Compare Car Insurance Quotes in Real Time & Save

Nationwide, the average cost of car insurance is $187 per month for full coverage and $98 for liability-only insurance, according to Insurify data. But your costs may be more or less than average, based on factors like:

• Your driving record (past car accidents, speeding tickets, DUIs, and citations): Highest impact

• Age and gender: High impact

• Vehicle make and model: Moderate impact

• Credit history (in most states): Moderate impact

• Where you live: High impact

• Deductible amount: Moderate impact

• Other factors

Insurify is an insurance-comparison marketplace that provides real-time quotes from 120+ insurers, including GEICO, Allstate, and Progressive, enabling shoppers to compare policies and save up to $1,100^*. Shoppers can get personalized quotes, and they’ll be able to complete their purchase online or with the help of an Insurify licensed agent.

With Insurify, you fill out a simple form, and our AI-powered comparison tool will pull your personalized quotes from our insurer partners. With our new AI-powered policy upload feature, you can upload a picture of your policy declaration page from your device. This way, you can compare your current policy side by side with your new options.

After you compare rates and choose a quote, you can buy your policy online or through one of our licensed insurance agents.

Learn More: About Insurify

Insurify is best for anyone who wants an easier, faster way to find cheaper insurance and compare affordable insurance options while keeping their personal data secure. Insurify is a good option for first-time insurance buyers, homeowners looking to save by bundling auto and home insurance policies, drivers facing premium increases at renewal time, or anyone searching for meaningful insurance savings. It’s helpful for people who want the power to shape their own insurance shopping experience through a blend of DIY tools and expert human support.

Our strict no-spam policy ensures that your personal details are always secure and private. We’ll never sell your data, so you won’t get spam emails or unwanted phone calls from shopping with Insurify.

Learn More: Insurify’s Privacy Policy

No, since 2024, Insurify hasn’t required you to provide a phone number to get quotes. But you may need to provide a phone number once you decide to finalize a quote and make a purchase with our insurance partners.

While other comparison sites might show you estimates or averages, Insurify can show you actual quotes of what other drivers in your area pay for car insurance. Rates move, so it’s important to compare real-time quotes. Check out these real, recent quotes Insurify partner insurers have delivered to our customers in the last 10 days.

As well as being the leading car insurance comparison platform, Insurify has partnered with top insurance companies to bring you Insurify Car: a simple, liability-only car insurance policy that enables you to pay for your coverage in manageable seven-day installments with the freedom to cancel your policy at any time.

Insurify Car gets no preferential treatment in our results, so you’ll continue to have full access to our insurance-comparison marketplace that partners with 120+ insurers — but with added options to suit your needs. Insurify continues to provide impartial information and the most accurate quotes so you can pick the insurance company that best fits your needs.

Learn More: Why You Can Trust Insurify

Insurance companies base your rates on some common factors, like your age, gender, location, and driving history. But how they weigh those factors can vary a lot. Two separate insurers may serve up very different quotes for the same driver, so comparing quotes from several insurers is the best way to get cheaper car insurance.

Here’s an example of how quotes can vary among insurers for the same driver profile. We generated these averages based on our database of more than 250 million real auto insurance quotes. These quotes are averages for a 30-year-old Florida woman with good credit.

The below national rates are estimated rates current as of: Monday, August 31 at 5:00 PM PDT. 

Insurance Company	Full Coverage	Liability Only
State Farm	$128	$82
Progressive	$145	$92
GEICO	$192	$92
The General	$251	$132
Liberty Mutual	$301	$233

Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Insurance companies need to know about you and your vehicle to set your premium. We use a simple online form to ask for the information we need to compare car insurance quotes. Insurify protects these details, and you won’t get spam from comparing quotes.

To show you the most accurate auto insurance quotes, Insurify asks for the following information:

• Address: Most insurance companies use ZIP codes as a rating factor.

• Type of car: Your vehicle’s make, model, and year influence your auto insurance rate. 

• Credit score: Drivers with good credit typically have lower premiums than drivers with poor credit.

• Level of education: Some insurance companies offer lower car insurance premiums to policyholders with a college degree.

Price is important, but it’s also critical to compare other qualities, like a car insurance company’s customer service, financial strength ratings, available policy options and discounts, and claims handling. Reading real customer reviews helps you get an idea of how well a company handles customer service and claims — which is why Insurify has gathered more than 85,000 verified user reviews. For example, Bristol West, USAA, and The General are all top insurers that win praise from customers for different strengths.

Compare quotesCompare	Compare quotesCompare	Compare quotesCompare
Average price $157/mo*	Average price $77/mo*	Average price $150/mo*
Overall rating	Overall rating	Overall rating
Value for money 3.1/5	Value for money 4.9/5	Value for money 3.1/5
Customer service 3.2/5	Customer service 4.9/5	Customer service 3.1/5
Claims handling 3.1/5	Claims handling 4.9/5	Claims handling 3.1/5
Special highlight AI-generated from 717 user reviews High-risk drivers	Special highlight AI-generated from 4233 user reviews Members of the military community	Special highlight AI-generated from 1524 user reviews High-risk drivers

Data in this table has been sourced from Insurify’s users who have indicated they are insured with the listed providers

When a lower car insurance rate becomes available for people with your driver profile, we want to ensure you’re the first to know. Car insurance rates are always in flux, and our system actively monitors the market to notify you when rates drop for drivers like you.

We are! Insurify is a licensed agency in all 50 states. All our helpful agents are licensed too, so they can provide expert tips and policy advice to customers across the U.S.

Like other comparison platforms, we earn a commission if you buy a policy through a quote we showed you on our website. We may also make money if you click on an ad on our website. But we don’t make money by selling your data. We want to make insurance shopping easier for you, not flood your inbox or voicemail with spam.

Learn More: How Insurify Makes Money

Media from the New York Times, USA Today, and Wall Street Journal to CBS, CNBC, and NPR have featured Insurify’s data and insights when covering wallet-hitting insurance trends. Our first-party data and expert insights are trusted resources for reports and news stations.

Insurify has a higher rating, from more reviews, than any other insurance-comparison site. Insurify has the highest rating on both Trustpilot, the most popular independent review platform, and the Better Business Bureau.

Comparison Site	Trustpilot Rating	Google Reviews	BBB Rating
Insurify	4.7	4.7	A+
Compare.com	4.7	N/A	A+
Policygenius	4.5	4.6	A-
The Zebra	4.7	4.4	A-
QuoteWizard	3.6	N/A	A+
NerdWallet	3.4	3.6	A+
Gabi	3.5	4.6	A+

Updated: Aug. 24, 2026

Compared to other insurance-comparison sites, Insurify has gathered the most real customer reviews. Insurify has collected 85,000+ ratings and reviews of 200+ insurance companies from verified users and through our editorial team. We collect hundreds of reviews weekly and showcase them all in our Insurer Snapshots so you can compare insurers as well as quotes.

Insurify makes it easy to compare car insurance coverage, but you can also find the following types of insurance policies with our comparison tool:

• Bundling discounts

• Commercial auto insurance

• Homeowners insurance

• Life insurance

• Motorcycle insurance

• Pet insurance

• Renters insurance

• Travel insurance

You can’t purchase the following types of policies directly through Insurify, but you can explore some of our top picks if you’re looking for any of these coverage types:

• Auto warranty

• Business insurance

• Device insurance

• Home warranty

The best way to lower the cost of auto insurance is to use an online quote-comparison tool like Insurify. You’ll be able to view quotes from multiple companies without the hassle of visiting each insurer’s website to get a quote. With Insurify, you can either complete your purchase online or with the help of one of our expert agents.

Country Financial is the cheapest car insurance company, with average monthly premiums of $44 for liability coverage and $84 for full coverage, based on Insurify data sourced from 190M+ quotes.

But the cheapest car insurance company can vary from state to state, city to city, or even by ZIP code. For example, regional insurers Country Financial and Erie typically offer some of the lowest rates and have good industry ratings, but they serve a limited number of states.