Car Insurance in Omaha, NE
The average cost of Nebraska car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Omaha, NE to find you the cheapest quotes in the area.
Cheapest Car Insurance in Omaha, NE
Here are the cheapest carriers in Omaha for the following user profile: a single, 30 year old male with a clean driving record who drives a 2012 Honda Accord and pays a $1,000 deductible for the state’s minimum liability insurance.
| Companies | Quotes |
|---|---|
Allstate |
$67 /mo |
State Farm |
$82 /mo |
Progressive |
$98 /mo |
Travelers |
$107 /mo |
Nationwide |
$147 /mo |
Best Car Insurance in Omaha, NE
The Insurify Composite Score is calculated by analyzing multiple factors that indicate the quality, reliability, and health of an insurance company. Inputs to the score include financial strength ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings, Consumer Reports customer satisfaction surveys, mobile app reviews, and user-generated carrier reviews. The following are the top rated carriers that offer car insurance in Omaha. For the complete list, see Insurify's best car insurance companies.
| Companies | Score | Quotes |
|---|---|---|
American Family |
88
|
$198 /mo |
|
Allstate |
86
|
$67 /mo |
|
Nationwide |
84
|
$147 /mo |
|
State Farm |
83
|
$82 /mo |
|
Travelers |
81
|
$107 /mo |
|
Progressive |
78
|
$98 /mo |
Average Car Insurance Cost
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Omaha, NE Driving Facts
State Minimum Car Insurance Requirements in Nebraska
Minimum car insurance laws are as varied as the U.S. states. With each state enforcing different rules and regulations, it can be confusing to know what’s required from what’s recommended from what’s only going to make your premium more expensive. Let us help you with that.
In Nebraska, drivers are required to purchase car insurance coverage meeting at least the following minimums:
- $25,000 bodily injury liability coverage per person
- $50,000 bodily injury liability coverage per accident
- $25,000 property damage liability coverage
- $25,000/$50,000 uninsured and underinsured motorist bodily injury protection
Uninsured and underinsured motorist coverage cannot be waived. Its minimums can be increased for drivers with families or those looking for added peace of mind. For increases, drivers typically need to notify their insurance company in writing.
Insurify Rankings
Using a proprietary dataset of over 1.6 million car insurance shopper applications, the data scientists at Insurify have run various studies on driver behavior across geographical locations, age ranges, motor vehicle registration, and other variables all related to auto insurance coverage.
We’ve been able to determine the speediest cities in the nation, the most popular cars among age groups, and the occupations with the worst drivers, among other insightful reports. We’ve also launched annual awards campaigns to congratulate the communities across the country who have excelled in environmentally friendly initiatives, educational attainment, and other areas.
Here's how Omaha stacks up for the state of Nebraska:
Omaha, NE
Suspended Licenses Rank
FAQs - Omaha, NE Car Insurance
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