How your age affects Pennsylvania car insurance rates
Because insurers generally equate age with experience level, your age will significantly affect how much you pay for car insurance. New drivers, who tend to be teens or people in their early 20s, typically pay more for insurance than drivers 25 and older.
The following table gives a high-level view of how age can affect insurance rates.
Quote Price by Age Group
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Quotes for younger drivers
Multiple other factors influence how much drivers in each age group will pay for car insurance. Some will increase rates for one age group more than another, while others will impact all age groups evenly.
The following table compares how different insurance factors affect average monthly rates for drivers younger than 30. Teenagers and drivers under 25 tend to pay the highest car insurance rates by age group in the state, but companies like Travelers, Mile Auto, and State Auto offer affordable premiums.
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Quotes for middle-aged drivers
The following table compares how different insurance factors affect average monthly rates for drivers between 30 and 59. Middle-aged drivers in Pennsylvania pay average monthly rates ranging between $152 and $199, with drivers in their 50s generally paying the least. The cheapest options for full-coverage insurance come from Mile Auto, Kemper Preferred, and Travelers.
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Quotes for senior drivers
The following table compares how different insurance factors affect average monthly rates for drivers 59 and older. Senior drivers with a DUI on their record should look to Mile Auto, Travelers, and National General for the lowest monthly premiums. Generally, Pennsylvania drivers in this age range pay the lowest rates by age group in the state with average monthly rates between $132 and $147.
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.