For drivers with a DUI or DWI offense in Colorado, it’s important that you evaluate all of your potential insurance options to ensure you are finding the best rate. Comparing the right insurance companies after this incident will allow you to get the best possible insurance rate after a DUI.
To simplify comparing companies, Insurify has analyzed rates from top insurance providers in Colorado. The following are the best insurance rates from carriers that offer car insurance for drivers with a DUI in Colorado.
In Colorado, a DUI or DWI offense will on average have drivers paying $423 per month and $5,076 per year for their car insurance rates.
Compared to drivers with a clean driving record, that is on average an 78% increase on car insurance rates for drivers with a DUI. So in order, to find an affordable monthly rate after a DUI, comparison tools like Insurify become essential to finding the best rate.
Insurify's comparison tool will help you make sure you're getting the best possible quote even after a DUI. You can have peace of mind that you're reviewing all of your available insurance options and can confidently choose the one that is best for your situation.
A DUI is something everyone wants to forget. In reality, it's something that will likely stay with you a long time. How could it not, knowing that you are now paying 78 percent more for insurance than the driver next to you without a DUI? It's true. Rates in Colorado increase that much.
If you haven't seen your new insurance bill yet, you should expect to see an increase of $186 after a DUI. The average insurance bill for Coloradans with this driving mistake is $423. Insurance companies have to tack on more as their way of insuring themselves against rising risk. Because of your behavior, you're more likely to make a claim now than ever before. Every month's insurance premium is a reminder to do better next time.
|Average Percent Increase After DUI|
Because your circumstances will dictate your exact car insurance rates, getting the best read on just how much you'll pay after a DUI in Colorado is next to impossible without comparison shopping yourself. However, the average premium for Colorado drivers with a DUI on their record is $423.
Colorado ranks 19th most expensive in the nation when it comes to car insurance costs after a DUI—something to keep in mind as you review your options. While moving to a cheaper state may not be feasible, using an insurance comparison website to run the numbers gives you the most individualized outlook on the best premiums available.
|Most Expensive State for DUI (1-50)|
There is no lookback period for DUIs in the state of Colorado. A lookback period is the time period within which, if you have a DUI on your record, it will be counted against you while determining your insurance rates and if you are caught for any subsequent driving offenses.
This is important to know, as each DUI offense carries with it progressively stringent penalties. That should weigh heavily on any driver before they get behind the wheel. Motorists convicted of a third DUI within seven years will have their license revoked for five years. Your fourth DUI offense counts as a felony.
The consequences for DUI convictions in Colorado are varied and depend on several factors, including your blood alcohol content, your age, whether there were minors in the vehicle at the time of your DUI, and how many times you've received the same conviction.
Though you can get a better idea of exact consequences here, penalties include up to 12 points against your license, losing your license for up to five years, 120 hours of community service, and up to 180 hours in a treatment and education program. Additionally, an ignition interlock device may be installed on your vehicle, you can face as much as six years in prison, and you may have to pay fees exceeding $1,500.
Use Insurify for all of your car insurance comparison needs! Compare and connect directly with the top insurance companies to find the best rates as well as the most personalized discounts and coverage options.
Insurify’s network includes over 200 insurance companies throughout the U.S. who can work with you to get you the right auto insurance policy at the cheapest price.
The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.