Arizona's roots are deeply embedded in American history with more than 1 billion years of rock exposed in the Grand Canyon and the largest number of Native American tribes in the U.S.
Arizona: Cheapest Car Insurance
Requirement : Yes
Financial responsibility is required in Arizona . Drivers must have a minimum of liability insurance.
Minimum Coverage Car Insurance Requirements:
A minimum liability insurance policy is required:
Other Car Insurance Coverage Options:
Liability coverage is the only requirement for Arizona motorist to have, there are several other types of coverage available to drivers:
Other Forms of Financial Responsibility:
Other legal ways around buying car insurance include:
Proof of Insurance: Yes
You must carry proof of financial responsibility with your vehicle at all times.
Valid forms of proof of financial responsibility include:
Getting Pulled Over:
Violations, Fines & Penalties:
You are required to have proof of car insurance in the state of Arizona , if you are pulled over and cannot provide proof of insurance, or other forms of financial responsibility, you may face the following penalties:
An SR22 may be required after a suspension in order to get your driver’s license reinstated. An SR22 certificate only certifies proof of insurance of minimum requirements, it is not insurance.
Credit Scores & Determining Your Insurance Premium :
All Arizona drivers are required to have car insurance, however, insurance providers are reserved the right to deny coverage to high-risk drivers. Drivers unable to get private coverage can purchase insurance through the Arizona Department of Insurance.
Other factors that may be used to determine your premiums include:
Discounts : Yes
Discounts available in Arizona:
There is no statewide ban of phone use for standard drivers.