Car Insurance in Charlotte, NC
The average cost of North Carolina car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Charlotte, NC to find you the cheapest quotes in the area.
Cheapest Car Insurance in Charlotte, NC
Here are the cheapest carriers in Charlotte for the following user profile: a single, 30 year old male with a clean driving record who drives a 2012 Honda Accord and pays a $1,000 deductible for the state’s minimum liability insurance.
| Companies | Quotes |
|---|---|
 Progressive |
$50 /mo |
 GEICO |
$57 /mo |
 Travelers |
$73 /mo |
 Nationwide |
$114 /mo |
 State Farm |
$132 /mo |
Best Car Insurance in Charlotte, NC
The Insurify Composite Score is calculated by analyzing multiple factors that indicate the quality, reliability, and health of an insurance company. Inputs to the score include financial strength ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings, Consumer Reports customer satisfaction surveys, mobile app reviews, and user-generated carrier reviews. The following are the top rated carriers that offer car insurance in Charlotte. For the complete list, see Insurify's best car insurance companies.
| Companies |
Insurify Composite Score |
Quotes |
|---|---|---|
 American Family |
90
|
$148 /mo |
|
GEICO |
88
|
$57 /mo |
|
Nationwide |
85
|
$114 /mo |
|
State Farm |
84
|
$132 /mo |
|
Travelers |
83
|
$73 /mo |
|
Progressive |
81
|
$50 /mo |
Average Car Insurance Cost
| North Carolina Cities | |
|---|---|
| Raleigh |
$93/mo |
| Greensboro |
$88/mo |
| Durham |
$68/mo |
| Winston-Salem |
$63/mo |
| Charlotte |
$96/mo |
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Charlotte, NC Driving Facts
North Carolina's minimum liability car insurance limits are as follows:
- $30,000 bodily injury liability per person
- $60,000 bodily injury liability per accident
- $25,000 property damage liability per accident
Insurify Rankings
Using a proprietary dataset of over 1.6 million car insurance shopper applications, the data scientists at Insurify have run various studies on driver behavior across geographical locations, age ranges, motor vehicle registration, and other variables all related to auto insurance coverage.
We’ve been able to determine the speediest cities in the nation, the most popular cars among age groups, and the occupations with the worst drivers, among other insightful reports. We’ve also launched annual awards campaigns to congratulate the communities across the country who have excelled in environmentally friendly initiatives, educational attainment, and other areas.
Here's how Charlotte stacks up for the state of North Carolina:
Charlotte, NC
Suspended Licenses Rank
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