Commonly referred to as "Little America," Maryland has the widest variety of terrain in the U.S. This state offers its residents and visitors beaches, mountains, and all four seasons. Maryland certainly has it all.
Maryland: cheapest car insurance
Requirement : Yes
Car insurance is required in Maryland . Drivers must have a minimum of liability, personal injury protection, and uninsured/underinsured motorist coverage.
Minimum Coverage Car Insurance Requirements:
A minimum liability personal injury protection, and uninsured/underinsured motorist coverage is required:
Other Car Insurance Coverage Options:
Liability personal injury protection, and uninsured/underinsured motorist coverage are the only requirements for Maryland motorist to have, there are several other types of coverage available to drivers:
Other Forms of Financial Responsibility:
Other legal ways around buying car insurance include:
Proof of Insurance: Yes
You must carry proof of insurance and registration with your vehicle at all times.
Violations, Fines & Penalties:
Credit Scores & Determining Your Insurance Premium :
All Maryland drivers are required to have car insurance, however, insurance providers are reserved the right to deny coverage to high-risk drivers. High-risk drivers that cannot find car insurance through a private provider may apply for coverage through the Maryland Automobile Insurance Fund.
Other factors that may be used to determine your premiums include:
Discounts : Yes
Discounts available in Maryland:
All drivers are banned from using hand held cell phones. Novice drivers, drivers under the age of 18 are prohibited from using both hand held or hands free mobile devices. All drivers are banned from texting while driving. Cell phone and texting violations are considered primary offenses. Violators face a $40 - $100 fine.