Best, Cheap Auto Insurance in Florida (June 2023)

Florida’s best car insurance companies offer competitive rates, excellent customer satisfaction ratings, and customizable coverage options to meet your needs.

Updated May 4, 2023

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On average, Florida drivers pay 93% more for car insurance than the national average of $211, with an average monthly rate of $408. When looking for the best cheap car insurance in Florida, it’s crucial to consider factors beyond cost. Coverage options, customer service, and financial stability are also essential and should align with your specific needs.

Finding affordable coverage is important, but you must balance it with other factors to get the best value. Here’s how you can compare auto insurers in Florida and find the best one at a price that matches your budget.

Quick Facts
  • The cheapest car insurance company in Florida is State Farm, with average liability-only premiums of $131 a month. 

  • Top insurance companies in Florida include Travelers, GEICO, and Safeco.

  • Because the average car insurance cost in Florida is much higher than the national average, drivers in the Sunshine State should shop around and take advantage of discounts.

Best car insurance companies in Florida

To get the coverage you need at a price you can afford, look at the top insurers to see what sets them apart.

Insurance CompanyBest ForAverage Monthly Quote: Liability OnlyInsurify Quality Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
TravelersOverall$2134.3
GEICOBest Value$1344.3
State FarmAffordability$1314.4
SafecoSeniors and retirees$2273.8
AllstateVacationers$2284.1
ProgressiveFamilies$2414.1
Direct AutoVeterans$2763.2
Liberty MutualYoung drivers$3133.8
The GeneralHigh-risk drivers$4843.4
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
  • Insurify uses an in-house, proprietary method to rate and review the best car insurance companies. The Insurify Quality (IQ) Score uses more than 15 crucial criteria, including average premiums, customer satisfaction, discounts, third-party ratings, and more, to calculate a final score for a company.

    Criteria are weighted by importance to the consumer — factors such as customer reviews and affordability influence the score more than availability and third-party ratings. With the IQ Score, Insurify is able to provide quantitative ratings for drivers to better compare car insurance companies and make informed decisions to meet their coverage needs.

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Best car insurance overall: Travelers

Travelers logo

Travelers

Average Monthly Cost:
$213
Insurify Quality Score:
4.3

Travelers is the top car insurance company in Florida. It offers accident forgiveness, new-car replacement, and roadside assistance to provide drivers with extensive coverage options and peace of mind.

The company has a 4.3 Insurify Quality Score and average premiums much lower than the state average. Travelers scored slightly below average in J.D. Power’s 2022 Auto Insurance Study for the Florida region.[1] However, the National Association of Insurance Commissioners (NAIC) reports just one complaint for Travelers in the entire state in the past three years.

Travelers pros and cons

Pros
  • Rates are lower than many other insurers in Florida

  • Various discounts available

  • IntelliDrive program can reduce premiums by up to 30%

Cons
  • Can’t buy coverage online; must contact an agent

  • Rideshare coverage not available in Florida

  • Its 10% bundling discount is lower than other insurers’

Best car insurance for value in Florida: GEICO

GEICO logo

GEICO

Average Monthly Cost:
$134
Insurify Quality Score:
4.3

For the best value for car insurance in Florida, GEICO is Insurify’s first choice. It combines quality coverage and excellent customer service with a 4.3 Insurify Quality Score and lower-than-average monthly rates of $134 for liability insurance. It scored above average in J.D. Power’s 2022 U.S. Auto Insurance Study and earned high ratings for financial strength.[1] You can also customize your coverage and take advantage of discounts that can save you more than 20%.

GEICO pros and cons

Pros
  • Average rates lower than many other insurers in Florida

  • Above-average customer satisfaction rating

  • Mobile app to get roadside assistance, manage policy, and file claims

Cons
  • Limited physical locations in Florida

  • Gap coverage not available

  • Lower satisfaction rating in J.D. Power’s shopping study[2]

Most affordable car insurance in Florida: State Farm

State Farm logo

State Farm

Average Monthly Cost:
$131
Insurify Quality Score:
4.4

If budget is your top priority, look no further than State Farm car insurance. It has the lowest average rates in Florida, at $131 a month for liability-only insurance, taking the top spot for most affordable car insurance in Florida. But you don’t have to sacrifice quality — State Farm has a high 4.4 Insurify Quality Score, so you can expect a good balance of customer service, financial strength, and coverage customization.

State Farm pros and cons

Pros
  • Rates are the lowest of any insurer in the state

  • Large network of agents for one-on-one support

  • Above-average customer satisfaction rating[1]

Cons
  • Few opportunities to customize your coverage

  • Doesn’t offer accident forgiveness

  • No custom equipment coverage for vehicle add-ons or modifications

Best for seniors and retirees: Safeco

Safeco logo

Safeco

Average Monthly Cost:
$227
Insurify Quality Score:
3.8

Safeco is the best insurance company in Florida for seniors and retirees. It offers various coverage options that cater to older drivers, including low-mileage discounts, accident forgiveness, and roadside assistance. Local agents are available for in-person support, and you can access resources online and through a mobile app.

It’s important to note the NAIC reports 60 complaints made against Safeco in the past three years. Combining this with the 3.8 Insurify Quality Score indicates that there may be concerns with customer service. Additionally, the company doesn’t offer the lowest rates in the state, but the average liability-only premiums of $227 are well below the state average of $408.

Safeco pros and cons

Pros
  • Low-mileage drivers can save through usage-based insurance

  • Diminishing deductible and new-vehicle replacement

  • Local agents available for personalized customer support

Cons
  • Higher rates than some Florida car insurance companies

  • Fewer discounts available compared to other insurers

  • Above-average complaint index, according to the NAIC

Best for vacationers: Allstate

Allstate logo

Allstate

Average Monthly Cost:
$228
Insurify Quality Score:
4.1

Allstate is an excellent car insurance option for vacationers in Florida. If you like to travel, you’ll appreciate its extensive network of local agents in every state for help when you’re on the road. It boasts a 4.1 Insurify Quality Score and ranked above average in overall customer satisfaction for Florida insurers in J.D. Power’s 2022 U.S. Auto Insurance Study.[1]

You can customize your policy to include options like liability, full coverage, rental car reimbursement, and roadside assistance insurance. On average, policyholders pay $228 a month for liability-only coverage.

Allstate pros and cons

Pros
  • Various coverage options available

  • Excellent financial strength and stability ratings

  • Innovative programs like Drivewise reward safe driving behavior

Cons
  • Membership fee for roadside assistance

  • Higher premiums than other Florida insurers

  • Below-average insurance shopping satisfaction in J.D. Power’s shopping study[2]

Best for families: Progressive

Progressive logo

Progressive

Average Monthly Cost:
$241
Insurify Quality Score:
4.1

Progressive car insurance is an excellent option for Florida families. With Progressive, families with multiple vehicles can save an average of 12% on their premiums. Good student discounts and teen driver discounts are also available for families with new and young drivers. You can lower your premiums even more with the Snapshot program, which rewards safe driving behaviors with savings.

In addition to its 4.1 Insurify Quality Score, the company has average monthly rates of $241 for liability-only coverage — which is lower than the state average but still higher than other insurers.

Progressive pros and cons

Pros
  • Families can choose from various discounts

  • Rates are lower than the state average

  • Strong financial stability

Cons
  • Snapshot program may increase rates for some drivers

  • Lower-than-average J.D. Power customer satisfaction rating[1]

  • No discounts for anti-theft systems and airbags

Best for veterans: Direct Auto

Direct Auto logo

Direct Auto

Average Monthly Cost:
$276
Insurify Quality Score:
3.2

If you’re a veteran searching for the best car insurance in Florida, consider Direct Auto. You’ll find flexible payment options, plenty of discounts, and local agents ready to provide in-person support. The user-friendly website makes managing your policies and claims a breeze. Plus, Direct Auto has a senior citizen discount to take an extra 5% off your premium if you’re older than 65.

Direct Auto has an Insurify Quality Score of 3.2 and an average monthly rate of $276, making it the top contender for car insurance for veterans in Florida.

Direct Auto pros and cons

Pros
  • Claims service and roadside assistance available around the clock

  • Senior citizen discount of 5% for veterans older than 65

  • Choose a convenient date for your payment

Cons
  • Higher rates than some competitors

  • NAIC complaint index is significantly above average

  • Doesn’t offer home insurance, so no bundling discount available

Best for young drivers: Liberty Mutual

If you’re a young driver in Florida, Liberty Mutual is a great choice for car insurance. You can save money with its new teen driver discount, teen driving program discount for drivers under 21, and good student discount if you have a B average or higher and are younger than 25.

Liberty Mutual has an average cost of $313 a month, which is higher than other Florida insurers but lower than the state average. Coupled with a 3.8 Insurify Quality Score, it has a good reputation for customer service, giving young drivers and their families peace of mind.

Liberty Mutual pros and cons

Pros
  • Offers various young driver discounts

  • Digital tools available to manage policies, file claims, and access ID cards on the go

  • Custom coverage options to fit your needs and budget

Cons
  • Premiums may be higher than other Florida auto insurers

  • Below-average customer satisfaction rating[1]

  • Experiences more complaints than other insurers, according to the NAIC

Best for high-risk drivers: The General

The General logo

The General

Average Monthly Cost:
$484
Insurify Quality Score:
3.4

The General is the go-to insurer in Florida if you’re a high-risk driver, even with a revoked or suspended license. The company caters to high-risk drivers and offers various discounts to help lower your costs. With an average monthly rate of $484 and an Insurify Quality Score of 3.4, The General is a reliable option for high-risk drivers who need affordable and personalized coverage.

The General pros and cons

Pros
  • Specializes in coverage for high-risk drivers

  • Highly rated mobile app for managing policies and filing claims

  • Immediate proof of insurance available

Cons
  • Low Insurify Quality Score indicates low levels of customer satisfaction

  • Higher average rates than other Florida insurers

  • Higher-than-average number of NAIC complaints

How Insurify rates car insurance companies

Insurify uses an in-house, proprietary method to rate and review the best car insurance companies. The Insurify Quality (IQ) Score uses more than 15 crucial criteria, including average premiums, customer satisfaction, discounts, and third-party ratings, to calculate a final score for a company.

Criteria are weighted by importance to the consumer — factors such as customer reviews and affordability influence the score more than availability and third-party ratings. With the IQ Score, Insurify is able to provide quantitative ratings for drivers to better compare car insurance companies and make informed decisions to meet their coverage needs.

How to shop for the best car insurance in Florida

When it comes to shopping for car insurance, getting multiple quotes is crucial — it’s one of the only ways you can directly compare rates from insurers and estimate how much you’ll pay for car insurance. But you should also approach the process strategically to avoid hasty decisions that could cost you more in the long run.

  • Explore coverage options. The type and amount of coverage you need, such as liability, collision, and comprehensive coverage, are crucial in shopping for car insurance. Consider liability-only coverage if you drive an older vehicle and full-coverage insurance if you need more financial protection.

  • Check your budget. Consider how much you can afford for insurance premiums. You may need to adjust policy limits and deductibles to fit it in your budget.

  • Research car insurance companies. Look for Florida auto insurers with good reputations, financial stability, and strong customer service ratings.

  • Get multiple quotes. Compare car insurance rates and coverage options by using an online comparison-shopping tool. Get quotes from at least three different companies.

  • Review discounts. You can lower your premiums significantly by taking advantage of discounts. Look into bundling, multi-car, or automatic payment discounts to see if you qualify.

  • Ask questions. Make sure you understand the policy limits, deductibles, and exclusions. Read the policy carefully, and don’t hesitate to ask your agent questions.

How to get the cheapest car insurance in Florida

Florida has some of the highest car insurance rates in the nation, and spending less on coverage can help you make the most of your money. To get the cheapest car insurance in Florida, follow these tips:

  • Shop around. Comparing quotes from multiple companies is the easiest way to save on car insurance. Use an online comparison tool or work with an agent to help you get quotes from a few companies.

  • Bundle policies. Many car insurance companies offer discounts if you buy two or more policies. Consider insuring your car and home or apartment with one insurance company to unlock a bundling discount.

  • Boost your deductible. Increasing your deductible means taking on more risk and lowering your premiums. Ensure you can afford to pay a higher deductible if you ever file a claim.

  • Improve your credit score. Florida insurers can use your credit score as a factor when setting rates for car insurance.[3] Improving your credit score by paying credit accounts on time, avoiding hard credit checks, and keeping credit card balances less than 30% of your total limit can help lower your insurance costs.

Minimum car insurance requirements in Florida

If you drive or park a car on a Florida road, you must insure the vehicle.

You need to carry proof of insurance in your car at all times and have it available when:

  • Law enforcement requests it

  • Renewing vehicle registration

  • The vehicle is in a car accident

The minimum liability insurance requirements for private passenger vehicles in Florida are:[4]

Coverage TypeMinimum Amount
Property damage liability$10,000
Personal injury protection (PIP)$10,000

Liability-only vs. full-coverage insurance in Florida

Florida requires drivers to carry liability auto insurance coverage. Liability covers damages or injuries you cause to another person or their property. It doesn’t cover your own injuries or damage to your vehicle. However, liability-only coverage can make sense if you have an older car with a low value or are on a tight budget and can’t afford a higher premium.

For more protection, consider adding collision and comprehensive to your policy for full-coverage insurance in Florida. Collision pays for damage to your own vehicle in an accident, regardless of who’s at fault. Comprehensive coverage pays for damages from events other than accidents, such as theft, vandalism, or flooding.

While Florida law doesn’t require you to carry full-coverage insurance, it might make sense if you have a newer, more valuable vehicle or frequently drive in areas with high theft and accident rates. Additionally, you may need full-coverage insurance if you finance or lease your vehicle.[5]

Here’s a look at the cheapest auto insurance in Florida by policy type. State Farm and GEICO have the most affordable liability-only and full-coverage rates, at less than $200 a month on average. Many auto insurers in Florida have average rates near the state average, but The General has the highest average monthly rates of all, with $434 for liability-only and $1,037 for full-coverage insurance.

Insurance CompanyAverage Quote: Liability OnlyAverage Quote: Full Coverage
State Farm$131$129
GEICO$134$132
Travelers$213$245
Safeco$227$275
Allstate$228$224
Progressive$241$325
Direct Auto$276$284
Liberty Mutual$313$381
Midvale Home & Auto$323$381
Mercury$331$319
Dairyland$342$530
Bristol West$398$500
The General$484$1,037
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

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Florida car insurance rates by driving and accident history

Your driving history can have the greatest influence on your car insurance rates.[6] For example, drivers with multiple speeding tickets or a conviction for driving under the influence will likely pay more for car insurance than someone with a clean record. At-fault accidents can also result in higher insurance quotes.[7] If you have a DUI on your record in Florida, you can expect to pay 98% more for car insurance than with a clean record.

Here’s a look at average monthly quotes for the cheapest car insurance in Florida based on driving and accident history.

Insurance CompanyAverage Monthly Quote Average Monthly Quote Average Monthly Quote Average Monthly Quote 
State Farm$129$184$256$172
GEICO$132$189$263$177
Allstate$224$320$445$300
Travelers$245$350$487$328
Safeco$275$393$547$369
Direct Auto$284$406$565$381
Mercury$319$455$634$427
Progressive$325$464$646$435
Midvale Home & Auto$381$544$757$510
Liberty Mutual$381$545$758$511
Bristol West$500$715$995$670
Dairyland$530$757$1,054$710
The General$1,037$1,483$2,064$1,390
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

SR-22 and FR-44 insurance in Florida

SR-22 and FR-44 insurance aren’t actual policy types — they’re forms that verify your policy meets state requirements. Many Florida insurance companies offer this type of coverage, including GEICO, Safeco, and The General.

“If a driver has been in trouble for reckless driving, driving without a license, or a significant traffic violation, they will usually be required to carry SR-22 insurance,” says David Fuchs, a car accident injury lawyer in Fort Lauderdale. SR-22 insurance has the same minimum requirements as the state requires for all drivers, but it also includes bodily injury liability coverage.[8] Furthermore, drivers with DUI convictions may have to file an FR-44, which increases the required liability limits to the following:[8]

  • $100,000 per person for bodily injury liability

  • $300,000 per accident for bodily injury liability

  • $50,000 per accident for property damage liability

SR-22 and FR-44 forms must stay on file with the state for three continuous years before you can request a removal.[8]

Florida car insurance quotes by credit tier

Florida law allows insurance companies to use credit scores when setting car insurance rates. While your credit score can’t be the only consideration insurers use when determining premiums, companies believe drivers with excellent or good credit scores are less likely to file claims, so they charge lower rates. Furthermore, insurance companies view drivers with poor credit scores as higher-risk drivers, so they increase premiums to offset the increased risk.[9]

Car insurance quotes in Florida cities

Depending on their city, drivers can pay vastly different rates for the same coverage. Population density, crime rates, weather patterns, and even the number of uninsured drivers on the road all play a role in determining premiums. The most expensive cities for car insurance are generally areas with a higher risk of accidents, theft, and vandalism.[6]

“Your insurance rates might also be higher if you live in an area more likely to be struck by a natural disaster,” Fuchs says. “For instance, if you live on the coast, your insurance rates will likely be higher since the coast gets more hurricane damage than the interior of the state.”

CityAverage Monthly QuoteCompared to State Average
Pensacola$295-28%
Tallahassee$296-27%
Sarasota$318-22%
Daytona Beach$331-19%
Bradenton$344-16%
Ocala$349-14%
Fort Myers$361-12%
Port Saint Lucie$380-7%
Clearwater$382-7%
Lakeland$391-4%
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
CityAverage Monthly QuoteCompared to State Average
Tampa$59646%
West Palm Beach$57641%
Miami$51526%
Fort Lauderdale$48820%
Hollywood$48619%
Pompano Beach$48118%
Orlando$4459%
Kissimmee$4367%
Saint Petersburg$4305%
Jacksonville$4183%
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

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Florida car insurance rates by driver age

Florida insurance companies consider age an important factor in determining risk.[6] 

“In Florida, teenagers and older adults pay the highest rates in the state,” Fuchs says. Younger drivers tend to have a higher risk of accidents because they lack driving experience, while senior drivers face a higher risk due to decreased reaction time and vision.[10]

Looking at the data, it’s clear how age can affect insurance rates. A driver’s premiums decrease on average by 41% as they reach their 20s, while rates for people in their 60s are lowest, according to Insurify data.

Age GroupAverage Monthly Quote
Teenagers$701
Younger than 25$504
20s$414
30s$395
40s$369
50s$346
60s$326
70s$337
80+$330
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

Florida car insurance FAQs

Get the inside scoop on car insurance in Florida, so you can steer clear of any confusion or roadblocks when securing the best coverage. For more information, check out Insurify’s guides on car insurance and hurricane damage and reasons why your car insurance might be expensive.

  • Who has the cheapest car insurance in Florida?

    State Farm ($131), GEICO ($134), and Allstate ($228) are the cheapest insurers overall for Florida liability-only insurance. They’re also the cheapest if you have an at-fault accident, speeding ticket, or DUI. To find the most affordable car insurance in Florida, start by comparing multiple quotes at the same time to get an idea of what’s available.

  • What is the required car insurance coverage in Florida?

    Florida’s minimum liability insurance requirements are $10,000 for property damage liability and $10,000 for personal injury protection (PIP).[4] This is much lower than what other states require for auto insurance and may not provide enough protection in the event of a severe accident. Consider buying additional coverage if you want more financial protection.

  • What are the best car insurance companies in Florida?

    Florida’s best car insurance companies include Travelers, with an average rate of $213, GEICO at $134, and State Farm at $131. These companies earned their ranking through their competitive rates, financial strength, and high customer satisfaction scores. The best car insurance company for you can vary, so shop around to find what works best for you.

  • How does credit score affect car insurance premiums in Florida?

    In Florida, car insurance companies can use credit scores as a factor to determine premiums. A higher credit score can result in lower premiums, while a lower credit score can lead to higher premiums. Maintaining a good credit history can help lower your car insurance costs.[9]

  • Is Florida a no-fault state?

    Yes, Florida is a no-fault state for car insurance, meaning drivers are responsible for their own medical expenses, regardless of who’s at fault.[11]

Insurify Insights

How Florida Drivers Measure Up

While most drivers know that car insurance quotes are determined in part by your personal driving history, many may be unaware that rates are also impacted by the average risk of the drivers around you as well. Check out Insurify's latest analysis of driving records in Florida below:

Methodology

Drawing from an internal database of over 4 million car insurance applications, the research team at Insurify analyzes patterns in car ownership and driver behavior - including how Florida drivers measure up to their fellow motorists across the United States in areas including speeding, DUIs, and more.
Insurify Insights publishes data-driven articles, trend analyses, and national rankings each week on all factors related to cars and those who drive them.

toyota

Toyota Corolla

Most Popular Car in Florida

#42

State with the Most Speeding Tickets Rank

#36

State with the Moving Violations Rank

#50

State with the Most DUIs Rank

#35

State with the most Suspended Licenses

  • While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Florida is the #28 state in the country for drivers with an at-fault accident on their driving record.

    • Rank among states: #28
    • Percent of drivers in Florida with an accident: 8.5%
  • While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Florida is the #50 state in the country for drivers with a prior drunk driving conviction.

    • Rank among states: #50
    • Percent of drivers in Florida with a DUI: 0.6%
  • Reckless driving refers to a specific traffic violation: when drivers willfully act dangerously in spite of the risks they’re imposing on both themselves and others. Florida is the #16 state in the country for drivers with a reckless driving offense on record.

    • Rank among states: #16
    • Percent of drivers in Florida with a reckless driving offense: 1.6%
  • The Insurify team classifies rude drivers as those who commit one or more of the following driving offenses: failure to yield or failure to stop, improper backing, passing where prohibited, tailgating, street racing, or hit-and-run. Florida is the #18 state in the country for drivers with a rude driving violation on record.

    • Rank among states: #18
    • Percent of drivers in Florida with a rude driving violation: 1.8%
  • Exceeding the speed limit can endanger others and have a serious impact on your insurance costs. Florida is the #42 state in the country for drivers with a speeding ticket on record.

    • Rank among states: #42
    • Percent of drivers in Florida with a speeding ticket: 6.6%
  • Failing to yield the right of way isn’t just frustrating for other drivers; it’s dangerous, too. Florida is the #16 state in the country for drivers with a failure to yield violation on record.

    • Rank among states: #16
    • Percent of drivers in Florida with a failure to yield violation: 0.2%
Insurify Insights

Insurify's team of data scientists and content specialists presents Insurify Insights, a series of automotive, home, and health studies focusing on the topics that impact us all. through expert analysis of over 4 million car insurance applications and an array of top data sources, the Insurify Insights team produces new data-driven articles, trend analyses, regional superlatives, and national rankings every week. See Insurify Insights as featured in Forbes, Fox News, USA Today, NPR, and more.

Methodology

Data scientists at Insurify analyzed more than 40 million real-time auto insurance rates from our partner providers across the United States to compile the car insurance quotes, statistics, and data visualizations displayed on this page. The car insurance data includes coverage analysis and details on drivers' vehicles, driving records, and demographic information. Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Service's database of auto insurance rates. With these insights, Insurify is able to offer drivers insight into how companies price their car insurance premiums.

Sources

  1. J.D. Power. "2022 U.S. Auto Insurance Study." Accessed April 27, 2023
  2. J.D. Power. "2022 U.S. Insurance Shopping Study." Accessed April 27, 2023
  3. Online Sunshine. "626.9741 Use of credit reports and credit scores by insurers." Accessed April 27, 2023
  4. Florida Department of Highway Safety and Motor Vehicles. "Florida Insurance Requirements." Accessed April 27, 2023
  5. III. "Auto insurance basics—understanding your coverage." Accessed April 27, 2023
  6. III. "What determines the price of an auto insurance policy?." Accessed April 27, 2023
  7. III. "Do auto insurance premiums go up after a claim?." Accessed April 27, 2023
  8. Florida Department of Highway Safety and Motor Vehicle. "Procedures Manual for Implementation of the Florida Motor Vehicle No-Fault Law." Accessed April 27, 2023
  9. NAIC. "Credit-Based Insurance Scores." Accessed April 27, 2023
  10. National Institute on Aging. "Safe Driving for Older Adults." Accessed April 27, 2023
  11. Nolo. "Florida No-Fault Car Insurance Laws." Accessed April 27, 2023
Amy Beardsley
Amy BeardsleyInsurance Writer

Amy is a personal finance and technology writer. With a background in the legal field and a bachelor's degree from Ferris State University, she has a talent for transforming complex topics into content that’s easy to understand. Connect with Amy on LinkedIn.