"The Palmetto State" is where the first shots of the Civil War and the game of golf were fired. Now the golf capital of the U.S., clearly South Carolina is a state of firsts.
Requirement : Yes
Car insurance is required in South Carolina . Drivers must have a minimum of liability, and uninsured motorist coverage.
Minimum Coverage Car Insurance Requirements:
A minimum liability, and uninsured motorist coverage is required:
Other Car Insurance Coverage Options:
Liability, and uninsured coverage is the only requirements for South Carolina motorist to have, there are several other types of coverage available to drivers:
Other Forms of Financial Responsibility:
Other legal ways around buying car insurance include:
Proof of Insurance: Yes
You must carry proof of insurance and registration with your vehicle at all times. Registered uninsured motorists may show a copy of the approved uninsured motorist status.
Valid forms of proof of financial responsibility include:
Violations, Fines & Penalties:
A SR-22 may be required after a suspension in order to get your driver’s license reinstated. An SR-22 certificate only certifies proof of insurance of minimum requirements, it is not insurance.
Credit Scores & Determining Your Insurance Premium :
All South Carolina drivers are required to have car insurance, however, insurance providers are reserved the right to deny coverage to high-risk drivers. Drivers unable to get private coverage can purchase insurance through the Associated Auto Insurers Plan of South Carolina (AAIPSC).
Other factors that may be used to determine your premiums include:
Discounts : Yes
Discounts available in South Carolina:
There is no ban on cellphone use while driving. All drivers are prohibited from texting while driving. Texting violations are considered primary offenses. Violators face a $25 fine for the first offense, $50 fine for subsequent offenses.