Known as "The Evergreen State," Washington is praised for its thriving tech industry, coffeehouses, infamous Space Needle, and its top production of apples in the U.S. How do you like them apples?
Washington state: Cheapest cities for car insurance
Requirement : Yes
Car insurance is required in Washington . Drivers must have a minimum of liability coverage.
Minimum Coverage Car Insurance Requirements:
A minimum liability coverage is required:
Other Car Insurance Coverage Options:
Liability is the only requirements for Washington motorist to have, there are several other types of coverage available to drivers:
Other Forms of Financial Responsibility:
Other legal ways around buying car insurance include:
Proof of Insurance: Yes
You must carry proof of insurance and registration with your vehicle at all times.
Your car insurance card must include:
Violations, Fines & Penalties:
A SR-22 may be required after a suspension in order to get your driver’s license reinstated. An SR-22 certificate only certifies proof of insurance of minimum requirements, it is not insurance.
Credit Scores & Determining Your Insurance Premium :
All Washington drivers are required to have car insurance, however, insurance providers are reserved the right to deny coverage to high-risk drivers. Drivers unable to get private coverage can purchase insurance through the Washington State Office of the Insurance Commissioner (OIC).
Other factors that may be used to determine your premiums include:
Discounts : Yes
Discounts available in Washington:
Drivers under the age of 18 are banned from using their cell phones while driving. All drivers are prohibited from texting while driving. Washington has a hand-held band, drivers are prohibited from holding a device while driving. Violations are considered primary offenses. Violators face a $124 fine.