4.8out of 3,000+ reviews

Cheap Auto Insurance Quotes in Warren, MI (May 2022)

Secure. Free. Easy-to-use.
Car Insurance
Tanveen Vohra

By: Tanveen Vohra

Edited by Olivia Oksenhorn | Reviewed by licensed insurance agent, Amber Benka

Last Updated February 4, 2022

Why you can trust Insurify

Insurify partners with the best car insurance companies in the U.S. to provide a tailored car insurance comparison experience. To date, we've delivered over 26 million quotes from both national and regional companies to over 4 million customers. Check out reviews from over 3,000 satisfied customers, how we make money, how we get our data, our editorial standards, and a list of our partners.

Quick Facts

  • The average cost of car insurance in Warren is $432 per month, or $5184 annually.
  • Car insurance in Warren is $140 more than the average cost of car insurance in Michigan.
  • The cheapest car insurance provider in Warren on average is State Auto, but you should always compare quotes to find your best personal rate.

Car Insurance in Warren, MI

The average cost of Michigan car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Warren, MI to find you the cheapest quotes in the area.

Quotes by Top Companies

Allstate
$304
Liberty Mutual
$372

Cheapest Car Insurance in Warren, MI

The cost of car insurance can vary depending on the insurance provider. That’s because every insurance provider values information like your driving history and your credit score a little bit differently. Although the following car insurance companies offer the cheapest auto insurance premiums on average, it’s always important to compare quotes. Use Insurify to find your best rate today!
Insurance Provider in WarrenQuotes
Allstate$304 /mo
Liberty Mutual$372 /mo

Compare Car Insurance Quotes Instantly

  • Personalized quotes in 5 minutes or less
  • No signup required

Average Car Insurance Cost

Michigan Cities
Detroit$520/mo
Grand Rapids$241/mo
Sterling Heights$498/mo
Ann Arbor$678/mo
Warren$338/mo
Michigan$455/mo
Grand Rapids
$241
Warren
$338
Average for MI
$455
Sterling Heights
$498
Detroit
$520
Ann Arbor
$678
Click here to learn about car insurance quotes and save on your current policy.

Minimum Car Insurance Requirements in MI

Michigan has more complex insurance laws, centered around a no-fault car insurance policy mandate, that are designed to cover injuries and damages caused in an accident regardless of fault. Michigan car insurance companies also offer three types of collision car insurance: limited, standard, and broad form.

Find local Warren agents

  • Signature Insurance 

    32888 Ryan Rd,
    Warren, MI 48092
  • Allied Risk Services LLC 

    30500 Van Dyke Ave,
    Warren, MI 48093-2195
  • Advanced Insurance Agency 

    28341 Hoover Rd,
    Warren, MI 48093-4151
  • Look! Insurance

    20727 Van Dyke Ave,
    Warren, MI 48089
  • Bengal Insurance Agency - Warren, Michigan

    4198 E 10 Mile Rd,
    Warren, MI 48091
  • Millennium Ins & Investment Group

    3272 Twelve Mile Rd Suite 104,
    Warren, MI 48092
  • L.A. Insurance

    11530 E 10 Mile Rd,
    Warren, MI 48089
  • Steve Long: Allstate Insurance

    29447 Hoover Rd,
    Warren, MI 48093
  • Bengal Insurance Agency - Warren, Michigan

    4198 E 10 Mile Rd,
    Warren, MI 48091
  • The Right Choice Insurance Agency

    30500 Van Dyke Ave,
    Warren, MI 48093
View more

FAQs - Warren, MI Car Insurance

  • Insurance companies weigh multiple factors when calculating your car insurance rates, including your age, driving history, type of vehicle, and even your marital status. Not only do states have different laws and limits surrounding minimum liability coverage, but where you live within your state could also affect your driver risk profile. Insurance companies use your ZIP code to analyze your area’s weather patterns, rates of vehicle theft, likelihood of vandalism, average traffic congestion, and other factors that might lead you to file an insurance claim.
  • If you want to pay the lowest possible rate on your car insurance policy, opt for state minimum coverage. This is the cheapest level of car insurance coverage your state will allow. Comparing real, ready-to-purchase quotes on a car insurance comparison site like Insurify can find you the lowest rates for your area, risk profile, and financial needs.

Compare Car Insurance Quotes Instantly

  • Personalized quotes in 5 minutes or less
  • No signup required

Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.

Insurify Insights

How Warren Drivers Measure Up

While most drivers know that car insurance quotes are determined in part by your personal driving history, many may be unaware that rates are also impacted by the average risk of the drivers around you as well. Check out Insurify's latest analysis of driving records in Warren, Michigan below:

Methodology

Drawing from an internal database of over 4 million car insurance applications, the research team at Insurify analyzes patterns in car ownership and driver behavior - including how Warren drivers measure up to their fellow motorists across Michigan in areas including speeding, DUIs, and more.
Insurify Insights publishes data-driven articles, trend analyses, and national rankings each week on all factors related to cars and those who drive them.

ford

Ford Escape

Most Popular Car in Warren

#34

City with the Most Speeding Tickets Rank in Michigan

#44

City with the Most Moving Violations Rank in Michigan

#40

City with the Most DUIs Rank in Michigan

#9

City with the Most Suspended Licenses in Michigan

  • While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Warren drivers rank 37 in the number of car accidents per driver across all cities in Michigan.

    • Rank within state: #37
    • Percent of drivers in Warren with an accident: 4.27%
    • Drivers in Warren, MI with an accident in their driving history pay on average -85.04% more than drivers with a clean record
  • Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Michigan, Warren drivers rank 34 in the number of speeding infractions per driver.

    • Rank within state: #34
    • Percent of drivers in Warren with a speeding ticket: 5.6%
    • Drivers in Warren, MI with a speeding ticket in their driving history pay on average 0.73% more than drivers with a clean record
  • While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Warren drivers rank 40 in the number of DUI’s per driver across all cities in Michigan.

    • Rank within state: #40
    • Percent of drivers in Warren with a DUI: 0.71%
    • Drivers in Warren, MI with a DUI in their driving history pay on average 0% more than drivers with a clean record
  • Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Warren is the Ford Escape.

  • The Insurify team classifies rude drivers as those who commit the following driving offenses: failure to yield or failure to stop, improper backing, passing where prohibited, tailgating, street racing, or hit-and-runs. Among all cities in Michigan, Warren drivers rank 8 in rude driving infractions.

    • Rank within state: #8
    • Percent of drivers in Warren with a reckless driving violation: 1.69%
    • Drivers in Warren, MI with a reckless driving violation in their driving history pay on average 0% more than drivers with a clean record.
  • Having a squeaky-clean driving record is an accomplishment to be proud of. Some cities have safer drivers than others; Warren drivers rank 1 in clean driving records across all cities in Michigan.

    • Rank within state: #1
    • Percent of drivers in Warren with clean record: 89.6%
  • Failing to yield the right of way isn’t just frustrating for other drivers; it’s dangerous, too. Warren drivers rank 6 in failure to yield violations per driver across all cities in Michigan.

    • Rank within state: #6
    • Percent of drivers in Warren with a failure to yield violation: 0.53%
    • Drivers in Warren, MI with a failure to yield violation in their driving history pay on average 0% more than drivers with a clean record
  • Reckless driving refers to a specific traffic violation: when drivers willfully act dangerously in spite of the risks they’re imposing on both themselves and others. Among all cities in Michigan, Warren drivers rank 5 in the number of reckless driving offenses per driver.

    • Rank within state: #5
    • Percent of drivers in Warren with a reckless driving offense: 0.09%
  • As auto manufacturers increasingly turn towards producing greener car models, more and more motorists are embracing hybrids and EV’s. Warren drivers rank 31 in hybrid and electric vehicle ownership across all cities in Michigan.

    • Rank within state: #31
    • Percent of drivers in Warren with a hybrid/electric vehicle: 0.15%
Insurify Insights

Insurify's team of data scientists and content specialists presents Insurify Insights, a series of automotive, home, and health studies focusing on the topics that impact us all. through expert analysis of over 4 million car insurance applications and an array of top data sources, the Insurify Insights team produces new data-driven articles, trend analyses, regional superlatives, and national rankings every week. See Insurify Insights as featured in Forbes, Fox News, USA Today, NPR, and more.

Tanveen Vohra
Tanveen Vohra

Content Manager at Insurify

Tanveen Vohra is a content manager at Insurify specializing in writing property and casualty insurance content. Through her content, Tanveen helps consumers better understand the components of their insurance policies so they can make smarter purchase decisions. Tanveen's work has been cited by CNBC, Fox Business, Business Insider, Fortune, and Market Watch, among others

Learn More