)
Experience
- Home insurance
- Car insurance
- Commercial insurance
- Investing
- Personal finance
About Alani's expertise
Alani Asis is a personal finance freelance writer with more than four years of experience. She’s written about insurance, investing, and other personal finance topics for leading publications and brands like Insider, Fortune, LendingTree, and more. Alani aims to make personal finance approachable through fun, relatable, and digestible content.
Alani has been a contributor at Insurify since January 2023.
Featured Work
Kin Insurance: When to shop for homeowners insurance
U.S. News: Real Estate vs. Stocks: Which Has Higher Returns?
Business Insider: Vacant House Insurance: Protecting Your Unoccupied Property
Our Editorial Guidelines
Insurify’s content goes through a rigorous editing and fact-checking process that includes reviews by insurance agents, data scientists, and multiple editors with years of experience in insurance and personal finance. We vet every article and report for: accuracy, educational value, objectivity, enjoyability.
Learn more about our editorial team and editorial guidelines here
Alani's latest posts
)
Cheapest Auto Insurance in Loveland, Colorado
Loveland drivers can find the cheapest car insurance rates from State Farm. The insurer’s liability rates start at just $48 per month.
)
How Much Is Car Insurance for a 16-Year-Old in Florida?
Car insurance in Florida costs $394 per month for full coverage and $230 for liability-only coverage for a 16-year-old driver. But other factors influence your rates.
)
Best Car Insurance for Federal Employees
Federal employees may qualify for exclusive car insurance discounts and specialized programs that help reduce premiums.
)
Safeco Auto Insurance: User Reviews and Quotes
Safeco offers low rates for car insurance with unique, built-in perks. While it excels at customer reputation, its discount options are limited.
)
Safeway Auto Insurance Review: Ratings and Quotes
Safeway’s car insurance rates are on par with the national average, but drivers may find its limited coverage options unappealing.
)
Erie vs. AAA: Which Is the Best?
Erie customers enjoy more competitive rates, quality customer service, and unique coverage options.
)
Best Cheap Auto Insurance in Honolulu, Hawaii
Drivers in Honolulu pay $42 per month for liability coverage, on average.
)
GEICO vs. Mercury: Which Insurance Company Is Better in 2026?
GEICO is the better insurer for most drivers, but Mercury offers better coverage for some drivers with specialized needs.
)
Cheapest Car Insurance Quotes in Tennessee
State Farm offers the cheapest car insurance in Tennessee, with average monthly premiums of $34 for liability insurance and $67 for full coverage. Shop real-time auto insurance quotes for Tennessee drivers, and buy your policy all in one place with Insurify.
)
GEICO vs. State Farm: Which Is the Best?
State Farm comes out on top for its high Insurify Quality (IQ) Score, low premiums, and customer satisfaction.
)
Cheapest Auto Insurance in Seattle, Washington
State Farm offers the cheapest car insurance in Seattle, with minimum-coverage policies starting at $70 per month.
)
Cheapest Car Insurance for Graduate Students
Car insurance can be expensive if you’re in grad school, but graduate students can get cheap rates and special discounts from GEICO, Nationwide, and USAA.
)
Best Car Insurance in Michigan
Liability car insurance rates start at $67 per month in Michigan.
)
Cheapest Auto Insurance in Lake Havasu City, Arizona
Just Pay-Per-Mile offers the cheapest car insurance in Lake Havasu City, with rates as low as $41 per month.
)
Cheapest Auto Insurance in Chicago, Illinois
Auto-Owners has the cheapest liability coverage in Chicago, at $63 per month.
)
Cheapest Car Insurance Quotes in Alaska
State Farm offers the cheapest car insurance in Alaska, with an average rate of $73 per month for minimum coverage. Compare real car insurance quotes from top companies in Alaska and buy your auto insurance policy online at Insurify.
)
Best Car Insurance for Antique and Classic Cars in New York
The best car insurance companies for antique and classic cars in New York include Hagerty, Safeco, and Leland-West.
)
Amica vs. State Farm: Which Insurance Company Is Better in 2026?
With its low premiums and excellent customer satisfaction scores in every region, State Farm is the top insurance company.
)
Best Car Insurance in Pennsylvania
The best car insurance companies in Pennsylvania include State Farm, Erie, and Auto-Owners.
)
Cheapest Auto Insurance in Stamford, Connecticut
State Farm offers the cheapest car insurance in Stamford, with minimum-coverage policies starting at $98 per month.
)
Cheapest Auto Insurance in Fargo, North Dakota
Midvale Home & Auto offers the cheapest liability-only insurance in Fargo, at an average of $59 a month.
)
Cheapest Auto Insurance in Cary, North Carolina
Nationwide offers the cheapest car insurance in Cary, with minimum-coverage policies as low as $53 per month.
)
Equity Car Insurance Review: Ratings and Expert Insights
Equity is a small regional company specializing in non-standard insurance for high-risk drivers in Oklahoma.
)
Cheapest Auto Insurance in Naples, Florida
Progressive offers the cheapest rates in Naples, starting at $87 per month.
)
GEICO vs. Progressive: Which Insurance Company Is Better in 2026?
In comparison to GEICO, Progressive is the better car insurance company for its coverage options, potential discounts, and affordable rates.
)
Cheapest Car Insurance Quotes in Pennsylvania
Pennsylvania drivers can pay as little as $35 for coverage through Hugo. You can get an instant quote through Insurify and purchase coverage within minutes.
)
Cheapest Auto Insurance in Fort Wayne, Indiana
Auto-Owners offers the cheapest car insurance in Fort Wayne, with minimum-coverage policies as low as $45 per month.
)
Cheapest Auto Insurance in Cambridge, Massachusetts
With monthly liability-only rates as low as $51, Midvale Home & Auto is the cheapest car insurance company in Cambridge.
)
GAINSCO Auto Insurance: User Reviews and Quotes
GAINSCO provides non-standard auto insurance to drivers with specialized coverage needs. But its average rates are high, and customer reviews are mostly negative.
)
USAA vs. Erie: Which Is the Best?
USAA’s affordable coverage, discounts, and nationwide availability make it the better choice — as long as you have military ties.
)
National General vs. The Hartford: Which Is Best?
While The Hartford advertises more coverage options and discounts based on your driver profile, National General offers the cheapest rates.
)
Cheapest Auto Insurance in Reno, Nevada
COUNTRY Financial offers the cheapest car insurance in Reno, with minimum-coverage policies as low as $38 per month.
)
Best Car Insurance for New Drivers in New York
Progressive, GEICO, and State Farm offer the best insurance for new drivers in New York.
)
Erie Auto Insurance: User Reviews and Quotes
Erie Auto Insurance offers an assortment of unique coverage options, but user testimonials reveal issues with customer service and claims handling.
)
Cheapest Car Insurance Quotes in Arizona
Auto-Owners offers the cheapest car insurance in Arizona, with an average monthly liability rate of $48. See real quotes from top Arizona insurers and buy online with help from our licensed agents.
)
Cheapest Auto Insurance in Richmond, Kentucky
Progressive has the cheapest liability insurance in Richmond, with a cost of $76 per month.
)
Car Insurance for Modified Cars
Modified-car insurance covers vehicle parts and equipment not installed by the original manufacturer.
)
How to Get Cheaper Car Insurance With a Low Income
Take advantage of your state’s low-income car insurance program and money-saving strategies to get the best rates.
)
What Happens When Car Insurance Lapses?
A car insurance lapse can result in a rate increase of up to 25%.
)
First Chicago Auto Insurance Review: Ratings and Quotes
First Chicago Insurance Company offers competitive insurance rates but receives many negative reviews for its customer service.
)
Cheap SR-22 and FR-44 Insurance in Florida
Drivers with a DUI pay an average of $176 per month for liability coverage in Florida.
)
Cheap SR-22 Insurance in Oregon from $66
State Farm offers the cheapest rates for SR-22 holders in Oregon, at $66 per month.
)
What to Do When You’ve Locked Your Keys in the Car
DIY tactics can save you money if you’ve locked your keys in your car, while calling in professional help may spare you time and aggravation.
)
DUI Car Insurance in Colorado
Drivers in Colorado with a DUI pay an average of $221 per month for car insurance.
)
Cheapest Full-Coverage Car Insurance in California
California drivers can find the cheapest full-coverage car insurance from Aspire General, with rates starting at $121 per month.
)
How Much Is Car Insurance for a 17-Year-Old in California?
In California, 17-year-old drivers pay about $266 per month for car insurance, but many factors determine your actual rates.
)
5 Best Los Angeles Homeowners Insurance Companies
Allstate and Armed Forces Insurance Exchange offer the best homeowners insurance policies in Los Angeles.
)
Cost of Owning an Australian Shepherd : Purchase, Vet Bills, and More
You’ll spend $100–$400 per month to own an Australian shepherd, depending on its maintenance needs, lifestyle, and health issues.
)
Hazard Insurance in Texas: A Complete Guide for Homeowners in 2026
Texas hazard insurance protects your home’s structure from common hazards like hail, tornadoes, and hurricanes.
)
Cost of Owning a Beagle : Purchase, Vet Bills, and More
The cost of owning a beagle is between $1,716 and $3,900 per year.
)
How Much It Costs to Own a Cat in 2026
Cat ownership can cost $60–$240 per month.
)
How to Cancel Your GEICO Auto Insurance Policy
Cancel your GEICO car insurance anytime by calling customer service.
)
Car Insurance Discounts for California Drivers
You can get a car insurance discount and save by being a member of an organization, being a university alum, or having a certain job.
)
Best Homeowners Insurance Companies in Hawaii
State Farm, Allstate, and USAA stand out for Hawaii homeowners thanks to local agent access and online tools.
)
Best Pet Insurance in West Virginia
The top pet insurance companies in West Virginia are Figo, Embrace, and AKC.
)
How to Cancel Your Safeco Auto Insurance Policy
You’ll have to reach out to a Safeco representative to cancel your car insurance policy.
)
Catastrophe Insurance for Homeowners
Standard home insurance policies exclude some major disasters, like floods and earthquakes, but catastrophe insurance can fill the gaps.
)
Best Renters Insurance in Chicago
The best renters insurance companies in Chicago include Lemonade, State Farm, Allstate, Erie, and American Family.
)
Best Renters Insurance in Los Angeles
The best renters insurance companies in Los Angeles are California Casualty, USAA, Amica, Lemonade, and Auto-Owners.
)
What Is a VIN?
A VIN is an identifying sequence of characters people can use to learn more about a vehicle’s history.
)
Guide to Commercial Dump Truck Insurance
Learn what kind of insurance you need to operate a commercial dump truck, what it covers, how much it costs, and how to stay compliant with Department of Transportation rules.
)
Do Parking Tickets Increase Your Car Insurance Rates?
Parking tickets don’t increase your car insurance rates directly. But an unpaid ticket can lower your credit score and affect your insurance rates.
)
Excepsure Car Insurance Review (Ratings and Expert Insights)
Excepsure offers non-standard car insurance in Georgia, Alabama, and Texas.
)
Asurion vs. AppleCare: Which Device Protection Plan Is Better?
AppleCare delivers high-rated service for Apple-only users, while Asurion provides cost-effective coverage for bundling non-Apple devices.
)
AppleCare vs. AppleCare+: Which Device Protection Plan Is Better?
Between AppleCare and AppleCare+, AppleCare+ is the superior option for its enhanced coverage. Customers generally agree it’s worth the extra cost.
)
T-Mobile Protection 360 vs. AppleCare: Which Device Protection Plan Is Better?
AppleCare device protection could make sense if you use only Apple devices. But people with non-Apple devices may prefer T-Mobile Protection 360.
)
Figo vs. Healthy Paws: Which Is the Best for Your Pet?
Healthy Paws’ highly rated claims satisfaction makes it a strong choice, but Figo’s flexibility may appeal to other pet owners.
)
Do You Need Windstorm Insurance in Florida?
Most homeowners in Florida, especially those in coastal regions, need windstorm insurance.
)
Is It Safe for Dogs to Eat Black Beans?
Cooked and plain beans are generally safe for dogs to eat.
)
Uninsured Motorist Coverage in California: What to Know
Uninsured motorist coverage pays for bodily injuries and property damages if a driver without auto insurance causes an accident. It’s an optional coverage in California.
)
What Is Medicaid?
Medicaid helps low-income households cover healthcare costs for children, pregnant women, and people on Supplemental Security Income.
)
Guide to Commercial Car Insurance in Georgia
Georgia business owners need to know state liability requirements, coverage options, costs, and top insurers for protecting their vehicles and operations.
)
Is It Safe for Dogs to Eat Cherries?
Your dog can safely consume an occasional cherry if you prepare it carefully. Still, it’s best to choose safer fruits for your dog to eat.
)
Cheapest Home Insurance for Older Homes
The cheapest insurance company for older homes is Westfield, with average monthly premiums of $119.
)
What Are Snow Tires?
Snow tires improve traction and braking when driving in snow, ice, and slush.
)
Chrysler 300 Car Insurance Quotes
Chrysler 300 drivers pay an average of $164 per month for insurance.
)
Do Car Insurance Costs Increase After a Claim?
Car insurance premiums typically increase after a claim, depending on who’s at fault, your insurance company, and if you have accident forgiveness coverage.
)
What Storage Unit Insurance Covers
Storage unit insurance covers the belongings in a storage unit. You can buy a special policy, or you may be able to use your homeowners or renters insurance to protect your property.
)
Chevrolet Traverse Car Insurance Quotes
The average cost to insure a Chevrolet Traverse is $133 per month, but premiums vary based on factors such as your location and vehicle model year.
)
What Happens If Someone Borrows Your Car and Gets Into an Accident in Texas
If someone borrows your car in Texas, financial responsibility depends on their relationship with you, whether they had permission to borrow your car, and the purpose of their use.
)
Best Santa Fe Homeowners Insurance Quotes
Farmers, Foremost, and Chubb offer the best homeowners insurance policies in Santa Fe, New Mexico.
)
Toyota 4Runner Car Insurance Quotes
Car insurance for a 4Runner averages $124 per month, but you can find quotes as low as $40 per month.
)
How to Cancel Your Banfield Pet Insurance Policy
To cancel your Banfield wellness plan, you’ll have to call or email the company. Be aware that you may have a remaining balance to pay.
)
Erie Home Insurance Review: Ratings and Quotes
Get cheap, comprehensive coverage with Erie home insurance in 12 states.
)
Do You Need Commercial Auto Insurance?
If your business requires you to use a vehicle, you’ll likely need commercial auto insurance.
)
State Auto Home Insurance Review: Ratings and Quotes
State Auto has many coverage options, but homeowners are dissatisfied with its customer service.
)
What Is Cancel for Any Reason (CFAR) Travel Insurance?
CFAR travel insurance is a type of coverage that can reimburse your expenses if you need to cancel your trip.
)
What Is a Property Survey, and How Do You Get One?
A property survey illustrates key elements of your property, like boundaries, structures, and topographical features. You can get one by hiring a licensed surveyor.
)
What Is Mechanical Breakdown Insurance, and Do You Need It?
Mechanical breakdown insurance pays to repair your car after a mechanical failure. You may want to add this coverage before your auto warranty expires.
)
Does Homeowners Insurance Cover Damage from a Party?
Home insurance usually covers damage to your home from a party. But if you’re planning a big event or will serve alcohol, you may need extra coverage.
)
How Wind Mitigation Can Help You Save on Home Insurance Premiums
Wind mitigation can save you up to 55% on your homeowners insurance policy.
)
What Is Extended Replacement Cost in Homeowners Insurance?
Extended replacement cost coverage is an endorsement that provides additional coverage past your policy’s limit.
)
10 Fireplace Safety Tips for Homeowners
To prevent home fires, practice fireplace safety for wood-burning and gas-fueled fireplaces.
)
Do You Need Windstorm Insurance in Florida?
Most homeowners in Florida, especially those in coastal regions, need windstorm insurance.
)
Does Homeowners Insurance Cover Home Improvements?
Homeowners insurance may cover home improvements if you’ve increased your coverage limits.
)
Pool Safety Tips Every Homeowner Should Know
Stay safe this summer by knowing important pool safety tips and carrying the right amount of pool insurance coverage.
)
Step-by-Step Guide to Making a Home Inventory Checklist
A home inventory checklist records your property, including descriptions, estimated values, and more.
)
Does Car Insurance Cover Flood Damage?
Your car insurance covers flood damages under the comprehensive coverage portion of your policy.
)
Hallmark Auto Insurance Review: Ratings and Quotes
Hallmark’s rates are higher than average, but the insurer offers some appealing options for high-risk drivers.
)
Questions to Ask When Buying a House
Information on finances, the home’s condition, and the neighborhood are critical for first-time homebuyers.
)
How to Cancel Your Liberty Mutual Auto Insurance Policy in 5 Easy Steps
You can cancel your Liberty Mutual car insurance at any time by calling customer service.
…