Cheapest Car Insurance in Arizona

Here are the cheapest carriers in Arizona for the following user profile: a single, 30 year old male with a clean driving record who drives a 2012 Honda Accord and pays a $1,000 deductible for the state’s minimum liability insurance. We averaged rates for the twenty most populous cities in Arizona.

Companies Quotes
State Farm

State Farm

$42 /mo
Travelers

Travelers

$85 /mo
The General

The General

$134 /mo
Liberty Mutual

Liberty Mutual

$145 /mo
American Family

American Family

$173 /mo

Best Car Insurance in Arizona

The Insurify Composite Score is calculated by analyzing multiple factors that indicate the quality, reliability, and health of an insurance company. Inputs to the score include financial strength ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings, Consumer Reports customer satisfaction surveys, mobile app reviews, and user-generated carrier reviews. The following are the top rated carriers that offer car insurance in Arizona.

Companies Insurify
Composite Score
Quotes

American Family

92
$173 /mo

State Farm

84
$42 /mo

Liberty Mutual

84
$145 /mo

Travelers

83
$85 /mo

Car Insurance in Arizona

Auto insurance costs will vary between locations and insurance carriers. Insurify analyzed the latest data for the five most populous cities in Arizona to find you the cheapest quotes in each of these metropolitan areas.

The sixth most populous city in the United States, Phoenix, takes the mantle as Arizona's most populous. Phoenix is regarded for its thousands of miles of freeway - no public transportation existed in this metropolitan area until 2008.

Arizona Driving Facts

Arizona does not mandate that its drivers purchase insurance. However, if you choose not to, you do have to be ready to put up a bond totaling $40,000 to prove you can pay for damages that might result from a traffic accident.

Arizona's minimum liability car insurance limits are as follows:

  • $25,000 bodily injury liability per person
  • $50,000 bodily injury liability per accident
  • $25,000 property damage liability per accident

State Rankings

Using a proprietary dataset of over 1.5 million car insurance shopper applications, the data scientists at Insurify have run various studies on driver behavior across geographical locations, age ranges, motor vehicle registration, and other variables all related to auto insurance coverage.

We’ve been able to determine the speediest cities in the nation, the most popular cars among age groups, and the occupations with the worst drivers, among other insightful reports. We’ve also launched annual awards campaigns to congratulate the communities across the country who have excelled in environmentally friendly initiatives, educational attainment, and other areas.

dui
States with Most
DUIs Rank
#25
moving violations
States with Most
Moving Violations Rank
#38
popular car
State's
Most Popular Car
Honda Civic
speeding violations
States with Most
Speeding Tickets Rank
#34
suspended licenses
States with Most
Suspended Licenses Rank
#33

Greenest Cities in Arizona

The EPA reports that the United States' transportation sector accounts for 27% of national greenhouse gas emissions. In a country of over 263 million registered vehicles, many communities are taking action to reduce their environmental impact and vehicular carbon footprint. This city has been named the "greenest" in the state by Insurify.

Among the many bodies in the state of Arizona that champion green initiatives is Arizona's Green Chamber, which advocates for sustainable businesses and advocates on their behalf to impact public policy. Arizona is home to an impressive 23 national park sites, which generate hundreds of millions of dollars in tourism revenue every year. Maintenance of the beautiful and iconic Grand Canyon National Park is in and of itself a multimillion-dollar undertaking - and produces thousands of jobs. The state mandates a complex registration and emissions testing process for alternative fuel vehicles.

green city award

Tempe


most patriotic
% of Hybrids/Electrics 2%

Most Patriotic City

Prescott

Beginning in 2018, Insurify launched the Most Patriotic Cities Awards, which salute the community in each state with the highest percentage of individuals who currently serve in the military or identify as armed service veterans.

Prescott won Insurify's Most Patriotic Cities Award for the state of Arizona. The Prescott mayor's office recently instituted a Veterans Affairs Committee to serve the community's high military population.

Road Statistics

Insurify used a recent report from TripNet to rank twenty-five states by roads in poor condition, structurally deficient bridges, and fatality rate per 100 million vehicle miles traveled (VMT) on rural roads. Knowledge of infrastructure in Arizona is vital for all car insurance shoppers hitting the road in The Grand Canyon State.

Road Rankings

3% Fatality Rate per 100M VMT
on Rural Roads

#7 Ranked