Cheapest Auto Insurance in Scranton, Pennsylvania (2024)

State Farm offers the cheapest rates in Scranton, with liability-only quotes of $50 per month.

Jamie Johnson
Written byJamie Johnson
Jamie Johnson
Jamie Johnson
  • 6 years experience in personal finance writing

  • Featured on Credit Karma and Insider

Jamie is a meticulous researcher who has published 2,000+ personal finance articles. Her expertise is trusted by major brands like Bankrate and Rocket Mortgage.

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Courtney Mikulski
Courtney MikulskiSenior Editor, Auto
  • Más de 3 años produciendo contenidos sobre seguros y finanzas personales

  • Principal artífice de la puntuación de calidad de Insurify

Los profundos conocimientos de Courtney sobre finanzas personales van más allá de los seguros y abarcan las tarjetas de crédito, los préstamos al consumidor y la banca. Le encanta crear contenidos prácticos.

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Updated December 2, 2024

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Cheapest recent rates near Scranton, Pennsylvania

Drivers using Insurify have found quotes as cheap as $43/mo for liability only and $88/mo for full coverage in Scranton and other Pennsylvania cities.

*Quotes generated for Insurify users in and around Scranton, Pennsylvania within the last 10 days. Last updated on December 2, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.

Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from December 2, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.

*Quotes generated for Insurify users in and around Scranton, Pennsylvania within the last 10 days. Last updated on December 2, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.

Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from December 2, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.

Scranton drivers can find the cheapest car insurance rates from State Farm, Mile Auto, and Erie. While Scranton’s average monthly car insurance rates are comparable to the Pennsylvania state averages, they’re significantly lower than national average car insurance rates.

In Scranton, full-coverage car insurance averages $178 per month, while liability only is $85. By comparison, the state averages are $174 and $93, respectively. The national average cost of full-coverage car insurance is $202, while liability policies average $105 per month.

The exact costs you’ll pay vary depending on your driving history, age, credit history, ZIP code, and other factors. Comparison shopping is the best way to find cheap car insurance in Scranton.

Quick Facts
  • In Scranton, State Farm is the cheapest liability insurance company, and Mile Auto is the cheapest full-coverage insurance company.

  • Pennsylvania had 115,938 accidents in 2022, with 1,179 fatalities, according to Pennsylvania Department of Transportation data.

  • Insurance companies use your driving history, age, and credit score to determine your premiums.

3 of the cheapest car insurance companies in Scranton

The auto insurance company that’s best for you will depend on your individual situation and needs. The following three insurance companies are the cheapest options for Scranton drivers.

Insurance Company
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
Full Coverage
Liability Only
Best for
State Farm9.3$110$51Young drivers
Erie9.0$127$59Coverage options
Auto-Owners8.5$139$64High-value vehicles
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
  • Our editorial team spent more than 350 hours developing the Insurify Quality (IQ) Score and scoring insurance companies. The IQ Score objectively analyzes and calculates a score for insurers using more than 15 crucial criteria. The team weighted criteria by importance to the consumer — factors such as customer reviews and affordability influence the score more than availability and third-party ratings.

    We rate each company on a 1 to 10 scale based on five categories: financial ratings, customer satisfaction, affordability, customer support and transparency, and availability. Insurify updates ratings once a year or as more recent information becomes available.

    • Third-party financial ratings: Insurify uses data from AM Best, S&P, Moody’s, and more to compare insurance companies’ credit and ability to pay out future claims.
    • Customer satisfaction: To calculate this score, Insurify analyzed more than 28,000 customer reviews across 155 car insurance companies. We also consider third-party ratings from J.D. Power, the National Association of Insurance Commissioners, and Trustpilot.
    • Affordability: Our data scientists analyzed more than 90 million real-time auto insurance rates from our partners across the U.S., as well as available discounts, to calculate an affordability score.
    • Customer support and transparency: This measures coverage options, ease of claims filing, and the insurer's transparency surrounding discounts, coverages, and claims process.
    • Availability and reach: Insurify scores availability and reach by identifying the number of states in which insurers offer coverage and company size by market share.

Best insurer for young drivers: State Farm

User Reviews
4.2
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
9.3 /10
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$50/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$108/mo
4.2
Best choiceBased on 9085 verified guest reviews and ratings
How drivers feel about State Farm

Drivers appreciate the helpful local agents and initial service but dislike the high prices and frequent rate increases.

AI-generated from the text of verified reviews collected by Insurify
Best For
Customer service
Competitive rates
Discounts for safe drivers
How drivers feel about State Farm

Drivers appreciate the helpful local agents and initial service but dislike the high prices and frequent rate increases.

AI-generated from the text of verified reviews collected by Insurify
Best For
Customer service
Competitive rates
Discounts for safe drivers
Reviews (4,997)

Sofia

December 1, 2024

Verified Review

State Farm

I would not recommend them as they are one of the more expensive insurance companies and many of them will overcharge you.

Bernice

December 1, 2024

Verified Review

Fair

The price is too high for the elderly.

Donna

November 30, 2024

Verified Review

It's Okay, Could Be Better

There's too much runaround in getting answers.
See all State Farm reviews
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
842
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.78
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++
Why we picked this company

Scranton is home to several schools, including The University of Scranton, Marywood University, and Geisinger Commonwealth School of Medicine. Young drivers at these colleges can likely benefit from State Farm’s competitive rates.

Teens who maintain good grades could save up to 25% on auto insurance, and the savings may last until they turn age 25. And if a student attends college and only uses their vehicle on holidays and breaks, they could earn a student away at school discount.

Pros
  • Numerous discounts available for teen drivers

  • Rideshare insurance available

Cons
  • Doesn’t offer gap insurance

  • Can’t purchase a policy online

Best insurer for coverage options: Erie

User Reviews
4.1
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
9.0 /10
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$58/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$125/mo
4.1
Best choiceBased on 244 verified guest reviews and ratings
How drivers feel about Erie Insurance

Drivers appreciate the excellent customer service, fair pricing, and responsive assistance. However, some are unhappy with unexpected rate increases and policy cancellations.

AI-generated from the text of verified reviews collected by Insurify
Best For
High customer satisfaction
Competitive rates
Optional coverages
How drivers feel about Erie Insurance

Drivers appreciate the excellent customer service, fair pricing, and responsive assistance. However, some are unhappy with unexpected rate increases and policy cancellations.

AI-generated from the text of verified reviews collected by Insurify
Best For
High customer satisfaction
Competitive rates
Optional coverages
Reviews (130)

Sarah

November 27, 2024

Verified Review

Been with Eire for Approximately 12 Years, but Recent Increases are Just Too Much

My biggest and only complaint is that the rate increases are becoming more than I can handle.

Larry

November 25, 2024

Verified Review

Don't Err, Go ERIE!

I feel we have always been treated very fairly by the agents.

Michael

November 24, 2024

Verified Review

Excellent

I've never had a claim, but they have been responsive to my questions.
See all Erie Insurance reviews
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
870
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.49
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A+
Why we picked this company

Erie Insurance offers Pennsylvania drivers plenty of coverage options to protect them in case of an accident. If your pet is injured in a car accident, Erie’s auto insurance coverage will pay for up to $500 of the treatment costs. And with personal item coverage, you can get reimbursement for up to $350 for any clothing, luggage, or other valuables in your car.

Erie also offers glass repair, which waives the deductible if you need windshield replacement or repair. Its roadside assistance, rental car coverage, and locksmith services will protect you in an emergency.

Pros
  • Best option for drivers after an accident

  • No. 1 in J.D. Power’s 2023 U.S. Auto Insurance Study in the Mid-Atlantic region

Cons
  • Online claims not available

  • No usage-based insurance policies

Best insurer for high-value vehicles: Auto-Owners

User Reviews
4.0
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
8.5 /10
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$62/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$137/mo
4.0
Best choiceBased on 143 verified guest reviews and ratings
How drivers feel about Auto-Owners

Drivers appreciate the friendly customer service, competitive initial rates, and professional agents but dislike the frequent price increases and complicated claims process.

AI-generated from the text of verified reviews collected by Insurify
Best For
Cheap rates
Senior drivers
Ample discounts
How drivers feel about Auto-Owners

Drivers appreciate the friendly customer service, competitive initial rates, and professional agents but dislike the frequent price increases and complicated claims process.

AI-generated from the text of verified reviews collected by Insurify
Best For
Cheap rates
Senior drivers
Ample discounts
Reviews (90)

Jim

November 24, 2024

Verified Review

Auto

Overall, it's good, though their flexibility on pricing is less than desired.

Debra

November 3, 2024

Verified Review

Excellent

They keep raising prices.

Scotty

November 2, 2024

Verified Review

They are a bunch of crooks. My policy has increased every single time, and I've only had one small claim.

They are a bunch of crooks. My policy has increased every single time, and I've only had one small claim.
See all Auto-Owners reviews
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
837
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.5
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++
Why we picked this company

Auto-Owners offers several types of coverage that protect your car’s value. Classic and vintage car owners can purchase classic car insurance, so in the event of a total loss, you’ll receive the agreed-upon value. Diminished value coverage will protect your investment in your vehicle, too.

Gap insurance will cover the difference between what you still owe on your car and what it’s currently worth. Additionally, if you’re involved in an accident with another driver insured with Auto-Owners, the company will waive your deductible.

Pros
  • A++ (Superior) financial strength rating from AM Best

  • Classic car insurance available

Cons
  • Not available in every state

  • Fewer digital tools than other insurers

How to get the cheapest car insurance in Scranton

Getting low rates isn’t about finding the first deal that comes your way. In fact, you may have to do a little work and take some steps to get the best rates for auto coverage.

Here are some ways to get cheap car insurance rates in Scranton:[1]

  • Increase your deductible. Your deductible is the out-of-pocket expense you’ll pay before your insurance coverage kicks in. The higher your deductible, the less you’ll pay in monthly premiums.

  • Take advantage of discounts. Most insurance companies offer discounts to give customers a way to save on car insurance. For example, you could receive a discount for taking a defensive driving course, having certain safety features in your car, and maintaining good grades.

  • Bundle your coverage. Most insurers offer discounts to customers who purchase multiple policies. You could save by bundling your auto insurance with life or homeowners insurance.

  • Shop around. The best way to save on auto insurance is by shopping around among different insurance companies. It’s a good idea to compare quotes from at least three companies to see which one offers you the best terms.

Find Cheap Car Insurance in Scranton, Pennsylvania

Rates start at $57 per month for liability policies

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Cheapest liability-only car insurance in Scranton: State Farm

Liability car insurance meets state minimum requirements and pays for damages to the other drivers’ vehicles and medical bills after an accident you cause. However, it won’t pay for repairs to your car or medical costs you incur.

State Farm is the cheapest option for liability-only insurance in Scranton, with rates as low as $50 per month. The table below shows other affordable liability car insurance companies in Scranton to consider.

The below rates are estimated rates current as of: Sunday, December 1 at 11:00 AM PST
Insurance Company
Average Monthly Quote
State Farm$50
Mile Auto$52
Erie$58
Auto-Owners$62
National General$65
Plymouth Rock$65
Travelers$76
GEICO$78
Progressive$79
Foremost$81
Allstate$88
Safeco$93
Direct Auto$94
The General$94
Nationwide$99
USAA$102
Chubb$118
Bristol West$123
Dairyland$125
CSAA$132
State Auto$137
Liberty Mutual$159
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest full-coverage car insurance in Scranton: Mile Auto

Full-coverage auto insurance includes liability, collision, and comprehensive insurance, providing protection for your own car, regardless of fault. Because it provides more coverage, it’s typically more expensive than a liability insurance policy.

Drivers in Scranton can find the cheapest full-coverage insurance with Mile Auto, with rates as low as $73 per month.

The following table outlines what drivers can expect to pay for full-coverage insurance in Scranton.

The below rates are estimated rates current as of: Sunday, December 1 at 11:00 AM PST
Insurance Company
Average Monthly Quote
Mile Auto$73
State Farm$108
Erie$125
Plymouth Rock$132
Auto-Owners$137
National General$153
Safeco$156
GEICO$163
Travelers$163
Progressive$165
CSAA$173
Allstate$184
Direct Auto$186
Foremost$204
Nationwide$210
Liberty Mutual$213
USAA$214
Bristol West$229
Infinity$234
The General$239
Chubb$249
Dairyland$291
State Auto$297
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest recent rates near Scranton, Pennsylvania

Drivers using Insurify have found quotes as cheap as $43/mo for liability only and $88/mo for full coverage in Scranton and other Pennsylvania cities.

*Quotes generated for Insurify users in and around Scranton, Pennsylvania within the last 10 days. Last updated on December 2, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.

Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from December 2, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.

*Quotes generated for Insurify users in and around Scranton, Pennsylvania within the last 10 days. Last updated on December 2, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.

Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from December 2, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.

Car insurance requirements in Pennsylvania

To drive legally in Pennsylvania, you must carry the minimum required liability coverage. If you drive without insurance, you face a $300 fine, driver’s license and vehicle registration suspension, and car impoundment.

Pennsylvania state law requires that all drivers carry the following minimum-coverage car insurance:[2]

Coverage
Minimum Requirements
Bodily injury liability$15,000 per person / $30,000 per accident
Property damage liability$5,000 per accident
Medical benefits$5,000 per accident

Liability insurance won’t be enough protection for many drivers, so you might consider purchasing the following coverages:

  • illustration card https://a.storyblok.com/f/162273/x/5285c4cd74/uninsured-or-underinsured-motorist-coverage.svg

    Uninsured/underinsured motorist coverage

    Uninsured/underinsured motorist coverage protects you if a driver without insurance — or with limits too low to pay out your medical and repair bills — causes an accident involving you.

  • illustration card https://a.storyblok.com/f/162273/x/f2ca9fa443/protection-for-passengers.svg

    Funeral benefits coverage

    This benefit will pay for funeral expenses if you or a family member die in an automobile accident.

  • illustration card https://a.storyblok.com/f/162273/x/169fdfde11/liability-coverage.svg

    Collision coverage

    Collision insurance pays for repairs to your vehicle if you hit a stationary object or another vehicle, even if you’re at fault.

  • illustration card https://a.storyblok.com/f/162273/x/665da91bf7/comprehensive-coverage.svg

    Comprehensive coverage

    Comprehensive coverage pays for damages resulting from vandalism, a storm, or a falling object.

  • illustration card https://a.storyblok.com/f/162273/100x100/24f1697280/car-key.svg

    Rental reimbursement coverage

    This coverage will pay a certain amount of the rental car costs following a covered accident.

Cheapest car insurance for drivers with an incident

Good drivers typically pay the lowest rates on car insurance, so if you have a history of driving incidents, you can expect your rates to go up. Driving incidents include speeding tickets, driving under the influence (DUI), at-fault accidents, and other moving violations.

If you have a history of driving incidents, your insurance company will consider you a high-risk driver and charge you higher rates on your auto insurance policy. When your premiums go up after a driving incident, these increased rates will usually remain in place for at least three years following the claim.[3]

For instance, drivers with clean records in Scranton pay an average of $85 per month for liability coverage, but a speeding ticket could increase this to $104 per month, on average. A more serious conviction, like a DUI, can increase rates to $129 per month, on average.

The table below shows how average rates in Scranton change based on driving history.

The below rates are estimated rates current as of: Sunday, December 1 at 11:00 AM PST
Insurance Company
Clean Driving Record
With Speeding Ticket
With At-Fault Accident
With DUI
State Farm$50$60$64$79
Mile Auto$52$63$69$82
Erie$58$72$77$92
Auto-Owners$62$76$81$98
National General$65$79$84$103
Plymouth Rock$65$84$90$103
Travelers$76$93$99$120
GEICO$78$95$101$124
Progressive$79$95$104$125
Foremost$81$106$112$128
Allstate$88$107$114$139
Safeco$93$114$120$132
Direct Auto$94$114$125$149
The General$94$117$125$149
Nationwide$99$121$130$157
USAA$102$124$132$162
Chubb$118$145$154$187
Bristol West$123$150$159$195
Dairyland$125$151$160$198
CSAA$132$164$178$187
State Auto$137$180$193$217
Liberty Mutual$159$208$220$252
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Average cost of car insurance by age

Age is another factor influencing how much you pay for auto insurance. Teen drivers almost always pay the most for car insurance since they have a higher fatal crash rate than other age groups. This is largely due to their lack of experience and propensity for engaging in risky driving behaviors.[4]

Rates start to decrease around age 35 but increase again around age 70. Fortunately, seniors can reduce their insurance costs by qualifying for low-mileage discounts or taking a defensive driving course.[5]

The following table outlines average Scranton car insurance rates by driver age group.

Age
Average Monthly Quote
Teens$296
20s$210
30s$170
40s$151
50s$135
60s$125
70s$117
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

Shop for Car Insurance in Scranton, PA

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Scranton car insurance quotes by credit tier

Pennsylvania is one of many states that allows insurance companies to consider credit scores during underwriting.[6] Insurance companies believe that drivers with poor credit scores are more likely to file an insurance claim, so maintaining an excellent or good credit score can help lower your insurance costs.

The following table shows the average monthly cost of car insurance based on credit tier.

Rates by Credit Tier

Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

Scranton car insurance FAQs

Learn about how much car insurance you need before you buy a policy, and check out the answers to frequently asked questions about Scranton car insurance.

  • How much is car insurance in Scranton?

    The average cost of car insurance in Scranton is $85 per month for liability coverage and $178 per month for full coverage.

  • Which insurer has the cheapest car insurance in Scranton?

    State Farm, Mile Auto, and Erie are the cheapest liability car insurance companies in Scranton, with rates of $50, $52, and $58 per month, respectively. However, the best way to find the cheapest car insurance is to compare quotes from multiple insurers to find the one that offers you the lowest rate for the coverage you need.

  • What are the best car insurance companies in Scranton?

    Some of the best car insurance companies in Scranton include Auto-Owners, Erie, and State Farm. These insurance companies have high J.D. Power customer satisfaction rankings, strong AM Best ratings, and solid Insurify Quality (IQ) Scores.

Methodology

Insurify data scientists analyzed more than 90 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 50+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.

Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).

Liability-only premium averages correspond to policies with the following coverage limits:

  • Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
  • Property damage limits between $10,000 and $50,000
  • No additional coverage
Full-coverage premium averages correspond to the same bodily injury and property damage limits in addition to:
  • Comprehensive coverage with a $1,000 deductible
  • Collision coverage with a $1,000 deductible

Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.

Sources

  1. III. "How to save money on car insurance."
  2. Pennsylvania Insurance Department. "Automobile Insurance Guide."
  3. III. "Do auto insurance premiums go up after a claim?."
  4. NHTSA. "Teen Safe Driving: How Teens Can Be Safer Drivers."
  5. III. "Senior driving safety and insurance tips."
  6. Pennsylvania Insurance Department. "How Credit Relates to Insurance: A Fact Sheet for Pennsylvania Consumers."
Jamie Johnson
Jamie Johnson

Jamie Johnson is a Kansas City-based personal finance writer whose work has been featured on several of the top finance and business sites in the country, including Insider, Credit Karma, Bankrate, Rocket Mortgage, Fox Business, Quicken Loans, and The Balance. For the past six years, she's dedicated more than 10,000 hours of research and writing to more than 2,000 articles about personal finance topics.

Courtney Mikulski
Edited byCourtney MikulskiSenior Editor, Auto
Courtney Mikulski
Courtney MikulskiSenior Editor, Auto
  • Más de 3 años produciendo contenidos sobre seguros y finanzas personales

  • Principal artífice de la puntuación de calidad de Insurify

Los profundos conocimientos de Courtney sobre finanzas personales van más allá de los seguros y abarcan las tarjetas de crédito, los préstamos al consumidor y la banca. Le encanta crear contenidos prácticos.

Featured in

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