The best home warranty companies
When choosing the right home warranty company, it’s helpful to start with some of the top options in the industry. Below, you’ll find a closer look at the top-rated home warranty companies in the industry:
Liberty Home Guard
Liberty Home Guard earned top marks on various customer rating platforms:
Consumer Affairs: 3.9 out of 5 stars
Better Business Bureau: 4.59 out of 5 stars
Trustpilot: 3.4 out of 5 stars
The company offers three plans at different price points. Below are some of the most popular plans:
Appliance Guard: The Appliance Guard plan includes coverage for most of the appliances in your home. These include the washer, dryer, refrigerator, built-in microwave, dishwasher, garbage disposal, range, ceiling fan, and garage door openers.
Systems Guard: The Systems Guard offers protection for major home systems, like your HVAC, ductwork, plumbing, water heaters, and electrical equipment.
Total Home Guard: The Total Home Guard plan includes the coverage provided by both the Appliance Guard and Systems Guard plans.
These plans are available everywhere except Washington and Wisconsin. After you sign up, you need to wait 30 to 60 days before filing your first claim. Liberty Home Guard offers straightforward home warranties with reasonably good reviews. But you’ll need to enter your own home details to nail down a quote.
Of course, there are some Liberty Home Guard pros and cons to consider:
American Residential Warranty
American Residential Warranty earned relatively high marks on various customer rating platforms:
Consumer Affairs: 4.2 out of 5 stars
Better Business Bureau: 2.39 out of 5 stars
Trustpilot: 4.4 out of 5 stars
The company offers various plans at different price points. Below are some of the most popular plans:
Ultimate Electronics Protection: At $24.99 per month, many of your household electronics are covered. A few include laptops, gaming consoles, printers, tablets, and more.
Kitchen Plus: At $39.99 per month, many kitchen appliances are covered. A few include the refrigerator, range, oven, cooktop, dishwasher, built-in microwave, exhaust fans, garbage disposal, and water heater.
Platinum Premier: At $64.99 per month, you’ll get covered for the Kitchen Plus package and HVAC, plumbing systems, garage door opener, humidifier, ductwork, ceiling fans, and refrigerator ice maker.
American Residential Warranty offers relatively affordable coverage compared to some competitors. The simple coverage might be just what you’re looking for, especially if you’re concerned about household electronics. When you request a repair, you pay a trade service fee. These plans are available in all 50 states. The advantages and disadvantages of American Residential Warranty include:
Check Out: 10 Best Home Insurance Companies
The Home Service Club
The Home Service Club earned high marks on various customer rating platforms:
Consumer Affairs: 4 out of 5 stars
Better Business Bureau: 3.53 out of 5 stars
Trustpilot: 2.6 out of 5 stars
Even with the relatively low Trustpilot score, the company earned more than 380 five-star reviews on the site. The company offers two main plan choices:
Standard coverage: Standard coverage includes refrigerators, ovens, cooktops, dishwashers, washing machines, dryers, freestanding ice makers, built-in microwaves, trash compactors, food centers, HVAC systems, water heaters, ceiling fans, and more.
Comprehensive coverage: Comprehensive coverage includes everything in the standard plan, plus coverage for plumbing stoppages, ductwork, gas leaks, pest control, whirlpool tub, alarm wiring, telephone wiring, smoke detectors, exhaust fans, sump pumps, doorbells, and more.
The Home Service Club doesn’t offer too many add-ons. But you might find the coverage you’re looking for in the comprehensive plan. The price point for its plans varies based on the size and location of your home. When you make a claim, you pay a trade service call fee, which ranges from $65 to $125. Of course, there are some pros and cons to consider, including:
Cinch Home Services
Cinch Home Services earned above-average ratings on two out of three customer rating platforms:
Consumer Affairs: 4 out of 5 stars
Better Business Bureau: 1.13 out of 5 stars
Trustpilot: 3.1 out of 5 stars
The company offers three plans at different price points. Below are some of the most popular plans:
Home Appliances Warranty: The Home Appliances Warranty starts at $27.99 per month. As the name suggests, it covers household appliances like washers, dryers, cooktops, dishwashers, and more.
Built-In Systems Warranty: The Built-In System Warranty starts at $32.99 per month. It covers home systems like your HVAC, attic fans, ceiling fans, doorbells, electrical systems, plumbing systems, and more.
Complete Home Warranty: The Complete Home Warranty includes both home appliances and home systems. The more comprehensive plan starts at $39.99 per month.
The exact cost will vary based on your home and location. Here are some pros and cons of Cinch Home Services:
America’s First Choice Home Club
America’s First Choice Home Club earned above-average marks on various customer rating platforms:
Consumer Affairs: 3.9 out of 5 stars
Better Business Bureau: 3.14 out of 5 stars
Trustpilot: 2.3 out of 5 stars
The company offers four plans at different price points:
Systems plan: The Systems plan includes protection for your air conditioner, heating system, water heater, electrical system, plumbing system, and ductwork.
Silver plan: The Silver plan includes your washer, dryer, kitchen refrigerator, oven, range, dishwasher, garbage disposal, and garage door opener.
Gold plan: The Gold plan includes everything covered by the Systems and Silver plans.
Platinum plan: The Platinum plan includes everything in the Gold plan. Plus, it covers plumbing stoppages, fans, ice makers, and more.
These plans are available everywhere except Hawaii. If you want to add on more coverage, you can. Add-ons are available for electronics, sump pump, septic system, central vacuum, pool, and more. While the reviews are somewhat average, the ability to choose your own technician can give you a bit more control over the process.
When you make a service call, you’ll pay between $75 and $125 per call. Here are the advantages and disadvantages of America’s First Choice Home Club:
Choose your own service call fee
24/7 access to service team
Option to choose your own technician
Not available in Hawaii
$75 cancellation fee