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For more than a decade, Insurify has lived up to its mission: comparing the most quotes in the least time to find you the best coverage for your money on auto, home, renters, and pet insurance. Our extensive database of user reviews, interactive calculators and proprietary scoring model help you research the insurer and coverage that makes the most sense for you and your family.

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Frequently Asked Questions

Evelyn Pimplaskar
Evelyn PimplaskarEditor-in-Chief, Director of Content
  • 10+ years in insurance and personal finance content

  • 30+ years in media, PR, and content creation

Evelyn leads Insurify’s content team. She’s passionate about creating empowering content to help people transform their financial lives and make sound insurance-buying decisions.

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Edited byJohn Leach
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John LeachLicensed P&C Agent, Chief Copy Editor
  • Licensed property and casualty insurance agent

  • 10+ years editing experience

  • NPN: 20461358

John is Insurify’s Chief Copy Editor, helping ensure the accuracy and readability of Insurify’s content. He’s a licensed agent specializing in home and car insurance topics.

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Reviewed byMark Friedlander
Mark Friedlander
Mark FriedlanderSenior Director, Media Relations, Insurance Information Institute
  • Media relations director for Insurance Information Institute

  • 20+ years in insurance and communications

  • Impartial, independent expert

As Senior Director, Media Relations, for Insurance Information Institute, Mark serves as the non-profit’s national spokesperson, sharing information and education on a wide array of insurance issues.

Updated

  • Insurify is an insurance-comparison marketplace that provides real-time quotes from 120+ insurers, including GEICO, Allstate, and Progressive, enabling shoppers to compare policies and save up to $1,100. Shoppers can get personalized quotes, and they’ll be able to complete their purchase online or with the help of an Insurify licensed agent.

  • With Insurify, you fill out a simple form, and our AI-powered comparison tool will pull your personalized quotes from our insurer partners. With our new AI-powered policy upload feature, you can upload a picture of your policy declaration page from your device. This way, you can compare your current policy side by side with your new options.

    After you compare rates and choose a quote, you can buy your policy online or through one of our licensed insurance agents.

    Learn More: About Insurify

  • Our strict no-spam policy ensures that your personal details are always secure and private. We’ll never sell your data, so you won’t get spam emails or unwanted phone calls from shopping with Insurify.

    Learn More: Insurify’s Privacy Policy

  • Yes, Insurify is now an insurance carrier. We recently launched Insurify Car, which offers liability-only coverage payable in seven-day installments to help make it more affordable to get started with minimum coverage.

    We’re also an insurance-comparison marketplace that partners with 120+ insurers. We provide impartial information and the most accurate quotes so you can pick the insurance company that best fits your needs.

    Learn More: Why You Can Trust Insurify

  • We are! Insurify is a licensed agency in all 50 states. All our helpful agents are licensed too, so they can provide expert tips and policy advice to customers across the U.S.

  • Like other comparison platforms, we earn a commission if you buy a policy through a quote we showed you on our website. We may also make money if you click on an ad on our website. But we don’t make money by selling your data. We want to make insurance shopping easier for you, not flood your inbox or voicemail with spam.

    Learn More: How Insurify Makes Money

  • Insurify has a higher rating, from more reviews, than any other insurance-comparison site. Insurify has the highest rating on both Trustpilot, the most popular independent review platform, and the Better Business Bureau.

    Comparison Site
    sort ascsort desc
    Trustpilot Rating
    sort ascsort desc
    Shopper Approved Rating
    sort ascsort desc
    BBB Rating
    sort ascsort desc
    Insurify4.74.83.7
    Compare.com4.64.7N/A
    Policygenius4.6N/A3.5
    The Zebra4.64.82.3
    Trusted Choice4.6N/AN/A
    Coverage.com4.6N/AN/A
    QuoteWizard4.2N/A1.2
    NerdWallet3.6N/A1.0
    Gabi3.5N/A1.0
    Bankrate2.7N/A1.0
    ValuePenguin1.9N/AN/A
    Updated: Feb. 26, 2026
  • Compared to other insurance-comparison sites, Insurify has gathered the most real customer reviews. Insurify has collected 85,000+ ratings and reviews of 200+ insurance companies from verified users and through our editorial team. We collect hundreds of reviews weekly and showcase them all in our Insurer Snapshots so you can compare insurers as well as quotes.

  • Insurify makes it easy to compare car insurance coverage, but you can also find the following types of insurance policies with our comparison tool:

    You can’t purchase the following types of policies directly through Insurify, but you can explore some of our top picks if you’re looking for any of these coverage types:

  • Insurance companies need to know about you and your vehicle to set your premium. We use a simple online form to ask for the information we need to compare car insurance quotes. Insurify protects these details, and you won’t get spam from comparing quotes.

    To show you the most accurate auto insurance quotes, Insurify asks for the following information:

    • Address: Most insurance companies use ZIP codes as a rating factor.

    • Type of car: Your vehicles make, model, and year influence your auto insurance rate. 

    • Credit score: Drivers with good credit typically have lower premiums than drivers with poor credit.

    • Level of education: Some insurance companies offer lower car insurance premiums to policyholders with a college degree.

  • Insurance companies base your rates on some common factors, like your age, gender, location, and driving history. But how they weigh those factors can vary a lot. Two separate insurers may serve up very different quotes for the same driver, so comparing quotes from several insurers is the best way to get cheaper car insurance.

    Here’s an example of how quotes can vary among insurers for the same driver profile. These quotes are averages for drivers between 20 and 70 years old with a clean driving record and average or better credit.

    The below national rates are estimated rates current as of: Monday, April 6 at 12:00 PM PDT. 
    Insurance Company
    sort ascsort desc
    Full Coverage
    sort ascsort desc
    Liability Only
    sort ascsort desc
    State Farm$109$53
    GEICO$149$80
    Progressive$156$89
    Liberty Mutual$209$131
    The General$212$85
    Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
  • Nationwide, the average cost of car insurance is $173 per month for full coverage and $99 for liability-only insurance, according to Insurify data. But your costs may be more or less than average, based on factors like:

    • Your driving record (past car accidents, speeding tickets, DUIs, and citations)

    • Age and gender

    • Vehicle make and model

    • Credit history (in most states)

    • Where you live

    • Deductible amount

    • Other factors

  • The best way to lower the cost of auto insurance is to use an online quote-comparison tool like Insurify. You’ll be able to view quotes from multiple companies without the hassle of visiting each insurer’s website to get a quote. With Insurify, you can either complete your purchase online or with the help of one of our expert agents.

  • COUNTRY Financial is the cheapest car insurance company, with average monthly premiums of $42 for liability coverage and $87 for full coverage, based on Insurify data sourced from 190M+ quotes.

    But the cheapest car insurance company can vary from state to state, city to city, or even by ZIP code. For example, regional insurers COUNTRY Financial and Erie typically offer some of the lowest rates and have good industry ratings, but they serve a limited number of states.

  • California, Hawaii, Massachusetts, Michigan, North Carolina, and Pennsylvania ban insurers from considering gender as a rating factor. But in all other states, your gender can affect how much you pay for car insurance.

    Generally, men pay more for car insurance because data shows they get into more accidents than women, have more serious accidents, and are more likely to drive under the influence.