The effect of driving habits on car insurance in Pittsburgh
Your driving history is also an important factor that affects your car insurance rates. Good drivers without accidents or tickets on their records tend to pay less for car insurance premiums than drivers with bad records.[2]
Accidents typically stay on your record for up to three years, and a DUI could not only raise your premiums but also make it harder for you to get coverage from certain insurance companies.[7]
The tables in the sections below provide some insight into how different driving infractions can affect car insurance rates in Pittsburgh. Keep in mind when you see a negative difference in a table, it doesn’t mean that particular insurance company lowers rates for drivers with that infraction. More likely, it means the sample size was small. This can be because insurers may choose not to offer policies to drivers with that infraction. Your actual rate can vary based on a number of factors other than your driving record.
Cheapest car insurance with an accident in Pittsburgh: Nationwide
If you have an accident on your driving record, it can be more difficult to find the cheapest rates than if you had a clean record.[7] However, Nationwide provides the cheapest car insurance quotes for drivers with accidents on their records in Pittsburgh, at an average of $80 a month. Shop around with multiple companies to find a quote that meets your coverage needs and budget after an at-fault accident.
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest car insurance with a speeding ticket in Pittsburgh: Clearcover
Like having an accident on your record, getting a speeding ticket can also increase your car insurance premiums.[2] When shopping for car insurance in Pittsburgh after a speeding ticket, consider companies like Clearcover, Safeco, and SafeAuto, as they have the cheapest quotes for people with tickets. Clearcover offers the cheapest quotes, at $121 a month on average.
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Car insurance in other Pennsylvania cities
Insurance rates can vary widely among locations, even within a state. Check out car insurance rates in some other Pennsylvania cities.