Cheapest Auto Insurance in South Carolina (2025)

South Carolina is among the most expensive states in the country for car insurance. On average, Palmetto State drivers pay $253 per month for full-coverage car insurance and $174 for liability-only coverage, compared to the national averages of $193 and $107.

High rates of fatal crashes and insurance fraud likely contribute to South Carolina’s higher car insurance rates. If you’re looking for affordable car insurance in South Carolina, it’s a good idea to compare quotes from multiple companies.

3 of the cheapest car insurance companies in South Carolina

Some of the best car insurance companies in South Carolina offer consistently low quotes for a wide range of drivers. But every driver has a unique situation, which means the right auto insurance company for you varies based on your needs.

For example, if you have a speeding ticket or an accident on your record, you might find the best rates with a different insurer than if you had a clean record. But no matter your circumstances, you can start by researching the insurers highlighted below.

Insurance Company	IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.	Full Coverage	Liability Only
USAA	9.1	$99	$61
Progressive	8.7	$168	$104
Auto-Owners	8.2	$106	$65

Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

• How Insurify rates insurance companies

  Our editorial team spent more than 350 hours developing the Insurify Quality (IQ) Score and scoring insurance companies. The IQ Score objectively analyzes and calculates a score for insurers using more than 15 crucial criteria. The team weighted criteria by importance to the consumer — factors such as customer reviews and affordability influence the score more than availability and third-party ratings.

  We rate each company on a 1 to 10 scale based on five categories: financial ratings, customer satisfaction, affordability, customer support and transparency, and availability. Insurify updates ratings once a year or as more recent information becomes available.

  • Third-party financial ratings: Insurify uses data from AM Best, S&P, Moody’s, and more to compare insurance companies’ credit and ability to pay out future claims.
  • Customer satisfaction: To calculate this score, Insurify analyzed more than 55,000 customer reviews across 155 car insurance companies. We also consider third-party ratings from J.D. Power, the National Association of Insurance Commissioners, and Trustpilot.
  • Affordability: Our data scientists analyzed more than 90 million real-time auto insurance rates from our partners across the U.S., as well as available discounts, to calculate an affordability score.
  • Customer support and transparency: This measures coverage options, ease of claims filing, and the insurer's transparency surrounding discounts, coverages, and claims process.
  • Availability and reach: Insurify scores availability and reach by identifying the number of states in which insurers offer coverage and company size by market share.

USAA

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User Reviews	4.9 1,193 reviews
IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.	9.1 /10
Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.	$61/mo
Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.	$99/mo

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Driver Reviews

4.9

Best choiceBased on 2,102 verified guest reviews and ratings

How drivers feel about USAA

Customers appreciate the insurer’s reliable customer service and claim handling but express concerns about high rates and frequent price increases. Some also find the insurer’s security protocols and communication methods frustrating.

AI-generated from the text of verified reviews collected by Insurify

Best For

Members of the military community

Outstanding customer service

Competitive rates

How drivers feel about USAA

Customers appreciate the insurer’s reliable customer service and claim handling but express concerns about high rates and frequent price increases. Some also find the insurer’s security protocols and communication methods frustrating.

AI-generated from the text of verified reviews collected by Insurify

Best For

Members of the military community

Outstanding customer service

Competitive rates

Reviews (1,193)

Herbert

July 5, 2025

Verified Review

Personally beneficial

Very easy to work with.

John

June 17, 2025

Verified Review

USAA Critique

High exposure in the South and East leads to higher premiums. They do have a SafePilot program, which I use. They also have a cashback program, which I use.

Marlon

June 15, 2025

Verified Review

Don't let them hook you

Don't renew with USAA the first year. Go to another company for the first 6 months after your USAA policy expires. Then, when that one expires, check back with USAA for the following 6-month period. USAA will give a better rate when you come back than they would have if you had stayed with them all along.

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Our Advice

JD Power

J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.

739

NAIC Index

Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.

1.31

A.M. Best

A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).

A++

Why we picked this company

USAA offers some of the lowest car insurance rates in South Carolina, making it a good option for the more than 402,000 veterans in the state. The company offers insurance exclusively to active-duty military members, veterans, and their families. Drivers can also score unique discounts, such as savings of up to 15% for garaging their car on a military base.

Pros

• Many available discounts

• Offers banking/investment products

• Safe drivers can save up to 30% with the SafePilot program

Cons

• Must be associated with the military to join

• No live 24/7 customer services

• Few in-person branch locations

Progressive

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JD Power J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.	622
IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.	8.7 /10
Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.	$104/mo
Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.	$168/mo

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Driver Reviews

How drivers feel about Progressive

Customers appreciate the insurer’s good customer service and initial affordability but dislike the consistent price increases and complex claims process.

AI-generated from the text of verified reviews collected by Insurify

Best For

Competitive rates

Easy buying process

Telematics program

How drivers feel about Progressive

Customers appreciate the insurer’s good customer service and initial affordability but dislike the consistent price increases and complex claims process.

AI-generated from the text of verified reviews collected by Insurify

Best For

Competitive rates

Easy buying process

Telematics program

Reviews (6,922)

Kim

July 6, 2025

Verified Review

It's not worth seven hundred a month

The price is too high.

Elizabeth

July 5, 2025

Verified Review

Prices keep going up

The only thing progressive is progressively more expensive. I've used them for years and never made a claim.

James

July 5, 2025

Verified Review

Rates went up 50% in 6 months

Don't even go there; rates will go up no matter how safe you drive.

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Our Advice

JD Power

J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.

622

NAIC Index

Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.

0.97

A.M. Best

A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).

A+

Why we picked this company

South Carolina drivers can generally find low rates with Progressive, but the company’s many discounts could help reduce rates even more. The company has discounts for insuring multiple cars on the same policy, owning a home, driving safely, being a loyal customer, and more.

Pros

• Many discounts

• A+ (Superior) financial strength rating from AM Best

• Relatively low premiums for senior drivers

Cons

• No anti-theft equipment discount

• Below-average J.D. Power customer satisfaction rating in the Southeast

• Below-average J.D. Power claims satisfaction rating

Auto-Owners

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User Reviews	3.9 120 reviews
IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.	8.2 /10
Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.	$65/mo

Show Details

Driver Reviews

3.9

A solid optionBased on 204 verified guest reviews and ratings

How drivers feel about Auto-Owners

Customers appreciate the friendly service and quick claims process but dislike the constant rate increases and perceived inflexibility in pricing.

AI-generated from the text of verified reviews collected by Insurify

Best For

Cheap rates

Senior drivers

Ample discounts

How drivers feel about Auto-Owners

Customers appreciate the friendly service and quick claims process but dislike the constant rate increases and perceived inflexibility in pricing.

AI-generated from the text of verified reviews collected by Insurify

Best For

Cheap rates

Senior drivers

Ample discounts

Reviews (120)

Thomas

July 4, 2025

Verified Review

Fair Insurance, One Bad Agent

I had a bad agent, but the prices are kind of high, yet they are the lowest among the big four insurance companies.

Roy

June 5, 2025

Verified Review

I don't have anything to add

Good company, but I didn't care for their premiums going up this year just for liability and roadside service.

Ann

June 1, 2025

Verified Review

Satisfaction

I like paying all at one time.

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Our Advice

JD Power

J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.

654

NAIC Index

Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.

0.46

A.M. Best

A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).

A++

Why we picked this company

Auto-Owners offers competitive rates for South Carolina drivers. It particularly stands out for the range of optional coverages it offers. Drivers can add roadside assistance, rental car coverage, gap coverage, rental auto gap, accident forgiveness, purchase price guarantee coverage, and more to their Auto-Owners policies.

Pros

• Extensive list of add-on coverages available

• Competitive rates for South Carolina drivers

• A+ (Superior) financial strength rating from AM Best

Cons

• Available in only 26 states

• Negative customer reviews on Trustpilot

• Below-average J.D. Power customer satisfaction rating in the Southeast

How to get the cheapest car insurance in South Carolina

Car insurance is an unavoidable cost, but you don’t need to overpay. Here are some strategies to help you lower your car insurance costs:

• Raise your deductible. Carrying a higher deductible will generally lead to lower premiums because you’re assuming a greater portion of the up-front costs if you file a claim. Just make sure not to set your deductible so high you can’t afford to cover it.

• Ask for a discount. Many insurance companies offer a suite of discount options, including those for safe drivers, students with good grades, and people who take an approved defensive driving course. You’ll never know what’s available if you don’t ask.

• Improve your credit. Drivers with a good credit history pay less for car insurance because insurers view them as less likely to file a claim. You can start building better credit by paying your bills on time and not applying for any new lines of credit.

• Shop around. Shopping around can also help you find affordable premiums, so get quotes from at least three different insurance companies before making a decision.

Low-cost car insurance in South Carolina

If you’re a low-income driver in South Carolina, consider comparing quotes from three to five insurers every six months to make sure you’re getting the best deal. South Carolina doesn’t have a low-income car insurance program.

Find Cheap Car Insurance in South Carolina

Liability rates start at $61 per month

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Cheapest liability-only car insurance quotes in South Carolina: USAA

Liability insurance helps you cover the cost of damage and injuries you cause in an accident and is often more affordable. But liability-only car insurance doesn’t cover the cost of repairs for your vehicle.^[2]

In South Carolina, liability-only coverage costs an average of $174 per month.

In the table below, you can see the cheapest companies for liability coverage in the state.

The below rates are estimated rates current as of: Thursday, July 3 at 12:00 PM PDT. 

Data reviewed by Konstantin Halachev

Konstantin HalachevVP of Engineering & Data Science

• 7+ years experience in data analysis

• Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Read Editorial Guidelines

View Full Bio

Insurance Company	Average Monthly Quote
USAA	$61
Auto-Owners	$65
State Farm	$67
Nationwide	$99
Progressive	$104
Allstate	$105
Travelers	$113
State Auto	$137
GEICO	$146
Safeco	$150
National General	$160
Direct Auto	$165
Root	$174
Dairyland	$184
The General	$192
Liberty Mutual	$203
Bristol West	$234
GAINSCO	$240
AssuranceAmerica	$254
Hugo	$312

Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest full-coverage car insurance quotes in South Carolina: USAA

Full-coverage auto insurance goes beyond the minimum liability coverage to provide protection for your vehicle as well. This type of insurance is broken down into comprehensive coverage and collision coverage.

If you finance or lease your vehicle, your lender or dealership will probably require you to carry full-coverage insurance. You may also benefit from this increased protection if you have a newer vehicle that would be more expensive to replace.

South Carolina drivers pay an average of $253 per month for full-coverage policies.

Here’s a look at some of the leading insurance companies in South Carolina offering full-coverage car insurance.

The below rates are estimated rates current as of: Thursday, July 3 at 12:00 PM PDT. 

Data reviewed by Konstantin Halachev

Konstantin HalachevVP of Engineering & Data Science

• 7+ years experience in data analysis

• Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Read Editorial Guidelines

View Full Bio

Insurance Company	Average Monthly Quote
USAA	$99
Auto-Owners	$106
State Farm	$109
Nationwide	$161
Progressive	$168
Allstate	$170
GEICO	$181
Travelers	$183
Safeco	$192
State Auto	$222
National General	$235
Direct Auto	$236
Root	$277
Liberty Mutual	$305
The General	$349
AssuranceAmerica	$362
Dairyland	$363
Bristol West	$403
GAINSCO	$418

Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Car insurance requirements in South Carolina

You must carry a minimum amount of car insurance to drive legally in South Carolina. Under South Carolina tort law, you’ll need to carry at least the minimum coverage outlined below.^[3]

• 

  Bodily injury liability

  • $25,000 per person

  • $50,000 per accident

• 

  Property damage liability

  • $25,000 per accident

Many drivers purchase more than the state-minimum coverage to better protect their finances in case of an accident. These are some optional car insurance coverages to consider:

• 

  Uninsured/underinsured motorist coverage

  Uninsured/underinsured motorist coverage protects you if a driver hits you and they either don’t have insurance or don’t have enough insurance to fully cover your damages.

• 

  Personal injury protection coverage

  Personal injury protection helps cover medical expenses for you and your passengers if you’re involved in an accident. It can also pay for non-medical expenses, like lost wages or child care costs.

• 

  Gap coverage

  If you total your car or someone steals it, gap insurance can cover the difference between your insurance payout and your remaining loan balance.

• 

  Roadside assistance coverage

  If your car breaks down, roadside assistance coverage can help you with things like tire changes, jump-starts, towing, and more.

Cheapest car insurance in South Carolina for drivers with an incident

Mistakes happen. But if you have an incident on your record — including at-fault accidents, speeding tickets, driving under the influence, and other moving violations — you’ll face higher auto premiums.^[4] Insurance companies use your driving record as a factor when estimating your likelihood of filing a future claim.

For example, U.S. drivers with a clean record pay average monthly premiums of $193 for a full-coverage policy. But drivers with a speeding ticket or DUI pay much higher full-coverage rates — $245 and $282, respectively.

Find Car Insurance in South Carolina

Liability policies start at $71/mo. for drivers with moving violations

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Based on 3,806+ reviews

4.8/5

Cheapest car insurance quotes for drivers with a speeding ticket: USAA

A speeding ticket will cost you. Beyond the ticket itself, you’ll likely pay higher insurance premiums, particularly if you have multiple speeding tickets.

South Carolina drivers with a ticket on their record pay an average of $212 per month for liability coverage and $309 per month for full coverage.

Here’s a look at the average monthly quotes South Carolina insurers offer for drivers with a speeding ticket and how they compare to rates for drivers with a clean record.

The below rates are estimated rates current as of: Thursday, July 3 at 12:00 PM PDT. 

Data reviewed by Konstantin Halachev

Konstantin HalachevVP of Engineering & Data Science

• 7+ years experience in data analysis

• Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Read Editorial Guidelines

View Full Bio

Insurance Company	Avg. Quote With Clean Driving Record	Avg. Quote With Speeding Ticket
USAA	$61	$74
Auto-Owners	$65	$80
State Farm	$67	$81
Nationwide	$99	$121
Progressive	$104	$127
Allstate	$105	$128
Travelers	$113	$139
State Auto	$137	$169
GEICO	$146	$183
Safeco	$150	$188
National General	$160	$194
Direct Auto	$165	$202
Root	$174	$225
Dairyland	$184	$225
The General	$192	$247
Liberty Mutual	$203	$253
Bristol West	$234	$289
GAINSCO	$240	$280
AssuranceAmerica	$254	$299
Hugo	$312	$380

Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance quotes for drivers with an at-fault accident: USAA

If you’ve had an at-fault car accident in the past, you’ll pay more pay more for car insurance than drivers with a clean record. Liability-only policies cost an average of $221 per month for South Carolina drivers with an at-fault accident.

Below are some average monthly quotes from insurers in South Carolina for drivers with an at-fault accident.

The below rates are estimated rates current as of: Thursday, July 3 at 12:00 PM PDT. 

Data reviewed by Konstantin Halachev

Konstantin HalachevVP of Engineering & Data Science

• 7+ years experience in data analysis

• Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Read Editorial Guidelines

View Full Bio

Insurance Company	Avg. Quote With Clean Driving Record	Avg. Quote With Accident
USAA	$61	$77
Auto-Owners	$65	$82
State Farm	$67	$84
Nationwide	$99	$126
Progressive	$104	$132
Allstate	$105	$132
Travelers	$113	$144
State Auto	$137	$175
GEICO	$146	$174
Safeco	$150	$200
National General	$160	$201
Direct Auto	$165	$215
Root	$174	$221
Dairyland	$184	$233
The General	$192	$253
Liberty Mutual	$203	$261
Bristol West	$234	$298
GAINSCO	$240	$296
AssuranceAmerica	$254	$304
Hugo	$312	$401

Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance quotes for drivers with a DUI: USAA

Driving under the influence is a serious violation that comes with numerous legal and financial consequences, including higher car insurance costs. If you’re convicted of a DUI, you’ll pay more for car insurance than drivers with clean records or other incidents.

South Carolina drivers with a DUI pay monthly averages of $220 for liability insurance and $320 for full-coverage insurance, according to Insurify data.

Explore other average monthly rates for drivers with a DUI in the table below.

The below rates are estimated rates current as of: Thursday, July 3 at 12:00 PM PDT. 

Data reviewed by Konstantin Halachev

Konstantin HalachevVP of Engineering & Data Science

• 7+ years experience in data analysis

• Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Read Editorial Guidelines

View Full Bio

Insurance Company	Avg. Quote With Clean Driving Record	Avg. Quote With DUI
USAA	$61	$83
Auto-Owners	$65	$89
State Farm	$67	$91
Nationwide	$99	$135
Progressive	$104	$132
Allstate	$105	$143
Travelers	$113	$154
State Auto	$137	$187
GEICO	$146	$199
Safeco	$150	$214
National General	$160	$218
Direct Auto	$165	$225
Root	$174	$237
Dairyland	$184	$251
The General	$192	$262
Liberty Mutual	$203	$277
Bristol West	$234	$319
GAINSCO	$240	$327
AssuranceAmerica	$254	$346
Hugo	$312	$425

Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance quotes for seniors: USAA

Your driving history isn’t the only thing that affects your car insurance costs. Age can play a vital role as well — particularly if you’re a teen or a senior. In general, drivers pay more for car insurance until around age 25. But rates start to creep up again around age 70.

Senior drivers in South Carolina pay $148 per month for a liability-only policy, on average.

As a senior driver, shopping around can help you find the best rates for your age group, and you can see average rates from top insurers in the table below.

The below rates are estimated rates current as of: Thursday, July 3 at 12:00 PM PDT. 

Data reviewed by Konstantin Halachev

Konstantin HalachevVP of Engineering & Data Science

• 7+ years experience in data analysis

• Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Read Editorial Guidelines

View Full Bio

Insurance Company	Average Quote: Liability Only	Average Quote: Full Coverage
USAA	$49	$80
Auto-Owners	$52	$85
State Farm	$52	$85
Nationwide	$75	$122
Allstate	$85	$138
Travelers	$89	$144
Progressive	$89	$143
State Auto	$105	$170
GEICO	$115	$143
National General	$123	$181
Safeco	$130	$167
Direct Auto	$130	$186
Root	$147	$234
Dairyland	$150	$295
The General	$155	$281
Liberty Mutual	$170	$255
Bristol West	$191	$329
AssuranceAmerica	$196	$280
GAINSCO	$200	$348

Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance quotes for teens: USAA

Car insurance is notoriously high for young drivers because these less-experienced motorists are statistically more likely to get into serious accidents and file a claim.

Teen drivers in South Carolina pay an average of $352 per month for a liability-only policy and $512 per month for a full-coverage policy.

If you’re a teen looking to cut expenses, some ways to trim your car insurance costs include staying on your parents’ insurance, driving a safe vehicle, maintaining good grades, and raising your deductible.

Comparing quotes can also help you find a more affordable rate. You can see average monthly quotes from several South Carolina insurers below.

The below rates are estimated rates current as of: Thursday, July 3 at 12:00 PM PDT. 

Data reviewed by Konstantin Halachev

Konstantin HalachevVP of Engineering & Data Science

• 7+ years experience in data analysis

• Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Read Editorial Guidelines

View Full Bio

Insurance Company	Average Quote: Liability Only	Average Quote: Full Coverage
USAA	$117	$190
Auto-Owners	$123	$201
State Farm	$132	$215
Nationwide	$200	$325
Progressive	$210	$340
Allstate	$215	$348
Travelers	$232	$376
GEICO	$273	$339
Root	$317	$504
Safeco	$321	$410
Dairyland	$322	$636
Direct Auto	$339	$485
National General	$340	$499
State Auto	$341	$553
The General	$346	$629
Liberty Mutual	$383	$576
Bristol West	$440	$758
GAINSCO	$470	$818
AssuranceAmerica	$525	$748

Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

South Carolina car insurance quotes by credit tier

South Carolina allows insurance companies to consider your credit history when determining your premiums. Drivers with excellent or good credit pay lower rates than drivers with poor credit.

You can improve your credit by paying your bills on time and not applying for any new lines of credit. Reviewing your credit report to look for mistakes, using a secured credit card, and aiming to use 30% or less of your available credit on any account can also help you improve your credit and lower the cost you pay for insurance.

Find Car Insurance in South Carolina

Unlock discounts and savings when you compare rates with Insurify

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Car insurance rates across South Carolina cities

Your geographical location, and its associated weather patterns, traffic levels, and vehicle crime rates, affects your car insurance rate. That’s why car insurance rates in South Carolina change based on the city you live in. Check out the table below for a closer look at the average car insurance rates for drivers in each South Carolina city.

South Carolina car insurance FAQs