After high placements on many “Best Places to Raise a Family” lists, Orem certainly has earned its nickname of “Family City USA.” And in a family-friendly town like Orem, you’ll want to make sure you and the spouse and kids are protected on the road. The first step? Finding a great car insurance policy.
But raising a family isn’t cheap—so you don’t want your car insurance payments to break your budget. That’s why comparing quotes from a wide variety of car insurance companies is so important before settling on a policy. Quote comparison gives you the lay of the land in the insurance marketplace so that you can zero in on an affordable, comprehensive policy.
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All motor vehicles operated or parked on Utah roadways are required to be insured.
Bodily injury liability coverage
Except for extremely young drivers, the auto insurance rates in Orem are extremely competitive with other cities across the nation. The average premium for teenagers runs about $337.22, while the averages for each remaining age group are below $200. The disparity between the teens group and all others stems from the higher risk factors applied to teen drivers. The lowest average rate is for those in their 50s and is around $115.32.
|Failure to Stop for Red Light / Stop Sign||$295|
As drivers gain more experience behind the wheel, it is important for them to avoid any types of violations or accidents on the road. In Orem specifically, a motorist who doesn’t have a history of accidents or any violations will pay the lowest rate, at $161.10. For drivers who have a violation on their record, the most impactful one is a failure to stop, which can boost averages up to $294.52. Other violations like speeding and at-fault accidents can also negatively impact the average premium.
While some cities offer discounts on their premiums for credit score and ratings, Orem doesn’t. Collectively, drivers in Orem with an excellent rating should expect to pay on average $163.94. Even though there isn’t a large discrepancy between average premium rates for different scores, it is important to note a poor rating can lead you to a higher rate. Their average premium falls around $178.46 for coverage. However, the $12 gap between averages proves that there are other factors that impact price in Orem even more.
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The Orem DL Field Office is located at 759 N 1370 W St. and offers driver’s licensing and renewals, ID card registration, road tests, and more. The office is open from 7 a.m. to 6 p.m. Monday through Thursday. To make an appointment ahead of time, call 1 (801) 234-8260.
In Orem, there’s no shortage of public transit options. For train service, the Utah Transit Authority’s Frontrunner train passes through Orem Station, running from Salt Lake City to Provo. For rapid transit by bus, the Utah Valley Express runs throughout town and can also quickly get riders to nearby Provo.
Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Orem drivers measure up to their fellow Utah motorists in the rankings above.
From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.
While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Orem drivers rank 4 in the number of car accidents per driver across all cities in Utah.
Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Utah, Orem drivers rank 5 in the number of speeding infractions per driver.
While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Orem drivers rank 1 in the number of DUI’s per driver across all cities in Utah.
Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Orem is the Toyota Camry.
The Insurify team classifies rude drivers as those who commit the following driving offenses: failure to yield or failure to stop, improper backing, passing where prohibited, tailgating, street racing, or hit-and-runs. Among all cities in Utah, Orem drivers rank 4 in rude driving infractions.
Having a squeaky-clean driving record is an accomplishment to be proud of. Some cities have safer drivers than others; Orem drivers rank 10 in clean driving records across all cities in Utah.
Failing to yield the right of way isn’t just frustrating for other drivers; it’s dangerous, too. Orem drivers rank 5 in failure to yield violations per driver across all cities in Utah.
Reckless driving refers to a specific traffic violation: when drivers willfully act dangerously in spite of the risks they’re imposing on both themselves and others. Among all cities in Utah, Orem drivers rank 9 in the number of reckless driving offenses per driver.
As auto manufacturers increasingly turn towards producing greener car models, more and more motorists are embracing hybrids and EV’s. Orem drivers rank 7 in hybrid and electric vehicle ownership across all cities in Utah.
Whether you’re packing up the minivan for a day trip or dropping off the kids at soccer practice, a car is the way Orem residents engage with the city’s many family-friendly activities. As you hit the road in Orem, protect you, your family, and your car with car insurance that meets your needs.
Before buying a policy, compare quotes with Insurify. With Insurify, you simply need to enter some information about your vehicle and driver history, and Insurify will connect you with 10+ free car insurance quotes. Then, it’s time to hit the road with affordable car insurance.
The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.
Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews.
With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.