Oklahoma is famous for its college football, the largest collection of Chihuly glass in the world, and the national cowboy museum. It's a good thing the state has over 130 miles of highway because you'll want to get to "The Sooner State" as soon as possible.
Requirement : Yes
Car insurance is required in Oklahoma . Drivers must have a minimum of liability coverage.
Minimum Coverage Car Insurance Requirements:
A minimum liability insurance policy is required:
Other Car Insurance Coverage Options:
Liability coverage is the only requirements for Oklahoma motorist to have, there are several other types of coverage available to drivers:
Other Forms of Financial Responsibility:
Other legal ways around buying car insurance include:
Proof of Insurance: Yes
You must carry proof of insurance and registration with your vehicle at all times.
Your insurance provider will send you an insurance card.
The proof of insurance issued by your insurance company must include:
Violations, Fines & Penalties:
Credit Scores & Determining Your Insurance Premium :
All Oklahoma drivers are required to have car insurance, however, insurance providers are reserved the right to deny coverage to high-risk drivers. Drivers unable to get private coverage can purchase insurance through the Oklahoma Automobile Insurance Plan (OAIP).
Other factors that may be used to determine your premiums include:
Discounts : Yes
Discounts available in Oklahoma:
Novice drivers with permits or graduated licenses are banned from all cell phone use while driving. All drivers are prohibited from texting while driving. Cell phone and texting violations are considered primary offenses. Violators face a $100 fine, novice drivers face suspension or revocation of their license.