Car Insurance in Houston, TX
The average cost of Texas car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Houston, TX to find you the cheapest quotes in the area.
Cheapest Car Insurance in Houston, TX
Here are the cheapest carriers in Houston for the following user profile: a single, 30 year old male with a clean driving record who drives a 2012 Honda Accord and pays a $1,000 deductible for the state’s minimum liability insurance.
| Companies | Quotes |
|---|---|
Allstate |
$142 /mo |
State Farm |
$166 /mo |
Progressive |
$176 /mo |
Mercury |
$177 /mo |
Nationwide |
$236 /mo |
Best Car Insurance in Houston, TX
The Insurify Composite Score is calculated by analyzing multiple factors that indicate the quality, reliability, and health of an insurance company. Inputs to the score include financial strength ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings, Consumer Reports customer satisfaction surveys, mobile app reviews, and user-generated carrier reviews. The following are the top rated carriers that offer car insurance in Houston. For the complete list, see Insurify's best car insurance companies.
| Companies | Score | Quotes |
|---|---|---|
|
Allstate |
86
|
$142 /mo |
|
Nationwide |
84
|
$236 /mo |
|
State Farm |
83
|
$166 /mo |
|
Mercury |
81
|
$177 /mo |
Liberty Mutual |
80
|
$335 /mo |
|
Progressive |
78
|
$176 /mo |
Average Car Insurance Cost
| Texas Cities | |
|---|---|
| San Antonio |
$225/mo |
| Dallas |
$258/mo |
| Austin |
$203/mo |
| Fort Worth |
$203/mo |
| Houston |
$222/mo |
| Texas |
$222/mo |
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Houston, TX Driving Facts
The state of Texas effectively banned texting and driving on September 1, 2017.
Texas' minimum liability auto insurance limits are as follows:
- $30,000 bodily injury liability per person
- $60,000 bodily injury liability per accident
- $25,000 property damage liability per accident
Insurify Rankings
Using a proprietary dataset of over 1.6 million car insurance shopper applications, the data scientists at Insurify have run various studies on driver behavior across geographical locations, age ranges, motor vehicle registration, and other variables all related to auto insurance coverage.
We’ve been able to determine the speediest cities in the nation, the most popular cars among age groups, and the occupations with the worst drivers, among other insightful reports. We’ve also launched annual awards campaigns to congratulate the communities across the country who have excelled in environmentally friendly initiatives, educational attainment, and other areas.
Here's how Houston stacks up for the state of Texas:
Houston, TX
Suspended Licenses Rank
FAQs - Houston, TX Car Insurance
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