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How we make money

Just like an insurance agent, Insurify is paid commissions by insurance companies. We are unbiased in the quotes we show, and will always provide you with policies that save you the most. In some cases, Insurify is compensated on a per-click basis if the insurance company does not have a price displayed on the site. Your personal data is safe – Insurify will not sell your phone number to third parties for profit and spam.


The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from zip codes across the country. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews.

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.

Editorial standards

At Insurify, we provide users with guidance and support throughout the insurance shopping journey, from initial research on the blog to securing a policy on our comparison marketplace. A team of subject-matter experts produce and edit our unbiased, digestible insurance guides to provide our community with the most up-to-date, accurate information on insurance requirements, industry trends, and regulation changes across the nation.

Quote variation disclosure

Insurance quotes displayed on the Insurify blog are based on sample driver profiles and may differ based on a policyholder’s own unique characteristics. Use the Insurify comparison tool to see real-time quotes customized to your own profile for the most accurate quotes.


Insurify partners with insurance providers to help users find policies and quotes that fit their needs. In some cases, Insurify may be financially compensated if users visit one of our partner’s sites via links on our pages. Regardless of our partnership arrangements, our content is not influenced, reviewed, edited, or approved by any of our partners.

Our partners:

21st CenturyAllstateAmigo USAApparentAspenAspire GeneralAssuranceAmericaBristol WestClearcoverCommonwealth CasualtyDairylandDirect AutoElephantFarmersForemost GroupSelectFreedom NationalGAINSCOGEICOGood2GoInfinityInsureMaxJupiterKemper PreferredKemper SpecialityLiberty MutualMercuryMetLifeMidvale Home & AutoMile AutoNational GeneralNationwideNovoPlymouth RockProgressiveProntoSafeAutoSafecoState AutoStillwaterSun CoastTSC DirectThe GeneralTravelersUSA UnderwritersVerti
Insurify Staff
Insurify Staff

Insurance Writers

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