Best Cheap Auto Insurance in Grand Rapids, Michigan (2023)

Auto-Owners, USAA, and Chubb offer the cheapest car insurance rates in Grand Rapids.

Erin Gobler
Written byErin Gobler
Erin Gobler
Erin Gobler
  • 5+ years of finance writing experience 

  • Certificate of financial planning from Boston University

Erin is a personal finance writer and journalist with work featured in major publications. Her writing explores investing, credit cards, mortgages, insurance, and more.

Featured in

media logomedia logomedia logo
Danny Smith
Edited byDanny Smith
Photo of an Insurify author
Danny SmithHome and Pet Insurance Editor
  • P&C license candidate in Massachusetts

  • 4+ years in content creation and marketing

As Insurify’s home and pet insurance editor, Danny also specializes in auto insurance. His goal is to help consumers navigate the complex world of insurance buying.

Featured in

media logo

Updated November 30, 2023 at 11:00 AM PST

Save up to $717 by comparing quotes from the top 70+ insurance companies

Secure. Free. Easy-to-use.
Based on 3,806+ reviews
4.8/5
Shopper Approved
ProgressiveLiberty MutualTravelers
Advertiser Disclosure

At Insurify, our goal is to help customers compare insurance products and find the best policy for them. We strive to provide open, honest, and unbiased information about the insurance products and services we review. Our hard-working team of data analysts, insurance experts, insurance agents, editors and writers, has put in thousands of hours of research to create the content found on our site.

We do receive compensation when a sale or referral occurs from many of the insurance providers and marketing partners on our site. That may impact which products we display and where they appear on our site. But it does not influence our meticulously researched editorial content, what we write about, or any reviews or recommendations we may make. We do not guarantee favorable reviews or any coverage at all in exchange for compensation.

Why you can trust Insurify: Insurify’s expert insurance writers and editors operate independently of our insurance partners. As an independent agent and insurance comparison website, we make money through commissions from insurers. But that does not influence any editorial content, including reviews. Learn more.

Grand Rapids drivers pay an overall average of $249 per month for insurance, compared to the state average of $305. Michigan generally has high insurance premiums compared to the rest of the country. 

A comparatively lower number of crashes — 562 in 2022[1] — for the city’s population size of nearly 200,000 may contribute to Grand Rapids’ relatively lower car insurance costs.

Even with Michigan’s high car insurance rates, Grand Rapids drivers have plenty of ways to save money on car insurance, including comparing car insurance quotes, maintaining a clean driving record, and taking advantage of discounts that insurance companies offer.

Quick Facts
  • Teen drivers in Grand Rapids pay the least for liability car insurance, at $72 per month.

  • Michigan drivers pay above-average insurance premiums, partially due to the state’s no-fault insurance laws.

  • Factors that affect your insurance premiums include your driving history, age, location, and more.

Find Cheap Car Insurance in Grand Rapids, Michigan

Rates start as low as $161 for liability coverage

Secure. Free. Easy-to-use.
Based on 3,806+ reviews
4.8/5
Shopper Approved
ProgressiveLiberty MutualTravelers

Best car insurance companies in Grand Rapids

While Grand Rapids drivers have many car insurance companies to choose from, we’ve narrowed the list to three of the top insurers based on the average cost, customer satisfaction, our internal Insurify Quality (IQ) Scores, and other factors.

The companies that top our list all provide highly rated insurance coverage at some of the best prices in Grand Rapids.

Best insurer for premium coverage: Chubb

Compare personalized, real-time quotes
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
2.8
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$60/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$96/mo

Chubb is a popular insurance company for luxury car drivers and people who want premium coverage. And while it’s often a more expensive insurer, it has some of the cheapest rates for Grand Rapids drivers.

Pros
  • Cheap monthly premiums

  • Few customer complaints

  • Premium coverage options

Cons
  • No online quotes

  • No discounts listed

  • Few local agents

Best insurer for affordable rates: Auto-Owners

Compare personalized, real-time quotes
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
4.1
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
837
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$55/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$87/mo

Auto-Owners ranks near the top of the list for overall customer satisfaction and has few customer complaints compared to competitors. That, combined with its low monthly premiums, makes it a great choice for Grand Rapids drivers.

Pros
  • Highly rated customer satisfaction

  • Few customer complaints

  • Lots of discounts

Cons
  • Below-average claims satisfaction

  • No online quotes

  • Not the best digital tools

I was pleased with the agent and for years the price, but now they have gotten too expensive for a person on a fixed income.

Mary - August 13, 2023
Verified

I was dropped because of two minor at-fault accidents in two plus years.

Zachary - January 8, 2023
Verified

You can work directly with an agent.

Guy - May 17, 2022
Verified
Read our Auto-Owners review

Best insurer for military families: USAA

Compare personalized, real-time quotes
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
4.3
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
880
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$55/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$88/mo

If you or an immediate family member is a current or former military service member, you can get insurance through USAA. This company boasts low premiums and high customer satisfaction.

Pros
  • Highly rated customer satisfaction

  • Additional savings through SafePilot program

  • Offers many other financial services

Cons
  • Only available to current and former military members and their families

  • Must become a USAA member to get insurance

  • High number of customer complaints

They are the best in customer service.

Brenda - September 13, 2023
Verified

Overall poor service, took a safe driving discount away because I wasn’t driving enough.

Kenneth - September 9, 2023
Verified

Great operation since I was a Lt.

raymond - September 7, 2023
Verified
Read our USAA review
Top 10 Cheapest Car Insurance Companies for December 2023

Top 10 Cheapest Car Insurance Companies for December 2023

Cheapest liability-only car insurance in Grand Rapids

Liability-only car insurance is generally the cheapest type of auto policy you can buy. Liability coverage pays for damages that result from an accident where you’re at fault, covering injuries to others and damage to other people’s property.

It’s important to note that, unlike most states, Michigan doesn’t allow drivers to carry just liability coverage since the state’s minimum coverage is higher than most. In Grand Rapids, the average cost of liability coverage is $161 per month.

The below rates are estimated rates current as of: Thursday, November 30 at 11:00 AM PST
Insurance CompanyAverage Monthly Quote
Auto-Owners55
USAA55
Chubb60
Safeco72
GEICO83
Progressive106
Nationwide111
State Farm113
Travelers131
Liberty Mutual140
Bristol West144
Midvale Home & Auto202
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest full-coverage car insurance in Grand Rapids

While liability coverage pays for damage to other people and their property, full-coverage car insurance also pays for damage to your own vehicle, regardless of who was at fault. Michigan doesn’t require full coverage, but it’s a good idea for most drivers.

You should carry full coverage if you have a valuable vehicle, still have a loan or lease on your car, or wouldn’t be able to replace it out of pocket if it were totaled. The monthly average cost of full coverage in Grand Rapids is $338.

The below rates are estimated rates current as of: Thursday, November 30 at 11:00 AM PST
Insurance CompanyAverage Monthly Quote
Auto-Owners87
USAA88
Chubb96
Safeco126
GEICO133
Progressive150
Nationwide177
State Farm180
Travelers209
Liberty Mutual220
Bristol West243
Midvale Home & Auto332
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Estimate your Grand Rapids car insurance costs

Select discounts that apply to you
Save 30%
Save 8%
Save 24%
Save 39%
Age
Credit Score
Are you insured
Your estimated deal

*Estimate based on a market average of rates provided to other users like you.

Select discounts that apply to you

Car insurance requirements in Michigan

Michigan’s minimum insurance requirements are higher than in many other states. While most states only require liability insurance, Michigan requires liability insurance, personal injury protection, and property protection insurance.

Here’s what those three coverages do:

  • Personal injury protection (PIP) pays for the policyholder’s medical bills and related expenses, including lost wages. Each policyholder’s PIP pays for their own expenses after a car accident, regardless of who was at fault.

  • Property protection insurance (PPI) pays for damages a policyholder’s vehicle does to other people’s property. It doesn’t pay for damage to other vehicles except for properly parked vehicles.

  • Residual liability insurance (BI/PD) pays for damages to other people and their property when a policyholder is at fault for an accident. The required bodily injury insurance pays for injuries to others, while the property damage liability insurance pays for damage to other property in another state.[2]

CoverageMinimum Requirements
Personal injury protection

One of the following:

  • Unlimited coverage
  • $500,000 per person per accident
  • $250,000 per person per accident
  • $250,000 per person per accident with exclusions (only available when drivers have qualified health coverage)
  • $50,000 per person per accident (only available when drivers are enrolled in Medicaid)
  • No coverage (only available to drivers enrolled in Medicare Parts A and B)
Property protection insurance$1 million
Bodily injury liability

$250,000 per person

$500,000 per accident

Property damage liability$10,000 for damage in another state

The coverages listed above are the only ones required in Michigan. However, other optional coverages can protect you from financial losses. Here are a few you may want to consider:

  • illustration card https://a.storyblok.com/f/162273/x/169fdfde11/liability-coverage.svg

    Collision coverage

    Collision coverage pays for damage to your vehicle after an accident, regardless of who’s at fault. It could be an accident with another vehicle or an object like a tree or a telephone pole.

  • illustration card https://a.storyblok.com/f/162273/x/665da91bf7/comprehensive-coverage.svg

    Comprehensive coverage

    Comprehensive coverage pays for damage to your vehicle caused by something other than an accident, including theft, vandalism, inclement weather, and more.

  • illustration card https://a.storyblok.com/f/162273/x/db598219e3/damage-from-aircraft.svg

    Property damage liability coverage

    Known as “mini-tort” insurance, this provides additional liability insurance.

  • illustration card https://a.storyblok.com/f/162273/100x100/9997698e9e/emergency-roadside-service.svg

    Towing and rental car coverage

    This pays for roadside assistance or a rental car if your car breaks down or you experience a covered event.

Michigan no-fault insurance

illustration card https://a.storyblok.com/f/162273/150x150/fce1d8372a/states_michigan.svg

No-fault insurance

Michigan is one of a handful of states with no-fault insurance, meaning that each driver carries insurance to pay for their own injuries after an accident. Most other states require the at-fault driver’s insurance coverage to pay for all damages.

One of the characteristics of Michigan’s no-fault law is that insured drivers can’t be sued after an accident, except in certain extreme situations. In those situations where a driver can be sued, their residual liability insurance would pay for the damages.

The situations where Michigan’s no-fault law allows an injured party to sue an insured at-fault driver include:

  • An accident in which someone was killed, seriously injured, or permanently disfigured

  • An accident with a non-resident driving a vehicle not registered in Michigan

  • An accident that took place in another state

  • An accident where one driver was at least 50% at fault and the not-at-fault driver doesn’t have insurance (up to $3,000 of coverage)

Cheapest car insurance for drivers with an incident

Your driving record is an essential factor insurance companies consider when setting your insurance premiums. Incidents like speeding tickets, driving under the influence, and at-fault accidents show insurance companies that you’re a higher-risk driver, which often causes them to increase insurance rates.

Find Car Insurance in Grand Rapids, MI

Rates start at $65 for drivers with incidents on their records

Secure. Free. Easy-to-use.
Based on 3,806+ reviews
4.8/5
Shopper Approved
ProgressiveLiberty MutualTravelers

Cheapest car insurance for drivers with a speeding ticket

If you get a speeding ticket, you can expect your premiums to increase. The amount your premiums will increase depends on several factors — your insurer’s policies, the speed you were driving, and whether you have previous speeding tickets on your record.

Grand Rapids drivers with a speeding ticket face an average monthly cost of $190 for liability-only coverage. Here are some of the city’s cheapest car insurance companies for drivers with speeding tickets.

The below rates are estimated rates current as of: Thursday, November 30 at 11:00 AM PST
Insurance CompanyAverage Quote: Full CoverageAverage Quote: Liability Only
USAA10364
Auto-Owners10466
Chubb11471
GEICO15697
Safeco15991
Progressive183129
State Farm207130
Nationwide209131
Liberty Mutual240153
Travelers248155
Bristol West286170
Midvale Home & Auto408248
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for drivers with an at-fault accident

An at-fault accident will typically cause your insurance company to increase your premiums. When you cause an accident, your insurer has to pay for your claim, and you’ve shown that you’re a risky driver, indicating you may be more likely to file a claim in the future.

In Grand Rapids, drivers with at-fault accidents pay an overall average of $297 per month for auto insurance. Below are some of the lowest monthly quotes for drivers with an at-fault accident in the city.

The below rates are estimated rates current as of: Thursday, November 30 at 11:00 AM PST
Insurance CompanyAverage Quote: Full CoverageAverage Quote: Liability Only
USAA10667
Auto-Owners10767
Chubb11773
GEICO162101
Safeco16997
Progressive192136
Nationwide216136
State Farm216135
Liberty Mutual242154
Travelers256160
Bristol West291172
Midvale Home & Auto437266
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for drivers with a DUI

Driving under the influence (DUI) is a very serious moving violation that can significantly increase your insurance premiums. In the immediate aftermath of a DUI, you’re likely to have your license suspended for anywhere from 180 days to a year, depending on the severity of the violation. You could even be subject to jail time.[3]

Once you can legally drive again, your insurance rates will almost certainly be higher than before the DUI. The overall average monthly cost of car insurance with a DUI on your license in Grand Rapids is $347. Here are some of the lowest car insurance quotes for drivers with a DUI in the city.

The below rates are estimated rates current as of: Thursday, November 30 at 11:00 AM PST
Insurance CompanyAverage Quote: Full CoverageAverage Quote: Liability Only
Auto-Owners12881
USAA12981
Chubb14188
Safeco185106
GEICO196122
Progressive221156
Nationwide260163
State Farm265166
Travelers308193
Liberty Mutual324206
Bristol West358212
Midvale Home & Auto488297
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for seniors

It’s common knowledge that young drivers tend to pay higher insurance premiums, but you may be surprised to learn that senior drivers also pay higher premiums. Your insurance risk generally decreases over your lifetime if you’re a clean driver, but once you reach your 70s, your auto insurance risk rises, often resulting in higher premiums.[4]

Grand Rapids seniors can find liability rates as low as $48 per month. Below are the average monthly car insurance quotes for seniors in the city.

The below rates are estimated rates current as of: Thursday, November 30 at 11:00 AM PST
Insurance CompanyAverage Quote: Full CoverageAverage Quote: Liability Only
Chubb5635
Auto-Owners5736
USAA6138
Progressive8459
GEICO8956
Safeco10359
Nationwide10767
State Farm11270
Travelers14390
Liberty Mutual158100
Bristol West174103
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for teens

Young drivers pay higher insurance premiums than any other drivers on the road. Teen drivers lack driving experience and maturity, which can make them more likely to engage in high-risk driving behaviors and get into an accident.[5]

Teens and young adults still have plenty of ways to save money on car insurance. Many insurers offer discounts for young drivers, including those for good students or young drivers who take driver safety courses. Teen drivers can also save money by staying on their parents’ insurance policy for as long as possible.

On average, teen drivers in Grand Rapids pay $212 per month for liability-only coverage and $445 for full coverage. Below are the average insurance quotes for teens in the city.

The below rates are estimated rates current as of: Thursday, November 30 at 11:00 AM PST
Insurance CompanyAverage Quote: Full CoverageAverage Quote: Liability Only
USAA12477
Auto-Owners12680
Chubb15295
GEICO177111
Safeco196112
Progressive236167
Nationwide258162
State Farm264166
Travelers326204
Liberty Mutual335213
Bristol West346205
Midvale Home & Auto483294
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

How to get the cheapest car insurance in Grand Rapids

If you’re looking to save money on your car insurance premiums in Grand Rapids, you have plenty of options. Here are a few ways to reduce your insurance premiums:

  • Compare quotes. Get quotes from multiple companies to see which offers the lowest premium for the coverage and customer service you need.

  • Bundle home and auto policies. Many insurance companies offer a discount when you bundle your auto insurance with a home or renters insurance policy.

  • Take advantage of discounts. Common insurance discounts include those for clean driving records, having certain vehicle safety features, setting up automatic payments, and more.

  • Increase your credit score. The better your credit score, the cheaper your insurance premiums will be.

  • Raise your deductible. Generally speaking, the higher your deductible, the lower your premiums will be, and vice versa.

Shop for Cheap Car Insurance in Grand Rapids

Comparing rates with Insurify could save you up to $717 annually

Secure. Free. Easy-to-use.
Based on 3,806+ reviews
4.8/5
Shopper Approved
ProgressiveLiberty MutualTravelers

Grand Rapids car insurance quotes by credit tier

Michigan is one of the few states in which insurers can’t use your credit score when determining your car insurance rates. In most other states, drivers with excellent or good credit scores pay lower rates than drivers with poor credit scores.[6]

View all

Is car insurance more expensive in Grand Rapids?

The average car insurance rates in Michigan are more than 30% higher than the national average, according to 2020 data from the National Association of Insurance Commissioners (NAIC).[7] And unfortunately, those higher rates trickle down to Grand Rapids drivers as well.

Grand Rapids drivers pay an average of $338 for full-coverage car insurance. It’s cheaper than most of the other cities in the state, but more expensive than the national average.

More cities in Michigan

Insurance premiums can vary significantly, even within the state of Michigan. Different cities — and even different ZIP codes — might have higher rates due to more accidents, more vehicle theft and overall crime, more uninsured drivers, and other factors. The table below shows how average quotes in Grand Rapids compare to rates in other Michigan cities.

CityAverage Quote: Liability OnlyAverage Quote: Full Coverage
Flint$222$476
Kalamazoo$174$381
Lansing$149$303
Warren$231$485
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

Grand Rapids car insurance FAQs

Finding the right car insurance can be difficult. Below, you’ll find answers to some commonly asked questions about how to find the best auto insurance in Grand Rapids.

  • How much is car insurance in Grand Rapids?

    Car insurance in Grand Rapids costs $249 per month, on average. Drivers pay an average of $338 per month for full-coverage insurance and $161 per month for liability coverage. Your exact rate will depend on your insurer, driving record, age, credit history, vehicle type, coverage level, and more.

  • What is the cheapest car insurance in Grand Rapids?

    Auto-Owners has the cheapest car insurance rates in Grand Rapids, at $55 for liability-only coverage. Grand Rapids drivers can also find cheap rates with USAA and Chubb, which have liability rates of $55 and $60, respectively.

  • What are the best car insurance companies in Grand Rapids?

    Auto-Owners is the best car insurance company in Grand Rapids, with an Insurify Quality (IQ) Score of 4 out of 5 and an AM Best financial strength rating of A++ (Superior). Of the insurers Insurify has rate data for, other top Grand Rapids choices include Chubb and USAA.

  • Is Michigan the most expensive state for car insurance?

    No. Michigan is not the most expensive state for car insurance, according to Insurify data. But it is the fourth most expensive, partly because of its no-fault insurance laws.

  • What is Michigan’s minimum car insurance?

    Michigan drivers must carry at least $50,000 per person per accident in personal injury protection coverage, $250,000 per person and $500,000 per accident in bodily injury liability insurance, and $10,000 for property damage liability coverage. They also must carry $1 million in property protection insurance.

Methodology

Insurify data scientists analyzed more than 90 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 50+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.

Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).

Liability-only premium averages correspond to policies with the following coverage limits:

  • Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
  • Property damage limits between $10,000 and $50,000
  • No additional coverage
Full-coverage premium averages correspond to the same bodily injury and property damage limits in addition to:
  • Comprehensive coverage with a $1,000 deductible
  • Collision coverage with a $1,000 deductible

Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.

Sources

  1. Michigan Traffic Crash Facts. "Data Query Tool." Accessed September 12, 2023
  2. Michigan Department of Insurance and Financial Services. "Brief Explanation of Michigan No-Fault Insurance." Accessed September 7, 2023
  3. Michigan State Police. "Impaired Driving Law." Accessed September 7, 2023
  4. Insurance Institute for Highway Safety. "Older drivers." Accessed September 7, 2023
  5. Centers for Disease Control and Prevention. "Teen Drivers and Passengers: Get the Facts." Accessed September 7, 2023
  6. Michigan Department of Insurance and Financial Services. "MICHIGAN’S NEW AUTO INSURANCE LAW." Accessed September 7, 2023
  7. National Association of Insurance Commissioners. "2019/2020 Auto Insurance Database Report." Accessed September 7, 2023
Erin Gobler
Erin Gobler

Erin Gobler is a personal finance writer and journalist based in Madison, Wisconsin. With more than five years of experience, Erin has covered topics such as investing, credit cards, mortgages, insurance, and more. Her work has been featured in major publications like Business Insider, Fox Business, and Time. Erin received her bachelor’s degree from the University of Wisconsin-Oshkosh in 2013, studying journalism and political science. She also received a certificate of financial planning from Boston University in 2022.

Danny Smith
Edited byDanny SmithHome and Pet Insurance Editor
Photo of an Insurify author
Danny SmithHome and Pet Insurance Editor
  • P&C license candidate in Massachusetts

  • 4+ years in content creation and marketing

As Insurify’s home and pet insurance editor, Danny also specializes in auto insurance. His goal is to help consumers navigate the complex world of insurance buying.

Featured in

media logo

Compare Car Insurance Quotes Instantly

Secure. Free. Easy-to-use.
Based on 3,806+ reviews
4.8/5
Shopper Approved
ProgressiveLiberty MutualTravelers

Latest Articles

View all