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Cheap Auto Insurance Quotes in Wilkes-Barre, PA (June 2022)
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Edited by Tanveen Vohra | Reviewed by licensed insurance agent, Amber Benka
Last Updated February 4, 2022
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Car Insurance in Wilkes-Barre, PA
The average cost of Pennsylvania car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Wilkes-Barre, PA to find you the cheapest quotes in the area.
Quotes by Top Companies
State Farm$72
GEICO$138
American Family$164
The General$199
Cheapest Car Insurance in Wilkes-Barre, PA
The cost of car insurance can vary depending on the insurance provider. That’s because every insurance provider values information like your driving history and your credit score a little bit differently. Although the following car insurance companies offer the cheapest auto insurance premiums on average, it’s always important to compare quotes. Use Insurify to find your best rate today!
| Insurance Provider in Wilkes-Barre | Quotes |
|---|---|
| State Farm | $72 /mo |
| GEICO | $138 /mo |
| American Family | $164 /mo |
| The General | $199 /mo |
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Average Car Insurance Cost
| Pennsylvania Cities | |
|---|---|
| Philadelphia | $246/mo |
| Pittsburgh | $144/mo |
| Allentown | $153/mo |
| Erie | $137/mo |
| Wilkes-Barre | $143/mo |
| Pennsylvania | $165/mo |
Erie$137
Wilkes-Barre$143
Pittsburgh$144
Allentown$153
Average for PA$165
Philadelphia$246
Click here to learn about car insurance quotes and save on your current policy.
Minimum Car Insurance Requirements in Pennsylvania
All motor vehicles operated or parked on Pennsylvania roadways are required to be insured. Proof of insurance must be carried in your car at all times and must be available when:
- Requested by law enforcement
- Renewing vehicle registration
- The vehicle is involved in a car accident
The minimum liability insurance requirements for private passenger vehicles in Pennsylvania[1] are:
- $15,000 per person for bodily injury
- $30,000 per accident for bodily injury
As a major part of your liability insurance, bodily injury coverage covers medical bills for people other than the policyholder who are injured during an accident. Pennsylvania is a no-fault state, meaning both parties’ insurance providers will pay for expenses, regardless of which party caused the accident.
- $5,000 per accident for property damage
If it’s determined that an insured driver is at fault for an accident, this coverage pays for repairs to the property of the other involved parties. Additionally, property damage coverage can cover legal costs if the insured driver is involved in a lawsuit following the accident.
- $5,000 per accident for Medical Benefits
Medical Benefits, similar to PIP coverage, will cover the policyholder for medical payments they incur in the event of an accident. Depending on your plan, you may also receive non-medical benefits, compensating you for lost wages, household expenses, and even funeral costs.
Find local Wilkes-Barre agents
Assured Partners of Northeastern Pennsylvania
1130 Highway 315 Blvd,
Wilkes Barre, PA 18702-6952Berkshire Hathaway GUARD Ins Co
39 Public Square,
Wilkes-Barre, PA 18701The Shay Agency LLC
1147 Route 315,
Wilkes Barre, PA 18702Tammac Corporation
1140 Route 315,
Wilkes Barre, PA 18702Cruz Insurance LLC
200 Spring St,
Wilkes-Barre, PA 18702Len Podrasky: Allstate Insurance
140 W B Township Blvd,
Wilkes-Barre, PA 18702Staudenmeier Insurance Agency, Inc.
800 Wilkes Barre Township Blvd,
Wilkes-Barre Township, PA 18702Nationwide Insurance - Hobson Insurance
529 Scott St,
Wilkes-Barre, PA 18702J.W. Hoban & Associates
265 S Main St,
Wilkes-Barre, PA 18701The General Insurance Co
670 N River St # 301,
Wilkes-Barre, PA 18705
FAQs - Wilkes-Barre, PA Car Insurance
Insurance companies weigh multiple factors when calculating your car insurance rates, including your age, driving history, type of vehicle, and even your marital status. Not only do states have different laws and limits surrounding minimum liability coverage, but where you live within your state could also affect your driver risk profile. Insurance companies use your ZIP code to analyze your area’s weather patterns, rates of vehicle theft, likelihood of vandalism, average traffic congestion, and other factors that might lead you to file an insurance claim. If you want to pay the lowest possible rate on your car insurance policy, opt for state minimum coverage. This is the cheapest level of car insurance coverage your state will allow. Comparing real, ready-to-purchase quotes on a car insurance comparison site like Insurify can find you the lowest rates for your area, risk profile, and financial needs. Car insurance rates vary by state, driver, and company. Click here to find the cheapest car insurance quotes and companies in your area. If you’re looking for rates tailored to you, use Insurify to compare up to 10+ real quotes for your specific driver profile and unlock savings and discounts.
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Methodology
The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.
Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews.
With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.
Insurify Insights
How Wilkes-Barre Drivers Measure Up
While most drivers know that car insurance quotes are determined in part by your personal driving history, many may be unaware that rates are also impacted by the average risk of the drivers around you as well. Check out Insurify's latest analysis of driving records in Wilkes-Barre, Pennsylvania below:
Methodology
Drawing from an internal database of over 4 million car insurance applications, the research team at Insurify analyzes patterns in car ownership and driver behavior - including how Wilkes-Barre drivers measure up to their fellow motorists across Pennsylvania in areas including speeding, DUIs, and more.
Insurify Insights publishes data-driven articles, trend analyses, and national rankings each week on all factors related to cars and those who drive them.
Most Popular Car in Wilkes-Barre
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City with the Most Speeding Tickets Rank in Pennsylvania
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City with the Most Moving Violations Rank in Pennsylvania
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City with the Most DUIs Rank in Pennsylvania
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City with the Most Suspended Licenses in Pennsylvania
Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Wilkes-Barre is the .
While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Wilkes-Barre drivers rank in the number of DUI’s per driver across all cities in Pennsylvania.
- Rank within state: N/A
- Percent of drivers in Wilkes-Barre with a DUI: N/A
Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Pennsylvania, Wilkes-Barre drivers rank in the number of speeding infractions per driver.
- Rank within state: N/A
- Percent of drivers in Wilkes-Barre with a speeding ticket: N/A
Insurify Insights
Insurify's team of data scientists and content specialists presents Insurify Insights, a series of automotive, home, and health studies focusing on the topics that impact us all. through expert analysis of over 4 million car insurance applications and an array of top data sources, the Insurify Insights team produces new data-driven articles, trend analyses, regional superlatives, and national rankings every week. See Insurify Insights as featured in Forbes, Fox News, USA Today, NPR, and more.
Content Specialist at Insurify
Olivia Oksenhorn is a content specialist at Insurify. With a special focus in auto insurance and personal finance, Olivia works to help policyholders make informed decisions about their insurance. She received a bachelor's degree from the University of Colorado. Before starting at Insurify, she worked as a writer and in newsrooms and nonprofits across Colorado, including Aspen Public Radio and the Aspen Sojourner. You can connect with Olivia on LinkedIn.
Sources
- Pennsylvania Department of Motor Vehicles. "State Minimum Car Insurance Requirements." Accessed May 28, 2022