Car Insurance in Fargo, ND
The average cost of North Dakota car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Fargo, ND to find you the cheapest quotes in the area.
Cheapest Car Insurance in Fargo, ND
Here are the cheapest carriers in Fargo for the following user profile: a single, 30 year old male with a clean driving record who drives a 2012 Honda Accord and pays a $1,000 deductible for the state’s minimum liability insurance.
| Companies | Quotes |
|---|---|
Progressive |
$21 /mo |
State Farm |
$58 /mo |
Allstate |
$59 /mo |
The General |
$113 /mo |
American Family |
$142 /mo |
Best Car Insurance in Fargo, ND
The Insurify Composite Score is calculated by analyzing multiple factors that indicate the quality, reliability, and health of an insurance company. Inputs to the score include financial strength ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings, Consumer Reports customer satisfaction surveys, mobile app reviews, and user-generated carrier reviews. The following are the top rated carriers that offer car insurance in Fargo. For the complete list, see Insurify's best car insurance companies.
| Companies | Score | Quotes |
|---|---|---|
|
American Family |
88
|
$142 /mo |
|
Allstate |
86
|
$59 /mo |
|
State Farm |
83
|
$58 /mo |
|
Progressive |
78
|
$21 /mo |
Average Car Insurance Cost
| North Dakota Cities | |
|---|---|
| Bismarck |
$95/mo |
| Grand Forks |
$77/mo |
| Minot |
$96/mo |
| West Fargo |
$88/mo |
| Fargo |
$79/mo |
| North Dakota |
$87/mo |
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Fargo, ND Driving Facts
North Dakota's minimum liability car insurance limits are as follows:
- $25,000 bodily injury liability per person
- $50,000 bodily injury liability per accident
- $25,000 property damage liability per accident
Insurify Rankings
Using a proprietary dataset of over 1.6 million car insurance shopper applications, the data scientists at Insurify have run various studies on driver behavior across geographical locations, age ranges, motor vehicle registration, and other variables all related to auto insurance coverage.
We’ve been able to determine the speediest cities in the nation, the most popular cars among age groups, and the occupations with the worst drivers, among other insightful reports. We’ve also launched annual awards campaigns to congratulate the communities across the country who have excelled in environmentally friendly initiatives, educational attainment, and other areas.
Here's how Fargo stacks up for the state of North Dakota:
Fargo, ND
Suspended Licenses Rank
Green Driving in Fargo, ND
The EPA reports that the United States' transportation sector accounts for 27% of national greenhouse gas emissions. In a country of over 263 million registered vehicles, many communities are taking action to reduce their environmental impact and vehicular carbon footprint. This city has been named the "greenest" in the state by Insurify.
The state of North Dakota offers many green driver incentives, including federal tax credits, free low-speed vehicle registration, and discounts through some car insurance carriers.
Fargo
% of Hybrids/Electrics 2%
Most Patriotic City
Fargo
Beginning in 2018, Insurify launched the Most Patriotic Cities Awards, which salute the community in each state with the highest percentage of individuals who currently serve in the military or identify as armed service veterans.
Fargo won Insurify's Most Patriotic Cities Award for the state of North Dakota.
FAQs - Fargo, ND Car Insurance
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