State Farm car insurance coverage
State Farm offers various car insurance coverage options for customers, including:

Collision coverage
This is designed to help you repair your car after an accident. It doesn’t cover noncollision events, like fire, flood, theft, or hitting animals.

Comprehensive coverage
This coverage fills in some of the gaps that collision coverage leaves. It covers events not related to a car accident, whether or not you’re at fault.

Liability coverage
If you cause an accident, this will pay for others’ medical expenses and repairs up to the limit on your policy. This coverage is mandatory in most states.

Car rental and travel expense coverage
This coverage helps pay for a rental car while your car is repaired. Travel expenses will help you pay for food and a place to stay if you’re in an accident 50 or more miles from where you live.

Uninsured/underinsured motor vehicle coverage
Unfortunately, not everyone carries adequate liability insurance. If someone who doesn’t have insurance or doesn’t have enough causes an accident, this coverage pays for your remaining medical and repair bills.

Medical payments coverage
This insurance coverage pays for medical and funeral expenses after an accident.
Additionally, State Farm offers these non-standard coverages:
Emergency road service coverage: This additional insurance pays for towing and labor when you need a tow, jump start, or tire change on the road.
Rideshare driver coverage: State Farm’s rideshare coverage provides additional insurance when the service you’re driving for doesn’t. When the app is on and you’re waiting to accept a ride, State Farm’s coverage is active.
How to get a State Farm car insurance quote
You can get a State Farm car insurance quote directly on the State Farm insurance home page. Select “Auto” for your insurance product and enter your ZIP code. Then, you create your Personal Price Plan, which generates an auto insurance quote.
You also can use a quote-comparison platform like Insurify. Although State Farm is a well-known company, insurance prices can vary depending on your personal situation. Using a quote-comparison platform can help you determine which insurance company offers you the best coverage for the best price.
State Farm car insurance cost by state
Car insurance prices vary by state.[4] Below are the states with the 15 largest populations in the U.S. and their corresponding average monthly rates for State Farm’s full-coverage and liability-only car insurance.
Actual quotes may vary based on the policy buyer's unique driver profile.
State Farm auto insurance rates by driving history
Your driving history influences your car insurance rates. If you have a clean driving record, you can expect to pay lower average rates than if you had a DUI, speeding ticket, or at-fault accident in the past.[4] Here’s how driving history can affect State Farm’s average monthly quotes.
Quote Price by Driving Record
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
State Farm car insurance cost by age
Younger drivers are riskier than older drivers, so they tend to pay more on average for car insurance.[4] However, once drivers reach 25 years old, their rates drop significantly. Here are State Farm’s average monthly premiums based on driver age.
Quote Price by Age Group
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
State Farm car insurance discounts
State Farm insurance, like many other auto insurers, offers several car insurance discounts for drivers to save money. Here are some of the most popular ones:
Safe driver: State Farm has a program called Drive Safe & Save. You enroll via an app that tracks your driving and receive discounts for enrolling and driving safely. Furthermore, drivers with no moving violations or accidents in the past three years can save on their premiums.
Steer Clear: This is a program for new drivers or drivers younger than 25. Through this program, you learn how to become a safer driver. If you complete the program requirements and have no at-fault accidents or moving violations, you can save.
Good student: You can get a good student discount if you’re ranked in the top 20% of your class, have a 3.0 GPA, made the dean’s list, or are on the honor roll.
Multiple cars: If you insure two or more vehicles at the same address with State Farm, you could qualify for a discount.
Vehicle safety features: People with cars that have anti-theft devices, passenger restraints, and other safety features can potentially score discounts.
State Farm insurance bundling options
When you purchase home insurance and car insurance policies from the same company, you typically get a discount. State Farm offers a bundling discount for customers who buy auto insurance and home, condo, life, or renters insurance. It advertises savings of up to $1,127 a year on auto and home insurance when you bundle.