Cheap Auto Insurance Quotes in Loveland, CO (2021)

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Car Insurance in Loveland, CO

The average cost of Colorado car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Loveland, CO to find you the cheapest quotes in the area.

Quotes by Top Carriers
Quotes ($/mo)
$90
$98
$143
$186
$186
State FarmAllstateNationwideThe GeneralLiberty Mutual
Monthly $

Cheapest Car Insurance in Loveland, CO

Here are the cheapest carriers in Loveland for the following user profile: a single, 30 year old male with a clean driving record who drives a 2012 Honda Accord and pays a $1,000 deductible for the state’s minimum liability insurance.

Average Car Insurance Cost

Quotes by Top Carriers
Quotes ($/mo)
$190
$216
$215
$228
$142
$149
ColoradoDenverColorado SpringsAuroraFort CollinsLoveland
Monthly $

Click here to learn about car insurance quotes and save on your current policy.

Loveland, CO Driving Facts

colorado

Minimum Car Insurance Requirements in CO

Studies on the relationship between driver behavior and increasingly lax state laws on marijuana in Colorado have led to inconclusive results; however, marijuana-impaired highway deaths are reportedly in decline.

Colorado's minimum liability car insurance limits are as follows:

  • $25,000 bodily injury liability per person
  • $50,000 bodily injury liability per accident
  • $15,000 property damage liability per accident

Find local Loveland agents

Weedin Agency, Inc.
1601 E Eisenhower Boulevard, Loveland, CO 80537
All About Insurance
4007 S. Lincoln Ave. #440, Loveland, CO 80537
Leivestad Agency
2105 Maple Dr, Loveland, CO 80538-3958
CoWest Insurance Providers
10722 Buckhorn Ridge Way, Loveland, CO 80538
Dugger Insurance Agency
404 W 67th Street, Loveland, CO 80538
Broderick Insurance and Financial Services, LLC
1419 W 29th Street, Loveland, CO 80538
Welsh Insurance Agency
633 N Denver Ave, Loveland, CO 80537-3926
Cline Insurance Brokerage LLC DBA Cannabis Insurance Business
4056 Davidia Court, Loveland, CO 80538
Advantage Insurance LLC
4308 N. Garfield Ave, Loveland, CO 80538
Miller Insurance Agency, Inc.
150 E 29th St., #270, Loveland, CO 80538

Insurify Insights: How Loveland Drivers Measure Up

ford
Ford F-Series Pickup
Most Popular Car in
Loveland, CO
suspended licenses
#7
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Loveland drivers measure up to their fellow Colorado motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Accidents Loveland

While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Loveland drivers rank 6 in the number of car accidents per driver across all cities in Colorado.

  • Rank within state: #6
  • Percent of drivers in Loveland with an accident: 12.71%
  • Drivers in Loveland, CO with an accident in their driving history paid on average 29.01% more than drivers with a clean record

Speeding Loveland

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Colorado, Loveland drivers rank 3 in the number of speeding infractions per driver.

  • Rank within state: #3
  • Percent of drivers in Loveland with a speeding ticket: 15.55%
  • Drivers in Loveland, CO with a speeding ticket in their driving history paid on average 32.1% more than drivers with a clean record

DUI/DWIs Loveland

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Loveland drivers rank 3 in the number of DUI’s per driver across all cities in Colorado.

  • Rank within state: #3
  • Percent of drivers in Loveland with a DUI: 3.59%
  • Drivers in Loveland, CO with a DUI in their driving history paid on average 0.62% more than drivers with a clean record

Most Popular Vehicle Loveland

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Loveland is the Ford F-Series Pickup.

Rude Loveland

The Insurify team classifies rude drivers as those who commit the following driving offenses: failure to yield or failure to stop, improper backing, passing where prohibited, tailgating, street racing, or hit-and-runs. Among all cities in Colorado, Loveland drivers rank 2 in rude driving infractions.

  • Rank within state: #2
  • Percent of drivers in Loveland with a reckless driving violation: 4.04%
  • Drivers in Loveland, CO with a reckless driving violation in their driving history paid on average 45.68% more than drivers with a clean record.

Safest Drivers Loveland

Having a squeaky-clean driving record is an accomplishment to be proud of. Some cities have safer drivers than others; Loveland drivers rank 14 in clean driving records across all cities in Colorado.

  • Rank within state: #14
  • Percent of drivers in Loveland with clean record: 73.24%

Failure to Yield the Right of Way Loveland

Failing to yield the right of way isn’t just frustrating for other drivers; it’s dangerous, too. Loveland drivers rank 2 in failure to yield violations per driver across all cities in Colorado.

  • Rank within state: #2
  • Percent of drivers in Loveland with a failure to yield violation: 1.05%
  • Drivers in Loveland, CO with a failure to yield violation in their driving history paid on average --% more than drivers with a clean record

Reckless Drivers Loveland

Reckless driving refers to a specific traffic violation: when drivers willfully act dangerously in spite of the risks they’re imposing on both themselves and others. Among all cities in Colorado, Loveland drivers rank 1 in the number of reckless driving offenses per driver.

  • Rank within state: #1
  • Percent of drivers in Loveland with a reckless driving offense: 0.45%

Hybrid/Electric Vehicle Ownership Loveland

As auto manufacturers increasingly turn towards producing greener car models, more and more motorists are embracing hybrids and EV’s. Loveland drivers rank 20 in hybrid and electric vehicle ownership across all cities in Colorado.

  • Rank within state: #20
  • Percent of drivers in Loveland with a hybrid/electric vehicle: 0.81%

Insurify Rate Comparison Methodology

The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.