Cheapest Car Insurance in Pennsylvania
Here are the cheapest carriers in Pennsylvania for the following user profile: a single, 30 year old male with a clean driving record who drives a 2012 Honda Accord and pays a $1,000 deductible for the state’s minimum liability insurance. We averaged rates for the twenty most populous cities in Pennsylvania.
| Companies | Quotes |
|---|---|
 Progressive |
$44 /mo |
 State Farm |
$48 /mo |
 Allstate |
$102 /mo |
 GEICO |
$111 /mo |
 Travelers |
$123 /mo |
Best Car Insurance in Pennsylvania
The Insurify Composite Score is calculated by analyzing multiple factors that indicate the quality, reliability, and health of an insurance company. Inputs to the score include financial strength ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings, Consumer Reports customer satisfaction surveys, mobile app reviews, and user-generated carrier reviews. The following are the top rated carriers that offer car insurance in Pennsylvania. For the complete list, see Insurify's best car insurance companies.
| Companies |
Insurify Composite Score |
Quotes |
|---|---|---|
 American Family |
90
|
$152 /mo |
|
GEICO |
88
|
$111 /mo |
|
Allstate |
87
|
$102 /mo |
|
State Farm |
84
|
$48 /mo |
|
Travelers |
83
|
$123 /mo |
 Liberty Mutual |
83
|
$129 /mo |
|
Progressive |
81
|
$44 /mo |
Car Insurance in Pennsylvania
Auto insurance costs will vary between locations and insurance carriers. Insurify analyzed the latest data for the five most populous cities in Pennsylvania to find you the cheapest quotes in each of these metropolitan areas.
Philadelphia, the #1 most populous city in Pennsylvania, is known to be a frustrating driving scene for locals and tourists alike. The Philadelphia Parking Authority (PPA) is notorious for taking its mission of ticketing illegal parkers very seriously.
| City | Cheapest Carrier | Quote |
|---|---|---|
| Philadelphia |
GEICO |
$189 /mo |
| Pittsburgh |
Progressive |
$58 /mo |
| Allentown |
State Farm |
$94 /mo |
| Erie |
State Farm |
$78 /mo |
| Reading |
State Farm |
$90 /mo |
Pennsylvania Driving Facts
Pennsylvania's minimum liability car insurance limits are as follows:
- $15,000 bodily injury liability per person
- $30,000 bodily injury liability per accident
- $5,000 property damage liability per accident
State Rankings
Using a proprietary dataset of over 1.5 million car insurance shopper applications, the data scientists at Insurify have run various studies on driver behavior across geographical locations, age ranges, motor vehicle registration, and other variables all related to auto insurance coverage.
We’ve been able to determine the speediest cities in the nation, the most popular cars among age groups, and the occupations with the worst drivers, among other insightful reports. We’ve also launched annual awards campaigns to congratulate the communities across the country who have excelled in environmentally friendly initiatives, educational attainment, and other areas.
Moving Violations Rank
Greenest Cities in Pennsylvania
The EPA reports that the United States' transportation sector accounts for 27% of national greenhouse gas emissions. In a country of over 263 million registered vehicles, many communities are taking action to reduce their environmental impact and vehicular carbon footprint. This city has been named the "greenest" in the state by Insurify.
The state of Pennsylvania offers many green driver incentives, including federal tax credits, rebates, grants, loans, and discounts through some car insurance carriers.
Bensalem
% of Hybrids/Electrics 2%
Most Patriotic City
Erie
Beginning in 2018, Insurify launched the Most Patriotic Cities Awards, which salute the community in each state with the highest percentage of individuals who currently serve in the military or identify as armed service veterans.
Erie won Insurify's Most Patriotic Cities Award for the state of Pennsylvania. The United States Department of Veterans Affairs operates the Erie Veterans Affairs Medical Center on East 38th Street.
Road Statistics
Insurify used a recent report from TripNet to rank twenty-five states by roads in poor condition, structurally deficient bridges, and fatality rate per 100 million vehicle miles traveled (VMT) on rural roads. Knowledge of infrastructure in Pennsylvania is vital for all car insurance shoppers hitting the road in The Keystone State.
