Cheapest Auto Insurance in Spring Hill, Florida (2024)

State Farm has the cheapest liability rates in Spring Hill, starting at $70 per month.

Jess Ullrich
Written byJess Ullrich
Jess Ullrich
Jess UllrichInsurance Writer
  • 10+ years writing insurance and personal finance topics

  • Former associate finance editor for Investopedia

Jess is a subject matter expert in insurance, banking, and other personal finance topics. Her byline has appeared in numerous top web media, including Investopedia.

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Katie Powers
Edited byKatie Powers
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Katie PowersAuto and Life Insurance Editor
  • Licensed auto and home insurance agent

  • 3+ years experience in insurance and personal finance editing

Katie uses her knowledge and expertise as a licensed property and casualty agent in Massachusetts to help readers understand the complexities of insurance shopping.

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Updated July 25, 2024

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Spring Hill drivers pay overall average car insurance rates similar to the Florida state average. Overall, the average cost of car insurance in Spring Hill is $231 per month versus $234 per month statewide. The city’s location on Florida’s Gulf coast makes it vulnerable to storms that can damage vehicles and homes, which likely contributes to drivers’ higher-than-average insurance costs.

Here’s what you should know if you’re comparing auto insurance companies in Spring Hill.

Quick Facts
  • The average cost of car insurance in Spring Hill is $200 per month for liability coverage and $262 per month for full coverage.

  • Florida requires drivers to purchase only property damage liability and personal injury protection coverages.

  • State Farm is the cheapest full-coverage car insurance company in Spring Hill, with rates starting at $82 per month.

3 of the cheapest car insurance companies in Spring Hill

Though cost is an important factor to consider when choosing an auto insurance company, other factors also play a role. You should select an insurer based on your coverage needs, available discounts, driving record, and more. The best auto insurance company for you isn’t necessarily the cheapest option available.

The cheapest car insurance companies in Spring Hill include State Farm, Hugo, and GEICO. Here’s what you should know about what the companies offer and who the coverage works best for.

Insurance CompanyIQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
Full CoverageLiability OnlyBest For
State Farm9.3$83$71Cheap rates
Hugo7.0N/A$77Usage-based insurance
GEICO9.0$86$73Senior drivers
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
  • Our editorial team spent more than 350 hours developing the Insurify Quality (IQ) Score and scoring insurance companies. The IQ Score objectively analyzes and calculates a score for insurers using more than 15 crucial criteria. The team weighted criteria by importance to the consumer — factors such as customer reviews and affordability influence the score more than availability and third-party ratings.

    We rate each company on a 1 to 10 scale based on five categories: financial ratings, customer satisfaction, affordability, customer support and transparency, and availability. Insurify updates ratings once a year or as more recent information becomes available.

    • Third-party financial ratings: Insurify uses data from AM Best, S&P, Moody’s, and more to compare insurance companies’ credit and ability to pay out future claims.
    • Customer satisfaction: To calculate this score, Insurify analyzed more than 28,000 customer reviews across 155 car insurance companies. We also consider third-party ratings from J.D. Power, the National Association of Insurance Commissioners, and Trustpilot.
    • Affordability: Our data scientists analyzed more than 90 million real-time auto insurance rates from our partners across the U.S., as well as available discounts, to calculate an affordability score.
    • Customer support and transparency: This measures coverage options, ease of claims filing, and the insurer's transparency surrounding discounts, coverages, and claims process.
    • Availability and reach: Insurify scores availability and reach by identifying the number of states in which insurers offer coverage and company size by market share.

Best insurer for cheap rates: State Farm

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User Reviews
3.2
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
9.3/10
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$70/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$82/mo

State Farm is a long-standing, financially sound insurance company offering multiple discounts for customers. Its auto coverage is relatively affordable compared to other insurers in the city. Customer reviews for the company vary online. Some customers are happy with their coverage, while others report issues with rising rates and unexpected policy cancellations.

Overall, this company works well for people seeking cheap full-coverage auto insurance and multiple discounts in Spring Hill.

Pros
  • AM Best financial strength rating of A++ (Superior)

  • At least 10 advertised discounts

Cons
  • Mixed customer reviews online

  • Teenagers can find cheaper rates elsewhere

Read more driver reviews of State Farm
Robert - July 25, 2024
Verified

Upsetting

The initial representative lied to me about the price of the policy. I'm paying $30 more a month than was quoted.

Matthew - July 25, 2024
Verified

Abandoned by State Farm

It was a negative experience. After 15 years with the company, I was dismissed due to two car accidents on my record, both of which had been previously reported as not my fault. They refused to communicate with me afterwards. I would advise others to consider this before choosing State Farm.

Janet - July 25, 2024
Verified

Too High

I have had State Farm for 5 years and have been very happy until this last renewal. My full coverage insurance jumped up by $400. This is why I keep looking for cheaper insurance.

Best insurer for usage-based insurance: Hugo

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User Reviews
4.0
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
7.0/10
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$76/mo

A newer insurer offering affordable on-demand coverage, Hugo only offers car insurance. This means you can’t bundle your homeowners or renters insurance to get a discount.

Hugo can be a great choice for drivers seeking flexible coverage. Drivers can purchase coverage for short periods of three days to six months.

Pros
  • Affordable policies

  • Flexible coverage options

Cons
  • No option to bundle coverage

  • Fairly low IQ Score

Read more driver reviews of Hugo
Camero - July 22, 2024
Verified

Poor Customer Support and Too Expensive

It's too expensive and I never get a response from them until days later. It's hard to modify your policy. They don’t cover all cars and when you try to talk with someone, they never answer. Very poor insurance company.

Kimberly - July 14, 2024
Verified

I disliked the fact that there's no app. I'm uncertain about its legitimacy. I was also disappointed that my coverage was not reported to my state as requested. I'm not fond of the idea that the price might change if it's turned off for a day.

I disliked the fact that there's no app. I'm uncertain about its legitimacy. I was also disappointed that my coverage was not reported to my state as requested. I'm not fond of the idea that the price might change if it's turned off for a day.

Jennifer - July 13, 2024
Verified

Rate Increase If You Turn Off and On

I can't say much except that I don't like the rate hike because I didn't use it.

Best insurer for senior drivers: GEICO

Compare personalized, real-time quotes
User Reviews
3.1
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
9.0/10
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$72/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$85/mo

An established insurer, GEICO offers multiple insurance products, including auto insurance coverages. The company receives high ratings for financial strength and offers multiple insurance discounts. But GEICO receives mixed reviews from customers, with some mentioning issues with policy cancellation and high premiums. Still, others indicate satisfaction with their coverage.

Overall, GEICO provides quality insurance for an affordable price and an opportunity to bundle coverages.

Pros
  • AM Best financial strength rating of A++ (Superior)

  • At least 16 advertised discounts

Cons
  • Mixed customer reviews online

  • Gap insurance not available

Read more driver reviews of GEICO
Judy - July 25, 2024
Verified

The employees are not adequately trained for their job. That's why I recently stopped using their services. I regret having to say this.

The employees are not adequately trained for their job. That's why I recently stopped using their services. I regret having to say this.

Judy - July 25, 2024
Verified

Poor Mobile App

The mobile app was disappointing. After multiple attempts, we decided to cancel.

Matthew - July 25, 2024
Verified

Geico is Expensive but Offers Great Service

It's expensive, but the service is awesome.

How to get the cheapest car insurance in Spring Hill

If you’re looking for coverage in Spring Hill, several different companies offer affordable policies. But the cost of your policy will depend on several factors, including your driving record, age, credit history, and the type of vehicle you drive.

To increase your chances of securing cheap car insurance coverage in Spring Hill, follow these tips:

  • Maintain a clean record. Do your best to maintain a clean driving record by following posted speed limits, paying close attention on the road, and limiting driving during inclement weather.

  • Compare quotes. It often doesn’t make sense to choose the first insurer you come across. Instead, compare coverage options across insurance companies, because auto premiums vary.

  • Look for discounts. Ask about what coverage discounts you may qualify for with the insurers you’re considering. You can save money with safe driving, bundling with homeowners insurance, and low-mileage discounts.

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Minimum-coverage rates start at $70/mo.

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Cheapest liability-only car insurance in Spring Hill: State Farm

Liability-only car insurance typically costs less than full-coverage policies. With liability-only insurance, your insurance covers you if you cause vehicle damages or injuries to another driver or their passengers.[1] But it won’t pay for your injuries or vehicle repairs.

The average cost of liability insurance in Spring Hill, Florida, is $200 per month. Here are the cheapest insurers in the area to start your search.

The below rates are estimated rates current as of: Monday, July 1 at 12:00 PM PDT
Insurance CompanyAverage Monthly Quote
State Farm$70
GEICO$72
Hugo$76
Mile Auto$121
Allstate$122
Safeco$137
Travelers$145
Mercury$146
Liberty Mutual$151
Direct Auto$156
Midvale Home & Auto$178
Progressive$182
Infinity$188
Foremost$207
Dairyland$216
GAINSCO$218
AssuranceAmerica$242
Bristol West$259
National General$293
The General$311
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest full-coverage car insurance in Spring Hill: State Farm

Full-coverage insurance offers a broader range of protection than liability-only insurance. In addition to liability coverage, it typically includes comprehensive and collision coverage. This protects you if you face vehicle damage in a covered weather event, fire, theft, or a collision with another vehicle or object. If you have an auto loan, your lender will typically require this coverage.

You should consider full-coverage insurance if you have a new or high-value car, or if you drive frequently. If your total annual premiums for full coverage exceed the value of your car, you may only need liability coverage.

The average cost of full-coverage in Spring Hill is $262 per month. The table below shows the cheapest full-coverage insurers.

The below rates are estimated rates current as of: Monday, July 1 at 12:00 PM PDT
Insurance CompanyAverage Monthly Quote
State Farm$82
GEICO$85
Allstate$143
Safeco$166
Mile Auto$169
Travelers$170
Mercury$176
GAINSCO$242
Hugo$254
Liberty Mutual$256
Progressive$257
Infinity$261
Midvale Home & Auto$267
Direct Auto$281
National General$305
Foremost$314
Dairyland$380
AssuranceAmerica$384
Bristol West$384
The General$450
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Car insurance requirements in Florida

Florida is a no-fault state, which means you’ll always need to file a claim with your own insurance company after an accident, regardless of who’s at fault.

Minimum coverage requirements in Florida only include personal injury protection and property damage liability.[2] PIP covers your medical expenses, and property damage liability kicks in for damage you cause to another person’s vehicle or property. Many states require more coverage. You can also elect to purchase higher coverage limits than the minimum requirements.

CoverageMinimum Requirements
Personal injury protection (PIP)$10,000
Property damage liability$10,000

Beyond the required insurance, you may want to purchase additional coverage for more protection. You should consider these common optional coverages:

  • illustration card https://a.storyblok.com/f/162273/x/f2ca9fa443/protection-for-passengers.svg

    Bodily injury liability coverage

    This provides protection if you injure another driver or their passengers in a car accident.

  • illustration card https://a.storyblok.com/f/162273/x/169fdfde11/liability-coverage.svg

    Collision coverage

    Collision insurance covers your car if an accident or other collision incident causes damage to your vehicle.

  • illustration card https://a.storyblok.com/f/162273/x/665da91bf7/comprehensive-coverage.svg

    Comprehensive coverage

    If a non-collision incident — including a weather event, theft, or fire — damages your vehicle, Comprehensive insurance kicks in.[3]

Cheapest car insurance for drivers with an incident

Insurers generally understand the rarity of a perfect driving history and should issue you a policy even if you have an incident on your record. Driving incidents could include speeding tickets, driving under the influence (DUI) charges, at-fault accidents, and other moving violations.

You may not have trouble getting a policy, but a spotty driving history could increase your insurance costs.

If you’re classified as a high-risk driver, you may pay significantly higher premiums than someone with a clean driving record,” says John Espenschied, owner of Insurance Brokers Group. “In fact, some drivers may see their rates double or triple compared to what they were paying before. However, it’s worth noting that not all insurers treat high-risk drivers the same way, so it’s important to shop around for the best rates.”

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Cheapest car insurance for drivers with a speeding ticket: State Farm

You’ll generally pay more for auto coverage if you have a speeding ticket. Fortunately, some Spring Hill insurers still offer affordable policies.

On average, Spring Hill drivers pay $240 per month for liability car insurance if they have a speeding ticket on their record. You can compare quotes from cheapest insurers below.

The below rates are estimated rates current as of: Monday, July 1 at 12:00 PM PDT
Insurance CompanyClean Driving RecordWith Speeding Ticket
State Farm$70$82
GEICO$72$85
Hugo$76$95
Mile Auto$121$152
Allstate$122$144
Safeco$137$165
Travelers$145$173
Mercury$146$187
Liberty Mutual$151$198
Direct Auto$156$185
Midvale Home & Auto$178$219
Progressive$182$216
Infinity$188$233
Foremost$207$271
Dairyland$216$257
GAINSCO$218$286
AssuranceAmerica$242$292
Bristol West$259$305
National General$293$346
The General$311$374
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for drivers with an at-fault accident: State Farm

At-fault accidents will also increase your insurance costs — typically affecting costs more than a single speeding ticket. You’ll likely have more expensive coverage from every insurer with this type of incident on your record.

The average cost of liability insurance is $263 per month for Spring Hill drivers with an at-fault accident on their record. Compare insurance quotes from the cheapest insurers below.

The below rates are estimated rates current as of: Monday, July 1 at 12:00 PM PDT
Insurance CompanyClean Driving RecordWith Accident
State Farm$70$89
GEICO$72$92
Hugo$76$94
Mile Auto$121$167
Allstate$122$156
Safeco$137$170
Travelers$145$187
Mercury$146$199
Liberty Mutual$151$211
Direct Auto$156$204
Midvale Home & Auto$178$242
Progressive$182$237
Infinity$188$237
Foremost$207$290
Dairyland$216$276
GAINSCO$218$268
AssuranceAmerica$242$309
Bristol West$259$327
National General$293$378
The General$311$406
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for drivers with a DUI: Hugo

Due to the severity of the infraction, a DUI will cause your premiums to increase even more than a speeding ticket or at-fault accident. Many top insurance companies offer coverage to high-risk drivers with a DUI. 

The average cost of liability insurance is $303 per month for Spring Hill drivers with a DUI on their record. Find the cheapest coverage options below.

The below rates are estimated rates current as of: Monday, July 1 at 12:00 PM PDT
Insurance CompanyClean Driving RecordWith DUI
State Farm$70$112
GEICO$72$115
Hugo$76$107
Mile Auto$121$173
Allstate$122$195
Safeco$137$219
Travelers$145$232
Mercury$146$209
Liberty Mutual$151$241
Direct Auto$156$249
Midvale Home & Auto$178$285
Progressive$182$291
Infinity$188$301
Foremost$207$331
Dairyland$216$345
GAINSCO$218$349
AssuranceAmerica$242$387
Bristol West$259$414
National General$293$468
The General$311$497
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for seniors: Hugo

Your car insurance costs can also vary by age. Drivers around age 35 start to benefit from decreased rates, thanks to their years of experience on the road. This trend of decreasing rates typically continues until drivers reach age 70.

Older drivers may begin to face slightly increased rates again — on average, Spring Hill’s senior drivers pay $163 per month for liability coverage and $214 per month for full coverage.

The below rates are estimated rates current as of: Monday, July 1 at 12:00 PM PDT
Insurance CompanyLiability OnlyFull Coverage
Hugo$54$181
State Farm$54$63
GEICO$57$68
Mile Auto$91$127
Allstate$98$114
Mercury$111$133
Safeco$111$135
Travelers$113$133
Direct Auto$120$217
Liberty Mutual$121$205
Progressive$130$183
Midvale Home & Auto$136$204
Infinity$141$196
Foremost$161$244
Dairyland$172$302
GAINSCO$179$199
AssuranceAmerica$182$289
Bristol West$206$306
National General$228$237
The General$252$365
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for teens: GEICO

Insurers generally view teenagers as high-risk drivers to insure because of their lack of experience on the road. That higher risk equates to higher costs, so teenagers receive some of the highest car insurance premiums. Costs tend to decrease for young drivers in their mid-20s.

Fortunately, some insurers may offer good student, safe vehicle, or away-at-school discounts. You can also pay less as a teen by staying on your parents’ insurance auto policy rather than seeking a policy on your own.

Teen drivers in Spring Hill pay averages of $313 per month for liability coverage and $410 per month for full coverage. Find the best coverage options for Spring Hill teenagers below.

The below rates are estimated rates current as of: Monday, July 1 at 12:00 PM PDT
Insurance CompanyLiability OnlyFull Coverage
GEICO$105$124
State Farm$111$130
Hugo$124$413
Allstate$200$235
Mile Auto$221$309
Travelers$245$287
Mercury$248$300
Liberty Mutual$260$441
Direct Auto$266$480
Safeco$268$325
Midvale Home & Auto$287$430
Progressive$307$434
Infinity$323$449
Dairyland$336$590
Foremost$344$522
GAINSCO$362$402
Bristol West$411$610
AssuranceAmerica$422$669
The General$467$675
National General$532$554
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Keep Reading: What Are the Best Cars for Teens to Drive?

Keep Reading: What Are the Best Cars for Teens to Drive?

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Spring Hill car insurance quotes by credit tier

Your credit history will also affect your car insurance costs in Florida. Drivers with excellent or good credit scores are likely to pay less for coverage than drivers with poor credit scores. Insurers may view drivers with poor credit as more of a financial risk due to their past credit history.

Here’s how your credit tier can affect your overall insurance costs in Spring Hill.

Rates by Credit Tier

Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

Is car insurance more expensive in Spring Hill?

Car insurance in Florida is relatively expensive compared to other states — partially due to the hurricanes and tropical storms that occur in the state. A resulting flood can cause vehicle damage or loss. Floridians pay an overall average of $234 per month for coverage, while U.S. drivers pay an overall average of $160 per month.

Car insurance costs can also vary widely depending on where you live in Florida, but costs skew high in Spring Hill.

More cities in Florida

The average cost of car insurance in Spring Hill is $200 per month for liability coverage and $262 per month for full coverage. Here’s what drivers pay for insurance in different Florida cities, on average.

CityFull CoverageLiability Only
Cape Coral$248$180
Clearwater$264$218
Daytona Beach$254$173
Fort Lauderdale$325$249
Fort Myers$250$174
Gainesville$216$156
Jacksonville$266$187
Jupiter$234$204
Miami$373$258
Orlando$289$202
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

Spring Hill car insurance FAQs

If you need help finding cheap coverage in Spring Hill, the information below provides helpful insights into car insurance in the city.

  • How much is car insurance in Spring Hill?

    The average cost of car insurance in Spring Hill is $200 per month for liability coverage and $262 per month for full coverage.

  • Which company has the cheapest car insurance in Spring Hill?

    State Farm, GEICO, and Hugo are the cheapest minimum-coverage insurers in Spring Hill, with rates starting at $70, $72, and $76 per month, respectively. You should compare insurance quotes from multiple Florida car insurance companies to find the best option for you.

  • What are the best car insurance companies in Spring Hill?

    Based on IQ Scores, the best car insurance companies in Spring Hill include State Farm, GEICO, and Travelers. State Farm has an A++ (Superior) financial strength rating from AM Best, affordable monthly coverage in Spring Hill, and customizable coverage. The best insurer for infrequent drivers is Hugo.

  • What factors affect the costs of car insurance in Spring Hill?

    Factors related to Spring Hill that affect costs include weather, crime and accident rates, population density, and traffic congestion. Depending on where you live in Spring Hill, you could potentially face vehicle damage from weather events like hurricanes and tropical storms. Insurers factor in an area’s risk factors when determining rates for policyholders who live there.

    Drivers with additional policies for life insurance or home insurance can typically earn a bundling discount. You can call your local agent or your insurance agency’s customer service phone number with questions.

  • Is Florida a no-fault state?

    Yes. Florida is a no-fault state. This means both involved parties in an accident must file claims with their respective insurers to cover costs, regardless of who caused the collision. Drivers in the state must purchase a minimum of personal injury protection coverage.

Methodology

Insurify data scientists analyzed more than 90 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 50+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.

Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).

Liability-only premium averages correspond to policies with the following coverage limits:

  • Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
  • Property damage limits between $10,000 and $50,000
  • No additional coverage
Full-coverage premium averages correspond to the same bodily injury and property damage limits in addition to:
  • Comprehensive coverage with a $1,000 deductible
  • Collision coverage with a $1,000 deductible

Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.

Sources

  1. Insurance Information Institute. "Auto insurance basics—understanding your coverage."
  2. Florida Highway Safety and Motor Vehicles. "Florida Insurance Requirements."
  3. Insurance Information Institute. "What is covered by collision and comprehensive auto insurance?."
Jess Ullrich
Jess UllrichInsurance Writer

Jess is a personal finance writer who's been creating financial and business content for over a decade. Her work is published on Investopedia, MoneyWise, NextAdvisor, The HuffPost, and more. Prior to freelancing full-time, Jess was an editor at Investopedia, The Balance, and FinanceBuzz. Connect with her on LinkedIn.

Katie Powers
Edited byKatie PowersAuto and Life Insurance Editor
Photo of an Insurify author
Katie PowersAuto and Life Insurance Editor
  • Licensed auto and home insurance agent

  • 3+ years experience in insurance and personal finance editing

Katie uses her knowledge and expertise as a licensed property and casualty agent in Massachusetts to help readers understand the complexities of insurance shopping.

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