Known as "The Beehive State," Utah is famous for it quirky staples of fry sauce and green jello. Tourists come from all over to experience Utah skiing and star gazing.
Requirement : Yes
Car insurance is required in Utah . Drivers must have a minimum of liability, and personal injury protection coverage.
Minimum Coverage Car Insurance Requirements:
A minimum liability coverage is required:
Other Car Insurance Coverage Options:
Liability coverage is the only requirements for Utah motorist to have, there are several other types of coverage available to drivers:
Other Forms of Financial Responsibility:
Other legal ways around buying car insurance include:
Proof of Insurance: Yes
You must carry proof of insurance and registration with your vehicle at all times. You don’t need proof of insurance to register your car or obtain a driver’s license.
Violations, Fines & Penalties:
Credit Scores & Determining Your Insurance Premium :
All Utah drivers are required to have car insurance, however, insurance providers are reserved the right to deny coverage to high-risk drivers. Drivers unable to get private coverage can purchase insurance through the Western Association of Automobile Insurance Plans (WAIP).
Other factors that may be used to determine your premiums include:
Discounts : Yes
Discounts available in Utah:
There is no ban on cellphone use while driving, except drivers under the age of 18 are prohibited from cellphone use. All drivers are prohibited from texting when driving. Violators face up to a $100