Best Cheap Auto Insurance in Pittsburgh, Pennsylvania (2023)

Pittsburgh drivers pay slightly less for car insurance coverage than drivers in the rest of the Keystone State.

Daria Kelly Uhlig
Daria Kelly Uhlig
  • Licensed Realtor with 10+ years in personal finance content

  • Contributor to Nasdaq and USA Today

Daria is a licensed Realtor and resort property manager specializing in personal finance, real estate, and insurance topics. In her spare time, she practices photography.

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Danny Smith
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Danny SmithHome and Pet Insurance Editor
  • P&C license candidate in Massachusetts

  • 4+ years in content creation and marketing

As Insurify’s home and pet insurance editor, Danny also specializes in auto insurance. His goal is to help consumers navigate the complex world of insurance buying.

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Konstantin Halachev
Data reviewed byKonstantin Halachev
Headshot of Konstantin Halachev, VP of Engineering at Insurify
Konstantin HalachevVice President of Engineering
  • 7+ years experience in data analysis

  • Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Updated November 30, 2023 at 11:00 AM PST

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Drivers in Pittsburgh pay more for auto insurance than residents of smaller Pennsylvania cities like Lancaster, perhaps because Pittsburgh’s large population of college students makes it a riskier place to drive. But even though Pittsburgh is the second-largest city in Pennsylvania, its drivers pay almost 4% less for coverage than the statewide average of $197.

Pittsburgh drivers pay $253 per month for full coverage and $126 per month for liability-only coverage. But you can still find cheap car insurance from State Farm, Mile Auto, and Erie Insurance.

Quick Facts
  • Pittsburgh drivers pay nearly 37% more for car insurance than the national average.

  • Insurers in Pennsylvania can consider your credit score when setting your premium.

  • Pennsylvania is technically a no-fault state, but there are some important exclusions.

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Best car insurance companies in Pittsburgh

There’s no way to identify a single car insurance company as “best” because the best company for one driver might fall short for another. Look for the company that offers the right policy and customer service for your needs while also delivering an affordable price. You can reach out to an agent to discuss your situation if you’re not sure where to start.

These three Pittsburgh car insurance companies fit the bill for various types of drivers.

Best insurer for cheap rates: State Farm

Compare personalized, real-time quotes
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
4.4
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
842
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$59/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$108/mo

State Farm insures more than 9% of car insurance policyholders in the U.S. and Canada, making it North America’s largest car insurer. It’s also one of the most financially sound. A.M. Best gives it an A++ (Superior) financial strength rating.

Pros
  • Bundling discounts, including for life and auto

  • Coverage choices for rideshare drivers, car rental, and travel expenses

Cons
  • Limited customer service options outside of mobile app

  • Gap insurance not available

I feel like I am being way overcharged for my insurance since I have had no accidents or tickets in the last 10 years.

Theresa - September 14, 2023
Verified

I really enjoyed working with them, I just couldn't keep up with the expensive rates.

Becki - September 13, 2023
Verified

I was 5 stars until the recent increase, without any explanation.

Norman - September 13, 2023
Verified
Read our State Farm review

Best insurer for infrequent drivers: Mile Auto

Compare personalized, real-time quotes
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
3.4
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
NR
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$56/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$76/mo

Mile Auto offers usage-based policies for people who drive fewer than 10,000 miles per year. Customers pay a base rate plus a per-mile rate.

Pros
  • Only pay for the miles you drive

  • No tracking device needed — just snap a picture of the odometer

Cons
  • No A.M. Best or Better Business Bureau rating

  • Unresolved customer complaints with the Better Business Bureau (BBB)

Best insurer for customer service: Erie

Compare personalized, real-time quotes
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
4.4
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
870
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$69/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$125/mo

Erie provides less-common coverages, such as for pets, personal property, and locksmith services. It has an A+ (Superior) rating from A.M. Best and earned J.D. Power’s top score in the Mid-Atlantic region for customer satisfaction for auto insurance.

Pros
  • Excellent variety of coverages

  • Ability to lock in rates

Cons
  • Low-rated mobile app

  • Usage-based insurance discounts and policies not available

Over the years, they have always gone over and above what I would have expected. They are fair and prompt in customer service issues. They have always tailored my policy to meet my needs at a very fair price.

linda - August 9, 2023
Verified

I have been with Erie for 73 years. No problems!.

William - July 17, 2023
Verified

My agent was always there for me.

Dinah - December 4, 2022
Verified
Read our Erie Insurance review
Check Out: Cheapest Car Insurance Companies

Check Out: Cheapest Car Insurance Companies

Cheapest liability-only car insurance in Pittsburgh

Liability-only car insurance doesn’t cover your own injuries or damages. It provides bodily injury and property damage protection to cover damages and medical expenses for other drivers when you’re at fault in an accident.

Here are the cheapest insurers for liability-only car insurance in Pittsburgh.

The below rates are estimated rates current as of: Thursday, November 30 at 11:00 AM PST
Data reviewed by Konstantin Halachev
Headshot of Konstantin Halachev, VP of Engineering at Insurify
Konstantin HalachevVice President of Engineering
  • 7+ years experience in data analysis

  • Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Insurance CompanyAverage Monthly Quote
Foremost50
Mile Auto56
State Farm59
Erie69
National General69
Safeco72
Auto-Owners74
Midvale Home & Auto88
Clearcover89
Travelers90
GEICO93
Progressive93
Liberty Mutual94
Plymouth Rock101
The General103
Allstate105
Dairyland110
Direct Auto114
Nationwide119
USAA122
State Auto124
Bristol West137
Chubb141
CSAA186
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest full-coverage car insurance in Pittsburgh

Full-coverage car insurance is optional unless you’re financing your vehicle, but it’s good to have because it covers your losses in an accident. For the most complete protection, opt for both collision coverage, which protects you when you have a collision with another vehicle, and comprehensive coverage, for non-collision events like fire, theft, vandalism, and severe weather.[1]

The below rates are estimated rates current as of: Thursday, November 30 at 11:00 AM PST
Data reviewed by Konstantin Halachev
Headshot of Konstantin Halachev, VP of Engineering at Insurify
Konstantin HalachevVice President of Engineering
  • 7+ years experience in data analysis

  • Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Insurance CompanyAverage Monthly Quote
Mile Auto76
State Farm108
Clearcover110
Erie125
Travelers127
Safeco128
Auto-Owners134
Plymouth Rock141
Foremost148
Midvale Home & Auto149
Nationwide151
Liberty Mutual155
Direct Auto160
GEICO167
Progressive168
Allstate188
State Auto211
National General214
USAA219
CSAA229
The General230
Bristol West249
Chubb254
Dairyland263
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

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Car insurance requirements in Pennsylvania

Pennsylvania drivers must carry liability insurance for each of their registered motor vehicles.[2] The minimum coverage is low compared to other state minimums and may not provide enough protection, so you may want to consider increasing your limits.

CoverageMinimum Requirements
Bodily injury liability
  • $15,000 for death or injury of one person per accident
  • $30,000 for death or injury of two or more people
Property damage liability
  • $5,000

Pennsylvania is a no-fault state, meaning you must file a bodily injury claim with your insurance company even if the other driver was at fault.[3] However, the law allows drivers to opt out by selecting certain coverage options. Here are some other coverage options you should consider when buying car insurance in Pennsylvania:

  • illustration card https://a.storyblok.com/f/162273/x/5285c4cd74/uninsured-or-underinsured-motorist-coverage.svg

    Uninsured/underinsured motorist coverage

    Underinsured/uninsured motorist coverage pays for coverage gaps if you get injured in an accident where the other person is responsible but lacks sufficient insurance.

  • illustration card https://a.storyblok.com/f/162273/x/7b43b14514/damage-from-aircraft.svg

    Limited tort coverage

    This lets you and other covered people receive compensation for medical bills and other monetary losses unless the accident meets the definition of a “serious” accident, which typically refers to significant impairment or injury. You must sue the other driver or their insurance company for reimbursement of “non-serious” non-monetary damages.

  • illustration card https://a.storyblok.com/f/162273/x/f2ca9fa443/protection-for-passengers.svg

    Full tort coverage

    This covers both monetary and non-monetary damages. However, you must still seek compensation from the at-fault driver for damage to your vehicle.

Cheapest car insurance for Pittsburgh drivers with an incident

An incident is an event that’s reported to your insurance company and may increase your insurance rate as a result. Reportable incidents include speeding tickets, driving under the influence (DUI), and at-fault accidents, all of which correlate with an increased risk of future incidents.

That heightened risk can prompt your auto insurance company to add a surcharge to your premium and terminate any discounts you receive based on your driving record.

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Cheapest car insurance for drivers with a speeding ticket

A speeding car is more likely to be involved in an accident because the driver has less time to react. Speeding also makes accidents more dangerous by reducing the effectiveness of safety equipment like seat belts and airbags. Speeding contributed to 29% of traffic fatalities in 2021, according to the National Highway Traffic Safety Administration.[4]

A speeding ticket — especially if it’s not your first — could drive up your auto insurance rate.

The below rates are estimated rates current as of: Thursday, November 30 at 11:00 AM PST
Data reviewed by Konstantin Halachev
Headshot of Konstantin Halachev, VP of Engineering at Insurify
Konstantin HalachevVice President of Engineering
  • 7+ years experience in data analysis

  • Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Insurance CompanyAverage Quote: Full CoverageAverage Quote: Liability Only
State Farm12769
Clearcover135109
Travelers153109
Erie16089
Auto-Owners16390
Safeco16492
Liberty Mutual172105
Plymouth Rock175125
Nationwide181143
Midvale Home & Auto186110
GEICO199111
Direct Auto200143
Progressive208115
Allstate223125
National General25783
USAA260145
CSAA281228
The General281126
State Auto282166
Bristol West299164
Chubb306170
Dairyland322135
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for drivers with an at-fault accident

An at-fault accident will likely result in a rate increase that could stay with you for three years following your insurance claim. The amount of the increase depends on your claims history and how bad the damage was. If you file too many at-fault accident claims, there’s also a chance that your insurance company will decline to renew your auto insurance policy.

The below rates are estimated rates current as of: Thursday, November 30 at 11:00 AM PST
Data reviewed by Konstantin Halachev
Headshot of Konstantin Halachev, VP of Engineering at Insurify
Konstantin HalachevVice President of Engineering
  • 7+ years experience in data analysis

  • Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Insurance CompanyAverage Quote: Full CoverageAverage Quote: Liability Only
State Farm13574
Travelers163115
Clearcover165133
Erie16993
Plymouth Rock170121
Auto-Owners17295
Liberty Mutual179109
Safeco179101
Nationwide193152
Midvale Home & Auto204121
GEICO212118
Direct Auto214153
Progressive225124
Allstate238133
National General27388
USAA277154
State Auto297175
The General301135
CSAA307250
Bristol West312172
Chubb323179
Dairyland339142
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for drivers with a DUI

Drivers with a blood-alcohol content of 0.08% or higher are considered intoxicated under Pennsylvania law.[5] A DUI conviction is one of the most serious behind-the-wheel violations you can receive. Many companies will even decline to renew a driver following a DUI.

If you find another insurance company to insure you, it’ll likely be at a significantly higher rate than you paid before much higher if you’ve had prior reportable incidents. However, some insurers still offer reasonable rates to drivers with DUIs. Below are the Pittsburgh companies with the best monthly rates for drivers with a DUI.

The below rates are estimated rates current as of: Thursday, November 30 at 11:00 AM PST
Data reviewed by Konstantin Halachev
Headshot of Konstantin Halachev, VP of Engineering at Insurify
Konstantin HalachevVice President of Engineering
  • 7+ years experience in data analysis

  • Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Insurance CompanyAverage Quote: Full CoverageAverage Quote: Liability Only
Mile Auto11182
State Farm15786
Clearcover160130
Erie182101
Travelers185131
Safeco186105
Auto-Owners195108
Plymouth Rock205147
Direct Auto210150
Foremost21673
Midvale Home & Auto217128
Nationwide220173
Liberty Mutual226137
GEICO243136
Progressive245136
Allstate274153
CSAA302246
State Auto307181
National General312101
USAA319178
The General335150
Bristol West363200
Chubb370205
Dairyland383160
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Learn More: How Long Does a DUI Stay on Your Record?

Learn More: How Long Does a DUI Stay on Your Record?

Cheapest car insurance for seniors

Pittsburgh car insurance companies base insurance rates on many factors, including your age. While young drivers typically have the highest rates, their premiums progressively decline until age 35. But once you reach age 75, you’re likely to see your rates climb again.

One reason seniors pay more after age 75 is that they’re more likely to have health problems that can affect their driving ability. Those issues also make them more prone to being seriously injured or killed in a crash.[6] Below are the insurance companies in Pittsburgh that offer the most favorable monthly rates to senior drivers.

The below rates are estimated rates current as of: Thursday, November 30 at 11:00 AM PST
Data reviewed by Konstantin Halachev
Headshot of Konstantin Halachev, VP of Engineering at Insurify
Konstantin HalachevVice President of Engineering
  • 7+ years experience in data analysis

  • Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Insurance CompanyAverage Quote: Full CoverageAverage Quote: Liability Only
Mile Auto4231
State Farm5128
Erie5732
Auto-Owners6737
Travelers6748
Nationwide6955
Progressive7039
Direct Auto8158
Safeco8346
GEICO8648
Liberty Mutual8652
Clearcover8871
Allstate10056
CSAA10888
Chubb11262
USAA11866
National General13343
Bristol West13976
The General14665
Dairyland15464
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for teens

Teenagers pay higher car insurance rates than other age groups because they’re less experienced and are more likely to be involved in an accident. However, teens can take several actions to reduce their Pittsburgh car insurance rates:

  • Stay on your parents’ policy.

  • Drive a less-expensive car, such as a compact or sedan. Avoid sports and collector/classic cars.

  • Keep up your grades to qualify for good student discounts.

  • Install a telematics device that measures your driving behavior make sure you observe speed limits and avoid hard braking, acceleration, and cornering.

  • Keep your car at home when you go away to college, especially if the school is in a ZIP code with a higher crime rate and you’d need to park the car in an unsecured lot.

The below rates are estimated rates current as of: Thursday, November 30 at 11:00 AM PST
Data reviewed by Konstantin Halachev
Headshot of Konstantin Halachev, VP of Engineering at Insurify
Konstantin HalachevVice President of Engineering
  • 7+ years experience in data analysis

  • Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Insurance CompanyAverage Quote: Full CoverageAverage Quote: Liability Only
Mile Auto138102
State Farm17797
Clearcover190154
Auto-Owners217120
Erie219121
Travelers220156
Safeco222125
Midvale Home & Auto243143
Nationwide246194
GEICO251140
Plymouth Rock254182
Foremost25687
Liberty Mutual263159
Direct Auto278198
Progressive294163
Allstate316176
USAA346193
The General352158
CSAA360293
State Auto365215
National General388125
Bristol West398219
Dairyland411172
Chubb446248
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

How to get the cheapest car insurance in Pittsburgh

Insurance professionals evaluate many factors when they calculate your auto rates. The main one is the coverage itself — the more auto insurance coverages you opt for and the higher your limits, the more you’ll pay. One of the best ways to save is by eliminating insurance products you don’t need.

What you need depends on how and when you drive. You might need full coverage if you commute to downtown Pittsburgh for school or work. If, on the other hand, you work remotely from your home in Monroeville or another suburb in the Pittsburgh area, liability coverage might be enough.

Here are additional ways to save on your Pittsburgh car insurance:

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Pittsburgh car insurance quotes by credit tier

Pennsylvania allows insurance companies to consider your credit score to calculate an insurance score that affects how much you pay for a new policy.[7] Drivers with good credit typically pay lower premiums than drivers with poor credit.

Here’s how credit tiers affect Pittsburgh car insurance rates.

Rates by Credit Tier

Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

Is car insurance more expensive in Pittsburgh?

Full-coverage car insurance costs $253 per month in Pittsburgh, which is significantly less expensive than the average cost of insurance in Philadelphia. In fact, Philadelphia rates are 52% higher, according to Insurify data. Philadelphia is located in a larger, more congested metropolitan area, with interstate highways and other busy roads, which might be a key reason for the difference.

More cities in Pennsylvania

The widest disparity between Pittsburgh auto policy rates and rates in other Pennsylvania cities is with Bethlehem, where rates are 20% lower. York also has significantly lower rates.

Here’s how Pittsburgh car insurance rates compare to rates in cities across the state.

CityAverage Monthly QuoteCompared to Pittsburgh
Allentown$2707%
Bethlehem$203-20%
Erie$230-9%
Harrisburg$234-7%
Lancaster$217-14%
Reading$28011%
York$215-15%
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

Pittsburgh car insurance FAQs

Finding the right car insurance can be challenging. Below, you’ll find answers to some commonly asked questions about how to find the best auto insurance in Pittsburgh.

  • How much is car insurance in Pittsburgh?

    Car insurance in Pittsburgh costs $190 per month, on average. Drivers pay $253 per month for full-coverage car insurance and $126 per month for liability coverage. Your unique premium will depend on your insurer, driving record, age, credit history, vehicle type, chosen coverage level, and more.

  • What are the best car insurance companies in Pittsburgh?

    With an Insurify Quality (IQ) Score of 4.4 out of 5 and an A.M. Best financial strength rating of A++ (Superior), State Farm is the best car insurance company in Pittsburgh. Other top insurers in Pittsburgh include Mile Auto and Erie.

  • Is Pennsylvania a no-fault state?

    Yes. Pennsylvania is a no-fault state, meaning that if you’re in an accident, you must file a claim with your own insurer, regardless of who was at fault.

  • How do you get cheaper car insurance in Pittsburgh?

    You can find cheap car insurance in Pittsburgh by keeping your driving record clean, comparing quotes, applying for multiple discounts, bundling your auto insurance with home or renters insurance, and completing driver education programs.

Methodology

Insurify data scientists analyzed more than 90 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 50+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.

Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).

Liability-only premium averages correspond to policies with the following coverage limits:

  • Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
  • Property damage limits between $10,000 and $50,000
  • No additional coverage
Full-coverage premium averages correspond to the same bodily injury and property damage limits in addition to:
  • Comprehensive coverage with a $1,000 deductible
  • Collision coverage with a $1,000 deductible

Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.

Sources

  1. National Association of Insurance Commissioners. "What You Should Know About Auto Insurance Coverage." Accessed August 4, 2023
  2. Pennsylvania Department of Insurance. "Insurance Law." Accessed August 4, 2023
  3. Nolo. "Pennsylvania No-Fault Car Insurance Requirements." Accessed August 4, 2023
  4. National Highway Traffic Safety Administration. "Dangers of Speeding." Accessed August 4, 2023
  5. Pennsylvania Department of Transportation - Driver & Vehicle Services. ".08 DUI Legislation." Accessed August 4, 2023
  6. Centers for Disease Control and Prevention. "Older Adult Drivers." Accessed August 4, 2023
  7. Pennsylvania Insurance Department. "How Credit Relates to Insurance: A Fact Sheet for Pennsylvania Consumers." Accessed August 4, 2023
Daria Kelly Uhlig
Daria Kelly Uhlig

Daria Uhlig is a freelance writer and editor with over a decade of experience creating personal finance content. Her work appears on USA Today, Nasdaq, MSN, Yahoo Finance, Fox Business, GOBankingRates and AOL. As a licensed Realtor and resort property manager, she specializes in real estate topics, including landlord, homeowners and renters insurance. In her spare time, Daria can be found photographing people and places on Maryland's Eastern Shore. Connect with her on LinkedIn.

Danny Smith
Edited byDanny SmithHome and Pet Insurance Editor
Photo of an Insurify author
Danny SmithHome and Pet Insurance Editor
  • P&C license candidate in Massachusetts

  • 4+ years in content creation and marketing

As Insurify’s home and pet insurance editor, Danny also specializes in auto insurance. His goal is to help consumers navigate the complex world of insurance buying.

Featured in

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Konstantin Halachev
Data reviewed byKonstantin HalachevVice President of Engineering
Headshot of Konstantin Halachev, VP of Engineering at Insurify
Konstantin HalachevVice President of Engineering
  • 7+ years experience in data analysis

  • Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

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