From the Liberty Bell to the first baseball stadium, Pennsylvania is built on American history as one of the original 13 colonies. Grab a Philly cheesesteak and explore the culture.
Pennsylvania: Cheapest Cities to drive
Requirement : Yes
Car insurance is required in Pennsylvania . Drivers must have a minimum of liability, and personal injury protection.
Minimum Coverage Car Insurance Requirements:
A minimum liability, and personal injury protection is required:
Right to sue:
Other Car Insurance Coverage Options:
Liability, and personal injury protection are the only requirements for Pennsylvania motorist to have, there are several other types of coverage available to drivers:
Other Forms of Financial Responsibility:
Other legal ways around buying car insurance include: There are no alternative forms of financial responsibility. Pennsylvania requires all drivers to have minimum coverage.
Proof of Insurance: Yes
You must carry proof of insurance and registration with your vehicle at all times.
Valid forms of proof of financial responsibility include:
Violations, Fines & Penalties:
Credit Scores & Determining Your Insurance Premium :
All Pennsylvania drivers are required to have car insurance, however, insurance providers are reserved the right to deny coverage to high-risk drivers. Drivers unable to get private coverage can purchase insurance through the Pennsylvania Assigned Risk Plan.
Other factors that may be used to determine your premiums include:
Insurance carriers are NOT allowed to use the following when determining your premiums:
Discounts : Yes
Discounts available in Pennsylvania:
There is no ban on cell phone use while driving. All drivers are prohibited from texting while driving. Texting violations are considered primary offenses. Violators face a $50 fine.