Best Car Insurance in Louisiana (2026)
State Farm, GEICO, and USAA are three of the best insurers for Louisiana drivers.
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Writer: Jamie JohnsonInsurance and Personal Finance Writer
Writer: Jamie JohnsonInsurance and Personal Finance Writer
Qualifications:
6 years experience in personal finance writing
Featured on Credit Karma and Insider
Jamie is a meticulous researcher who has published 2,000+ personal finance articles. Her expertise is trusted by major brands like Bankrate and Rocket Mortgage.
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Editor: Katie PowersLicensed P&C Agent, Senior Insurance Editor
Editor: Katie PowersLicensed P&C Agent, Senior Insurance Editor
Qualifications:
Licensed auto and home insurance agent
4+ years experience in insurance and personal finance editing
NPN: 20564519
Katie uses her knowledge and expertise as a licensed property and casualty agent in Massachusetts to help readers understand the complexities of insurance shopping.
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Reviewer: Mark FriedlanderSenior Director, Media Relations, Insurance Information Institute
Reviewer: Mark FriedlanderSenior Director, Media Relations, Insurance Information Institute
Qualifications:
Media relations director for Insurance Information Institute
20+ years in insurance and communications
Impartial, independent expert
As Senior Director, Media Relations, for Insurance Information Institute, Mark serves as the non-profit’s national spokesperson, sharing information and education on a wide array of insurance issues.
Updated
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Best car insurance companies in Louisiana
The best insurer in Louisiana depends on your budget and coverage needs, so it’s important to compare several options. Insurify analyzed 120+ car insurance companies to identify the best companies for Louisiana drivers based on rates, coverage, available discounts, and customer reviews. Start your car insurance search below.
State Farm: Best overall
| User Reviews | 4.2 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 9.3 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $53/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $116/mo |
4.2
Best choice in LouisianaBased on 21,422 verified driver reviews and ratings
State Farm's score | Industry average | |
|---|---|---|
| Coverage options | 4.2 | 3.2 |
| Customer service | 4.4 | 3.6 |
| Discounts | 4.0 | 2.9 |
| Policy transparency | 4.0 | 3.1 |
| Value | 3.9 | 2.9 |
How drivers feel about State Farm
Customers appreciate the insurer’s excellent customer service and personal attention but dislike the high prices and frequent rate increases. They also express frustration with the claims process.
Based on analysis of verified reviews collected by Insurify
Best in Louisiana for
Showing 37 reviews from Louisiana driversSee all 8,244 State Farm reviews
Verified Review
Reviewed in Louisiana on October 16, 2026
Professional and excellent customer service overall.
Verified Review
Reviewed in Louisiana on October 8, 2026
Average at best. State Farm insurance used to be the best, but something has changed. The insured now has to be more involved in the process. In the past, you could report your claim, take it to the repair facility, and wait for a call to pick it up. Now, you have to report the claim, wait on adjusters, verify the adjuster’s estimate, and then take it in for repair. Then, if the repair facility does not agree with the adjuster’s estimate, you may have to pay the difference yourself or go without your car for a long time while trying to get the adjusters to work out the difference. They’re just not the same company they used to be.
Verified Review
Reviewed in Louisiana on October 6, 2026
I’ve known my current insurance agent for years. Peggy has supported me with coaching for the YMCA, Carroll band fundraising, and my older two sons’ football programs.
JD Power
JD Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
673
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.84
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++
Why we picked this company
State Farm is the best overall pick for Louisiana drivers thanks to its low average rates and large network of local agents. Drivers 24 and younger make up about 10% of Louisiana’s driving population, according to U.S. Federal Highway Administration data, and State Farm offers multiple discounts for young drivers.
Plus, State Farm advertises that drivers who enroll in Drive Safe & Save can qualify for an additional 30% in savings.
Pros
Cheap rates in Louisiana
Network of local agents in 120 Louisiana cities and municipalities
Safe drivers can save up to 30% with Drive Safe & Save
Cons
Below-average JD Power customer satisfaction score in the Southeast region
Doesn’t offer accident forgiveness
High number of customer complaints in Louisiana
GEICO: Best for discounts
| User Reviews | 4.1 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 9.2 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $88/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $197/mo |
4.1
Best choice in LouisianaBased on 21,078 verified driver reviews and ratings
GEICO's score | Industry average | |
|---|---|---|
| Coverage options | 4.1 | 3.2 |
| Customer service | 4.2 | 3.6 |
| Discounts | 4.0 | 2.9 |
| Policy transparency | 4.1 | 3.1 |
| Value | 4.0 | 2.9 |
How drivers feel about GEICO
Customers appreciate the reliability and customer service but find the rates to be high and increase frequently, even without claims or accidents. The app has improved, but some find the claims process lacking.
Based on analysis of verified reviews collected by Insurify
Best in Louisiana for
Showing 31 reviews from Louisiana driversSee all 8,305 GEICO reviews
Verified Review
Reviewed in Louisiana on September 30, 2026
Very expensive.
Verified Review
Reviewed in Louisiana on September 9, 2026
Great.
Verified Review
Reviewed in Louisiana on August 8, 2026
The claim process worked well for me.
JD Power
JD Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
651
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.59
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++
Why we picked this company
GEICO is one of the best insurers for drivers looking to take advantage of bundling, multi-policy, defensive driving, and homeownership discounts. Nearly half of all major roads in Louisiana are in poor or mediocre condition, according to the American Society of Civil Engineers, so drivers may also want to consider adding GEICO’s roadside assistance coverage.[1]
Pros
Above-average JD Power customer satisfaction score in the Southeast region
Has 15 available discounts
A++ (Superior) AM Best rating
Cons
Average rates are higher than other insurers
Doesn’t offer new car replacement coverage
Fewer local agents in Louisiana than some competitors
USAA: Best for military families
| User Reviews | 4.9 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 9.1 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $66/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $147/mo |
4.9
Best choice in LouisianaBased on 4,340 verified driver reviews and ratings
USAA's score | Industry average | |
|---|---|---|
| Coverage options | 4.9 | 3.2 |
| Customer service | 4.9 | 3.6 |
| Discounts | 4.9 | 2.9 |
| Policy transparency | 4.9 | 3.1 |
| Value | 4.9 | 2.9 |
How drivers feel about USAA
Customers appreciate the insurer’s reliable customer service and claim handling but express concerns about high rates and frequent price increases. Some also find the insurer’s security protocols and communication methods frustrating.
Based on analysis of verified reviews collected by Insurify
Best in Louisiana for
Showing 8 reviews from Louisiana driversSee all 1,728 USAA reviews
Verified Review
Reviewed in Louisiana on September 4, 2026
Too expensive for what they claim to do.
Verified Review
Reviewed in Louisiana on May 29, 2026
I have always had good experiences with Progressive. I would advise any friend to go with Progressive.
Verified Review
Reviewed in Louisiana on May 28, 2026
Very good coverage, quick and courteous service. Premiums are too high. Increases with last 3 renewals, no changes in driving record.
JD Power
JD Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
759
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
1.31
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++
Why we picked this company
Louisiana is home to more than 200,000 veterans, and the state houses major military installations like Fort Polk.[2] Military families can benefit from receiving coverage through USAA, which offers cheap car insurance rates and military-specific discounts. Eligible drivers may also save with USAA’s SafePilot program, while SafePilot Miles rewards low-mileage drivers.
Pros
Above-average JD Power customer satisfaction score in the Southeast region
Offers two different telematics programs
Below-average amount of customer complaints filed with the National Association of Insurance Commissioners (NAIC)
Cons
Membership limited to military members and their families
Doesn’t have many brick-and-mortar locations
Poor rating from customers on Trustpilot
Allstate: Best for customizable coverage
| User Reviews | 3.9 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 8.9 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $79/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $175/mo |
3.9
A solid option in LouisianaBased on 12,433 verified driver reviews and ratings
Allstate's score | Industry average | |
|---|---|---|
| Coverage options | 3.9 | 3.2 |
| Customer service | 4.0 | 3.6 |
| Discounts | 3.9 | 2.9 |
| Policy transparency | 3.8 | 3.1 |
| Value | 3.4 | 2.9 |
How drivers feel about Allstate
Drivers appreciate the friendly customer service and efficient claims processing, but many find the rates too high and experience unexpected price increases. Some also report poor communication from agents.
Based on analysis of verified reviews collected by Insurify
Best in Louisiana for
Showing 20 reviews from Louisiana driversSee all 4,775 Allstate reviews
Verified Review
Reviewed in Louisiana on October 17, 2026
Allstate is too expensive.
Verified Review
Reviewed in Louisiana on October 16, 2026
I’ve never really had an issue, but it just costs too much. I checked other companies that claimed better rates, but found out they weren’t accurate when I selected equal coverage options.
Verified Purchase
Reviewed in Louisiana on October 12, 2026
My policy with Allstate started out affordable, but then it went up a lot.
JD Power
JD Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
634
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
1.02
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A-
Why we picked this company
Allstate is best for drivers who want customizable coverage beyond just the minimum liability protection. Louisiana experiences severe storms, flooding, and tropical cyclones, so drivers may want to opt for comprehensive and collision coverage. Louisiana drivers can also add on rideshare, rental reimbursement, and accident forgiveness coverage.
Pros
Average JD Power customer satisfaction score in the Southeast region
Wide variety of digital tools
Many add-on coverages available
Cons
Higher rates than some competitors
High number of customer complaints filed with the NAIC
Poor Trustpilot score
National General: Best for high-risk drivers
| User Reviews | 3.8 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 7 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $63/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $142/mo |
3.8
A solid option in LouisianaBased on 1,576 verified driver reviews and ratings
National General's score | Industry average | |
|---|---|---|
| Coverage options | 3.7 | 3.2 |
| Customer service | 3.4 | 3.6 |
| Discounts | 3.2 | 2.9 |
| Policy transparency | 3.6 | 3.1 |
| Value | 3.4 | 2.9 |
How drivers feel about National General
Drivers appreciate the quick and easy setup but are dissatisfied with the frequent and unexplained rate increases. Many find the customer service lacking and the claims process slow.
Based on analysis of verified reviews collected by Insurify
Best in Louisiana for
Showing 7 reviews from Louisiana drivers
Verified Review
Reviewed in Louisiana on October 4, 2026
The National General operators were very professional.
Verified Purchase
Reviewed in Louisiana on May 31, 2026
Cheap monthly payments and great service.
Verified Review
Reviewed in Louisiana on May 3, 2026
National General is a very good insurance company and easy to sign up with.
JD Power
JD Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
602
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
1.25
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A+
Why we picked this company
In Louisiana, 34% of vehicle crashes in 2024 were alcohol-related, with 243 resulting fatalities.[3] Receiving an operating while impaired (OWI) conviction can cause your car insurance premiums to rise because your insurer views you as a high-risk driver.
National General can help with SR-22 insurance and offers affordable average rates for drivers with a history of speeding tickets, at-fault accidents, and OWIs.
Pros
Cheap average monthly rates
Specializes in high-risk drivers
Wide variety of discounts
Cons
Below-average JD Power customer satisfaction score in the Southeast region
High number of customer complaints filed with the NAIC
Low Trustpilot rating
How we chose the best car insurance companies in Louisiana 
Our editorial team analyzed regional and national auto insurance companies that sell policies in Louisiana to assess which offer the best rates, coverage options, customer service, and savings to drivers. We prioritized competitive rates, 24/7 customer service, low-mileage discounts or programs, safe driving discounts, homeownership discounts or bundling options, and specialty or supplemental coverages.
Average cost of car insurance in Louisiana
The average cost of car insurance in Louisiana is $158 per month, which is higher than the national average of $143. Louisiana drivers pay an average of $106 per month for liability coverage and $209 for full coverage.
Louisiana’s risk of flooding and hurricanes likely contributes to its higher average rates.[4] And traffic congestion in Baton Rouge, Lafayette, Shreveport, and New Orleans costs taxpayers $4.1 billion annually.[5]
But Insurify data shows that premiums in Louisiana decreased by an average of 2% in the first half of 2026. Insurify estimates rates will decrease by another 0.8% by the end of 2026. Your exact costs in Louisiana will vary depending on your driving history, vehicle, and coverage options.
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How to get the best car insurance in Louisiana
Here are some steps you can take to find the best car insurance in Louisiana:
Know the minimum coverage requirements
Louisiana law requires drivers to carry a minimum amount of car insurance. Drivers need a policy with at least $15,000 per person and $30,000 per accident in bodily injury liability coverage and $25,000 in property damage liability coverage.[6]
Assess your local risk
Hurricanes and large storms in Louisiana can damage your vehicle, and liability insurance won’t pay to repair or replace your car. Depending on your local risks, you may want to consider comprehensive coverage for added protection.
Claim the military discount
Active-duty service members, reservists, and National Guard members automatically receive a 25% discount on their liability insurance in Louisiana.[7]
Compare quotes
Louisiana car insurance premiums can vary depending on your insurer, so it’s important to shop around and compare quotes from at least three different companies.
Best car insurance in Louisiana FAQs
Here’s some additional information about finding cheap car insurance in Louisiana.
What are the current auto insurance rates in Louisiana?
In Louisiana, drivers pay an average monthly rate of $158 for car insurance, which is below the national average. The average cost of car insurance in Louisiana by coverage level is $106 for liability coverage and $209 for a full-coverage policy. Your driving record, location, deductible, and coverage options will also affect your car insurance costs.
What is the cheapest car insurance company in Louisiana?
State Farm offers the cheapest rates in Louisiana, with an average liability rate of $53 per month. Progressive and National General are the second- and third-cheapest auto insurers in Louisiana on average. But you should compare coverage limits and pricing from several insurers before making a selection.
Which car insurance companies are the best in Louisiana?
State Farm, GEICO, USAA, Allstate, and National General are some of the best car insurance companies for Louisiana drivers, based on our research.
What are the new auto insurance laws in Louisiana?
Louisiana’s “no-pay, no-play” law states that uninsured drivers can’t recover the first $100,000 of bodily injury and property damage after an accident, even if the other driver is at fault.[8]
Sources
- American Society of Civil Engineers. "2025 Louisiana Infrastructure Report Card."
- United States Census Bureau. "QuickFacts Louisiana."
- Louisiana Highway Safety Commission. "Impaired Driving."
- National Centers for Environmental Information. "Louisiana Summary."
- TRIP. "Baton Rouge Motorists Lose More than $3,500 per Year Driving on Roads that are Rough, Congested, and Lack Some Desirable Safety Features."
- Louisiana Department of Insurance. "Consumer's Guide to Auto Insurance."
- Louisiana Department of Insurance. "Commissioner Tim Temple Announces Simplified Process for Military Auto Insurance Discount."
- Louisiana State Legislature. "Compulsory motor vehicle liability security; failure to comply; limitation of damages."
Methodology
Insurify data scientists analyzed more than 250 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 500+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.
Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).
Liability-only premium averages correspond to policies with the following coverage limits:
- Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
- Property damage limits between $10,000 and $50,000
- No additional coverage
- Comprehensive coverage with a $1,000 deductible
- Collision coverage with a $1,000 deductible
Related articles
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Louisiana Car Insurance Requirements in 2026
Louisiana drivers must have at least 15/30/25 liability coverage: $15,000 for injuries to one person, $30,000 for injuries to two or more people, and $25,000 for property damage.
)
Gap Insurance in Louisiana
If you total your car, a gap insurance policy can help bridge any difference between your insurance payout and the amount you owe on your car loan.
SR-22 Insurance in Louisiana: Cost, Requirements, and Cheapest Companies
In Louisiana, drivers who need SR-22 insurance pay about $200 per month for coverage — higher than the state average of $158.
How Much Is Car Insurance in Louisiana?
Drivers in Louisiana pay an overall average of $1,891 per year for car insurance.
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Cheap Full-Coverage Car Insurance in Louisiana
Louisiana drivers can find the cheapest full-coverage car insurance from State Farm, with an average rate of $116 per month.
Cheapest Liability Car Insurance in Louisiana
Louisiana drivers can find the cheapest liability-only car insurance from State Farm, with an average rate of $53 per month.
)
Cheap Car Insurance for Low-Income Drivers in Louisiana
State Farm has the cheapest liability car insurance in Louisiana, with average rates of $53 per month.
Why Is Car Insurance So Expensive in Louisiana?
The average annual cost of car insurance in Louisiana is $1,890, which is about 10% higher than the national average of $1,716 per year.
)
Can You Get Car Insurance Without a License in Louisiana?
Many insurers will still offer coverage if you don’t have a license in Louisiana. But you’ll often need to name someone else who has a license as the primary driver instead.
Louisiana Car Insurance Laws
Louisiana requires all drivers to carry at least 15/30/25 in liability insurance coverage.
Cheapest Car Insurance Quotes in Louisiana
The cheapest car insurance company in Louisiana is State Farm. Louisiana drivers pay higher-than-average car insurance rates due to the state’s hurricane and flood risks and high rate of auto claims litigation.
Cheap Car Insurance Quotes in Baton Rouge (October 2026)
The cheapest insurance company for Baton Rouge drivers is State Farm, with an average liability-only premium of $60 per month. Insurance rates are relatively high in Baton Rouge due to the city’s weather risks, traffic congestion, accident rates, and high population density.
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Cheapest Auto Insurance in Bossier City, Louisiana
State Farm offers the cheapest car insurance in Bossier City, with minimum-coverage policies as low as $43 per month.
)
Cheap Car Insurance Quotes in Lafayette, Louisiana (October 2026)
State Farm has the cheapest car insurance in Lafayette, at $51 per month for liability coverage. Flooding and congestion on major routes are two local risks Lafayette drivers face.
)
Cheap Car Insurance Quotes in Lake Charles, Louisiana (October 2026)
State Farm has the cheapest car insurance rate in Lake Charles, at $52 per month for liability-only coverage. The city’s high hurricane risk affects auto insurance rates.
)
Cheap Car Insurance Quotes in Metairie, Louisiana (October 2026)
State Farm offers Metairie drivers the cheapest liability rates, at $57 per month. Heavy flooding threats and occasional hurricanes likely contribute to above-average costs.
Cheap Car Insurance Quotes in New Orleans (October 2026)
The cheapest car insurance company in New Orleans is State Farm, with an average liability rate of $64 per month. Rates are high in New Orleans due to traffic congestion, weather risks, and high accident and theft rates.
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Cheap Car Insurance Quotes in Shreveport, Louisiana (October 2026)
State Farm offers Shreveport drivers the cheapest rates, at an average of $44 per month for liability-only coverage. The city’s inland location and short commutes may partially explain its relatively affordable rates.
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Cheap Car Insurance Quotes in Slidell, Louisiana (October 2026)
State Farm is the cheapest insurer in Slidell, with an average rate of $53 per month. A large number of bodily injury claims, frequent severe weather, and high accident rates all influence insurance costs in Slidell.
Writer: Jamie JohnsonInsurance and Personal Finance Writer
Writer: Jamie JohnsonInsurance and Personal Finance Writer
Qualifications:
6 years experience in personal finance writing
Featured on Credit Karma and Insider
Jamie is a meticulous researcher who has published 2,000+ personal finance articles. Her expertise is trusted by major brands like Bankrate and Rocket Mortgage.
Editor: Katie PowersLicensed P&C Agent, Senior Insurance Editor
Editor: Katie PowersLicensed P&C Agent, Senior Insurance Editor
Qualifications:
Licensed auto and home insurance agent
4+ years experience in insurance and personal finance editing
NPN: 20564519
Katie uses her knowledge and expertise as a licensed property and casualty agent in Massachusetts to help readers understand the complexities of insurance shopping.
Reviewer: Mark FriedlanderSenior Director, Media Relations, Insurance Information Institute
Reviewer: Mark FriedlanderSenior Director, Media Relations, Insurance Information Institute
Qualifications:
Media relations director for Insurance Information Institute
20+ years in insurance and communications
Impartial, independent expert
As Senior Director, Media Relations, for Insurance Information Institute, Mark serves as the non-profit’s national spokesperson, sharing information and education on a wide array of insurance issues.