Car insurance in Colorado costs an average of $145 per month, compared to the national average of $155 per month.

Colorado’s uninsured motorists could be driving up rates across the state. Colorado requires car insurance to drive legally, but 16.3% of drivers in the state are uninsured, compared to 12.6% nationwide, according to Insurance Information Institute data.^[1]

Comparing quotes from multiple Colorado insurance companies can help you find the best price on coverage that’s right for you.

Quick Facts

State Farm has the cheapest liability-only car insurance in Colorado, with rates of $47 per month.
Only 14% of Colorado residents live in rural areas, according to U.S. Census data.^[2] Car insurance typically costs more in urban areas, where more drivers are on the road and the risk of accidents is higher.
Colorado car insurance rates increased by 4% in 2023, compared to 17% nationally.

Cheapest car insurance companies in Colorado

State Farm, USAA, and American Family provide the cheapest car insurance in Colorado, with liability rates starting at $47.

However, you might find a cheaper rate with another insurer. Insurance companies determine premiums based on a variety of factors unique to each driver, including accident history, age, gender, and vehicle make and model. Comparing quotes from multiple insurers can help you find the best deal for you.

Insurance Company	IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.	Liability Only	Full Coverage	Best For
State Farm	4.5	$47	$93	Overall
American Family	4.3	$65	$129	Low rates
USAA	4.5	$61	$120	Military members and families

Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Insurify uses an in-house, proprietary method to rate and review the best car insurance companies. The Insurify Quality (IQ) Score uses more than 15 crucial criteria, including average premiums, customer satisfaction, discounts, third-party ratings, and more, to calculate a final score for a company.
Criteria are weighted by importance to the consumer — factors such as customer reviews and affordability influence the score more than availability and third-party ratings. With the IQ Score, Insurify is able to provide quantitative ratings for drivers to better compare car insurance companies and make informed decisions to meet their coverage needs.

Best car insurance overall in Colorado: State Farm

Best OverallState Farm

Compare personalized, real-time quotes

IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.	4.4
JD Power J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.	842
Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.	$47/mo
Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.	$93/mo

Overview

State Farm offers Colorado drivers cheap car insurance, with monthly rates of $47 for liability coverage.

State Farm’s high rating and low rates can be attractive for people looking for affordable and reliable car insurance coverage in Colorado. Plus, you may be eligible for numerous discounts — especially if you have multiple policies with the company. Teen drivers may also qualify for savings of up to 25% by getting good grades.

As the top car insurance company in the nation by market share, State Farm is a reputable insurer. It has relatively high customer satisfaction, with 891 points out of 1,000 in the J.D. Power 2023 U.S. Auto Claims Satisfaction Study.

Pros and cons

Pros

Some of the cheapest rates in Colorado
Discounts available for good drivers and teen drivers
Significant savings available via bundling

Cons

Must work with a State Farm agent to get coverage
Average consumer review ratings
Some specialty coverage may not be available

Reviews

I feel like I am being way overcharged for my insurance since I have had no accidents or tickets in the last 10 years.

Theresa - September 14, 2023

Verified

I really enjoyed working with them, I just couldn't keep up with the expensive rates.

Becki - September 13, 2023

Verified

I was 5 stars until the recent increase, without any explanation.

Norman - September 13, 2023

Verified

Read our State Farm review

Best cheap car insurance in Colorado: American Family

Cheap RatesAmerican Family

Compare personalized, real-time quotes

IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.	4.2
JD Power J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.	840
Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.	$65/mo
Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.	$129/mo

Overview

American Family car insurance has some of the lowest rates for Colorado drivers, at $65 per month for liability coverage and $129 per month for full coverage. It also earned a solid ranking in the J.D. Power 2023 U.S. Auto Claims Satisfaction Study, with 882 out of 1,000 points.

The company stands out for its various insurance products, including unique offerings such as insurance for farms and ranches, businesses, or snowmobiles. You could save up to 27% if you bundle American Family’s auto insurance, home insurance, and life insurance.

If you need customer assistance, you have several ways to reach out to a company representative, including mobile app, email, phone, or chat.

Pros and cons

Pros

Affordable car insurance
No. 2 in Southwest for J.D. Power customer satisfaction
Plenty of coverage options available

Cons

Below-average J.D. Power digital experience rating
Fewer discounts than other insurers
Usage-based insurance program not available in Colorado

Reviews

They're OK but too expensive.

Sally - July 21, 2023

Verified

They are nice people to do business with, just kind of expensive

Pat - February 1, 2023

Verified

Too expensive with terrible customer service

Urga - January 21, 2023

Verified

Read our American Family review

Best for military members and families in Colorado: USAA

Military Members and FamiliesUSAA

Compare personalized, real-time quotes

IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.	4.3
JD Power J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.	880
Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.	$61/mo
Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.	$120/mo

Overview

USAA offers some of the most competitive pricing in car insurance alongside high levels of customer satisfaction. The average cost of liability coverage with USAA is $61 per month. The caveat is that USAA is exclusively available to current and past members of the military and their families. The general population doesn’t qualify for these rates.

Eligible Colorado drivers may get additional savings through the company’s plentiful discounts, including saving up to 3% with automatic payments, 10% by bundling home and auto policies, and 15% off your auto insurance when storing your vehicle at a military base.

Pros and cons

Pros

Competitive rates
High customer satisfaction
Savings of up to 30% possible via SafePilot program

Cons

Restrictive membership eligibility
Limited optional coverage available
Doesn’t offer 24/7 customer support

Reviews

They are the best in customer service.

Brenda - September 13, 2023

Verified

Overall poor service, took a safe driving discount away because I wasn’t driving enough.

Kenneth - September 9, 2023

Verified

Great operation since I was a Lt.

raymond - September 7, 2023

Verified

Read our USAA review

How to get the cheapest car insurance in Colorado

The car insurance rate you get depends on many different factors, including your driving history, location, how much you drive, gender, age, and potentially your credit.

To get cheap car insurance in Colorado, consider the following:

Raise your deductible. A higher deductible means you pay more out of pocket if there’s a claim, but it can result in lower car insurance premiums.
Look for discounts that you may qualify for. Insurance companies may offer discounts based on safe driving, having multiple policies with the company, or an affiliation, such as being a military member or a teacher.
Compare car insurance rates. Shopping around can help you find the best rates for your situation. Check out prospective rates from multiple insurers to make the search easier.

Find Car Insurance in Colorado

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Cheapest liability-only car insurance in Colorado: State Farm

Liability auto insurance is required in Colorado, though it only pays for damages and injuries to other parties when you cause an accident. This coverage makes sense if you have an older vehicle with a relatively cheap cash value.

The cheapest insurance company for liability-only car insurance in Colorado is State Farm, with rates of $47 per month.

Here are the cheapest insurers for Colorado liability insurance.

The below rates are estimated rates current as of: Thursday, November 30 at 11:00 AM PST.

Data reviewed by Konstantin Halachev

Konstantin HalachevVice President of Engineering

7+ years experience in data analysis
Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Read Editorial Guidelines

View Full Bio

Insurance Company	Average Monthly Quote
State Farm	47
USAA	61
American Family	65
Sun Coast	67
GEICO	72
Allstate	73
Safeco	79
Progressive	83
State Auto	83
Auto-Owners	84
Nationwide	86
The General	88
Midvale Home & Auto	89
Bristol West	100
Dairyland	101
Foremost	102
Direct Auto	117
Travelers	119
Farmers	124
Liberty Mutual	140

Cheapest full-coverage car insurance in Colorado: State Farm

If you need higher levels of coverage, you can look into full-coverage insurance, which comes with collision and comprehensive coverages. Collision insurance covers your vehicle after accidents or hitting other objects, while comprehensive covers damage due to other events, like severe weather and theft.

State Farm offers the cheapest full-coverage insurance in Colorado, with a cost of $93 per month.

The below rates are estimated rates current as of: Thursday, November 30 at 11:00 AM PST.

Data reviewed by Konstantin Halachev

Konstantin HalachevVice President of Engineering

7+ years experience in data analysis
Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Read Editorial Guidelines

View Full Bio

Insurance Company	Average Monthly Quote
State Farm	93
USAA	120
American Family	129
GEICO	143
Allstate	145
Nationwide	155
Safeco	162
Progressive	164
Sun Coast	165
Auto-Owners	166
Direct Auto	182
Midvale Home & Auto	183
Travelers	196
Liberty Mutual	221
Bristol West	227
Dairyland	244
Farmers	245
The General	248
Foremost	255
State Auto	277

Car insurance requirements in Colorado

Minimum liability car insurance requirements vary by state. In Colorado, you need to maintain the following car insurance coverage:

Coverage Type	Amount
Bodily injury or death (one person)	$25,000
Bodily injury or death (all persons)	$50,000
Property damage in accident	$15,000

These requirements cover you if you’re found at fault for bodily injury, death, or damage to another party’s vehicle. While this is the minimum requirement, it only covers the other party if you’re found at fault and doesn’t cover your own property or injuries, which is where additional insurance coverage like collision, comprehensive, and medical payments protection can help.

Cheapest car insurance for drivers with an incident

Your driving history can affect your car insurance premiums. If you have a clean record, you’ll get the lowest rates, but drivers with speeding tickets or at-fault accidents end up paying more. Colorado drivers with a driving under the influence (DUI) charge will pay the most.

Here’s a look at average monthly quotes for the cheapest car insurance in Colorado based on driving and accident history.

Shop for Car Insurance in Colorado

Monthly rates start at $60 for drivers with an incident

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Cheapest car insurance for drivers with a speeding ticket: State Farm

Speeding puts you at a higher risk of being in a severe car accident, so insurance companies charge higher premiums after a ticket. Nearly 30% of traffic fatalities nationwide involve speeding, according to the National Safety Council.^[3]

The cheapest insurance company for Colorado drivers with a speeding ticket is State Farm, with monthly rates of $67.

Here’s how insurance companies’ average monthly quotes change after a speeding ticket in Colorado.

The below rates are estimated rates current as of: Thursday, November 30 at 11:00 AM PST.

Data reviewed by Konstantin Halachev

Konstantin HalachevVice President of Engineering

7+ years experience in data analysis
Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Read Editorial Guidelines

View Full Bio

Insurance Company	Clean Driving Record	With Speeding Ticket

Cheapest car insurance for drivers with an at-fault accident: State Farm

Insurers calculate rates based on risk and often reward drivers who are accident-free with lower premiums. Unfortunately, if you cause an accident, you can usually expect your premium to increase upon renewal.

If you have an at-fault accident on record, you could still find rates as low as $63 per month from State Farm.

The below rates are estimated rates current as of: Thursday, November 30 at 11:00 AM PST.

Data reviewed by Konstantin Halachev

Konstantin HalachevVice President of Engineering

7+ years experience in data analysis
Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Read Editorial Guidelines

View Full Bio

Insurance Company	Clean Driving Record	With At-Fault Accident

Cheapest car insurance for drivers with a DUI: State Farm

A DUI will lead to an increase in your insurance premium, but practicing safe driving behavior or taking courses approved by your insurer could reduce your rate over time.

State Farm offers rates as low as $72 per month for drivers with a DUI on record.

The table below shows the cheapest car insurance companies for drivers in Colorado with a DUI.

The below rates are estimated rates current as of: Thursday, November 30 at 11:00 AM PST.

Data reviewed by Konstantin Halachev

Konstantin HalachevVice President of Engineering

7+ years experience in data analysis
Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Read Editorial Guidelines

View Full Bio

Insurance Company	Clean Driving Record	With DUI

Cheapest car insurance for seniors: State Farm

Seniors typically pay less for car insurance, though rates start to rise in their 70s due to increased vulnerability in a crash and medical issues that can slow reaction times.^[4]

Senior drivers in Colorado can find monthly rates as low as $30 for liability coverage from State Farm.

The below rates are estimated rates current as of: Thursday, November 30 at 11:00 AM PST.

Data reviewed by Konstantin Halachev

Konstantin HalachevVice President of Engineering

7+ years experience in data analysis
Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Read Editorial Guidelines

View Full Bio

Insurance Company	Liability Only	Full Coverage
State Farm	32	63
USAA	43	85
American Family	45	89
GEICO	50	100
Progressive	51	101
Allstate	52	103
State Auto	56	187
Nationwide	57	102
Auto-Owners	58	116
Safeco	60	122
Midvale Home & Auto	62	128
The General	65	184
Bristol West	71	161
Dairyland	73	176
Direct Auto	78	121
Travelers	83	136
Farmers	85	169
Liberty Mutual	101	160

Cheapest car insurance for teens: State Farm

Young drivers, especially teen drivers, have a higher likelihood of getting into a fatal accident, according to the Centers for Disease Control and Prevention.^[5] As such, your age can affect your car insurance rate, as insurers consider certain age groups more likely to file a claim.

Teenagers in Colorado pay the highest rate for car insurance. Rates drop further in the 20s and 30s age bracket and mostly trend downward.

Comparison shopping can help teen drivers in Colorado find rates as low as $85 per month from State Farm.

The below rates are estimated rates current as of: Thursday, November 30 at 11:00 AM PST.

Data reviewed by Konstantin Halachev

Konstantin HalachevVice President of Engineering

7+ years experience in data analysis
Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Read Editorial Guidelines

View Full Bio

Insurance Company	Liability Only	Full Coverage
State Farm	80	159
USAA	101	198
American Family	111	220
GEICO	113	225
Allstate	128	254
The General	141	397
Safeco	142	292
Auto-Owners	142	280
Nationwide	146	264
State Auto	149	499
Progressive	151	298
Midvale Home & Auto	151	311
Dairyland	165	398
Bristol West	167	378
Foremost	184	459
Direct Auto	211	329
Travelers	214	353
Farmers	217	428
Liberty Mutual	247	390

Colorado car insurance quotes by credit tier

Many states allow insurers to factor in your credit history when calculating your car insurance rates, and Colorado is one of these states.^[6] Your credit history is a reflection of how you use and manage credit available to you, like credit cards, loans, and more.

Insurers believe your credit history also indicates how likely you are to file a claim. Drivers with good credit tend to pay cheaper car insurance premiums, and drivers with poor credit pay more expensive premiums.

The table below shows what you can expect to pay each month based on your credit tier in Colorado.

Credit Tier	Average Quote: Liability Only	Average Quote: Full Coverage
Excellent	$130	$234
Good	$153	$277
Average	$168	$304
Poor	$261	$472

Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

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Colorado car insurance FAQs

Looking for more information about car insurance in Colorado? Find the answers to your questions here.

Who has the cheapest car insurance in Colorado?
The top three cheapest insurance companies in Colorado are State Farm, USAA, and American Family. These insurers have the best prices in the state for liability-only insurance, of $47, $61, and $65 per month, respectively. Comparing multiple quotes at once can help you find the cheapest car insurance rate for your situation.
What’s the required car insurance coverage in Colorado?
Colorado’s minimum car insurance requirements are $25,000 per person and $50,000 per accident in bodily injury liability coverage and $15,000 per accident in property damage liability coverage.
What are the best car insurance companies in Colorado?
Some of the best car insurance companies in Colorado that Insurify identified are State Farm, USAA, and American Family. These companies have high Insurify Quality Scores, low rates, and strong customer satisfaction ratings.
How does credit score affect car insurance premiums in Colorado?
Insurers consider your credit history when determining rates, so having a better credit score typically lowers your costs. A poor credit score is anything that falls below 630, while an excellent credit score is anything above 720. You don’t need perfect credit to get a good insurance rate, though, since credit is just one of the factors insurers consider when determining car insurance premiums.
Is Colorado a no-fault state?
No. Colorado is not a no-fault state. This means if you’re injured in a car accident or your car suffers damage, you have the right to sue the driver responsible for the accident.

Insurify Insights

How Colorado Drivers Measure Up

While most drivers know that car insurance quotes are determined in part by your personal driving history, many may be unaware that rates are also impacted by the average risk of the drivers around you as well. Check out Insurify's latest analysis of driving records in Colorado below:

Methodology

Drawing from an internal database of over 4 million car insurance applications, the research team at Insurify analyzes patterns in car ownership and driver behavior - including how Colorado drivers measure up to their fellow motorists across the United States in areas including speeding, DUIs, and more.
Insurify Insights publishes data-driven articles, trend analyses, and national rankings each week on all factors related to cars and those who drive them.

Ford F-Series Pickup

#7

State with the Most Speeding Tickets Rank

#8

State with the Moving Violations Rank

#12

State with the Most DUIs Rank

#18

State with the most Suspended Licenses

While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Colorado is the #15 state in the country for drivers with an at-fault accident on their driving record.
- Rank among states: #15
- Percent of drivers in Colorado with an accident: 9.6%
While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Colorado is the #12 state in the country for drivers with a prior drunk driving conviction.
- Rank among states: #12
- Percent of drivers in Colorado with a DUI: 2%
Reckless driving refers to a specific traffic violation: when drivers willfully act dangerously in spite of the risks they’re imposing on both themselves and others. Colorado is the #13 state in the country for drivers with a reckless driving offense on record.
- Rank among states: #13
- Percent of drivers in Colorado with a reckless driving offense: 1.7%
The Insurify team classifies rude drivers as those who commit one or more of the following driving offenses: failure to yield or failure to stop, improper backing, passing where prohibited, tailgating, street racing, or hit-and-run. Colorado is the #11 state in the country for drivers with a rude driving violation on record.
- Rank among states: #11
- Percent of drivers in Colorado with a rude driving violation: 2%
Exceeding the speed limit can endanger others and have a serious impact on your insurance costs. Colorado is the #7 state in the country for drivers with a speeding ticket on record.
- Rank among states: #7
- Percent of drivers in Colorado with a speeding ticket: 11.4%
Failing to yield the right of way isn’t just frustrating for other drivers; it’s dangerous, too. Colorado is the #10 state in the country for drivers with a failure to yield violation on record.
- Rank among states: #10
- Percent of drivers in Colorado with a failure to yield violation: 0.2%

Insurify Insights

Insurify's team of data scientists and content specialists presents Insurify Insights, a series of automotive, home, and health studies focusing on the topics that impact us all. through expert analysis of over 4 million car insurance applications and an array of top data sources, the Insurify Insights team produces new data-driven articles, trend analyses, regional superlatives, and national rankings every week. See Insurify Insights as featured in Forbes, Fox News, USA Today, NPR, and more.

Methodology

Insurify data scientists analyzed more than 90 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 50+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.

Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).

Liability-only premium averages correspond to policies with the following coverage limits:

Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
Property damage limits between $10,000 and $50,000
No additional coverage

Full-coverage premium averages correspond to the same bodily injury and property damage limits in addition to:

Comprehensive coverage with a $1,000 deductible
Collision coverage with a $1,000 deductible

Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.

More cities in Colorado

More states

Sources

III. "Facts + Statistics: Uninsured motorists." Accessed October 30, 2023
Colorado Department of Local Affairs. "2020 Colorado Urban Areas." Accessed October 30, 2023
National Safety Council. "Speeding." Accessed October 30, 2023
Centers for Disease Control and Prevention. "Older Adult Drivers." Accessed October 30, 2023
Centers for Disease Control and Prevention. "Teen Driver and Passenger Safety." Accessed October 30, 2023
Rocky Mountain Insurance Information Association. "Colorado’s Insurance Scoring Law." Accessed October 30, 2023

Melanie Lockert

Melanie Lockert is the founder of the blog and author of the book, "Dear Debt." Through her blog, she chronicled her journey out of $81,000 in student loan debt. Her work has appeared on Allure, Business Insider, Credit Karma, Fortune, and more. She is also the co-founder of the Lola Retreat and host of the Mental Health and Wealth show podcast. She lives in Los Angeles and enjoys jazz music, traveling, coffee, and spending time with her two cats and partner.

Learn More

Edited byChris SchaferSenior Editor

Chris SchaferSenior Editor

15+ years in content creation
7+ years in business and financial services content

Chris is a seasoned writer/editor with past experience across myriad industries, including insurance, SAS, finance, Medicare, logistics, marketing/advertising, and many more.

Read Editorial Guidelines

View Full Bio

Featured in

Reviewed byShawn PowersVP of Insurance Sales at Insurify

Shawn PowersVP of Insurance Sales at Insurify

Licensed insurance agent for 25+ years
15 years as VP of Sales and Operations at Answer Financial

Licensed in more than 40 states, Shawn leverages his deep industry expertise to support the accuracy and trustworthiness of Insurify’s content.

Read Editorial Guidelines

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Featured in

Data reviewed byKonstantin HalachevVice President of Engineering

Konstantin HalachevVice President of Engineering

7+ years experience in data analysis
Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Read Editorial Guidelines

View Full Bio

Save up to $717 by comparing quotes from the top 70+ insurance companies

Table of contents

Table of contentsCompare quotes

Cheapest car insurance companies in Colorado

Best car insurance overall in Colorado: State Farm

Best OverallState Farm

Best cheap car insurance in Colorado: American Family

Cheap RatesAmerican Family

Best for military members and families in Colorado: USAA

Military Members and FamiliesUSAA

How to get the cheapest car insurance in Colorado

Find Car Insurance in Colorado

Cheapest liability-only car insurance in Colorado: State Farm

Cheapest full-coverage car insurance in Colorado: State Farm

Car insurance requirements in Colorado

Cheapest car insurance for drivers with an incident

Shop for Car Insurance in Colorado

Cheapest car insurance for drivers with a speeding ticket: State Farm

Cheapest car insurance for drivers with an at-fault accident: State Farm

Cheapest car insurance for drivers with a DUI: State Farm

Cheapest car insurance for seniors: State Farm

Cheapest car insurance for teens: State Farm

Colorado car insurance quotes by credit tier

Find Car Insurance in Colorado

Colorado car insurance FAQs

Insurify Insights

How Colorado Drivers Measure Up

Ford F-Series Pickup

#7

#8

#12

#18

Methodology

Related articles

More cities in Colorado

More states

Sources

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