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Experience
- Auto insurance
- Pet insurance
- Credit
- Debt
- Personal finance
About Michelle's expertise
Michelle Lambright Black is a credit expert and freelance writer. She has over 20 years of experience writing and speaking about credit and money. As an Insurify contributor, she focuses on helping families and small business owners make smart, informed decisions about their insurance coverages.
Michelle's work has appeared in publications such as Yahoo! Finance, Reader's Digest, Parents, FICO, Forbes, Bankrate, The Seattle Times, MarketWatch, BuySide from Wall Street Journal, USA Today, and more. She's also a three-time finalist for the best personal finance freelancer award from the Plutus Foundation. When she isn't writing or speaking about credit and money, Michelle loves to travel with her family or read a good book.
Michelle has been a contributor at Insurify since September 2023.
Featured Work
Self, Inc: Questions Every Renter Should Ask When Leasing an Apartment
Business Insider: How to build credit for your child: A step-by-step guide
Reader’s Digest: Social Security Is Increasing Payments to 3 Million People This Year
U.S. News: Will Adding My Children as Authorized Users Help Their Credit?
Our Editorial Guidelines
Insurify’s content goes through a rigorous editing and fact-checking process that includes reviews by insurance agents, data scientists, and multiple editors with years of experience in insurance and personal finance. We vet every article and report for: accuracy, educational value, objectivity, enjoyability.
Learn more about our editorial team and editorial guidelines here
Michelle's latest posts
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Nationwide vs. Farmers: Which Is the Best?
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Cheapest Car Insurance for 18-Year-Olds
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Best Car Insurance for Senior Drivers in Texas
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Car Insurance Requirements in Indiana
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New Jersey Dollar-a-Day Insurance (SAIP Plans)
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Average Car Insurance Cost in Utah
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Average Car Insurance Cost in Rhode Island
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Temporary Car Insurance in Illinois: What Your Short-Term Options Really Are
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Temporary Car Insurance in Texas: What Your Short-Term Options Really Are
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Cost of Owning a Labrador Retriever : Purchase, Vet Bills, and More
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Temporary Car Insurance in Missouri: What Your Short-Term Options Really Are
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Umbrella Insurance Policy: What It Is and How It Protects You
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How Long Can You Stay on Your Parents’ Car Insurance?
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Is Georgia a No-Fault State for Auto Insurance?
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Is It Illegal to Drive With Headphones in Texas?
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Best Small-Business Insurance Companies of 2026
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Is It Safe for Dogs to Eat Grass?
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Is It Safe for Dogs to Eat Blackberries?
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What Is Equipment Breakdown Coverage?
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Personal Property Coverage: What You Need to Know
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How Long Can You Stay on Your Parents’ Car Insurance in Texas?
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Can You Drive Your Parents’ Car With Their Insurance in Texas?
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Can You Insure a Car You Don’t Own?
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Does Car Insurance Cover Windshield Replacement?
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What Is a DUI?
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What Does Medicare Part A Cover?
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How to Get Home Insurance to Pay for Water Damage
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Why Car Insurance Companies Deny Claims, and What You Can Do About It
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When Does Health Insurance Expire After Leaving a Job?
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Can You Negotiate Car Insurance?