Missouri hosted the St. Louis World's Fair in 1904 which introduced cotton candy, the waffle cone, and hot dogs to the world. It's delicious innovation proves why it's called the "The Show Me State"
Missouri: cheapest car insurance
Requirement : Yes
Car insurance is required in Missouri . Drivers must have a minimum of liability, and uninsured motorist coverage. Missouri drivers are required to have insurance to register a vehicle.
Minimum Coverage Car Insurance Requirements:
A minimum liability, and uninsured motorist coverage is required:
Other Car Insurance Coverage Options:
Liability, and uninsured motorist coverage are the only requirements for Missouri motorist to have, there are several other types of coverage available to drivers:
Other Forms of Financial Responsibility:
Other legal ways around buying car insurance include:
Proof of Insurance: Yes
You must carry proof of insurance and registration with your vehicle at all times, you don’t have to have proof of insurance in order to renew your registration. The insurance company (provider) will give you an insurance card as proof of insurance.
The card will include:
Violations, Fines & Penalties:
A SR22 may be required after a suspension in order to get your driver’s license reinstated. An SR22 certificate only certifies proof of insurance of minimum requirements, it is not insurance.
You may be required to file an SR-22 if:
Credit Scores & Determining Your Insurance Premium :
All Missouri drivers are required to have car insurance, however, insurance providers are reserved the right to deny coverage to high-risk drivers. High-risk drivers should try to find a provider that specializes in high-risk, non-standard drivers.
Other factors that may be used to determine your premiums include:
Discounts : Yes
Discounts available in Missouri:
There is currently no cell phone ban for drivers. Drivers under the age of 21 years old are banned from texting while driving. Texting violations are considered primary offenses.