Best Car Insurance for Senior Drivers in Texas (2026)

Senior drivers in Texas in their 60s pay an average of $94 per month for liability car insurance and $176 for full coverage. But older drivers in their 70s and 80s will likely face higher auto insurance premiums, as accident risks begin to increase.

One of the best ways to find cheap coverage as a senior driver is to compare car insurance quotes online. Here’s what you need to know about car insurance for senior drivers in Texas.

Best car insurance companies for seniors in Texas

If you’re looking for car insurance in Texas, it’s a good idea to shop around and compare quotes from multiple car insurance companies to find the best deal available.

Below, you can learn more about a few of the best car insurance companies for senior drivers in the Lone Star State to help make the research process easier.

State Farm: Best for low rates

Low Rates

Compare Quotes

User Reviews	4.0 17,457 reviews
IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.	9.3 /10
Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.	$43/mo
Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.	$84/mo

Details

Driver Reviews

4.0

Best choice in TexasBased on 17,457 verified driver reviews and ratings

How drivers feel about State Farm

Customers appreciate the insurer’s excellent customer service and personal attention but dislike the high prices and frequent rate increases. They also express frustration with the claims process.

Based on analysis of verified reviews collected by Insurify

Best in Texas for

Customer service

Competitive rates

Discounts for safe drivers

How drivers feel about State Farm

Customers appreciate the insurer’s excellent customer service and personal attention but dislike the high prices and frequent rate increases. They also express frustration with the claims process.

Based on analysis of verified reviews collected by Insurify

Best in Texas for

Customer service

Competitive rates

Discounts for safe drivers

Showing 75 reviews from Texas drivers - See all 7,451 State Farm reviews

Steve

Verified Review

Good insurance until...

Reviewed in Texas on April 21, 2026

State Farm was good until I added a new car, and then things got ridiculously priced. I switched, and now my home insurance is about to be switched from State Farm.

Jeri

Verified Review

Progressive vs State Farm

Reviewed in Texas on April 20, 2026

I wish I could have stayed with State Farm; however, finances rule these days, so I had to switch to Progressive. By doing that, I saved over $200/month. So far, I have not had to use Progressive for anything yet.

Edward

Verified Review

Good, but…

Reviewed in Texas on April 17, 2026

Good, but it's getting too expensive, even with no accidents or tickets.

Geralyn

Verified Review

Good customer service

Reviewed in Texas on April 14, 2026

Fair and affordable.

Justina

Verified Review

Average

Reviewed in Texas on April 13, 2026

The cost of insurance keeps going up.

Juan

Verified Review

Recently, almost all vehicle insurance companies are falsely quoting prices for senior citizens. My example: I'm 76 years old, travel less than 16 miles per month, have my truck in a carport, and have been given false quotes of as little as $39 per month. When I call, the least amount I'm quoted is $250. All I need is liability insurance and no home insurance.

Reviewed in Texas on April 12, 2026

Recently, almost all vehicle insurance companies are falsely quoting prices for senior citizens. My example: I'm 76 years old, travel less than 16 miles per month, have my truck in a carport, and have been given false quotes of as little as $39 per month. When I call, the least amount I'm quoted is $250. All I need is liability insurance and no home insurance.

Mark

Verified Review

Average

Reviewed in Texas on April 9, 2026

The cost is too high; it has increased by 300% in 3 years.

Lawrence

Verified Review

Fast and Easy

Reviewed in Texas on April 9, 2026

It was super easy and fast online. Setting it up was easy as well. Yes, I would tell a friend to use them.

John

Verified Review

Safe Driver and Good Customer

Reviewed in Texas on April 8, 2026

I've never had lower rates in all my years with no claims; they always go higher. We had a claim, but not a lot because we carry a high deductible. You would think after years with a good record, rates would go down, not up.

Previous

1234…25

Next

Our Advice

JD Power

J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.

654

NAIC Index

Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.

0.84

A.M. Best

A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).

A++

Why we picked this company

State Farm is a good option for senior citizens in Texas interested in finding the cheapest car insurance rates. The company offers several insurance endorsements and about a dozen discounts. Customers have the opportunity to bundle auto coverage with other insurance products, like homeowners or renters coverage.

Pros

• Multiple available car insurance discounts

• AM Best financial strength rating of A++ (Excellent)

Cons

• Gap insurance not available

• Accident forgiveness not available

USAA: Best for veterans, military members, and their families

Veterans, Military Members, and Their Families

Compare Quotes

User Reviews	4.9 3,480 reviews
IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.	9.1 /10
Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.	$78/mo
Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.	$150/mo

Details

Driver Reviews

4.9

Best choice in TexasBased on 3,480 verified driver reviews and ratings

How drivers feel about USAA

Customers appreciate the insurer’s reliable customer service and claim handling but express concerns about high rates and frequent price increases. Some also find the insurer’s security protocols and communication methods frustrating.

Based on analysis of verified reviews collected by Insurify

Best in Texas for

Members of the military community

Outstanding customer service

Competitive rates

How drivers feel about USAA

Customers appreciate the insurer’s reliable customer service and claim handling but express concerns about high rates and frequent price increases. Some also find the insurer’s security protocols and communication methods frustrating.

Based on analysis of verified reviews collected by Insurify

Best in Texas for

Members of the military community

Outstanding customer service

Competitive rates

Showing 45 reviews from Texas drivers - See all 1,545 USAA reviews

Nancy

Verified Review

USAA has the best auto rates in Texas!

Reviewed in Texas on April 12, 2026

USAA was the perfect fit for me. They had lower rates than any other agency. I’m retired and like to have lower rates because I drive 1,000 miles per year. So, I’ll stay with USAA as long as they are the best for people who drive less than working people.

Clifford

Verified Review

USAA - Our Insurance Agent for 55 Years

Reviewed in Texas on April 4, 2026

Service is adequate.

Scott

Verified Review

Way too expensive

Reviewed in Texas on March 29, 2026

Costs double the price of other insurers.

Esther

Verified Review

USAA Auto Insurance

Reviewed in Texas on March 24, 2026

The car insurance is very expensive. It is good insurance if you can afford it, but I am getting to where I can no longer afford it. I am looking around now for good insurance that I can afford and not break the bank. USAA is very good, but it's just too expensive for me.

Charles

Verified Review

Sparks's Review

Reviewed in Texas on March 8, 2026

They are a good company and provide excellent customer service, but they have increased their prices so much! That is my reason for leaving them. We have had them for over 40 years!

Paul

Verified Review

Discount Restrictions

Reviewed in Texas on February 22, 2026

I have two cars. The discount for not using a phone is good, but both cars must meet minimum mileage before the discount can be applied.

Alex

Verified Review

Poor

Reviewed in Texas on February 19, 2026

Be careful because they were raising rates on us.

Harvey

Verified Review

Overall Outstanding Service

Reviewed in Texas on February 18, 2026

Excellent and professional service. My minor complaint is that it is somewhat expensive.

William

Verified Review

Excellent

Reviewed in Texas on February 16, 2026

Great service, expensive.

Previous

1234…15

Next

Our Advice

JD Power

J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.

710

NAIC Index

Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.

1.31

A.M. Best

A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).

A++

Why we picked this company

USAA offers low-cost car insurance for eligible senior citizens in Texas. To qualify for a car insurance policy from USAA, senior drivers must have a military connection — either as a current or former military member or an eligible family member. USAA’s rates are lower than the national average.

Pros

• Variety of available discounts

• Affordable car insurance rates for veterans, military members, and their families

Cons

• Not all drivers are eligible for insurance coverage

• No physical locations

GEICO: Best for accident forgiveness

Accident Forgiveness

Compare Quotes

User Reviews	3.9 17,669 reviews
IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.	9.2 /10
Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.	$70/mo
Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.	$147/mo

Details

Driver Reviews

3.9

A solid option in TexasBased on 17,669 verified driver reviews and ratings

How drivers feel about GEICO

Customers appreciate the reliability and customer service but find the rates to be high and increase frequently, even without claims or accidents. The app has improved, but some find the claims process lacking.

Based on analysis of verified reviews collected by Insurify

Best in Texas for

Teen drivers

Cheap rates

Accident forgiveness

How drivers feel about GEICO

Customers appreciate the reliability and customer service but find the rates to be high and increase frequently, even without claims or accidents. The app has improved, but some find the claims process lacking.

Based on analysis of verified reviews collected by Insurify

Best in Texas for

Teen drivers

Cheap rates

Accident forgiveness

Showing 75 reviews from Texas drivers - See all 7,658 GEICO reviews

Jerry

Verified Review

Great service for 10 years

Reviewed in Texas on April 21, 2026

They were great. I just lost a big part of my income, so I had to find cheaper insurance.

Cathy

Verified Review

Excellent

Reviewed in Texas on April 18, 2026

They pay claims very well. That is very important to me.

Juanita

Verified Review

Avoid Geico

Reviewed in Texas on April 12, 2026

Pass on Geico. The website is horrible; it's hard to get in touch with a live person; they raised my rate by $60 on renewal.

William

Verified Review

Once upon a time they were affordable...

Reviewed in Texas on April 4, 2026

After 11 loyal years with Geico, once deregulation was in effect, their base rates skyrocketed. It's hard for seniors on a fixed income.

Eric

Verified Review

Auto Insurance

Reviewed in Texas on April 2, 2026

Informed, good customer service.

Lorin D

Verified Review

Not the cheapest, but they seem to be there for you

Reviewed in Texas on April 1, 2026

The car insurance seems a little expensive. I wanted to have some extras with it like towing, which was a bit pricey. However, I like the fact that I could sign up with them personally without needing to provide information on my entire family, who have their own vehicle and motorcycle insurance. They are pretty much the same price as the rest, but a little on the higher range.

Martin

Verified Review

GEICO is one of the worst

Reviewed in Texas on April 1, 2026

They base rates on being part of a driver program. If you don’t participate, rates rise over 50%.

Alejandro

Verified Review

They Couldn't Care Less

Reviewed in Texas on March 26, 2026

The cost of a 6-month policy is the lowest I've been able to find. Every other insurer has yet to match or beat it. It came with a little more coverage than any other insurer has offered. Although they give you a discount for initiating Easy Drive, which monitors one's driving and driving habits, the app is so messed up (as in making outrageous claims of unsafe driving), I know I cannot expect them to offer to continue the discount or increase it at the end of the term when the app makes a report, or they review the driving data collected. The app is NOT trustworthy because of its flawed and erroneous assumptions. I could not believe it admonished my driving because it found an app open on my phone. "Yeah, the app Easy Drive which they insist one have open during trips," so that it can take in and record the data. Easy Drive is a joke. When I read the first report I looked at, I wondered if the report stated what it stated so that I would be found ineligible for a continued discount. After reading a couple of other reports, I am convinced this tongue-in-cheek accusation of mine to be a fact. My driving record is, after 45 years of driving, immaculate. Yet insurance companies want nearly 500 USD or more for a 6-month STATE MINIMUMS LIABILITY ONLY policy. I have proven that I am not a liability to them. When are insurers going to appreciate me for that?

Laura

Verified Review

Insurance is Theft

Reviewed in Texas on March 26, 2026

Still costs too much but less than everyone else.

Previous

1234…25

Next

Our Advice

JD Power

J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.

653

NAIC Index

Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.

0.59

A.M. Best

A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).

A++

Why we picked this company

GEICO is another solid car insurance company worth considering for senior drivers in the state of Texas and elsewhere. Unlike some other insurance companies, GEICO offers eligible Texas drivers the opportunity to earn or purchase accident forgiveness coverage — a benefit that could save you money if you or someone on your policy is in an at-fault accident.

Pros

• Wide range of available discounts for senior drivers 

• User-friendly mobile app and website

Cons

• Guaranteed renewal program for older drivers not available in Texas

• Rideshare and gap insurance not available

Mile Auto: Best for seniors who don’t drive much

seniors who don’t drive much

Compare Quotes

User Reviews	4.5 200 reviews
IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.	8.8 /10
Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.	$63/mo
Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.	$133/mo

Details

Driver Reviews

4.5

Best choice in TexasBased on 200 verified driver reviews and ratings

How drivers feel about Mile Auto

Drivers appreciate the quality service but find the rates high and claim processing slow.

Based on analysis of verified reviews collected by Insurify

Best in Texas for

Low-mileage drivers

Senior drivers

Cheap full coverage

How drivers feel about Mile Auto

Drivers appreciate the quality service but find the rates high and claim processing slow.

Based on analysis of verified reviews collected by Insurify

Best in Texas for

Low-mileage drivers

Senior drivers

Cheap full coverage

Showing recent national reviews - See all 67 Mile Auto reviews

Maureen

Verified Purchase

Low mileage savings made easy

Reviewed in Georgia on April 16, 2026

This is great for keeping your insurance costs down if you don't drive much. Leave yourself a little room when it asks for average miles per day, as we all have unexpected journeys from time to time. I've not had a problem with sending pictures or making payments online.

Olanrewaju

Verified Purchase

Reasonable coverage.

Reviewed in Georgia on March 17, 2026

So far, it has been very good.

Leroy

Verified Review

Why was I canceled?

Reviewed in Texas on February 9, 2026

1/14/26: Liked what I saw and purchased Auto Insurance. 1/29/26: Received an email requesting a "Physician's opinion statement." I did not see this requirement in the many pages of fine print. Was given 30 days to submit. 1/31/26: Via email, I requested information on how to cancel my policy and stated that I do not release medical data to anyone. I did not request the policy be canceled. 2/01/26: Relented. 2/03/26: Hand-delivered request to primary care doctor and made an appointment for an Ophthalmologist for 02/10/26. 2/07/26: Received a USPS letter from MileAuto stating the policy would be canceled effective 3/01/26. The reason given was that "Policy no longer meets underwriting requirements." I have no idea what requirements this refers to.

Previous

1234…10

Next

Our Advice

JD Power

J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.

NR

NAIC Index

Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.

2.18

A.M. Best

A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).

NR

Why we picked this company

If you’re driving less in retirement, Mile Auto’s pay-per-mile coverage may save you some money. Like other usage-based policies, Mile Auto’s insurance charges a low monthly base rate and a per-mile rate, so you only pay for the actual miles you drive each month. Texas is among the handful of states where coverage from Mile Auto is available.

Pros

• Very competitive rates for Texas seniors

• Optional coverages like roadside assistance

Cons

• Doesn’t offer discounts

• Available in only 7 states

Progressive: Best for senior-friendly discounts

senior-friendly discounts

Compare Quotes

JD Power J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.	622
IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.	8.7 /10
Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.	$64/mo
Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.	$122/mo

Details

Driver Reviews

How drivers feel about Progressive

Customers appreciate the insurer’s good customer service and initial affordability but dislike the consistent price increases and complex claims process.

Based on analysis of verified reviews collected by Insurify

Best in Texas for

Competitive rates

Easy buying process

Telematics program

How drivers feel about Progressive

Customers appreciate the insurer’s good customer service and initial affordability but dislike the consistent price increases and complex claims process.

Based on analysis of verified reviews collected by Insurify

Best in Texas for

Competitive rates

Easy buying process

Telematics program

Showing 75 reviews from Texas drivers - See all 8,418 Progressive reviews

Tammy

Verified Review

Bad Customer Service

Reviewed in Texas on April 26, 2026

They are horrible if you have a small claim that is under your deductible. I was rear-ended in October and no one will help me get reimbursed from the man's insurance because it's under my deductible amount. My agent is absolutely no help either. I'm up for renewal and I will change insurance companies.

Clifton

Verified Review

Premiums too high

Reviewed in Texas on April 24, 2026

I haven’t had to place a claim so far, but their pricing is about to price me out of the market! I’m a 69-year-old single male with a good clean record, my premiums should not be so high!

Arthur

Verified Review

Excellent

Reviewed in Texas on April 23, 2026

Quick and easy plus good rates.

Joseph

Verified Review

Excellent

Reviewed in Texas on April 23, 2026

Never had any problem with them.

Machelle

Verified Review

I wouldn't use them

Reviewed in Texas on April 20, 2026

I gave them all my information when I signed up, and now my policy has doubled to an amount that I can't afford.

Fedrick

Verified Review

Progressive Experience

Reviewed in Texas on April 18, 2026

Expensive. I dropped a car and the insurance rate went up. Not satisfied with Progressive.

John

Verified Review

Review of My Experience with Progressive

Reviewed in Texas on April 16, 2026

Progressive was good until I used their tracking device, and they increased my rates significantly based on one above-normal month of driving. They never lowered it back, so I switched to another provider. I only drive 9,000 miles a year.

Alan

Verified Review

I'm outta here!

Reviewed in Texas on April 14, 2026

Good insurance until you have to use it. My policy jumped $1000 for 6 months, so I left!

John

Verified Review

Misc

Reviewed in Texas on April 9, 2026

Not good. It took one hour of negotiating and finding other options before I was able to get a lower rate at a higher deductible.

Previous

1234…25

Next

Our Advice

JD Power

J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.

622

NAIC Index

Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.

0.97

A.M. Best

A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).

A+

Why we picked this company

One of the cheapest insurers for senior drivers, Progressive offers multiple discounts that can help seniors save. Senior homeowners could benefit from the company’s multi-policy and homeowner discounts. They may also be eligible for a continuous insurance discount based on their years of insured driving.

Pros

• In-person support from 38,000+ agents

• Accident forgiveness available

Cons

• Third-lowest customer satisfaction score for claims process from J.D. Power

• Just 1.2 stars (out of 5) on Trustpilot

Average cost of car insurance for senior drivers in Texas

As you age, your insurance risks change, and insurers will adjust your car insurance costs according to your age group.^[2] In general, drivers in their 60s pay the lowest insurance premiums by age, but drivers age 70 and older begin to see a slight increase in the price of their car insurance rates.

Compare average liability quotes by driver age for senior drivers in Texas.

Senior driver car insurance rates by city

Where you live in Texas plays a big role in what you’ll pay for senior car insurance. Location affects repair costs, accident frequency, traffic congestion, vehicle crime rates, and more. Exposure to extreme weather events like hurricanes and wildfires also varies by location, and insurers consider those risks when setting rates for senior drivers.

Here’s a look at what senior drivers pay on average for auto insurance in different Texas cities.

The below rates in Texas are estimated rates current as of: Wednesday, April 22 at 12:00 PM PDT. 

City	Average Monthly Cost: Liability Only	Average Monthly Cost: Full Coverage
Abilene	$73	$150
Big Spring	$74	$162
Corsicana	$77	$155
Commerce	$77	$150
Temple	$81	$158
Jacksonville	$81	$181
El Paso	$83	$162
Victoria	$83	$152
Midland	$83	$177
Bryan	$84	$164
Amarillo	$84	$184
Lufkin	$84	$156
Texarkana	$85	$146
Nacogdoches	$86	$152
Cleburne	$86	$144
Lubbock	$86	$176
Odessa	$88	$194
College Station	$88	$165
Greenville	$89	$157
Killeen	$89	$168
New Braunfels	$91	$166
Grapevine	$92	$157
Georgetown	$93	$163
Waxahachie	$93	$169
Burleson	$94	$172
Denton	$94	$180
Harlingen	$94	$155
Huntsville	$95	$170
Laredo	$95	$176
San Marcos	$96	$182
Round Rock	$97	$175
Coppell	$97	$164
Cedar Park	$98	$171
Lewisville	$98	$167
Frisco	$99	$179
Fort Worth	$99	$180
Keller	$100	$171
Leander	$100	$179
Mckinney	$100	$181
Brownsville	$101	$180
Haltom City	$102	$170
Irving	$102	$197
Mansfield	$103	$184
Friendswood	$104	$177
Plano	$105	$178
Duncanville	$106	$204
Arlington	$106	$185
Forney	$106	$193
San Antonio	$106	$188
Austin	$106	$182
Pflugerville	$108	$182
Galveston	$109	$177
Grand Prairie	$109	$192
Lancaster	$109	$198
Southlake	$109	$159
League City	$110	$169
Montgomery	$110	$192
Cleveland	$110	$209
Corpus Christi	$111	$180
Balch Springs	$111	$187
Conroe	$111	$187
Pearland	$112	$201
Rowlett	$112	$199
Mesquite	$112	$207
Dallas	$113	$206
Mcallen	$113	$184
San Juan	$113	$202
Beaumont	$114	$193
Mission	$115	$192
Baytown	$116	$203
La Porte	$116	$177
Rockwall	$116	$205
Garland	$117	$202
Spring	$124	$202
Sugar Land	$125	$189
Katy	$127	$209
Fresno	$128	$219
Humble	$133	$212
Houston	$143	$235

Disclaimer: Table data sourced from real-time Texas car insurance quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual car insurance quotes in Texas may vary based on the policy buyer's unique driver profile.

Shop for Auto Insurance in Texas

Insurify partners with 120+ insurers for real quotes

Enter your ZIP codeView My Quotes

Excellent

4.7 out of 5 based on 13,899 reviews

Secure. Free. Easy-to-use.

Car insurance discounts for senior drivers in Texas

Depending on your age, driving record, and financial situation, Texas car insurance rates could become more difficult to manage for some senior drivers. Yet if you shop around, you may find that some insurers offer senior discounts that have the potential to save you money and help you find more competitive rates.

Below are some examples of car insurance discounts that might be available from different auto insurance companies.

• 

  Mature driver discount

  A senior discount may be available to drivers older than 65. You might need to meet certain criteria to qualify, such as having a clean driving record or maintaining continuous insurance coverage.

• 

  Safe driver discount

  People without a recent speeding ticket on their driving record or who haven’t had any at-fault accidents for a certain period of time may be eligible for this type of discount from certain insurers.

• 

  Defensive driving course discount

  Some insurance companies may offer senior drivers a discount for taking a defensive driving course. But mature drivers might have to repeat the course every few years to keep their lower rates.

• 

  Military member discount

  Veterans, active-duty military members, and drivers facing emergency deployment may qualify for discounts on their car insurance rates from many different insurance companies.

• 

  AARP member discount

  The AARP Auto Insurance Program from The Hartford offers senior drivers discounts on auto insurance.

• 

  Low-mileage driver discount

  If you’re a senior who drives limited miles, you may be able to find an insurance company that offers lower premiums for low-mileage drivers.

• 

  Bundling discount

  Most insurers offer discounts when you buy more than one type of policy from them. For example, some may offer a bundling discount when you purchase your auto and home coverage from them. Some even offer savings when you bundle auto and pet insurance.

Car insurance for seniors in Texas FAQs