The Dodge Caravan tops Insurify’s list of the cheapest cars to insure in 2025, thanks to its modest repair costs, family-friendly design, and solid safety scores.
Cheap SR-22 Insurance in Georgia From $88

Cheap SR-22 Insurance in Georgia From $88

The average rate for SR-22 insurance in Georgia is $117 per month for liability coverage.
Cheap SR-22 Insurance in Kansas from $57

Cheap SR-22 Insurance in Kansas from $57

The average rate for liability coverage with an SR-22 on your record is $91 per month, but you may save money by comparing quotes.
Cheap SR-22 Insurance in Louisiana from $58

Cheap SR-22 Insurance in Louisiana from $58

The average rate for liability insurance with an SR-22 in Louisiana is $129 per month, but you can find lower rates by comparing quotes from several insurers.
Very Cheap Car Insurance With No Down Payment or Deposit (2026)

Very Cheap Car Insurance With No Down Payment or Deposit

True no-deposit car insurance doesn’t exist, but you can reduce your up-front costs. Learn what ‘no deposit’ really means and how to find affordable coverage.
Car Insurance Requirements in Vermont (2026)

Car Insurance Requirements in Vermont

In Vermont, drivers are required to carry liability insurance with limits of 25/50/10. Drivers also need uninsured/underinsured coverage with 50/100/10 limits.
Cheapest Car Insurance Quotes in Denton (April 2026)

Cheapest Car Insurance Quotes in Denton (April 2026)

Most Denton drivers find that State Farm offers the lowest auto insurance rates, at $52 per month. Heavy traffic from I-35 and a seasonal abundance of college students can make driving in Denton challenging.
Can You Reinstate a Canceled Car Insurance Policy?

Can You Reinstate a Canceled Car Insurance Policy?

If your insurer cancels your car insurance policy for non-payment, you may be able to reinstate coverage — but you need to act quickly.
Cheap SR-22 Insurance in Arizona from $65

Cheap SR-22 Insurance in Arizona from $65

The average rate for SR-22 insurance in Arizona is $118 for liability coverage.
Cost of Nissan Rogue Car Insurance (2026)

Cost of Nissan Rogue Car Insurance

USAA, GEICO, and State Farm offer the cheapest full-coverage car insurance, on average, for Nissan Rogue owners.
Cheap SR-22 Insurance in Arkansas from $59 Per Month

Cheap SR-22 Insurance in Arkansas from $59 Per Month

State Farm and Progressive offer the cheapest monthly liability rates for Arkansas drivers who need to file an SR-22 form with the state.
Does Car Insurance Cover Fire Damage?

Does Car Insurance Cover Fire Damage?

Many optional car insurance policies cover certain forms of fire damage.
What Is Car Insurance Subrogation?

What Is Car Insurance Subrogation?

Car insurance subrogation lets insurance companies recoup the cost of claims from the at-fault party. It can affect your deductible and auto insurance premiums.
Cheapest Car Insurance Quotes in Phoenix (April 2026)

Cheapest Car Insurance Quotes in Phoenix (April 2026)

Just Pay-Per-Mile offers the cheapest car insurance in Phoenix, averaging $79 per month. Phoenix has a high rate of auto theft, which increases car insurance prices.
Cheapest Car Insurance for Sports Cars (2026)

Cheapest Car Insurance for Sports Cars

USAA and State Farm offer the cheapest insurance for sports cars, but the best insurer for your make and model could be different.
Cheap SR-22 and FR-44 Insurance in Florida (2026)

Cheap SR-22 and FR-44 Insurance in Florida

Drivers with a DUI pay an average of $176 per month for liability coverage in Florida.
How Much Does Car Insurance Go Up After an Accident?

How Much Does Car Insurance Go Up After an Accident?

An at-fault accident can raise your rates by 34% or more, but the increase depends on your insurer, state, and driving history.
Temporary Car Insurance: Options, Coverages, and Costs

Temporary Car Insurance: Options, Coverages, and Costs

Most car insurance companies only sell policies for six- or 12-month terms. Here’s how to find short-term alternatives to standard car insurance.
The 10 Best Car Insurance Comparison Sites in 2026

The 10 Best Car Insurance Comparison Sites in 2026

We spent hours testing well-known car insurance comparison websites to determine which ones serve the most real-time, personalized quotes and which ones will serve you spam instead.
Pleasure vs. Commuter Car Insurance

Pleasure vs. Commuter Car Insurance

Having a pleasure-use vehicle can save you money on your car insurance.
Cheapest Car Insurance Quotes in Amarillo (April 2026)

Cheapest Car Insurance Quotes in Amarillo (April 2026)

State Farm offers Amarillo drivers the most affordable car insurance, followed by Allstate and Mile Auto. With a lower population than many Texas cities, Amarillo drivers pay lower car insurance rates than the rest of the Lone Star State.
Temporary Car Insurance in Florida: What Your Short-Term Options Really Are

Temporary Car Insurance in Florida: What Your Short-Term Options Really Are

Temporary car insurance policies aren’t available in Florida, but Insurify Car allows Sunshine State drivers to pay for coverage seven days at a time.
Car Insurance Requirements in Alabama (2026)

Car Insurance Requirements in Alabama

Alabama requires all drivers to carry a minimum amount of bodily injury and property damage liability insurance.
Average Car Insurance Rates by Vehicle Model

Average Car Insurance Rates by Vehicle Model

Monthly full-coverage premiums range from $157 for the Toyota Camry to $288 for the Tesla Model Y.
Cheap SR-22 Insurance in Colorado From $61

Cheap SR-22 Insurance in Colorado From $61

The average monthly insurance rate for drivers requiring an SR-22 in Colorado is $113 per month. But you may find more affordable rates by comparing quotes from several insurers.
What Is a Car Insurance Policy Number?

What Is a Car Insurance Policy Number?

Your car insurance policy number is an 8–13-digit alphanumeric code that allows you to reference your policy any time you need to make changes or use your coverage.
Temporary Car Insurance in Nevada: What Your Short-Term Options Really Are

Temporary Car Insurance in Nevada: What Your Short-Term Options Really Are

True temporary car insurance isn’t available in Nevada, but Insurify Car lets Nevada drivers pay for liability coverage one week at a time.
Temporary Car Insurance in Colorado: What Your Short-Term Options Really Are

Temporary Car Insurance in Colorado: What Your Short-Term Options Really Are

Temporary car insurance in Colorado isn’t widely available, but Insurify Car allows you to pay for coverage seven days at a time.
How to Register and Insure a Salvage Title Vehicle in California (2026)

How to Register and Insure a Salvage Title Vehicle in California

It’s possible to insure a salvage title vehicle in California, but it can be more challenging and may require finding specialized insurance companies that offer coverage for salvage or rebuilt title vehicles.
Car Insurance Requirements in Kansas (2026)

Car Insurance Requirements in Kansas

Kansas drivers are required to carry 25/50/25 liability insurance, as well as personal injury protection and uninsured/underinsured motorist coverage.
Cheap SR-22 Insurance in California from $71

Cheap SR-22 Insurance in California from $71

Drivers with an SR-22 in California pay a monthly average premium of $104 for liability coverage, but you can save money by comparing quotes from several insurers.
Cheapest Car Insurance for Trucks (2026)

Cheapest Car Insurance for Trucks

USAA continually offers cheap rates for trucks of every make and model.
Cheap SR-22 Insurance in Massachusetts (2026)

Cheap SR-22 Insurance in Massachusetts

If you have a suspended license, you might need to file an SR-22 form to get back on the road.
Cost of Toyota RAV4 Car Insurance (2026)

Cost of Toyota RAV4 Car Insurance

USAA, State Farm, and GEICO offer the cheapest car insurance for Toyota RAV4 drivers.
Temporary Car Insurance in Texas: What Your Short-Term Options Really Are (2026)

Temporary Car Insurance in Texas: What Your Short-Term Options Really Are

True temporary car insurance doesn’t exist in Texas. Still, alternatives like Insurify Car offer flexible payment options and short-term coverage.
Temporary Car Insurance in Oregon: What You Need to Know (2026)

Temporary Car Insurance in Oregon: What You Need to Know

A normal car insurance policy in Oregon lasts for six months. State Farm provides the cheapest six-month policies in Oregon.
Average Car Insurance Cost in West Virginia (2026)

Average Car Insurance Cost in West Virginia

Drivers in West Virginia pay an average of $113 per month for car insurance.
17 Factors That Affect Car Insurance Rates

17 Factors That Affect Car Insurance Rates

Many factors determine your car insurance rates, and more may be in your control than you expect.
Cheapest Car Insurance Quotes in Grand Prairie, Texas (April 2026)

Cheapest Car Insurance Quotes in Grand Prairie, Texas (April 2026)

State Farm is the cheapest insurer in Grand Prairie, with an average liability rate of $57 per month. Right in the middle of Dallas and Fort Worth, Grand Prairie experiences heavy traffic, which insurers consider when setting rates.
Cheap Car Insurance Quotes in Newark (April 2026)

Cheap Car Insurance Quotes in Newark (April 2026)

The cheapest car insurance in Newark, New Jersey, comes from NJM, at an average of $182 per month for a liability-only policy. But Newark’s high levels of freight and tourism traffic, winter weather, and high number of ticketed drivers make full coverage a good idea for city drivers.
No-Deductible Car Insurance: Is It Right for You? (2026)

No-Deductible Car Insurance: Is It Right for You?

No-deductible car insurance saves you money after an accident, but could be costly over time.
Cheapest Car Insurance Quotes in Las Vegas (April 2026)

Cheapest Car Insurance Quotes in Las Vegas (April 2026)

COUNTRY Financial offers the cheapest car insurance in Las Vegas, with liability rates of $65 per month. Heavy congestion on Interstate 15 and high vehicle theft rates across the Las Vegas Valley help drive up premiums.
Car Insurance for Self-Employed People (2026)

Car Insurance for Self-Employed People

Identifying the right coverage level for your business vehicle is important; you’ll need to have the correct coverage in the event of a claim.
Bodily Injury Liability Coverage: What to Know

Bodily Injury Liability Coverage: What to Know

A component of a minimum-coverage insurance policy, bodily injury liability covers medical bills and accident-related costs for other drivers, but not the policyholder.
Cheap SR-22 Insurance in Alabama From $52

Cheap SR-22 Insurance in Alabama From $52

The average monthly rate for SR-22 insurance in Alabama is $117, but you may find more affordable rates by comparing quotes.
Gap Insurance on Used Cars: Do You Need It?

Gap Insurance on Used Cars: Do You Need It?

If you have a late-model used car, gap insurance could offer important financial protection.
Cheapest Car Insurance Quotes in Laredo (April 2026)

Cheapest Car Insurance Quotes in Laredo (April 2026)

State Farm has the cheapest car insurance in Laredo, with average rates of $51 per month. Heavy traffic on U.S. Highway 83 and Interstate 35 can influence local rates.
Cheap SR-22 Insurance in Iowa From $32

Cheap SR-22 Insurance in Iowa From $32

The average rate for liability insurance with an SR-22 on your record is $76 per month in Iowa.
Nissan Altima Car Insurance (2026)

Nissan Altima Car Insurance

USAA, State Farm, and GEICO offer the cheapest car insurance on average for Nissan Altima owners.
6-Month vs. 12-Month Car Insurance Policies (2026)

6-Month vs. 12-Month Car Insurance Policies

The benefits of each auto insurance term differ. Compare the options presented here to find the best policy length for you.
Cheap SR-22 Insurance in Maine From $46

Cheap SR-22 Insurance in Maine From $46

The average rate for liability coverage in Maine with an SR-22 on your record is $92, but you might be able to find lower rates by comparing quotes.
What Is Condo Insurance?

What Is Condo Insurance?

Condo insurance is a type of homeowners insurance product that covers your personal belongings and provides additional living expenses and personal liability coverage.
5 Best St. Petersburg Homeowners Insurance Companies (2026)

5 Best St. Petersburg Homeowners Insurance Companies

State Farm, Security First, AFI, and Nationwide offer the best homeowners insurance policies in St. Petersburg, Florida.
Best Pet Insurance in Maine (2026)

Best Pet Insurance in Maine

Pumpkin, Pets Best, and Figo offer the best pet insurance coverage in Maine.
Best Homeowners Insurance Companies in Mississippi (2026)

Best Homeowners Insurance Companies in Mississippi

Amica, State Farm, and USAA offer affordable pricing and quality coverage to help Mississippi homeowners protect their most valuable investment.
Houston Flood Insurance: Complete Guide for Homeowners in 2026

Houston Flood Insurance: Complete Guide for Homeowners in 2026

Flood insurance through the National Flood Insurance Program (NFIP) or a private insurer can protect your Houston home from flood damage.
Cost of Owning a Cane Corso (2026): Purchase, Vet Bills, and More

Cost of Owning a Cane Corso : Purchase, Vet Bills, and More

A purebred cane corso puppy from a breeder costs around $3,000, but you may pay less depending on where you acquire your furry friend.
Best Homeowners Insurance Companies in Pennsylvania (2026)

Best Homeowners Insurance Companies in Pennsylvania

Chubb, Amica, and Allstate are some of the top home insurers in Pennsylvania.
How to Manage Your Home Insurance Renewal

How to Manage Your Home Insurance Renewal

Some home insurance policies renew automatically. If yours doesn’t, it’s important to understand when and how to renew your policy.
Best Pet Insurance in Rhode Island (2026)

Best Pet Insurance in Rhode Island

Spot, Lemonade, and ASPCA offer some of the best pet insurance coverage in Rhode Island.
5 Best El Paso Homeowners Insurance Companies (2026)

5 Best El Paso Homeowners Insurance Companies

Amica, State Farm, and USAA offer some of the best homeowners insurance policies in El Paso.
Best Connecticut Homeowners Insurance Quotes (2026)

Best Connecticut Homeowners Insurance Quotes

USAA offers the lowest home insurance rates in Connecticut, at $100 per month for $300,000 in dwelling coverage.
Condo Hazard Insurance: What It Is and How It Works

Condo Hazard Insurance: What It Is and How It Works

Condo hazard insurance can provide meaningful protection for your possessions, but it won’t cover every loss you may face.
Very Cheap Car Insurance With No Deposit in Illinois (2026)

Very Cheap Car Insurance With No Deposit in Illinois

Find affordable Illinois car insurance with low deposit options. Compare top insurers with minimum-coverage rates starting at $38 per month.
Best Homeowners Insurance Companies in Louisiana (2026)

Best Homeowners Insurance Companies in Louisiana

Foremost, USAA, and State Farm offer some of the best homeowners insurance in Louisiana.
Cheapest Delaware Homeowners Insurance Quotes (2026)

Cheapest Delaware Homeowners Insurance Quotes

State Farm offers some of the cheapest homeowners insurance policies in Delaware, with annual premiums starting at $99 per month for $300,000 in dwelling coverage.
Best Homeowners Insurance Companies in Indiana (2026)

Best Homeowners Insurance Companies in Indiana

Allstate offers some of the cheapest homeowners insurance policies in Indiana, with premiums averaging $59 per month.
5 Best Houston Homeowners Insurance Companies (2026)

5 Best Houston Homeowners Insurance Companies

State Farm and Travelers offer some of the best homeowners insurance in Houston.
5 Best San Jose Homeowners Insurance Companies (2026)

5 Best San Jose Homeowners Insurance Companies

Allstate, Travelers, and USAA offer some of the best homeowners insurance policies in San Jose, California.
Comprehensive List of Home Insurance Discounts (2026)

Comprehensive List of Home Insurance Discounts

Most insurance companies offer home insurance discounts. Here’s how to find the best deals for your property coverage.
Electric Auto Insurance: User Reviews and Quotes (2026)

Electric Auto Insurance: User Reviews and Quotes

Electric Insurance Company is known for being a subsidiary of GE, but it’s soon to be sold.
Best Pet Insurance in North Carolina (2026)

Best Pet Insurance in North Carolina

Pets Best, AKC, and Figo are a few of the best pet insurance companies in North Carolina.
Why Is My Homeowners Insurance So Expensive?

Why Is My Homeowners Insurance So Expensive?

Inflation and natural disasters have increased the price of home insurance premiums across the country, but you can still find ways to save.
Best Pet Insurance in New Jersey (2026)

Best Pet Insurance in New Jersey

Some of the best pet insurance companies in New Jersey include Trupanion, Lemonade, and Figo.
Best Homeowners Insurance Companies in Illinois (2026)

Best Homeowners Insurance Companies in Illinois

The best home insurance companies in Illinois include American Family, Erie, and State Farm.
Best Washington Homeowners Insurance Quotes (2026)

Best Washington Homeowners Insurance Quotes

Allied offers some of the most affordable home insurance rates in Washington, with premiums averaging $80 per month.
Best Pet Insurance in Ohio (2026)

Best Pet Insurance in Ohio

Lemonade, Trupanion, and Embrace are the top pet insurance companies in Ohio. Here’s how to find the best fit.
Texas Hurricane Insurance: Complete Guide for Homeowners in 2026

Texas Hurricane Insurance: Complete Guide for Homeowners in 2026

Texas is prone to hurricanes. Fortunately, several insurance policies can help.
Cheap Home Insurance Quotes by State (2026)

Cheap Home Insurance Quotes by State

Average home insurance premiums range from Vermont at just $82 per month to Florida at $495 per month.
Best Homeowners Insurance Companies in Virginia (2026)

Best Homeowners Insurance Companies in Virginia

Travelers, Chubb, and Nationwide have some of the best homeowners insurance policies in Virginia.
Hazard Insurance in Texas: A Complete Guide for Homeowners in 2026

Hazard Insurance in Texas: A Complete Guide for Homeowners in 2026

Texas hazard insurance protects your home’s structure from common hazards like hail, tornadoes, and hurricanes.
Best Homeowners Insurance Companies in Kentucky (2026)

Best Homeowners Insurance Companies in Kentucky

Kentucky homeowners can find the best insurance policies and prices with Travelers, Allstate, and State Farm.
Best Homeowners Insurance Companies in Massachusetts (2026)

Best Homeowners Insurance Companies in Massachusetts

Amica and USAA are among the best home insurance companies in Massachusetts.
Grinnell Mutual Auto Insurance: User Reviews and Quotes (2026)

Grinnell Mutual Auto Insurance: User Reviews and Quotes

Grinnell Mutual Reinsurance Company offers several coverage and discount options, but its customer service scores are below the national average.
AssuranceAmerica Auto Insurance Review: Ratings and Quotes (2026)

AssuranceAmerica Auto Insurance Review: Ratings and Quotes

If you’ve been classified as a high-risk driver, AssuranceAmerica may be able to offer you coverage when you have few other options.
5 Best San Diego Homeowners Insurance Companies (2026)

5 Best San Diego Homeowners Insurance Companies

Chubb and Farmers offer some of the best homeowners insurance policies in San Diego.
Earthquake Insurance for Utah Residents: Is It Worth It?

Earthquake Insurance for Utah Residents: Is It Worth It?

Earthquake insurance is an added cost, but it can save you money in the long run in an earthquake-prone state like Utah.
What Is Coastal Home Insurance, and Who Needs It?

What Is Coastal Home Insurance, and Who Needs It?

Coastal home insurance is a comprehensive set of insurance policies and endorsements that financially protect homes located in a high-risk area on or near the coast.
Which State Has the Most Hurricanes?

Which State Has the Most Hurricanes?

Florida faces more hurricanes than any other states, but all states on the east coast or in the Gulf of Mexico face the threat of hurricane damage.
Best Homeowners Insurance Companies in Arkansas (2026)

Best Homeowners Insurance Companies in Arkansas

Farmers, State Farm, and Allstate are among our top picks for the best home insurance companies in Arkansas.
Guide to Flood Insurance in New Jersey

Guide to Flood Insurance in New Jersey

Flood insurance usually isn’t required for New Jersey homeowners. But if you live in a high-risk flood area, you might need to purchase flood insurance to qualify for a mortgage.
Best Pet Insurance in West Virginia (2026)

Best Pet Insurance in West Virginia

The top pet insurance companies in West Virginia are Figo, Embrace, and AKC.
Find a Car Insurance Broker in Florida

Find a Car Insurance Broker in Florida

Florida is one of the most expensive states for car insurance, and a broker can be invaluable in helping you find affordable coverage.
Best Pet Insurance in Georgia (2026)

Best Pet Insurance in Georgia

Spot, Lemonade, and Pets Best offer affordable premiums and quality pet insurance products in Georgia.
Best Homeowners Insurance Companies in Maryland (2026)

Best Homeowners Insurance Companies in Maryland

Travelers and USAA are among the cheapest home insurance companies operating in Maryland.
Best Birmingham Homeowners Insurance Quotes (2026)

Best Birmingham Homeowners Insurance Quotes

Allstate, Travelers, and Foremost offer the best homeowners insurance policies in Birmingham, Alabama.
Best Pet Insurance in Oklahoma (2026)

Best Pet Insurance in Oklahoma

Pets Best, AKC Pet Insurance, and Figo are among the best pet insurance companies available in Oklahoma.
Best Pet Insurance in Florida (2026)

Best Pet Insurance in Florida

ManyPets, Lemonade, and Figo are among the best pet insurance companies in Florida with the lowest rates.
5 Best Baltimore Homeowners Insurance Companies (2026)

5 Best Baltimore Homeowners Insurance Companies

Amica and Chubb offer some of the best homeowners insurance policies in Baltimore.
Mendota Auto Insurance: User Reviews and Quotes (2026)

Mendota Auto Insurance: User Reviews and Quotes

Mendota doesn’t have the best customer review scores, but it can be a good option for high-risk drivers seeking coverage.
Best Pet Insurance in Michigan (2026)

Best Pet Insurance in Michigan

Pets Best, Spot, and Embrace are some of the best pet insurance companies in the state.
Best Pet Insurance in Idaho (2026)

Best Pet Insurance in Idaho

Figo, Pumpkin, and Trupanion are the best pet insurance companies for Idaho pet owners.
Average Cost of Homeowners Insurance (2026)

Average Cost of Homeowners Insurance

Homeowners in the U.S. pay an average of $2,592 per year for home insurance, but rates vary significantly by state, city, insurer, and coverage amount.
Earthquake Insurance for Washington Residents: Is It Worth It?

Earthquake Insurance for Washington Residents: Is It Worth It?

Washington has the second-highest earthquake risk across the entire United States. Earthquake insurance can help protect your home and belongings against damage from an earthquake.
Best Pet Insurance in Nevada (2026)

Best Pet Insurance in Nevada

Figo, Pets Best, and Lemonade offer the top insurance policies for Nevada pet owners.
Condo Insurance vs. Homeowners Insurance: Learn the Differences

Condo Insurance vs. Homeowners Insurance: Learn the Differences

Condo and homeowners insurance serve the same purpose, protecting your home and belongings. But they differ greatly when it comes to coverage and cost.
5 Best Boise Homeowners Insurance Companies (2026)

5 Best Boise Homeowners Insurance Companies

American Family and Travelers are among the best homeowners insurance companies in Boise, Idaho.
Best Pet Insurance in 2026: Compare Quotes From Top Companies

Best Pet Insurance in 2026: Compare Quotes From Top Companies

Lemonade and Healthy Paws top the list of best pet insurers.
Best Condo Insurance Companies (2026)

Best Condo Insurance Companies

Allstate, American Family, and Amica are among our top picks for condo insurance due to price, customer service ratings, and coverage selections.
Renters Insurance in Texas: What to Know

Renters Insurance in Texas: What to Know

If you’re a renter in the Lone Star State, purchasing a renters insurance policy can protect your belongings.
Cheapest Renters Insurance Companies (2026)

Cheapest Renters Insurance Companies

State Farm, Lemonade, and Amica are among the most affordable renters insurance companies available.
What Is a Renters Insurance Deductible?

What Is a Renters Insurance Deductible?

A renters insurance deductible is an amount your insurer deducts from your payout for a claim.
What You Need to Know About Renters Earthquake Insurance

What You Need to Know About Renters Earthquake Insurance

Renters earthquake insurance can be worth it for tenants who live in high-risk earthquake areas, but coverage can be expensive depending on the location.
Best Renters Insurance in Chicago (2026)

Best Renters Insurance in Chicago

The best renters insurance companies in Chicago include Lemonade, State Farm, Allstate, Erie, and American Family.
Homeowners Insurance vs. Mortgage Insurance: What’s the Difference?

Homeowners Insurance vs. Mortgage Insurance: What’s the Difference?

Home insurance protects you if a covered peril damages your home. Mortgage insurance protects lenders if a borrower stops paying their mortgage.
Best Renters Insurance in Ohio (2026)

Best Renters Insurance in Ohio

Renters insurance in Ohio is an affordable and easy way to protect your belongings.
Best Renters Insurance in Virginia (2026)

Best Renters Insurance in Virginia

Renters insurance can be an affordable way to protect your personal property from catastrophic damage risk.
Best Renters Insurance in Florida (2026)

Best Renters Insurance in Florida

Renters insurance covers personal property, liability, and additional living expenses for renters in Florida.
Best Renters Insurance Companies (2026)

Best Renters Insurance Companies

Compare top renters insurance companies like State Farm, Allstate, and Lemonade to find the best coverage for you.
Best Renters Insurance in Georgia (2026)

Best Renters Insurance in Georgia

Renters insurance is easy to find and relatively affordable in Georgia, at an average of $22 per month.
Best Renters Insurance in Houston (2026)

Best Renters Insurance in Houston

Renters insurance rates in Texas are nearly identical to the national average.
Indiana Home Insurance Costs Jumped Over 17% Since 2023

Indiana Home Insurance Costs Jumped Over 17% Since 2023

After a 6% increase in 2025, the state will see an additional 3% hike in 2026, new report projects.
What Is Home Repair Insurance? (2026)

What Is Home Repair Insurance?

Home repair insurance is a service contract — not an insurance policy — that can cover repairs and replacement of home systems and appliances after a covered breakdown.
Minnesota Home Insurance Costs Soared 34% in 2025

Minnesota Home Insurance Costs Soared 34% in 2025

And Minnesota homeowners could face another increase of nearly 4% in 2026, new report projects.
Wildfire, Hail, Building Costs Pushed Montana Home Insurance Costs Up by 18% in 2025

Wildfire, Hail, Building Costs Pushed Montana Home Insurance Costs Up by 18% in 2025

Average annual premium rose over $300 last year, new report says. And 2026 could bring further increases.
Washington Home Insurance Costs Likely to Climb in 2026

Washington Home Insurance Costs Likely to Climb in 2026

State home insurance premiums could rise 4.4% by year’s end, but will still be among the most affordable in the U.S.
Florida Home Insurance Costs Spiked 18% in 2025, New Report Finds

Florida Home Insurance Costs Spiked 18% in 2025, New Report Finds

The Sunshine State remains the most expensive place in the U.S. for homeowners insurance, according to Insurify’s Insuring the American Homeowner Report.
California Homeowners Could Face 16% Insurance Rate Jump in 2026, Report Says

California Homeowners Could Face 16% Insurance Rate Jump in 2026, Report Says

Insurers may seek rate increases to offset losses from 2025 L.A. wildfires, according to Insuring the American Homeowner Report.
Car Insurance Company Comparisons (2026)

Car Insurance Company Comparisons

Compare top auto insurance companies side by side to see how coverage options, customer service, and pricing stack up before you choose an insurance policy that fits your insurance needs.
Why ‘Social Inflation’ Is Boosting Bodily Injury Claims and What Insurers Must Do Next

Why ‘Social Inflation’ Is Boosting Bodily Injury Claims and What Insurers Must Do Next

Behavioral and legal shifts appear to be contributing to rising car insurance costs.
Umbrella Insurance Policy: What It Is and How It Protects You

Umbrella Insurance Policy: What It Is and How It Protects You

An umbrella policy provides coverage beyond the limits of standard liability policies. Not every homeowner needs umbrella insurance, and it’s best suited for people with significant assets.
State Farm, California, and Consumer Advocates Reach Agreement on 2025 Emergency Rate Hike

State Farm, California, and Consumer Advocates Reach Agreement on 2025 Emergency Rate Hike

A 17% homeowners insurance increase will stand, but some condo owners and landlords will see refunds.
Moral Hazard in Home Insurance: Definition and Examples

Moral Hazard in Home Insurance: Definition and Examples

Moral hazard in home insurance happens when a homeowner behaves irresponsibly, like not locking their doors to prevent theft, because they assume their insurer will cover any damages.
Who Pays When a Driverless Vehicle Crashes?

Who Pays When a Driverless Vehicle Crashes?

New car technology is making crash liability more complicated. Regulators and courts must determine if humans, software, or manufacturers are at fault.
Hazard Insurance: What It Is and How It Works

Hazard Insurance: What It Is and How It Works

Hazard insurance represents the portion of your homeowners insurance policy that helps pay to rebuild or repair your home after damage from a covered peril.
What Is a Home Insurance Declaration Page?

What Is a Home Insurance Declaration Page?

A homeowners insurance declaration page serves as proof of coverage and summarizes key policy details like coverage, coverage limits, and deductibles.
What Is Loss of Use Coverage in Homeowners Insurance?

What Is Loss of Use Coverage in Homeowners Insurance?

Loss of use coverage provides for you to live somewhere else in the event your home is unlivable. But there are other things you should know about this coverage.
Thousands of Georgia Pet Parents Face Steep Insurance Rate Hikes in 2026

Thousands of Georgia Pet Parents Face Steep Insurance Rate Hikes in 2026

Some will see annual premium increases of more than $1,000 as insurers raise rates amid rising claims costs.
How to Avoid Tow Truck Scams

How to Avoid Tow Truck Scams

Don’t let a tow scam catch you off guard. Learn about common tow truck scams and how to protect yourself and your vehicle.
Good Student Discount: What It Is and How It Works (2026)

Good Student Discount: What It Is and How It Works

Many car insurance companies offer discounts for young drivers who achieve good grades in school. Here’s how to get the savings.
Connected Car Data: Are Insurers and Drivers Rolling Toward Dynamic, Variable Pricing?

Connected Car Data: Are Insurers and Drivers Rolling Toward Dynamic, Variable Pricing?

Real-time driving data means insurers can set premiums based on how people actually drive rather than estimated risk.
Cost of Owning a Belgian Malinois (2026): Purchase, Vet Bills, and More

Cost of Owning a Belgian Malinois : Purchase, Vet Bills, and More

The average cost of a Belgian Malinois varies widely, from $350 to $9,000, depending on where you get it, your reasons for wanting one, and its age.
Cost of Owning a Shih Tzu (2026): Purchase, Vet Bills, and More

Cost of Owning a Shih Tzu : Purchase, Vet Bills, and More

You’ll pay up to $3,000 for a Shih Tzu, but it’s possible to find them for less. Caring for your dog will generally be an even bigger expense in the long run.
Insurance Premium Pressure: 57% Have Made Financial Sacrifices to Afford Home Insurance

Insurance Premium Pressure: 57% Have Made Financial Sacrifices to Afford Home Insurance

Most homeowners (59%) saw their insurance premiums increase in 2025. As costs rise, more than one quarter said they would drop home insurance if they could (28%).
Auto Industry’s Hottest New Model: Selling Insurance

Auto Industry’s Hottest New Model: Selling Insurance

Hyundai joins other automakers in aiming to leverage new-vehicle technology and streamline the customer experience — but traditional insurers see complications.
GEICO Renters Insurance Review: Cost, Coverage, and More (2026)

GEICO Renters Insurance Review: Cost, Coverage, and More

GEICO offers renters affordable rates. But many customers report a difficult customer service experience.
Why More Americans Are Buying More Than One Type of ‘Health Insurance’

Why More Americans Are Buying More Than One Type of ‘Health Insurance’

Supplemental health insurance can help fill in coverage gaps.
Business Insurance: A Comprehensive Guide (2026)

Business Insurance: A Comprehensive Guide

Business insurance protects you against multiple risks that you may face when running your company.
Consumer Complaints About Insurers Rose 7% in 2025

Consumer Complaints About Insurers Rose 7% in 2025

Auto and home insurance customers, specifically, filed 9.2% more complaints in 2025 than in 2024.
Tighter Enforcement Driving Rising Auto Insurance Fraud Numbers, Experts Say

Tighter Enforcement Driving Rising Auto Insurance Fraud Numbers, Experts Say

A significant increase in cases may be due to improved enforcement and tracking, not just an increase in crime.
Can Halfway There Insurance Parody Thread the Needle in a Crowded Insurance Market?

Can Halfway There Insurance Parody Thread the Needle in a Crowded Insurance Market?

Big insurer’s Big Game ad could be the next smart play in winning drivers’ auto insurance dollars.
California Car Insurance Rates Plunged by 8% in 2025, New Report Finds

California Car Insurance Rates Plunged by 8% in 2025, New Report Finds

Lower claims costs and fewer accidents spurred some insurers to lower rates.
Texas Car Insurance Rates Shrank 8% in 2025, New Report Finds

Texas Car Insurance Rates Shrank 8% in 2025, New Report Finds

Rates fell nationwide last year, and fewer accidents and vehicle thefts may have helped in Texas.
Risking It All: 1 in 6 Homeowners in the Most Climate-Vulnerable States Skip Home Insurance

Risking It All: 1 in 6 Homeowners in the Most Climate-Vulnerable States Skip Home Insurance

In the 10 states where average incomes are lowest, the rate rises to nearly 1 in 5 uninsured homes, indicating that affordability is also a factor.
Flood Insurance Costs Could Soar 64% Without Government-Backed NFIP

Flood Insurance Costs Could Soar 64% Without Government-Backed NFIP

Nine in 10 Americans with flood insurance get their coverage through the heavily subsidized National Flood Insurance Program (NFIP). If the NFIP ends, Americans could see average flood insurance costs rise by about $600 annually.
Amid Economic Headwinds, Most Americans Fell Short of 2025 Financial Goals — and 2026 May Not Be Better

Amid Economic Headwinds, Most Americans Fell Short of 2025 Financial Goals — and 2026 May Not Be Better

Only 11% hit their 2025 goals, with many considering the cost of car and home insurance a major obstacle.
Recalls, Safety Concerns, and Skyrocketing Insurance — Is the Cybertruck Worth It?

Recalls, Safety Concerns, and Skyrocketing Insurance — Is the Cybertruck Worth It?

Cybertruck owners pay an average of $4,649 per year for car insurance — more than double the national average.
Southern Inhospitality: 9 of the 10 Most Expensive Cities for Renters Insurance are in the South

Southern Inhospitality: 9 of the 10 Most Expensive Cities for Renters Insurance are in the South

Mississippi, Michigan, and Louisiana are the most expensive states for renters insurance.
Your Car Is Watching You: How Telematics Is Rewriting Your Auto Insurance Policy

Your Car Is Watching You: How Telematics Is Rewriting Your Auto Insurance Policy

The growth of connected-car data is pushing insurers to offer new coverage for cyber risks, but legal experts warn that the same data can be used against consumers in court.
Flood Insurance: What It Covers and Costs

Flood Insurance: What It Covers and Costs

Flood insurance costs $786 per year, on average, and can provide coverage for flood-related damages that traditional home insurance doesn’t cover.
Auto Sales Are Holding Up — but Buyers Are Stretching Loans to Make Cars Affordable

Auto Sales Are Holding Up — but Buyers Are Stretching Loans to Make Cars Affordable

While longer loans may seem to make things more affordable up front, additional costs lurk later.
State Farm Renters Insurance Review: Cost, Coverage, and More (2026)

State Farm Renters Insurance Review: Cost, Coverage, and More

State Farm offers affordable renters insurance rates in nearly every state, although it doesn’t have as many discounts and add-ons as competitors.
The Digital Divide: Online Insurance Buying Is Improving, but Not Uniformly

The Digital Divide: Online Insurance Buying Is Improving, but Not Uniformly

A new scorecard for auto insurers shows advances in quoting and comparing, but some websites are still clunky and hard to use.
Drive It Like You … The Most Stolen Cars in America (2025 Data)

Drive It Like You … The Most Stolen Cars in America (2025 Data)

The Hyundai Elantra is the most stolen car in the U.S., with more than 11,000 thefts in the first half of 2025. Theft rates across all vehicles are highest in Washington, D.C., and California.
Excepsure Car Insurance Review (Ratings and Expert Insights)

Excepsure Car Insurance Review (Ratings and Expert Insights)

Excepsure offers non-standard car insurance in Georgia, Alabama, and Texas.
California Home Insurer Allowed to Drop 1,300-Plus Policies in High Wildfire Risk Areas

California Home Insurer Allowed to Drop 1,300-Plus Policies in High Wildfire Risk Areas

First Select policy non-renewal notices will roll out over the next year.
Fixable EV Collision Claims Peeked in Late 2025

Fixable EV Collision Claims Peeked in Late 2025

Higher payouts could prompt insurers to charge even higher premiums for EV coverage.
FEMA Flood Maps Omit Millions of High-Risk Homes, Report Says

FEMA Flood Maps Omit Millions of High-Risk Homes, Report Says

Research finds outdated and incomplete maps underestimate flood risk, leaving millions underinsured.
Insurance Claims Spike During Holidays. How to Prevent Costly Claims

Insurance Claims Spike During Holidays. How to Prevent Costly Claims

Keep the holidays bright by preventing home damage, car crashes, and package theft.
Winter Fires Pose Double Threat to Uninsured Homeowners

Winter Fires Pose Double Threat to Uninsured Homeowners

10 states have high rates of uninsured homes and higher risks of devastating home fires.
State Farm Cutting Auto Rates, Hiking Home Premiums in Louisiana

State Farm Cutting Auto Rates, Hiking Home Premiums in Louisiana

Rate changes will affect more than 1.3 million policyholders in the Bayou State.
Legal Storm Brews Over Insurers’ ‘Binding Restrictions’

Legal Storm Brews Over Insurers’ ‘Binding Restrictions’

Lawsuit challenges insurers’ practice of halting new policy sales during bad-weather warning periods.
22 Million ACA Enrollees Face 114% Average Premium Increase

22 Million ACA Enrollees Face 114% Average Premium Increase

With ACA tax credits set to expire, millions of Americans must choose between higher health insurance premiums, risky short-term plans, or going uninsured.
Subaru and Hyundai Models Are the Cheapest 2024/2025 Vehicles to Insure

Subaru and Hyundai Models Are the Cheapest 2024/2025 Vehicles to Insure

Drivers with a 2024/2025 Subaru Outback pay almost $1,000 less per year than the national average.
California lawsuit accuses insurer of charging but not covering ride-sharing customers

California lawsuit accuses insurer of charging but not covering ride-sharing customers

Alleged “bait and switch” could leave riders with less coverage than they paid for
The Little Cost-Shaving That Affects Auto Policyholders Big Time

The Little Cost-Shaving That Affects Auto Policyholders Big Time

Insurers routinely use data company’s market-value reports to lowball totaled vehicle settlements, lawsuits allege.
First American Home Warranty Review: Prices and Ratings (2026)

First American Home Warranty Review: Prices and Ratings

First American offers highly customizable home warranty policies, with three plans at various prices and add-on coverages.
5 Ways AI Can Help You Keep Your 2026 Financial Resolutions

5 Ways AI Can Help You Keep Your 2026 Financial Resolutions

Doubt you’ll be able to follow through on your 2026 financial goals? AI could be the tool that gives you a shot at success.
Best Pet Insurance Companies With No Waiting Period (2026)

Best Pet Insurance Companies With No Waiting Period

Get same-day pet insurance coverage from insurers like MetLife and Embrace.
Best Pet Wellness Plans for Routine Care (2026)

Best Pet Wellness Plans for Routine Care

Spot, Embrace, and MetLife are some of the best pet wellness plans you need on your radar.
The Teen Tax: Young Drivers Add 90% More to Parents’ Car Insurance Costs

The Teen Tax: Young Drivers Add 90% More to Parents’ Car Insurance Costs

But parents can save an average of $1,079 by adding their teen driver to their own policy rather than buying a separate one.
Farmers Ends Cap on New Home Policies in California

Farmers Ends Cap on New Home Policies in California

Insurer credits regulatory reforms in decision to lift ban on selling over 9,500 new policies per month.
Progressive to Refund Nearly $1 Billion to Florida Drivers in 2026

Progressive to Refund Nearly $1 Billion to Florida Drivers in 2026

Insurance reform in 2023 helped pave the way for auto insurance rate decreases and refunds in Florida.
Personality vs. Policy: Insurers Bet Big on Mascots to Drive Sales

Personality vs. Policy: Insurers Bet Big on Mascots to Drive Sales

Memorable advertisements keep companies top of mind for consumers, but do they help shoppers understand policy options?
State Farm Suffers Credit Downgrade, Despite Signs of Financial Comeback

State Farm Suffers Credit Downgrade, Despite Signs of Financial Comeback

The downgrade could translate into rising costs for policyholders.
NY Needs Home Insurance Reform, Industry Watchers Tell Regulators

NY Needs Home Insurance Reform, Industry Watchers Tell Regulators

Rising premiums, fewer options, denied claims, and policy cancellations are growing the crisis, NY Senate committee hears.
The Best Cell Phone Insurance Plans and Protection (2026)

The Best Cell Phone Insurance Plans and Protection

With some phones costing well over $1,000, the cost of cell phone insurance can be worth the investment.
Drone Insurance: Cost, Coverages, and Whether You Need It

Drone Insurance: Cost, Coverages, and Whether You Need It

While there’s no law requiring you to buy drone insurance, it offers valuable protection for professionals and hobbyists.
Allstate Renters Insurance Review: Cost, Coverage, and More (2026)

Allstate Renters Insurance Review: Cost, Coverage, and More

Allstate offers some of the most affordable renters insurance rates on the market, particularly if you bundle your coverage. But customer reviews lean negative.
LA County Investigating State Farm’s Handling of January Wildfire Claims

LA County Investigating State Farm’s Handling of January Wildfire Claims

Policyholders complain of slow-walking, underpayments, and denials, county says.
Nearly 50K Florida Pet Parents Face Double-Digit Pet Insurance Premium Hikes

Nearly 50K Florida Pet Parents Face Double-Digit Pet Insurance Premium Hikes

The state’s office of insurance regulation approved rate increase requests from three pet insurers in the past month.
AppleCare vs. Verizon Insurance: Which Device Protection Plan Is Better?

AppleCare vs. Verizon Insurance: Which Device Protection Plan Is Better?

AppleCare is more affordable, but Verizon insurance offers greater coverage.
Asurion vs. AppleCare: Which Device Protection Plan Is Better?

Asurion vs. AppleCare: Which Device Protection Plan Is Better?

AppleCare delivers high-rated service for Apple-only users, while Asurion provides cost-effective coverage for bundling non-Apple devices.
T-Mobile Protection 360 vs. AppleCare: Which Device Protection Plan Is Better?

T-Mobile Protection 360 vs. AppleCare: Which Device Protection Plan Is Better?

AppleCare device protection could make sense if you use only Apple devices. But people with non-Apple devices may prefer T-Mobile Protection 360.
Drivers Feel Auto Insurers ‘Judge’ Them Unfairly, Survey Shows

Drivers Feel Auto Insurers ‘Judge’ Them Unfairly, Survey Shows

Rates based on ‘broad assumptions’ don’t reflect actual driving habits, respondents told data analytics company.
Gen Z to the Insurance Industry: Thanks, But No Thanks | Insurify

Gen Z to the Insurance Industry: Thanks, But No Thanks

Roles in the insurance industry offer security and stability, but for Gen Z, other factors matter more.
Insurify’s AI Report: 86% of Americans Would Trust AI to Help Them Buy Car Insurance

Insurify’s AI Report: 86% of Americans Would Trust AI to Help Them Buy Car Insurance

And more than two-thirds of drivers (68%) would let AI secure them a policy with a new insurer if doing so could save them $1,000 annually, according to Insurify’s inaugural AI Insurance Report.
Insured but Indebted: Why Americans Say Health Insurance Is Failing Them

Insured but Indebted: Why Americans Say Health Insurance Is Failing Them

Health insurance reform has sweeping support, survey shows, regardless of voters’ political affiliations.
Cheapest ATV Insurance Companies (2026)

Cheapest ATV Insurance Companies

ATV insurance costs can vary, but it’s typically more affordable than a standard car insurance policy.
Americans Back on the Road — And It’s Starting to Feel Like Pre-pandemic Again

Americans Back on the Road — And It’s Starting to Feel Like Pre-pandemic Again

The way Americans drive is shifting to reflect new lives, work patterns, and ongoing relationships with technology.
Lower Disaster Losses for Insurers Won’t Add Up to Lower Rates for Homeowners

Lower Disaster Losses for Insurers Won’t Add Up to Lower Rates for Homeowners

A quiet catastrophe year gives insurance companies a break. Still, La Niña, wildfire risks, and severe storms mean homeowners should stay alert and proactive.
Are auto thieves in retreat? Car thefts in the U.S. are dropping rapidly, but the reasons remain unclear

Are auto thieves in retreat? Car thefts in the U.S. are dropping rapidly, but the reasons remain unclear

New data from the National Insurance Crime Bureau show a significant decline in car thefts across the country.
About 180,00 Seniors Across 16 States Will Soon Lose Their Medicare Advantage Plan

About 180,00 Seniors Across 16 States Will Soon Lose Their Medicare Advantage Plan

UnitedHealth will exit 109 counties in 2026, and says more cuts to come.
Holiday Shopping Survey: Porch Pirates and Tariffs Threaten Gift-Giving in 2025

Holiday Shopping Survey: Porch Pirates and Tariffs Threaten Gift-Giving in 2025

Americans face more risks than porch pirates this holiday season. While 46% of Americans have fallen victim to package theft, another 79% say tariffs will cause them to adjust their shopping plans.
State Farm to Start Selling New Home, Auto, and Other Policies in Massachusetts

State Farm to Start Selling New Home, Auto, and Other Policies in Massachusetts

Largely absent from the commonwealth for nearly 20 years, the insurer plans to begin new sales by early 2027.
Free Health Insurance: Programs That Provide No-Cost Coverage

Free Health Insurance: Programs That Provide No-Cost Coverage

Three government benefit programs offer free or low-cost health insurance to Americans.
Cheapest Homeowners Insurance for Seniors (2026)

Cheapest Homeowners Insurance for Seniors

Your age won’t affect your home insurance rate, but several other factors will.
California Moves Against Tesla Insurance Over Thousands of Policyholder Complaints

California Moves Against Tesla Insurance Over Thousands of Policyholder Complaints

EV-maker’s insurance arm could lose permission to sell policies in the state that buys the most Teslas.
Renters Insurance Rates to Rise 10% for 135K+ California Renters

Renters Insurance Rates to Rise 10% for 135K+ California Renters

State regulators approved the increase retroactively to July 1, 2025.
Cheap Motorcycle Insurance Quotes (2026)

Cheap Motorcycle Insurance Quotes

State Farm, USAA, and Auto-Owners are among the cheapest companies for motorcycle insurance.
Health Insurance Companies (2026)

Health Insurance Companies

UnitedHealthcare and Elevance Health are two of the largest health insurance companies in the country.
More Drivers Using Do Not Disturb Phone Feature, Research Shows

More Drivers Using Do Not Disturb Phone Feature, Research Shows

71% are aware of DNDWD, but just 29% use it regularly, according to Cambridge Mobile Telematics report.
Your Guide to Commercial Car Insurance in Virginia (2026)

Your Guide to Commercial Car Insurance in Virginia

Virginia requires businesses to have either commercial auto insurance or another form of financial responsibility.
Most U.S. Homeowners Worry About Increasingly Expensive Insurance Costs, Survey Finds

Most U.S. Homeowners Worry About Increasingly Expensive Insurance Costs, Survey Finds

Seventy-five percent of American homeowners think home insurance will soon be unaffordable, according to Realtor.com’s research.
With National Flood Insurance Program Set to Expire, Fewer Are Buying Flood Coverage

With National Flood Insurance Program Set to Expire, Fewer Are Buying Flood Coverage

The NFIP has shed nearly 12,000 policies since August 2024, and more communities are forgoing participation in the federal program.
Not So Merry: Dangerous Driving Spikes on Holiday Highways

Not So Merry: Dangerous Driving Spikes on Holiday Highways

Speeding increases by 68% on Thanksgiving compared to typical Thursdays, an analysis found.
Guide to Commercial Car Insurance in Colorado (2026)

Guide to Commercial Car Insurance in Colorado

Progressive, Farmers, and the Colorado Farm Bureau Insurance Company are among the best insurers in the Centennial State.
California Set to Launch First Public Wildfire Model for Home Insurance

California Set to Launch First Public Wildfire Model for Home Insurance

Model could help regulators and homeowners better understand rate increases.
More Florida Homeowners Suing Over Denied Insurance Claims, Report Finds

More Florida Homeowners Suing Over Denied Insurance Claims, Report Finds

Following tort reform, insurers are denying more claims, and more homeowners are taking legal action, Weiss Ratings says.
What Is Medicaid?

What Is Medicaid?

Medicaid helps low-income households cover healthcare costs for children, pregnant women, and people on Supplemental Security Income.
How to Apply for Medicaid: A Step-by-Step Guide

How to Apply for Medicaid: A Step-by-Step Guide

Eligibility requirements vary by state, but you can apply for Medicaid online, over the phone, or in person.
Refunds and Rate Decreases May Be on the Way for Some Florida Drivers

Refunds and Rate Decreases May Be on the Way for Some Florida Drivers

State limit on insurer profits may require Progressive to issue refunds to auto policyholders.
Pet Anxiety Claims Are Increasing, Insurer Reports

Pet Anxiety Claims Are Increasing, Insurer Reports

In six states and Washington, D.C., year-over-year increases topped 100%, Trupanion says.
Record Number of Drivers Comparison Shopped for Car Insurance in 2024

Record Number of Drivers Comparison Shopped for Car Insurance in 2024

Rising rates pushed nearly half of policyholders to shop for a better deal, new report found.
High-Risk Homeowners: 67% Would Weather Climate Risk for a Good Deal on a House

High-Risk Homeowners: 67% Would Weather Climate Risk for a Good Deal on a House

Nearly half of surveyed homeowners knew they were buying a disaster-prone home.
Hidden Costs of Homeownership Come in at $21,084 — on Top of a Mortgage

Hidden Costs of Homeownership Come in at $21,084 — on Top of a Mortgage

Insurance, utilities, and other homeownership costs are eating into Americans’ budgets. In states like Hawaii and California, non-mortgage costs can surpass $30,000 per year.
A Guide to Business Liability Insurance for Small-Business Owners

A Guide to Business Liability Insurance for Small-Business Owners

Business liability insurance protects your small business from financial liability if your business is found responsible for any injury, property damage, slander, libel, settlements, or more.
Illinois ‘Driving Change’ Auto Insurance Reform Campaign Claims Unfair Rating Factors, Aims to Decrease Costs

Illinois ‘Driving Change’ Auto Insurance Reform Campaign Claims Unfair Rating Factors, Aims to Decrease Costs

As insurance rates increase, Illinois Secretary of State Alexi Giannoulias is pushing for insurance reform legislation.
How to Get Vacation Insurance

How to Get Vacation Insurance

Vacation insurance can protect you against trip cancellations, lost baggage, and medical emergencies while traveling.
Rate Decreases May Be on the Way for Some Florida Condo and Home Owners

Rate Decreases May Be on the Way for Some Florida Condo and Home Owners

State’s ninth-largest home insurer is seeking a rate decrease for some policyholders.
Whitmer Directs Michigan Regulators to Help Residents Keep Affordable Health Coverage

Whitmer Directs Michigan Regulators to Help Residents Keep Affordable Health Coverage

State insurance office to offer guidance for residents navigating federal changes to ACA marketplace, Medicare, and Medicaid
Best Technology Insurance for Businesses in 2026

Best Technology Insurance for Businesses in 2026

The tech insurance market offers several plan options to fit unique business needs.
Commercial Pickup Truck Insurance: Coverages, Prices, and More

Commercial Pickup Truck Insurance: Coverages, Prices, and More

Commercial pickup truck insurance may be less expensive than you think, as pickups tend to be less expensive to insure than cars.
12 States Facing Double-Digit Car Insurance Hikes by End of 2025 – Tariffs Escalating Costs

12 States Facing Double-Digit Car Insurance Hikes by End of 2025 – Tariffs Escalating Costs

Rhode Island will see the biggest increase, at 20%, according to new report. Michigan follows closely, at 19%.
Best Commercial Auto Insurance Companies (2026)

Best Commercial Auto Insurance Companies

Progressive, Allstate, and Farmers Insurance have some of the best coverage options for commercial vehicle insurance, with policies for small businesses and big fleets.
American Family Home Insurance Review: Ratings and Quotes (2026)

American Family Home Insurance Review: Ratings and Quotes

Coverage is available for homeowners, condo owners, and even renters in 19 states, with top industry and customer satisfaction ratings.
Pennsylvania Regulator Blocked $210.1 Million in Insurance Premium Increases in 2025

Pennsylvania Regulator Blocked $210.1 Million in Insurance Premium Increases in 2025

The Pennsylvania Insurance Department denied more than $85 million in auto insurance premium hikes in the first half of the year.
Rhode Island Moves to Leash Pet Insurers

Rhode Island Moves to Leash Pet Insurers

New pet insurance regulation requires disclosures and limits waiting periods.
Lemonade to Stop Selling Home Insurance in More Texas Counties as State Faces High Climate Risks

Lemonade to Stop Selling Home Insurance in More Texas Counties as State Faces High Climate Risks

In a state marked by climate disasters, homeowners continue to lose coverage options.
New Mexico’s FAIR Plan Gets $300K Coverage Boost

New Mexico’s FAIR Plan Gets $300K Coverage Boost

Home insurer of last resort will now cover homes valued at up to $750K.
BMW M3 Car Insurance Quotes (2026)

BMW M3 Car Insurance Quotes

The average monthly BMW M3 insurance rate is $132 for liability coverage and $248 for full coverage, but rates vary based on model year and insurer.
Already, U.S. Natural Disasters Drive Near-Record Global Insurance Losses in 2025

Already, U.S. Natural Disasters Drive Near-Record Global Insurance Losses in 2025

$84 billion losses signal bigger bills, fewer options for American property owners
Most Americans Don’t Trust Insurers Will Help Them When Something Goes Wrong, Study Finds

Most Americans Don’t Trust Insurers Will Help Them When Something Goes Wrong, Study Finds

While most know they need home and car insurance, 24% have reduced coverage to save money.
Florida Has Now Added More Home Insurers Than It Lost Since 2020

Florida Has Now Added More Home Insurers Than It Lost Since 2020

But the state’s climate challenges still leave Florida homeowners paying record-high premiums.
Audi R8 Car Insurance Quotes (2026)

Audi R8 Car Insurance Quotes

Audi R8 drivers pay a monthly average of $132 for liability-only insurance and $248 for full coverage.
Ohio Becomes 8th State to OK Virtual Vet Visits Without In-Person Visit First

Ohio Becomes 8th State to OK Virtual Vet Visits Without In-Person Visit First

New legislation limits prescriptions through telehealth and bans telemedicine for foodstock animals.
Buckle Up and Slow Down: Virginia Cracks Down on Reckless Driving

Buckle Up and Slow Down: Virginia Cracks Down on Reckless Driving

All occupants now must wear seat belts, and street takeovers and speeders face steeper penalties.
Audi A3 Car Insurance Quotes (2026)

Audi A3 Car Insurance Quotes

On average, Audi A3 drivers pay $237 per month for full coverage and $126 per month for liability-only coverage.
Audi A4 Car Insurance Quotes (2026)

Audi A4 Car Insurance Quotes

Full-coverage Audi A4 car insurance costs $223 per month, or $2,676 per year, which is slightly above the national average for similar cars.
How Much is Insurance for a 16-Year-Old in Texas?

How Much is Insurance for a 16-Year-Old in Texas?

On average, teen drivers in Texas pay $312 per month, but that number can change based on multiple factors.
Acura TLX Car Insurance Quotes (2026)

Acura TLX Car Insurance Quotes

Acura TLX drivers pay an average of $178 per month for car insurance.
Personal Property Coverage: What You Need to Know

Personal Property Coverage: What You Need to Know

Personal property coverage protects your belongings, whether they’re inside or outside your home.
What Is an Escrow Balance, and How Is It Calculated?

What Is an Escrow Balance, and How Is It Calculated?

Mortgage servicers use escrow accounts to cover the cost of home insurance premiums, among other things.
How Does Car Insurance Work?

How Does Car Insurance Work?

Car insurance protects you financially in the event of an accident. Read on to learn the different types of coverages and important terms to know when shopping for car insurance.
Insurance Reform in Louisiana Sparks Controversy, Expands Oversight

Insurance Reform in Louisiana Sparks Controversy, Expands Oversight

Insurance commissioner opposes new legislation that allows him to block rate increases and require more transparency from home and auto insurers.
Safe Drivers Pay the Price for Reckless Neighbors, According to Allstate’s Most Dangerous Driving Cities

Safe Drivers Pay the Price for Reckless Neighbors, According to Allstate’s Most Dangerous Driving Cities

Bostonians are the most dangerous drivers in the U.S., crashing every three years on average, and their insurance premiums reflect that.
In the Doghouse: Pet Owners Take Nationwide to Court

In the Doghouse: Pet Owners Take Nationwide to Court

Lawsuit alleges insurer promised ‘whole life care’ but dropped sick, older pets — leaving them potentially uninsurable with other companies.
String of Cyberattacks Against Insurance Industry Could Disrupt Home and Auto Policyholders

String of Cyberattacks Against Insurance Industry Could Disrupt Home and Auto Policyholders

Customers could face delayed claims filing and communication blackouts as a notorious hacker group targets U.S. insurance companies.
Pet Care Costs Soared 19% for Cats, 12% for Dogs in Last 3 Years, Study Shows

Pet Care Costs Soared 19% for Cats, 12% for Dogs in Last 3 Years, Study Shows

Many owners underestimate costs and are unprepared to pay for pet care.
Toyota Prius Car Insurance Quotes (2026)

Toyota Prius Car Insurance Quotes

People who drive a Toyota Prius pay an average of $91 per month for liability-only insurance and $171 per month for full-coverage insurance.
New Bill Would Allow Louisiana Home Insurers to Block Lawsuits in Exchange for Cheaper Premiums

New Bill Would Allow Louisiana Home Insurers to Block Lawsuits in Exchange for Cheaper Premiums

Proposed legislation would mean cheaper premiums for Louisiana homeowners, but the trade-off could leave unsatisfied policyholders with less recourse.
California’s Home Insurer of Last Resort Sees 74% Jump in Policy Numbers

California’s Home Insurer of Last Resort Sees 74% Jump in Policy Numbers

With nearly $600 billion at risk, FAIR Plan growth points to ‘a less stable market’ and could push costs even higher for homeowners.
Toyota Tundra Car Insurance Quotes (2026)

Toyota Tundra Car Insurance Quotes

Insurance premiums for a Toyota Tundra vary substantially based on the company, so it makes sense to compare quotes from several insurers.
Mini Cooper Car Insurance Quotes (2026)

Mini Cooper Car Insurance Quotes

Mini Cooper car insurance averages between $88 and $218 per month for full coverage, depending on the insurer you choose.
Rising Storm Risks, Insurance Costs Drive Home Values Down and Residents Out, Report Finds

Rising Storm Risks, Insurance Costs Drive Home Values Down and Residents Out, Report Finds

Effects are spreading beyond Florida and into housing markets ‘most people don’t expect,’ Cotality says.
End of Energy-Efficient Home Improvement Credits Moves Closer to Reality

End of Energy-Efficient Home Improvement Credits Moves Closer to Reality

Senate passage of policy bill would end popular multibillion-dollar residential tax credits.
Trupanion Policyholders Face 33% Rate Hike for Pet Insurance in California

Trupanion Policyholders Face 33% Rate Hike for Pet Insurance in California

Higher rates take effect this summer following insurance department’s rate increase approval.
$10K Tax Credit May Be on the Way for Louisiana Homeowners Who Stormproof Their Roofs

$10K Tax Credit May Be on the Way for Louisiana Homeowners Who Stormproof Their Roofs

A new bill could help Louisiana homeowners fortify their homes against hurricane damage and combat the state’s insurance crisis.
State Farm OK to Hike Home Insurance Rates 17% in California

State Farm OK to Hike Home Insurance Rates 17% in California

Insurance Commissioner Lara approves the judge-sanctioned decision, for now.
4 More Insurers Join Florida’s Home Insurance Market

4 More Insurers Join Florida’s Home Insurance Market

State’s homeowners insurance rates fell 3% in 2024 but are still highest in the nation.
45% Rate Hike on the Way for Pets Best Policyholders in California

45% Rate Hike on the Way for Pets Best Policyholders in California

Increase affects more than 64,000 policies coming up for renewal.
CA Homeowners Sue Top Insurers, Allege ‘Collusion’ Left Thousands of Wildfire Victims Underinsured

CA Homeowners Sue Top Insurers, Allege ‘Collusion’ Left Thousands of Wildfire Victims Underinsured

Dual suits charge insurers ‘colluded’ to ‘eliminate competition’ and push high-risk policies to state’s insurer of last resort.
Risky Phone Behavior Behind the Wheel Historically Soars on Mother’s Day

Risky Phone Behavior Behind the Wheel Historically Soars on Mother’s Day

Phone distractions jump 22% between 7 and 9 a.m. on the holiday, telematics company finds.
Bipartisan Bill Aims to Extend National Flood Insurance Program Before September Deadline

Bipartisan Bill Aims to Extend National Flood Insurance Program Before September Deadline

Lawmakers move to break a years-long cycle of short-term extensions for FEMA’s flood insurance program, providing stability for millions of American homeowners.
15% Spike in Home Insurance Rates on the Way for Minnesotans, Report Predicts

15% Spike in Home Insurance Rates on the Way for Minnesotans, Report Predicts

Homeowners insurance costs rose 20% in 2024, climbing on a sharp increase in expensive disasters and rising repair costs, Insurify’s report notes.
Iowa Homeowners Could See 19% Spike in Home Insurance Rates, Report Predicts

Iowa Homeowners Could See 19% Spike in Home Insurance Rates, Report Predicts

Iowa ranks No. 3 on Insurify’s list of states where home insurance premiums are rising the fastest.
New York May Limit Use of Credit Info for Car Insurance Ratings and Renewals

New York May Limit Use of Credit Info for Car Insurance Ratings and Renewals

A newly introduced bill would bar insurers from using credit information as a determining factor when issuing and underwriting car insurance.
California May Limit How Insurers Can Use Aerial Photos of Policyholders’ Homes

California May Limit How Insurers Can Use Aerial Photos of Policyholders’ Homes

Some companies have used ‘flawed aerial imagery’ to cancel or non-renew policies, state’s top insurance regulator says
Best Oklahoma City Homeowners Insurance Quotes (2026)

Best Oklahoma City Homeowners Insurance Quotes

Allstate, State Farm, and USAA offer the best homeowners insurance policies in Oklahoma City.
Best Honolulu Homeowners Insurance Quotes (2026)

Best Honolulu Homeowners Insurance Quotes

Island Insurance, USAA, and AIG offer the best homeowners insurance policies in Honolulu.
Are ‘Frivolous’ Lawsuits Contributing to Record-High Insurance Rates in Louisiana?

Are ‘Frivolous’ Lawsuits Contributing to Record-High Insurance Rates in Louisiana?

Legal system abuse costs Louisiana consumers an extra $1,011 per year, according to a new report.
Distracted Driving Is Down, But More Drivers Engage in the Riskiest Distractions

Distracted Driving Is Down, But More Drivers Engage in the Riskiest Distractions

Using or just moving a mobile phone spikes crash risks by 240%, report says.
Best Lubbock, Texas, Homeowners Insurance Quotes (2026)

Best Lubbock, Texas, Homeowners Insurance Quotes

Farmers, State Farm, and Travelers offer some of the best homeowners insurance policies in Lubbock, Texas.
NY State Weighs New Hurricane Deductible Regulations

NY State Weighs New Hurricane Deductible Regulations

Rule change would require insurers to show dollar amounts for hurricane deductibles, bar deductible ‘stacking.’
Minnesota Considers ‘Lifeline’ Car Insurance Program for Low-Income Drivers

Minnesota Considers ‘Lifeline’ Car Insurance Program for Low-Income Drivers

The program would provide bare-bones coverage for eligible Minnesotans.
Will Florida Roll Back Insurer-Friendly Litigation Rules?

Will Florida Roll Back Insurer-Friendly Litigation Rules?

Will limiting insurance lawsuits help or hurt policyholders? Experts offer mixed outlooks.
Cheap SR-22 Insurance in Alaska From $113

Cheap SR-22 Insurance in Alaska From $113

Alaska residents with an SR-22 pay an average of $225 per month for full coverage and $113 per month for liability coverage.
Three Insurers to Take Over More Than 135,000 Florida Property Insurance Policies From Citizens

Three Insurers to Take Over More Than 135,000 Florida Property Insurance Policies From Citizens

The state’s insurer of last resort continues its efforts to transfer policies to the private property insurance market.
Florida Legislators Weigh Second Attempt to Repeal No-Fault Car Insurance Laws

Florida Legislators Weigh Second Attempt to Repeal No-Fault Car Insurance Laws

Governor opposes bill that, if passed, would force nearly 18 million Floridians to meet new car insurance requirements.
Consumers Complained the Most About These Insurance Companies in 2024, Report Says

Consumers Complained the Most About These Insurance Companies in 2024, Report Says

Car and home insurance customers lodged hundreds of complaints, according to analysis of industry database.
Liberty Mutual Home Insurance Review: Ratings and Quotes (2026)

Liberty Mutual Home Insurance Review: Ratings and Quotes

Liberty Mutual offers a variety of home insurance coverages, but its customer satisfaction ratings and complaint index are poor.
Property Management Insurance: What to Know About Coverage

Property Management Insurance: What to Know About Coverage

Property management insurance can protect you from some of the greatest financial threats your business can face.
Texas Legislators Weigh Creation of State-Funded Car Insurance Option

Texas Legislators Weigh Creation of State-Funded Car Insurance Option

Public option would be for all Texans, not just for drivers struggling to find insurance.
Severe Weather Spurs Rising Auto Insurance Costs

Severe Weather Spurs Rising Auto Insurance Costs

As hurricanes, severe thunderstorms, and hail increase insurer losses, drivers could start to see the fallout in their premiums.
Maryland May Put the Brakes on How Auto Insurers Can Collect and Use Telematics Data

Maryland May Put the Brakes on How Auto Insurers Can Collect and Use Telematics Data

State regulators are weighing a bill that would ban insurance companies from using telematics data in cancellation and non-renewal decisions.
Average Car Insurance Rates as of March 2025 | Insurify

Average Car Insurance Rates as of March 2025

The overall national average cost of car insurance held steady in February, settled at $147 per month.
Average Pet Insurance Rates as of March | Insurify

Average Pet Insurance Rates as of March

The national average cost of pet insurance held for cats at $24 per month but decreased to $44 per month for dogs.
Smaller, More Frequent, and Severe Storms Are Growing Threats to Homeowners, Report Finds

Smaller, More Frequent, and Severe Storms Are Growing Threats to Homeowners, Report Finds

Texas has the most homes with a moderate or greater risk of 1-inch hail, strong tornadoes, and 65 mph-plus winds.
Stillwater Home Insurance Review: Ratings and Quotes (2026)

Stillwater Home Insurance Review: Ratings and Quotes

Stillwater Insurance has an impressive number of discounts and coverage options, but mixed customer reviews.
Shelter Home Insurance Review: Ratings and Quotes (2026)

Shelter Home Insurance Review: Ratings and Quotes

Shelter offers a variety of discounts and add-ons to homeowners in 14 U.S. states.
Nevada, Washington, and New York OK’d the Most Auto Insurance Rate Hikes Since 2023

Nevada, Washington, and New York OK’d the Most Auto Insurance Rate Hikes Since 2023

Rising claims costs are mostly to blame.
Florida Homeowners Now Have Another Option for Flood Insurance

Florida Homeowners Now Have Another Option for Flood Insurance

A new online marketplace may make buying flood insurance easier for some Floridians.
Costco Auto Insurance: User Reviews and Quotes (2026)

Costco Auto Insurance: User Reviews and Quotes

Costco members can access exclusive car insurance options through CONNECT by American Family. Robust coverage options and claims satisfaction may make it a good choice for you.
Does Car Insurance in No-Fault States Cost More?

Does Car Insurance in No-Fault States Cost More?

No-fault laws alone don’t raise car insurance rates, but they can leave states vulnerable to factors that do.
Federal Medicaid Cut Could Leave 20 Million Americans Without Healthcare

Federal Medicaid Cut Could Leave 20 Million Americans Without Healthcare

If Congress cuts funding, states with expanded Medicaid programs would have to absorb costs or reduce care.
State Farm’s 22% Emergency Rate Hike Request Gets Pushback from California Regulator

State Farm’s 22% Emergency Rate Hike Request Gets Pushback from California Regulator

Insurance commissioner demands more justification and a meeting with state’s largest home insurer.
California Insurers Can Pass Half of $1B FAIR Plan Rescue Cost to Policyholders

California Insurers Can Pass Half of $1B FAIR Plan Rescue Cost to Policyholders

Last-resort insurer says LA wildfire claims have depleted its funds.
Everyone — And Their Grandmother — Is Shopping for Car Insurance

Everyone — And Their Grandmother — Is Shopping for Car Insurance

Even long-term auto insurance policyholders are shopping for cheaper coverage at record rates.
What Is Guaranteed Life Insurance, and How Does It Work?

What Is Guaranteed Life Insurance, and How Does It Work?

Guaranteed life insurance offers lifetime coverage without requiring a medical exam.
24% and 31.6% Rate Hikes on the Way for Pet Parents With American Home Insurance

24% and 31.6% Rate Hikes on the Way for Pet Parents With American Home Insurance

Some will see premium increases of $200 or more in 2025.
Car Insurance Costs Spiked the Most in These Five States in 2024

Car Insurance Costs Spiked the Most in These Five States in 2024

Minnesota had the biggest increase in average full-coverage rates last year, at 58%.
33% Rate Hike on the Way for AXIS Pet Insurance Policyholders in New York

33% Rate Hike on the Way for AXIS Pet Insurance Policyholders in New York

Increase will boost base rate for premiums by more than $70 annually for cats and $150 for dogs.
Coverage.com Car Insurance Review: Consumer Reviews and Quotes (2026)

Coverage.com Car Insurance Review: Consumer Reviews and Quotes

Coverage.com provides a combination of real car insurance quotes and offers, but you’ll need to resubmit your information on an insurer’s site to finalize coverage.
Car Insurance Rate Increases Will Slow to 5% in 2025, Report Predicts

Car Insurance Rate Increases Will Slow to 5% in 2025, Report Predicts

After facing significant rate hikes in 2024, most drivers will see much smaller increases going forward.
Term Life Insurance Rates by Age (2026)

Term Life Insurance Rates by Age

Age matters a lot when it comes to life insurance rates. But companies also consider things like your health, lifestyle choices, and what you do for work.
Car Insurance Costs Are Highest in Maryland and New York, New Report Reveals

Car Insurance Costs Are Highest in Maryland and New York, New Report Reveals

Both states will see the average annual cost of full coverage top $4,000 in 2025, Insurify predicts.
North Carolina’s Car Insurance Minimums Set to Jump in July

North Carolina’s Car Insurance Minimums Set to Jump in July

North Carolina will soon have some of the highest liability car insurance requirements nationwide, and it’s likely to affect premiums.
Electric Shock: EVs Cost 23% More to Insure Than Gas-Powered Vehicles

Electric Shock: EVs Cost 23% More to Insure Than Gas-Powered Vehicles

The average cost of full-coverage car insurance for electric vehicles is $3,430 annually, according to Insurify’s new report.
12% Rate Hike on the Way for Thousands of California Home and Condo Owners

12% Rate Hike on the Way for Thousands of California Home and Condo Owners

State Department of Insurance approved increases for California Automobile Insurance Company policyholders.
State Auto Home Insurance Review: Ratings and Quotes (2026)

State Auto Home Insurance Review: Ratings and Quotes

State Auto has many coverage options, but homeowners are dissatisfied with its customer service.
Trusted Choice Car Insurance Review: Consumer Reviews, Quotes (2026)

Trusted Choice Car Insurance Review: Consumer Reviews, Quotes

Trusted Choice is a free service that connects you with independent insurance agents but won’t give you instant quotes, and the “local” agent matches might not be anywhere near you.
Allstate Faces Data Collection Lawsuit from Texas Attorney General

Allstate Faces Data Collection Lawsuit from Texas Attorney General

Suit alleges the company illegally collected driver data and used it to increase rates.
Oklahoma Reminds Insurers to Play Fair If They Want to Use AI

Oklahoma Reminds Insurers to Play Fair If They Want to Use AI

Established laws apply to new technology, the state’s insurance commissioner says.
Car Insurance Rate Hikes Rolling Out for Half a Million New York Drivers

Car Insurance Rate Hikes Rolling Out for Half a Million New York Drivers

Thousands face premium increases of $1,000 or more annually.
Average Car Insurance Rates as of January 2025

Average Car Insurance Rates as of January 2025

National average car insurance rates held steady at the end of 2024, but some states saw big fluctuations.
What to Do If You’re Facing Home Insurance Cancellation

What to Do If You’re Facing Home Insurance Cancellation

Call your insurance company right away to understand the reason behind the home insurance cancellation, and start gathering quotes from new insurers.
Farmers Insurance Taking on More Policies in California

Farmers Insurance Taking on More Policies in California

Farmers is reopening property insurance lines and increasing bandwidth for more new home insurance policies each month.
What Is Service Line Coverage, and Is It Right for You?

What Is Service Line Coverage, and Is It Right for You?

When underground utility lines fail, repairs can cost thousands. This optional coverage can protect your finances.
What Is a Property Survey, and How Do You Get One?

What Is a Property Survey, and How Do You Get One?

A property survey illustrates key elements of your property, like boundaries, structures, and topographical features. You can get one by hiring a licensed surveyor.
NY Governor’s Veto Leaves Pet Insurers Off Leash

NY Governor’s Veto Leaves Pet Insurers Off Leash

Hochul rejected a bill that would regulate pet insurance companies in the Empire State.
New Mexico’s Last-Resort Home Insurer May Get $50M to Expand, Raise Coverage Limits

New Mexico’s Last-Resort Home Insurer May Get $50M to Expand, Raise Coverage Limits

Plans to expand the FAIR Plan could soon increase access to insurance for many homeowners in New Mexico.
What Virginia’s New, Higher Car Insurance Requirements Mean for Drivers

What Virginia’s New, Higher Car Insurance Requirements Mean for Drivers

Rates could increase to reflect the higher limits, but most likely won’t significantly affect costs.
What California’s New, Higher Liability Limits Mean for Auto Premiums

What California’s New, Higher Liability Limits Mean for Auto Premiums

Higher required insurance minimums could route more drivers to the state’s low-cost insurance program.
What Utah’s Increased Auto Liability Limits Mean for Your Premiums

What Utah’s Increased Auto Liability Limits Mean for Your Premiums

Rates could increase to reflect the higher limits, but most likely won’t significantly affect costs.
Does Homeowners Insurance Cover Trampolines?

Does Homeowners Insurance Cover Trampolines?

Homeowners insurance can cover trampolines, but coverage varies by company. Discover what insurers require and how to protect your family.
Cheap SR-22 Insurance in Hawaii From $62

Cheap SR-22 Insurance in Hawaii From $62

The average rate for SR-22 insurance in Hawaii is $62 per month, but you can find more affordable rates by comparing quotes.
Florida’s Insurer of Last Resort Leaving Hurricane Victims High and Dry

Florida’s Insurer of Last Resort Leaving Hurricane Victims High and Dry

Citizens Property Insurance’s high rate of claim denial is a continuing trend.
Cost of Dodge Caravan Insurance (2026)

Cost of Dodge Caravan Insurance

Dodge Caravan owners spend an average of $106 per month on car insurance. But the model year affects the costs, so you might pay more or less depending on your vehicle.
Average Car Insurance Rates as of December 2024

Average Car Insurance Rates as of December 2024

The national average cost of full-coverage car insurance dipped by $1 in November, while the liability-only average rose by the same amount.
Best Riverside Homeowners Insurance Quotes (2026)

Best Riverside Homeowners Insurance Quotes

Allstate offers some of the cheapest homeowners insurance policies in Riverside, California, with annual premiums averaging $858.
How to Prevent Home Burglaries

How to Prevent Home Burglaries

The U.S. had more than 839,000 burglaries in 2023, according to data from the FBI. See what steps you can take to secure your home against break-ins.
Another Insurer Hiking Homeowners Rates in California

Another Insurer Hiking Homeowners Rates in California

MAPFRE gets OK from state regulators to raise rates by 6.5% for more than 8,000 home, renters, and condo policyholders.
Amica OK to Hike Home Insurance Rates by 21% in California

Amica OK to Hike Home Insurance Rates by 21% in California

Amica’s increases will affect nearly 40,000 home, renters, and condo insurance policyholders.
ASI Policyholders Face Steep 30% Homeowners Rate Increase in 2025

ASI Policyholders Face Steep 30% Homeowners Rate Increase in 2025

Insurer also plans to drop over 5,000 policies due to wildfire risks.
Renters Insurance Rates to Soar 42% for Thousands of California Tenants

Renters Insurance Rates to Soar 42% for Thousands of California Tenants

Insurance regulators have approved a rate hike that will affect more than 53,000 American Modern Home Insurance policyholders.
Cost of Honda Odyssey Insurance (2026)

Cost of Honda Odyssey Insurance

It costs an average of $125 per month to insure a Honda Odyssey. But car insurance prices vary depending on the age of your car and the insurance company.
Louisiana Insurance Commissioner Pushes to Expand ‘Fortify Homes Program’ After Recent Successes

Louisiana Insurance Commissioner Pushes to Expand ‘Fortify Homes Program’ After Recent Successes

Thousands of residents applied for a lottery to receive a $10,000 grant for FORTIFIED roof repairs.
Cost of BMW 3 Series Car Insurance (2026)

Cost of BMW 3 Series Car Insurance

USAA, State Farm, and GEICO have three of the lowest full-coverage rates for BMW 3 Series drivers.
Understanding Home Business Insurance

Understanding Home Business Insurance

Home business insurance offers protection in case of various financial losses. But you have several types of home business insurance to consider.
Guaranteed Replacement Cost: What You Need to Know

Guaranteed Replacement Cost: What You Need to Know

Guaranteed replacement cost is an optional homeowners insurance coverage that expands your policy’s limits if it costs more than expected to repair your home.
Cost of Dodge Charger Car Insurance (2026)

Cost of Dodge Charger Car Insurance

USAA, State Farm, and GEICO have three of the lowest full-coverage rates for Dodge Charger drivers.
The Most Expensive Car Insurance in 2026

The Most Expensive Car Insurance in 2026

The type of car you drive and where you live can affect insurance rates. On average, living in Maryland and driving a Tesla Model 3 leads to the highest insurance rates.
11% of Texas Communities Pass on Federal Flood Insurance Protection

11% of Texas Communities Pass on Federal Flood Insurance Protection

Many may be unprepared to recover and rebuild after a catastrophic flood.
New Jersey Health Insurers May Soon Cover Early Detection of Certain  Diseases, Including Cancer and Alzheimer’s

New Jersey Health Insurers May Soon Cover Early Detection of Certain Diseases, Including Cancer and Alzheimer’s

Biomarker testing can help identify patients’ risk of certain diseases like Alzheimer’s and cancer.
Average Car Insurance Rates as of November 2024

Average Car Insurance Rates as of November 2024

The overall average monthly cost of car insurance edged down in October, landing at $149 as of Nov. 1.
Nearly 200 Michigan Communities Can’t Get Flood Insurance — By Choice

Nearly 200 Michigan Communities Can’t Get Flood Insurance — By Choice

Though most Michigan communities have low flood risk and high resilience, climate change is shifting weather patterns — threatening previously low-risk areas.
Nearly 200 Missouri Communities Opt Out of Federal Flood Insurance. Are Homeowners Protected?

Nearly 200 Missouri Communities Opt Out of Federal Flood Insurance. Are Homeowners Protected?

Missouri residents in non-participating communities can’t purchase federal flood insurance, leaving them without coverage that could help after a flood.
New Car Shoppers Face Harsh Price Reality, Report Finds

New Car Shoppers Face Harsh Price Reality, Report Finds

New inventory and increased incentives have slightly reduced new and used vehicle prices, but shoppers still see prices far higher than they want to pay.
Home Insurance Adjusters: What to Know

Home Insurance Adjusters: What to Know

A home insurance adjuster assesses damage to your home and calculates your insurance payout after you file a claim.
Amazon Auto Insurance Review: Ratings and Quotes (2026)

Amazon Auto Insurance Review: Ratings and Quotes

Amazon car insurance protects drivers who deliver through the Amazon Flex program. Find out how Amazon auto insurance works, what it covers, and how much it costs.
What Is Builder’s Risk Insurance for Homeowners?

What Is Builder’s Risk Insurance for Homeowners?

Builder’s risk insurance protects a property while it’s being constructed or renovated.
Got Flood Insurance? You’ll Be Able to Make Monthly Payments Come January

Got Flood Insurance? You’ll Be Able to Make Monthly Payments Come January

Policyholders previously had to pay their national flood insurance premiums on an annual basis.
How to Transfer Home Ownership

How to Transfer Home Ownership

The legal requirements for title transfers can be complex, but a real estate agent or an attorney can help you navigate the process.
Law and Ordinance Coverage: Do You Really Need It?

Law and Ordinance Coverage: Do You Really Need It?

A law and ordinance endorsement can save you thousands of dollars if you need to repair or replace an older home up to modern building codes.
Vet Clinic Pet Insurance Coordinators May Be a Prescription for More Coverage and Healthier Pets

Vet Clinic Pet Insurance Coordinators May Be a Prescription for More Coverage and Healthier Pets

Pets covered by insurance are more likely to get needed veterinary care, experts say.
Milton Lands Among Top 10 Costliest Hurricanes for Insured Losses

Milton Lands Among Top 10 Costliest Hurricanes for Insured Losses

Helene was deadlier, and fewer victims had insurance to cover storm damage.
How to Compare Health Insurance Quotes and Plans (2026)

How to Compare Health Insurance Quotes and Plans

Comparing health insurance quotes helps you find the right health plan for your budget. Here’s how to compare quotes, choose a plan, and reduce costs.
Colorado Pushes Insurers to Incentivize Wildfire Mitigation Efforts

Colorado Pushes Insurers to Incentivize Wildfire Mitigation Efforts

The growing wildfire risk to property is leading insurance companies to cut coverage in several Colorado counties.
No Rate Hike for Texas Windstorm Insurer, State Insurance Regulator Decides

No Rate Hike for Texas Windstorm Insurer, State Insurance Regulator Decides

The move staves off higher rates for now, but questions loom about last-resort insurer’s ability to pay claims going forward.
Severe Flood Risk Threatens Over One-Third of Global Population, Report Finds

Severe Flood Risk Threatens Over One-Third of Global Population, Report Finds

Moody’s reports more than 2.5 billion people are at risk of 10 centimeters of flooding in a 100-year period.
Thousands of US Communities Forgo Federal Flood Insurance

Thousands of US Communities Forgo Federal Flood Insurance

Passing on the voluntary National Flood Insurance Program means residents face escalating risks without a federal safety net for flood damages.
US Hit With 20 Billion-Dollar Climate Disasters So Far in 2024

US Hit With 20 Billion-Dollar Climate Disasters So Far in 2024

The annual average number of severe weather events is increasing. Severe storms, winter storms, a tropical cyclone, and a wildfire comprise the year’s current tally of weather disasters with losses of $1 billion or more.
What to Do If Your Home Insurance Claim Is Denied

What to Do If Your Home Insurance Claim Is Denied

You can file an appeal and increase your chances of a home insurance claim approval.
Actual Cash Value vs. Replacement Cost in Home Insurance

Actual Cash Value vs. Replacement Cost in Home Insurance

Replacement cost offers full coverage for repairs or replacements, while actual cash value offers lower premiums but factors in depreciation.
Suing Over an Insurance Claim Often Leads to Smaller Payout, Experts Say

Suing Over an Insurance Claim Often Leads to Smaller Payout, Experts Say

Deceptive attorney practices and third-party funding unnecessarily drive up claims costs, industry pros report.
Does Homeowners Insurance Cover Tree Removal?

Does Homeowners Insurance Cover Tree Removal?

Home insurance covers tree removal if there’s damage to your property. But it won’t cover preventative tree removal or removing damaged trees.
What Are Flood Insurance Requirements for Homeowners?

What Are Flood Insurance Requirements for Homeowners?

Flood insurance requirements for homeowners vary depending on where you live and your lender’s requirements.
When Should You Replace Your Roof?

When Should You Replace Your Roof?

If your roof is more than 20 years old and starting to noticeably sag or leak, it may be time to replace it.
What Is Extended Replacement Cost in Homeowners Insurance?

What Is Extended Replacement Cost in Homeowners Insurance?

Extended replacement cost coverage is an endorsement that provides additional coverage past your policy’s limit.
Original Medicare vs. Medicare Advantage

Original Medicare vs. Medicare Advantage

Medicare Advantage plans may offer more coverage than Original Medicare, but they also have some big potential downsides you need to know about.
Rising Home Insurance Rates Hamper Customer Satisfaction and Drive Policy Shopping, Study Finds

Rising Home Insurance Rates Hamper Customer Satisfaction and Drive Policy Shopping, Study Finds

A record number of consumers are shopping for new policies, but few are actually making the switch.
AmigoMex Auto Insurance: User Reviews and Quotes (2026)

AmigoMex Auto Insurance: User Reviews and Quotes

AmigoMex can help you get the auto insurance coverage you need to meet minimum requirements in Mexico.
What Are Named Perils in Home Insurance?

What Are Named Perils in Home Insurance?

Named perils outline what your home insurance policy will and won’t cover. But there’s more to know than just what’s on the list.
Best Condo Insurance in New York City (2026)

Best Condo Insurance in New York City

State Farm, Nationwide, and Travelers are the best picks for NYC condo insurance based on their coverage options and reliable customer service.
California Finalizes New Wildfire-Modeling Regulation to Mandate Coverage in High-Risk Areas

California Finalizes New Wildfire-Modeling Regulation to Mandate Coverage in High-Risk Areas

Insurance companies will have to write policies in areas with high wildfire risk to continue using catastrophe modeling when setting rates.
Farmers Seeking 22% Home Insurance Rate Hike in Ohio

Farmers Seeking 22% Home Insurance Rate Hike in Ohio

If approved, the hike would push rates higher for more than 115,000 Ohio homeowners.
Allstate Gets OK for 34% Home Insurance Hike in California

Allstate Gets OK for 34% Home Insurance Hike in California

More than 350K homeowners could see steep premium increases in next 12 months.
California Insurers Approved to Pass Hefty FAIR Plan Loss Assessment Costs on to Policyholders

California Insurers Approved to Pass Hefty FAIR Plan Loss Assessment Costs on to Policyholders

Insurance commissioner says move would ensure solvency of state’s insurer of last resort for homeowners.
California OKs 15% Rate Hike for Liberty Mutual Condo Policies

California OKs 15% Rate Hike for Liberty Mutual Condo Policies

Some policyholders may see increases as high as $1,200 per year.
New Disaster-Mapping Shows Where Communities Should Invest to Prevent Severe Weather Damage

New Disaster-Mapping Shows Where Communities Should Invest to Prevent Severe Weather Damage

The report recommends mandating that insurance companies incentivize weather risk mitigation.
Do You Need Windstorm Insurance in Florida?

Do You Need Windstorm Insurance in Florida?

Most homeowners in Florida, especially those in coastal regions, need windstorm insurance.
2.6 Million U.S. Homes Face Wildfire Risk, Report Finds

2.6 Million U.S. Homes Face Wildfire Risk, Report Finds

California, Colorado, and Texas have the most at-risk homes — but the report finds mitigation can greatly reduce losses.
Will California’s Home Insurance Crisis Drive Up Costs for Renters Too?

Will California’s Home Insurance Crisis Drive Up Costs for Renters Too?

High home insurance rates could prompt landlords to pass costs on to tenants.
Best Co-op Insurance Companies (2026)

Best Co-op Insurance Companies

Amica Mutual, USAA, and American Family are a few of the top insurers to consider for co-op insurance.
State Farm Seeks 38% Rate Hike for California Renters Insurance

State Farm Seeks 38% Rate Hike for California Renters Insurance

Insurer also plans to shed 600+ renters policies in high-fire-risk areas.
Home Renovation Insurance: What Homeowners Need to Know

Home Renovation Insurance: What Homeowners Need to Know

Standard home insurance may not cover all renovation risks. Consider adding home renovation insurance to fill coverage gaps.
Mobile Home Insurer Cancels Policies in Florida

Mobile Home Insurer Cancels Policies in Florida

Mobile homeowners may end up paying twice as much for a policy through the state’s insurer of last resort.
Hurricane Debby’s Uninsured Losses Could Top $9.7 Billion, Report Shows

Hurricane Debby’s Uninsured Losses Could Top $9.7 Billion, Report Shows

78% of damage occurred outside flood zones where borrowers with federally backed mortgages must buy flood insurance.
Progressive halts new home insurance policies in Texas and some Midwestern states

Progressive halts new home insurance policies in Texas and some Midwestern states

Insurer aims to mitigate losses from severe weather threats.
Hurricane Beryl Already Increasing Insurance Costs for Texans

Hurricane Beryl Already Increasing Insurance Costs for Texans

The storm could wipe out catastrophic reserves of state’s windstorm insurer.
Do You Need Flood Insurance?

Do You Need Flood Insurance?

You might need flood insurance depending on where you live and what type of mortgage you have. And flood insurance could make sense even if you don’t meet specific risk criteria.
Lightning Sparked $1.2 Billion in U.S. Home Insurance Claim Payouts in 2023

Lightning Sparked $1.2 Billion in U.S. Home Insurance Claim Payouts in 2023

Florida had the most claims, but Texas payouts were most expensive.
The Hidden Cost of Insurance: Reinsurance Is Elevating Coverage Rates for Americans Everywhere

The Hidden Cost of Insurance: Reinsurance Is Elevating Coverage Rates for Americans Everywhere

‘Insurance for insurer’ rates are rising and those costs are being passed on to policyholders.
Project 2025 Aims to End 56-Year-Old National Flood Insurance Program

Project 2025 Aims to End 56-Year-Old National Flood Insurance Program

The nearly 5 million existing NFIP policyholders would likely face higher flood insurance premiums or choose to opt out of coverage if the NFIP ends.
Best Condo Insurance in Florida (2026)

Best Condo Insurance in Florida

Despite the number of insurers that have ceased operations altogether or left Florida, it’s still possible to get quality condo insurance from insurers like Allstate, Progressive, State Farm, and more.
Preparation Pays Off: Investing in Climate Resilience Helps the Economy, Report Shows

Preparation Pays Off: Investing in Climate Resilience Helps the Economy, Report Shows

Every $1 investment in climate resilience saves $13 in economic costs, U.S. Chamber of Commerce says.
How Many Chiropractic Visits Does Medicare Cover in a Year?

How Many Chiropractic Visits Does Medicare Cover in a Year?

Medicare doesn’t limit the number of chiropractic visits, but you must prove that treatment is necessary. Here’s how to figure out if you qualify.
Washington To Elect First New State Insurance Commissioner in Over 20 Years

Washington To Elect First New State Insurance Commissioner in Over 20 Years

After 24 years as Washington’s insurance commissioner, Mike Kriedler isn’t seeking re-election.
What Is Medicare Plan F?

What Is Medicare Plan F?

Known as the “Cadillac plan,” Medicare Plan F is expensive but offers the highest-quality Medicare benefits. While the plan is no longer available for many people to purchase, you have other options.
What’s an Act of God in Homeowners Insurance?

What’s an Act of God in Homeowners Insurance?

Acts of God are natural disasters beyond your control. But you may be able to secure insurance coverage to protect your property.
What Does Medicare Part A Cover?

What Does Medicare Part A Cover?

Medicare Part A covers hospital stays, skilled nursing-facility care, some home healthcare, and hospice care. But it has limits and costs that you should understand.
Medicare ‘Donut Hole’ and Part D: What to Know

Medicare ‘Donut Hole’ and Part D: What to Know

Navigating the Medicare donut hole can be expensive, but you can do some things to reduce your costs.
Does Medicare Pay for Assisted Living?

Does Medicare Pay for Assisted Living?

Medicare doesn’t generally pay for assisted living, but it can pay for some similar services.
New Service Moves Vehicles to Safety Before Hurricanes Make Landfall

New Service Moves Vehicles to Safety Before Hurricanes Make Landfall

Car app Way.com partners with insurers to protect vehicles left behind in evacuation zones.
Auto Insurance Rate Hike? Your Phone Might Be to Blame

Auto Insurance Rate Hike? Your Phone Might Be to Blame

Popular consumer apps aren’t just providing assistance or entertainment. They may be collecting and selling your driving information.
Could New York Ban Insurers from Covering Fossil Fuel Projects?

Could New York Ban Insurers from Covering Fossil Fuel Projects?

New legislation would also require insurers to stop covering existing fossil fuel projects.
Does Insurance Cover Physical Therapy?

Does Insurance Cover Physical Therapy?

Most health insurance plans, including Medicare, help cover the cost of physical therapy services when deemed medically necessary. How much your insurance plan covers and what it covers can vary.
Does Medicare Cover Hip Replacement?

Does Medicare Cover Hip Replacement?

Medicare covers hip replacement therapy if your doctor says it’s necessary, but you’ll still have to pay some costs.
Is an HO-8 Policy Right for Your Home?

Is an HO-8 Policy Right for Your Home?

An HO-8 policy may make sense if you own an older home, but this type of policy has drawbacks you need to consider.
Senate Lawmakers Butt Heads Over Cause of Home Insurance Crises

Senate Lawmakers Butt Heads Over Cause of Home Insurance Crises

Budget committee splits along party lines whether climate change or inflation is cause of skyrocketing rates.
Too Many Americans Are Mistaken About Insurance: Surveys Say

Too Many Americans Are Mistaken About Insurance: Surveys Say

Flood and homeowners insurance seem to cause the most confusion, polls by Trusted Choice and Insurify reveal.
Tesla’s New Insurance Guru Aims to Lower EV Costs, Boost Adoption

Tesla’s New Insurance Guru Aims to Lower EV Costs, Boost Adoption

Former GEICO executive says high insurance costs stand in the way of broader EV adoption.
Texas Says Insurers Must Drop Drivers Who Obstruct Liability Claims

Texas Says Insurers Must Drop Drivers Who Obstruct Liability Claims

New rule allows insurance companies to decide when a policyholder’s behavior is uncooperative.
How to Get Cheap Homeowners Insurance With Bad Credit

How to Get Cheap Homeowners Insurance With Bad Credit

You can lock in affordable home insurance coverage with bad credit, but you’ll need to shop around and explore your options.
Wildfire Risks Spark Insurance Woes for Utility Companies

Wildfire Risks Spark Insurance Woes for Utility Companies

Shrinking options and escalating costs for power companies mirror the home insurance crises facing consumers.
Drone Footage of Roofs Not Enough to Justify Dropping Home Policies, PA Regulators Say

Drone Footage of Roofs Not Enough to Justify Dropping Home Policies, PA Regulators Say

Insurers should verify roof damage with physical inspections, insurance department says.
How and When to Self-Insure Your Home

How and When to Self-Insure Your Home

Self-insuring your home isn’t for everyone, and it might not be the cash savings you think.
Maryland Increases Fines for Uninsured Drivers

Maryland Increases Fines for Uninsured Drivers

Fines will support driver’s education, field trips, safe schools, and vehicle-theft prevention.
Does Early Storm Data Herald a Harrowing Hail Season Ahead?

Does Early Storm Data Herald a Harrowing Hail Season Ahead?

The frequency of hailstorms soared in early 2024, well before the official start of hail season, federal data shows.
California OKs Predictive Modeling for Home Insurance — With a Catch

California OKs Predictive Modeling for Home Insurance — With a Catch

Insurers must do more business in high-risk areas under new regulations from state insurance department.
How to Compare Medicare Advantage Plans (2026)

How to Compare Medicare Advantage Plans

Use the Medicare Plan Finder to compare plans, then sign up for a Medicare Advantage plan during an enrollment period.
USAA Favors Officers, Potential Class Action Suit Alleges

USAA Favors Officers, Potential Class Action Suit Alleges

The lawsuit claims officers received financial benefits other enlisted military members didn’t.
Nearly 33M Coastal Homes at Risk From ‘Very Active’ Hurricane Season, Report Says

Nearly 33M Coastal Homes at Risk From ‘Very Active’ Hurricane Season, Report Says

Potential losses — both insured and uninsured — could reach trillions of dollars, information services company reports.
Best Medicare Advantage Plans (2026)

Best Medicare Advantage Plans

Humana, Select Health, Essence Healthcare, Highmark, and Peoples Health offer the best Medicare Advantage plans.
General Motors Faces Lawsuits for Allegedly Sharing Driver Data With Insurers

General Motors Faces Lawsuits for Allegedly Sharing Driver Data With Insurers

Cases claim the automaker shared consumer data with insurers without drivers’ permission.
Ask an Agent: Does Homeowners Insurance Cover Fourth of July Fireworks Damage?

Ask an Agent: Does Homeowners Insurance Cover Fourth of July Fireworks Damage?

Independence Day celebrations can lead to insurance premium increases or policy cancellations. Here’s how homeowners can stay safe.
Relief in Sight? 9 Home Insurers Cut Rates in Florida

Relief in Sight? 9 Home Insurers Cut Rates in Florida

Rate decreases are an early signal reforms are working, regulators say.
Washington State Requires Insurers to Better Explain Auto, Home Rate Increases

Washington State Requires Insurers to Better Explain Auto, Home Rate Increases

Policyholders getting rate hikes at renewal must request explanations in writing for now, but automatic notices are coming in 2027.
Can’t Cover Your Home Insurance Deductible? New Disaster Insurance Could Help

Can’t Cover Your Home Insurance Deductible? New Disaster Insurance Could Help

Insurance offering could help homeowners and renters cover financial gaps between high deductibles and limited savings.
Louisiana Insurance Reform Allows Insurers to Raise Rates Before State Approves Hikes

Louisiana Insurance Reform Allows Insurers to Raise Rates Before State Approves Hikes

Insurers can also drop 5% or more of their policies annually — for no reason at all.
How Does COBRA Work?

How Does COBRA Work?

COBRA can provide a health insurance coverage solution in the short term, but the cost can be expensive.
Liberty Mutual Looking to Cut Car Insurance Rates by 10% in New Mexico

Liberty Mutual Looking to Cut Car Insurance Rates by 10% in New Mexico

Insurer confirms plan but hasn’t yet asked the state for permission to change its rates.
8 Insurers Get Greenlight to Enter Florida Home Insurance Market

8 Insurers Get Greenlight to Enter Florida Home Insurance Market

Insurer approval shows the state’s market is strengthening, Florida insurance office says.
Two Large California Pet Insurers Set to Hike Rates in 2024

Two Large California Pet Insurers Set to Hike Rates in 2024

State’s insurance department just approved rate increases of 56% and 23%.
Do Texas Floods Herald the Devastating Hurricane Season Experts Warn Of?

Do Texas Floods Herald the Devastating Hurricane Season Experts Warn Of?

Latest weather disaster brings fatal losses and massive property damage – and flood risks are only increasing in the Lone Star State.
High Insurance Rates Driving Homeowners Out of Florida and California

High Insurance Rates Driving Homeowners Out of Florida and California

Rising costs take a financial and emotional toll, pair of surveys finds.
6.1M American Homeowners Are Without Home Insurance, Report Finds

6.1M American Homeowners Are Without Home Insurance, Report Finds

Lower-income, minority, rural, and those who inherited their homes are most likely to be uninsured.
Does Home Insurance Cover Mold?

Does Home Insurance Cover Mold?

Basic homeowners insurance plans cover some causes of mold, but you may need a separate endorsement to cover other causes.
What Is Parked Car Insurance?

What Is Parked Car Insurance?

Parked car insurance is comprehensive-only insurance coverage designed to protect your car against damage while parked or in storage.
Florida Snagged Two-Thirds of National Flood Insurance Payouts in 2023

Florida Snagged Two-Thirds of National Flood Insurance Payouts in 2023

FEMA paid more than $629 million to Florida homeowners last year.
Flood Payouts to Rhode Island Homeowners Were 417 Times Higher in 2023

Flood Payouts to Rhode Island Homeowners Were 417 Times Higher in 2023

FEMA payouts rose to $4.6 million in Rhode Island last year.
How to Cancel Your SafeAuto Insurance Policy (2026)

How to Cancel Your SafeAuto Insurance Policy

You can cancel your SafeAuto insurance policy over the phone or by sending a written request.
Sand Dune Disaster: $500K Washed Away in Massachusetts

Sand Dune Disaster: $500K Washed Away in Massachusetts

Storms destroyed sand dune mitigation efforts in just 72 hours.
More Americans Are Driving Uninsured, Study Finds

More Americans Are Driving Uninsured, Study Finds

14% hit the road without legally required coverage in 2022.
Collision Damage Waiver: What You Need to Know

Collision Damage Waiver: What You Need to Know

A collision damage waiver helps limit your out-of-pocket expenses if you damage your rental car.
How Insurify Scores Home Insurance Companies

How Insurify Scores Home Insurance Companies

We rate insurers on 8 key factors, including affordability and customer service, to help you decide which company is best for your needs.
Earthquake Insurance for California Residents: Is It Worth It?

Earthquake Insurance for California Residents: Is It Worth It?

Depending on where you live in the Golden State, earthquake insurance may be a necessity.
Fake Car Insurance Cards: Risks and 3 Safer Alternatives

Fake Car Insurance Cards: Risks and 3 Safer Alternatives

Nearly every state requires car insurance, and using a fake insurance card could land you in a lot of trouble.
Hallmark Auto Insurance Review: Ratings and Quotes (2026)

Hallmark Auto Insurance Review: Ratings and Quotes

Hallmark’s rates are higher than average, but the insurer offers some appealing options for high-risk drivers.
What Is an Escrow Shortage?

What Is an Escrow Shortage?

When the total of your mortgage escrow account falls below the amount you need to pay property taxes and insurance premiums, you have an escrow shortage.
Questions to Ask Yourself Before Adopting a Cat

Questions to Ask Yourself Before Adopting a Cat

Before adopting a cat, make sure you have the time and resources to care for a pet.
How Much Is Full-Coverage Pet Insurance? (2026)

How Much Is Full-Coverage Pet Insurance?

Full-coverage pet insurance helps pay for veterinary care when your furry friend has an injury or illness.
Does Travel Insurance Cover Pre-Existing Conditions? (2026)

Does Travel Insurance Cover Pre-Existing Conditions?

If you have certain types of pre-existing medical conditions and need travel insurance, you may still be able to get coverage. But first, you’ll have to qualify for a waiver.
Lemonade Set to Hike Pet Insurance Rates in California

Lemonade Set to Hike Pet Insurance Rates in California

Insurer cites aging pets and higher claims as factors in increases.