Michigan is known as the car manufacturer capital of the U.S. which makes sense considering it was the first state to have a concrete paved road. If you drive around Michigan you'll also see its famous for its cherries and Paul Bunyan folklore.
Michigan: Cheapest car insurance
Requirement : Yes
Car insurance is required in Michigan . Drivers must have a minimum of five types of no-fault personal injury protection; bodily injury liability, property damage protection, uninsured motorist, property protection, personal injury protection.
Minimum Coverage Car Insurance Requirements:
Other Car Insurance Coverage Options:
Bodily injury liability, Property damage protection, Uninsured motorist coverage, Uninsured motorist coverage, Personal Injury Protection (PIP) coverage are the only requirement for Michigan motorist to have, there are several other types of coverage available to drivers:
Other Forms of Financial Responsibility:
Other legal ways around buying car insurance include: There are no alternative forms of financial responsibility. Michigan requires all drivers to have minimum coverage.
Proof of Insurance: No
Your car registration will provide your car insurance information, as well as proof of insurance.
Insurance Violations: You must carry proof of insurance and registration with your vehicle at all times.
Violations, Fines & Penalties:
Discounts : Yes
Discounts available in Michigan:
There are not handheld cell phone prohibitions for the state of Michigan, expect for the city of Detroit. All drivers are banned from texting while driving. Cell phone and texting violations are considered primary offenses. Violators face a $100 fine for the first offense, $250 fine for the subsequent offenses.