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Danny Smith

Insurance Writer

Experience

  • Auto Insurance
  • Home Insurance
  • Pet Insurance
  • National Producer Number (NPN): 21001701

About Danny's expertise

Danny is a Brooklyn-based writer with a producer’s license for property and casualty insurance. A former editor at Insurify, he specializes in auto, home, and pet insurance. He works to translate his insurance expertise into digestible, easy-to-understand content for drivers, homeowners, and pet owners alike.

Danny has been a contributor at Insurify since March 2022.

Credentials

  • Massachusetts producer's License for property and casualty insurance

Featured Work

Our Editorial Guidelines

Insurify’s content goes through a rigorous editing and fact-checking process that includes reviews by insurance agents, data scientists, and multiple editors with years of experience in insurance and personal finance. We vet every article and report for: accuracy, educational value, objectivity, enjoyability.

Learn more about our editorial team and editorial guidelines here

Danny's latest posts

Guide to New Car Replacement Insurance (2026)

Guide to New Car Replacement Insurance

New car replacement insurance pays for the full cost of replacing your totaled vehicle with a brand-new one.
Florida Car Insurance With Bad Credit (2026)

Florida Car Insurance With Bad Credit

A history of bad credit can cause your Florida car insurance rates to go up. But you can still find affordable premiums with time, research, and car insurance comparison.
Aspire General Auto Insurance: User Reviews and Quotes (2026)

Aspire General Auto Insurance: User Reviews and Quotes

Aspire General is a good insurance company for high-risk drivers in select states.
Best Car Insurance in Arizona (2026)

Best Car Insurance in Arizona

State Farm, Nationwide, and Travelers are three of the best car insurance companies in Arizona.
Best Car Insurance in West Virginia (2026)

Best Car Insurance in West Virginia

Erie, State Farm, and USAA are three of the best car insurance companies in West Virginia.
Cheapest Auto Insurance in Aiken, South Carolina (2026)

Cheapest Auto Insurance in Aiken, South Carolina

USAA offers the cheapest car insurance in Aiken, with minimum-coverage policies as low as $58 per month.
Best Car Insurance in New York (2026)

Best Car Insurance in New York

CSAA, Liberty Mutual, and Progressive are some of the best car insurance companies in New York.
Non-Owner Car Insurance in Michigan (2026)

Non-Owner Car Insurance in Michigan

Non-owner car insurance provides coverage for people who drive frequently but don’t own a car. Auto-Owners, USAA, and GEICO are the best options in Michigan.
Progressive vs. USAA: Which Insurance Company Is Better in 2026?

Progressive vs. USAA: Which Insurance Company Is Better in 2026?

USAA is an excellent insurance company if you qualify, while Progressive is a solid all-around option for most drivers.
Car Insurance for High-Risk Drivers in Massachusetts (2026)

Car Insurance for High-Risk Drivers in Massachusetts

Safeco, Liberty Mutual, and USAA are three of the best car insurance companies in Massachusetts for high-risk drivers.
Best Car Insurance in Mississippi (2026)

Best Car Insurance in Mississippi

State Farm, Allstate, and GEICO are three of the best car insurance companies in Mississippi.
Cheapest Auto Insurance in Santa Maria, California (2026)

Cheapest Auto Insurance in Santa Maria, California

Santa Maria drivers can find the cheapest car insurance rates from USAA. The insurer’s liability-only rates start at just $62 per month.
Cheapest Auto Insurance in Pocatello, Idaho (2026)

Cheapest Auto Insurance in Pocatello, Idaho

Pocatello drivers can find the cheapest car insurance rates from Auto-Owners. The insurer’s liability rates start at just $31 per month.
List of Car Insurance Companies (2026)

List of Car Insurance Companies

State Farm, American Family, and NJM are among the best car insurance companies for their high customer satisfaction and affordable rates.
Best Car Insurance in Wyoming (2026)

Best Car Insurance in Wyoming

Safeco, USAA, and Dairyland are among the best car insurance companies in Wyoming.
Best Car Insurance in Illinois (2026)

Best Car Insurance in Illinois

State Farm, Auto-Owners, and USAA are some of the best insurers for Illinois drivers.
Cheapest Auto Insurance in Syracuse, New York (2026)

Cheapest Auto Insurance in Syracuse, New York

Erie has the cheapest liability insurance in Syracuse, with rates starting at $91 per month.
Cheapest Auto Insurance in Bethlehem, Pennsylvania (2026)

Cheapest Auto Insurance in Bethlehem, Pennsylvania

State Farm offers the cheapest insurance in Bethlehem, for $56 per month.
Allstate vs. Nationwide: Which Insurance Company Is Better in 2026?

Allstate vs. Nationwide: Which Insurance Company Is Better in 2026?

Nationwide and Allstate are both excellent insurers, with Nationwide excelling in claims satisfaction and Allstate offering more affordability.
Rideshare Insurance in New York (2026)

Rideshare Insurance in New York

Rideshare insurance isn’t a legal requirement in New York state, but your personal car insurance probably won’t cover you while you’re driving for a rideshare company.
Best Car Insurance in Florida for Senior Drivers (2026)

Best Car Insurance in Florida for Senior Drivers

State Farm, GEICO, and Allstate are three of the best car insurance companies in Florida for senior drivers.
Cheapest Car Insurance Quotes in New York

Cheapest Car Insurance Quotes in New York

Erie is the cheapest car insurance company in New York State, with an average monthly liability cost of $69. Shop real-time quotes for New York and buy your policy all in one place with Insurify.
Cheapest Car Insurance Quotes in Vermont

Cheapest Car Insurance Quotes in Vermont

State Farm is the cheapest car insurance company in Vermont, with an average monthly liability coverage rate of $19. Shop real-time quotes for Vermont and buy your policy all in one place with Insurify.
DWI Car Insurance in North Carolina (2026)

DWI Car Insurance in North Carolina

Drivers in North Carolina with a DWI pay an average rate of $244 per month for car insurance.
Jerry Review: Legit or Just a Lead Generator? (2026)

Jerry Review: Legit or Just a Lead Generator?

Jerry is a legit insurance marketplace that helps users compare car insurance quotes.
Car Insurance Requirements in New Hampshire (2026)

Car Insurance Requirements in New Hampshire

New Hampshire doesn’t require auto insurance, but you must prove financial responsibility in case of an accident.
What Is Telematics Car Insurance? A Complete Guide to Smarter, Cheaper Coverage

What Is Telematics Car Insurance? A Complete Guide to Smarter, Cheaper Coverage

While telematics car insurance can save some safe drivers money, it can also cost you if you’re not careful behind the wheel.
Cheapest Car Insurance Quotes in Lubbock, Texas (April 2026)

Cheapest Car Insurance Quotes in Lubbock, Texas (April 2026)

State Farm is the best option for cheap car insurance in Lubbock, with rates starting at $49 per month. Find out how to compare car insurance rates to get the best deal.
Average Car Insurance Cost in Maryland (2026)

Average Car Insurance Cost in Maryland

Drivers in Maryland pay an average of $246 per month for car insurance.
Average Car Insurance Cost in West Virginia (2026)

Average Car Insurance Cost in West Virginia

Drivers in West Virginia pay an average of $113 per month for car insurance.
Cheap SR-22 Insurance in Wisconsin From $38

Cheap SR-22 Insurance in Wisconsin From $38

With monthly liability rates averaging $38, USAA is the cheapest company in Wisconsin for SR-22 insurance.
Cheapest Car Insurance Quotes in Grand Prairie, Texas (April 2026)

Cheapest Car Insurance Quotes in Grand Prairie, Texas (April 2026)

State Farm is the cheapest insurer in Grand Prairie, with an average liability rate of $57 per month. Right in the middle of Dallas and Fort Worth, Grand Prairie experiences heavy traffic, which insurers consider when setting rates.
Cheapest Car Insurance Quotes in Fresno, California (April 2026)

Cheapest Car Insurance Quotes in Fresno, California (April 2026)

USAA is the cheapest insurer in Fresno, with average liability rates of $72 per month. Drivers in Fresno likely pay higher rates due to the city’s high vehicle theft rate.
Best Pet Insurance in Vermont (2026)

Best Pet Insurance in Vermont

Pets Best, Figo, and Embrace are three of the best pet insurance companies in Vermont.
5 Best Wilmington Homeowners Insurance Companies (2026)

5 Best Wilmington Homeowners Insurance Companies

State Farm and Travelers offer some of the best home insurance policies in Wilmington, North Carolina.
Best Homeowners Insurance Companies in Maine (2026)

Best Homeowners Insurance Companies in Maine

Travelers, Allstate, and Chubb are some of the best and most affordable home insurance companies in Maine.
What Is a Deductible in Homeowners Insurance?

What Is a Deductible in Homeowners Insurance?

Home insurance deductibles typically range from $500 to $2,000.
Cheap Full-Coverage Car Insurance in Georgia (2026)

Cheap Full-Coverage Car Insurance in Georgia

Georgia drivers can find the cheapest full-coverage car insurance from Auto-Owners, with rates of $133 per month.
5 Best Fayetteville Homeowners Insurance Companies (2026)

5 Best Fayetteville Homeowners Insurance Companies

Farmers, Allstate, and Nationwide are a few of the best home insurance companies in Fayetteville, Arkansas.
Best West Virginia Homeowners Insurance Quotes (2026)

Best West Virginia Homeowners Insurance Quotes

Westfield offers some of the cheapest homeowners insurance policies in West Virginia, with monthly premiums starting at $84.
Car Insurance Requirements in Washington, D.C. (2026)

Car Insurance Requirements in Washington, D.C.

Washington, D.C., drivers must purchase a minimum amount of bodily injury liability, property damage liability, and uninsured motorist coverages.
5 Best New York City Homeowners Insurance Companies (2026)

5 Best New York City Homeowners Insurance Companies

State Farm, Ocean Harbor Casualty, and Narragansett Bay Insurance offer some of the best homeowners insurance policies in New York City.
5 Best San Antonio Homeowners Insurance Companies (2026)

5 Best San Antonio Homeowners Insurance Companies

Farmers and State Farm offer some of the best homeowners insurance policies in San Antonio.
Cost of Owning a Rhodesian Ridgeback (2026): Purchase, Vet Bills, and More

Cost of Owning a Rhodesian Ridgeback : Purchase, Vet Bills, and More

Pet parents thinking of bringing one of these intelligent, affectionate dogs into their family will face significant initial and healthcare costs.
Cheapest Home Insurance Quotes (2026)

Cheapest Home Insurance Quotes

Metropolitan, American Family, and Cincinnati Insurance are the cheapest national home insurance companies.
Average Car Insurance Cost in Pennsylvania (2026)

Average Car Insurance Cost in Pennsylvania

Drivers in Pennsylvania pay an average of $90 per month for liability insurance and $159 for full coverage.
5 Best Tampa Homeowners Insurance Companies (2026)

5 Best Tampa Homeowners Insurance Companies

State Farm offers the cheapest homeowners insurance policies in Tampa, with annual premiums of $4,872.
Cheapest Arizona Homeowners Insurance Quotes (2026)

Cheapest Arizona Homeowners Insurance Quotes

USAA offers some of the cheapest homeowners insurance policies in Arizona, with monthly premiums starting at $96.
Homeowners Insurance Facts and Statistics (2026)

Homeowners Insurance Facts and Statistics

Home insurance can help pay for damages to your home from covered perils, including severe weather, vandalism, and theft.
Best Pet Insurance in North Dakota (2026)

Best Pet Insurance in North Dakota

Spot, Lemonade, and Figo are three of the best pet insurance companies in North Dakota.
Best North Dakota Homeowners Insurance Quotes (2026)

Best North Dakota Homeowners Insurance Quotes

Farmers offers some of the cheapest homeowners insurance policies in North Dakota, with monthly premiums starting at $90.
Cheapest Liability Car Insurance in California (2026)

Cheapest Liability Car Insurance in California

California drivers can find the cheapest liability-only car insurance from USAA, with rates starting at $64 per month.
Best Homeowners Insurance Companies in Utah (2026)

Best Homeowners Insurance Companies in Utah

Allstate, American Family, and USAA are some of the best home insurance companies in Utah.
Temporary Car Insurance in Kentucky: What Your Short-Term Options Really Are

Temporary Car Insurance in Kentucky: What Your Short-Term Options Really Are

True temporary car insurance isn’t available in Kentucky. But some companies, like Insurify Car, offer flexible coverage as a short-term alternative.
How to Buy Home Insurance: A Guide for Homeowners (2026)

How to Buy Home Insurance: A Guide for Homeowners

To buy home insurance, figure out how much coverage you need, compare quotes from multiple insurers, and choose a policy that fits your home, budget, and lender requirements.
6 Top Home Insurance Tips From Reddit Users

6 Top Home Insurance Tips From Reddit Users

Reddit users have many helpful home insurance tips to keep in mind, including comparing coverage options, bundling coverage, and choosing a high deductible.
Does Renters Insurance Cover Hotel Costs?

Does Renters Insurance Cover Hotel Costs?

Renters insurance typically covers hotel costs under the additional living expenses portion of your policy.
Best Renters Insurance in Michigan (2026)

Best Renters Insurance in Michigan

Renters insurance in Michigan includes personal property, liability, and additional living expenses coverage for an affordable monthly cost.
Best Renters Insurance in Oregon (2026)

Best Renters Insurance in Oregon

Allstate offers the best renters insurance in Oregon, but State Farm and Nationwide also offer competitive policies with unique benefits.
How to Buy Flood Insurance in 2026: A Step-by-Step Guide

How to Buy Flood Insurance in 2026: A Step-by-Step Guide

To buy flood insurance, check your flood risk, estimate how much dwelling and contents coverage you need, and compare NFIP and private policy options before flood season.
DMV.org Review: Legit or Just a Lead Generator? (2026)

DMV.org Review: Legit or Just a Lead Generator?

DMV.org isn’t an official website connected to state department of motor vehicle offices, and using it can put you at risk of receiving spam emails, calls, and texts.
Cost of Ford Ranger Insurance (2026)

Cost of Ford Ranger Insurance

Ford Rangers cost an average of $127 per month, or $1,524 per year, to insure.
Old Republic Home Warranty Review: Prices and Ratings (2026)

Old Republic Home Warranty Review: Prices and Ratings

Old Republic Home Protection has a strong reputation. It offers three warranty plans and high appliance coverage limits, making it a great option for homeowners in its service areas.
Select Home Warranty Review: Prices and Ratings (2026)

Select Home Warranty Review: Prices and Ratings

Select Home Warranty is best for homeowners looking for a basic home warranty. It offers distinct coverages for appliances, systems, or both, giving homeowners options.
Average Cost of Extended Auto Warranties (2026)

Average Cost of Extended Auto Warranties

The average cost of an extended auto warranty is about $90 per month, though rates vary based on your car’s age, mileage, make, and more.
Best Home Warranty Companies in Texas (2026)

Best Home Warranty Companies in Texas

For Texas homeowners, American Home Shield is the best home warranty company for affordability. Liberty Home Guard is the best for value, and First American Home Warranty is the best for customer service.
Can You Drive in Georgia with a Foreign License?

Can You Drive in Georgia with a Foreign License?

You can still drive legally in Georgia if you have a valid foreign license.
The Zebra Home Insurance Review: How the Comparison Site Stacks Up

The Zebra Home Insurance Review: How the Comparison Site Stacks Up

The Zebra is a trustworthy insurance-comparison site, but some users might have to click through to individual insurer websites to see actual quotes.
Assurant Renters Insurance Review: Cost, Coverage, and More (2026)

Assurant Renters Insurance Review: Cost, Coverage, and More

Assurant is a reliable renters insurance company that provides thorough coverage at competitive rates.
Game Console Insurance: Compare Coverage, Costs, and Value

Game Console Insurance: Compare Coverage, Costs, and Value

Game console insurance typically only costs a few bucks a month, making it worth the investment if you can’t afford to buy a new console immediately after damage or loss.
PS5 Insurance: Is It Worth It to Insure a Game Console?

PS5 Insurance: Is It Worth It to Insure a Game Console?

PS5 insurance can be worth it in the event of damage to avoid repair or replacement costs, especially given the low cost of many of these policies.
Florida Hurricane Deductible: A Complete Guide for Homeowners

Florida Hurricane Deductible: A Complete Guide for Homeowners

Hurricane deductibles in Florida take precedence over your regular deductible until the hurricane has subsided.
Can You Drive in Texas With a Foreign License?

Can You Drive in Texas With a Foreign License?

You can drive in Texas with a foreign license for up to one year or until you become a Texas resident, whichever comes first.
Box Truck Insurance Cost and How to Save on Premiums

Box Truck Insurance Cost and How to Save on Premiums

Box truck insurance is essential, but it can be expensive — especially if you’re carrying high-value cargo.
Guide to Commercial Car Insurance in Michigan (2026)

Guide to Commercial Car Insurance in Michigan

Commercial car insurance is essential when you’re using a vehicle for business in Michigan.
Faye Travel Insurance Review: Costs, Coverage, and More

Faye Travel Insurance Review: Costs, Coverage, and More

Faye travel insurance offers one flexible plan that covers all the basics of travel insurance, with a handful of add-ons. It’s a great option for most types of travelers.
Travel Insurance for Traveling Within the U.S.

Travel Insurance for Traveling Within the U.S.

Domestic travel insurance can be a useful safety net if you’re taking a trip within the U.S.
Where to Buy Travel Insurance in 2026

Where to Buy Travel Insurance in 2026

You can buy travel insurance through a few different places, including insurers and travel agents.
A Guide to Business Liability Insurance for Small-Business Owners

A Guide to Business Liability Insurance for Small-Business Owners

Business liability insurance protects your small business from financial liability if your business is found responsible for any injury, property damage, slander, libel, settlements, or more.
American Express Travel Insurance Review: Costs, Coverage, and More

American Express Travel Insurance Review: Costs, Coverage, and More

American Express travel insurance can be a decent option for many travelers. And if you’re an Amex cardholder, you may already have coverage.
AAA Commercial Auto Insurance Review and Quotes (2026)

AAA Commercial Auto Insurance Review and Quotes

AAA offers commercial auto insurance through regional AAA clubs, so coverage varies based on where you live.
GMC Terrain Car Insurance Quotes (2026)

GMC Terrain Car Insurance Quotes

GMC Terrain drivers pay an average of $130 per month for car insurance, but your rate will vary based on factors like your driving record, location, and vehicle model year.
Airbnb Insurance: A Guide for Hosts and Guests

Airbnb Insurance: A Guide for Hosts and Guests

Airbnb’s AirCover covers both hosts and guests for liability, property damages, and cancellations.
Does Pet Insurance Cover Spaying or Neutering?

Does Pet Insurance Cover Spaying or Neutering?

You’ll need pet wellness insurance to cover spaying and neutering procedures for your pet.
Chevrolet Camaro Car Insurance Quotes (2026)

Chevrolet Camaro Car Insurance Quotes

Chevrolet Camaro drivers pay an overall average of $177 per month for car insurance, though costs vary based on model year and location.
Chevrolet Colorado Car Insurance Quotes (2026)

Chevrolet Colorado Car Insurance Quotes

Chevrolet Colorado drivers pay an average of $130 per month for car insurance, but your premium will depend on factors such as your vehicle’s model year and your location.
Jaguar F-Type Car Insurance Quotes (2026)

Jaguar F-Type Car Insurance Quotes

Insuring a Jaguar F-Type costs an average of $182 per month, but you can often find cheaper rates by shopping around and comparing quotes.
Best Sioux Falls Homeowners Insurance Quotes (2026)

Best Sioux Falls Homeowners Insurance Quotes

Auto-Owners, Farmers, and USAA offer the best homeowners insurance policies in Sioux Falls.
Best Charleston Homeowners Insurance Quotes (2026)

Best Charleston Homeowners Insurance Quotes

State Farm, Chubb, and USAA offer the best homeowners insurance policies in Charleston, South Carolina.
Range Rover Car Insurance Quotes (2026)

Range Rover Car Insurance Quotes

Insuring a Range Rover costs an average of $185 per month, but you can find cheaper rates if you compare quotes.
Best Indianapolis Homeowners Insurance Quotes (2026)

Best Indianapolis Homeowners Insurance Quotes

Allstate, American Family, and USAA offer the best homeowners insurance policies in Indianapolis.
Best Seattle Homeowners Insurance Quotes (2026)

Best Seattle Homeowners Insurance Quotes

Travelers and Chubb offer the best homeowners insurance policies in Seattle.
Average Car Insurance Cost in Hawaii (2026)

Average Car Insurance Cost in Hawaii

Drivers in Hawaii pay an average of $90 per month for car insurance.
How to Cancel Your Trupanion Pet Insurance Policy (2026)

How to Cancel Your Trupanion Pet Insurance Policy

You can cancel your Trupanion policy over the phone for any reason at any time.
USAA Home Insurance Review: Ratings and Quotes (2026)

USAA Home Insurance Review: Ratings and Quotes

USAA is an excellent home insurance option for veterans, active military members, and their families.
How Long Does an Insurance Company Have to Investigate an Auto Claim in Florida?

How Long Does an Insurance Company Have to Investigate an Auto Claim in Florida?

In Florida, insurance companies typically have 30 days to investigate auto claims, but many factors can affect how long the insurance claim process lasts.
Nationwide Home Insurance Review: Ratings and Quotes (2026)

Nationwide Home Insurance Review: Ratings and Quotes

Nationwide is a reputable insurer, but some customers have complaints.
How Does Term Life Insurance Work?

How Does Term Life Insurance Work?

Term life insurance provides protection for specific needs, such as college or a mortgage. Beneficiaries receive a death benefit if the policyholder passes away.
Guide to Different Types of Life Insurance

Guide to Different Types of Life Insurance

Various types of life insurance are available, including term, permanent, and group policies. It’s important to choose the right one for you to maximize value.
What Is a Contingent Beneficiary in Life Insurance?

What Is a Contingent Beneficiary in Life Insurance?

A contingent beneficiary receives a policy’s death benefit if the primary beneficiary can’t or chooses not to.
Cost of Ford Fiesta Car Insurance (2026)

Cost of Ford Fiesta Car Insurance

Ford Fiestas cost an average of $146 per month, or $1,752 per year, to insure.
Dog Breeds With the Most Expensive Pet Insurance

Dog Breeds With the Most Expensive Pet Insurance

Mastiffs and the standard schnauzer have the most expensive pet insurance premiums, averaging $2,546 and $1,797 annually, respectively.
Cost of Ford Fusion Car Insurance (2026)

Cost of Ford Fusion Car Insurance

Ford Fusions cost an average of $162 per month, or $1,944 per year, to insure.
What Is Reciprocal Insurance?

What Is Reciprocal Insurance?

Reciprocal insurance bypasses traditional insurance structures to give policyholders more ownership of their policies and risks.
Amazon Auto Insurance Review: Ratings and Quotes (2026)

Amazon Auto Insurance Review: Ratings and Quotes

Amazon car insurance protects drivers who deliver through the Amazon Flex program. Find out how Amazon auto insurance works, what it covers, and how much it costs.
Can You Keep Leftover Money From a Home Insurance Claim?

Can You Keep Leftover Money From a Home Insurance Claim?

You can keep the leftover money from a home insurance claim in most cases, depending on your state’s laws and your policy details.
What Is Sewer Backup Insurance?

What Is Sewer Backup Insurance?

Sewer backup insurance is a useful insurance rider for homeowners looking to protect against water backups.
New Homeowner Checklist: Before, During, and After Your Move

New Homeowner Checklist: Before, During, and After Your Move

You have several tasks to complete before moving into a new home, including setting up utilities, registering a change of address, and securing home insurance.
What Is a DP-1 Insurance Policy, and Who Needs It?

What Is a DP-1 Insurance Policy, and Who Needs It?

A DP-1 insurance policy protects vacant homes against perils like fire, lightning, windstorms, and more.
What Is a DP-3 Form Insurance Policy, and Who Needs It?

What Is a DP-3 Form Insurance Policy, and Who Needs It?

A DP-3 form insurance policy is the most comprehensive dwelling fire insurance policy.
Car Insurance 101: Glossary of Terms

Car Insurance 101: Glossary of Terms

Understanding relevant car insurance terms is essential to choosing a good car insurance policy.
The Best States for a Road Trip in 2024

The Best States for a Road Trip in 2024

Insurify data ranks Florida as the best overall state for a road trip in 2024, but California and New Jersey place as the most scenic and safest, respectively.
The Safest Car of the Future, According to AI

The Safest Car of the Future, According to AI

AI has imagined the safest car of the future. Its refined autonomous driving technology may mean lower car insurance premiums and lower accident rates in the future. However, adoption, viability, and insurance considerations may present a hurdle.
Best Philadelphia Homeowners Insurance Quotes (2026)

Best Philadelphia Homeowners Insurance Quotes

Allstate offers some of the cheapest homeowners insurance policies in Philadelphia, with annual premiums starting at $1,004.
What Are Split Limits in Car Insurance? (2026)

What Are Split Limits in Car Insurance?

A split-limit car insurance policy separates your liability coverage into three distinct parts, each with its own coverage limits.
GEICO vs. Liberty Mutual: Which Insurance Company Is Better in 2026?

GEICO vs. Liberty Mutual: Which Insurance Company Is Better in 2026?

Both car insurance companies are excellent, with GEICO being the better insurer for car insurance discounts, and Liberty Mutual offering more types of insurance coverage.
Cheapest Auto Insurance in Loveland, Colorado (2026)

Cheapest Auto Insurance in Loveland, Colorado

Loveland drivers can find the cheapest car insurance rates from State Farm. The insurer’s liability rates start at just $48 per month.
Cheapest Auto Insurance in Fort Mill, South Carolina (2026)

Cheapest Auto Insurance in Fort Mill, South Carolina

Drivers in Fort Mill can secure cheap rates with USAA, with liability policies starting at $60 per month.
Cheapest Auto Insurance in Raleigh, North Carolina (2026)

Cheapest Auto Insurance in Raleigh, North Carolina

With monthly rates as low as $61, Erie is the cheapest car insurance company in Raleigh.
Cheapest Auto Insurance in Fall River, Massachusetts (2026)

Cheapest Auto Insurance in Fall River, Massachusetts

State Farm offers the cheapest car insurance in Fall River, with minimum-coverage policies as low as $65 per month.
Cheapest Auto Insurance in High Point, North Carolina (2026)

Cheapest Auto Insurance in High Point, North Carolina

With monthly liability rates as low as $65, Nationwide is the cheapest car insurance company in High Point.
Cheapest Auto Insurance in Newport News, Virginia (2026)

Cheapest Auto Insurance in Newport News, Virginia

Newport News drivers can find the cheapest car insurance rates from Auto-Owners, with liability-only rates of $62 per month.
Cheapest Auto Insurance in Savannah, Georgia (2026)

Cheapest Auto Insurance in Savannah, Georgia

Savannah drivers can find the cheapest rates with Auto-Owners, which offers minimum-coverage policies starting at $91 per month.
Find the Cheapest Car Insurance After a DUI (2026)

Find the Cheapest Car Insurance After a DUI

A DUI conviction will almost certainly increase your insurance rates significantly for years.
AAA vs. GEICO: Which Insurance Company Is Better in 2026?

AAA vs. GEICO: Which Insurance Company Is Better in 2026?

GEICO’s affordable rates and wide range of discounts make it our choice over AAA.
Cheapest Auto Insurance in Aurora, Colorado (2026)

Cheapest Auto Insurance in Aurora, Colorado

State Farm offers the cheapest car insurance in Aurora, with minimum-coverage policies as low as $68 per month.
Cheapest Auto Insurance in Great Falls, Montana (2026)

Cheapest Auto Insurance in Great Falls, Montana

Great Falls drivers can find the best car insurance with State Farm, USAA, and Safeco.
Cheapest Auto Insurance in Huntington, West Virginia (2026)

Cheapest Auto Insurance in Huntington, West Virginia

State Farm offers the cheapest car insurance rates in Huntington, starting at $44 per month.
Cheapest Auto Insurance in Ocala, Florida (2026)

Cheapest Auto Insurance in Ocala, Florida

Progressive offers the cheapest car insurance in Ocala, with rates starting at $89 per month.
Cheapest Auto Insurance in Grand Rapids, Michigan (2026)

Cheapest Auto Insurance in Grand Rapids, Michigan

Auto-Owners offers the cheapest car insurance in Grand Rapids, with minimum-coverage policies as low as $57 per month.
Nationwide vs. GEICO: Which Is the Best? (2026)

Nationwide vs. GEICO: Which Is the Best?

With low rates and great customer satisfaction ratings, GEICO stands out as the better company.
Cheapest Auto Insurance in Salt Lake City, Utah (2026)

Cheapest Auto Insurance in Salt Lake City, Utah

USAA has the cheapest liability coverage in Salt Lake City, with a rate of $61 per month.
Cheapest Auto Insurance in Lake Charles, Louisiana (2026)

Cheapest Auto Insurance in Lake Charles, Louisiana

State Farm offers the cheapest liability car insurance in Lake Charles, starting at $65 per month.
Cheapest Auto Insurance in Minneapolis, Minnesota (2026)

Cheapest Auto Insurance in Minneapolis, Minnesota

State Farm has the cheapest liability insurance in Minneapolis, with a rate of $68 per month.
Cheapest Auto Insurance in Jacksonville, North Carolina (2026)

Cheapest Auto Insurance in Jacksonville, North Carolina

Erie offers the cheapest car insurance in Jacksonville, with minimum-coverage policies as low as $59 per month.
Safeco vs. Travelers: Which Insurance Company Is Better in 2026?

Safeco vs. Travelers: Which Insurance Company Is Better in 2026?

Travelers offers more customizable coverage and a longer list of discounts than Safeco.
Cheapest Auto Insurance in Missoula, Montana (2026)

Cheapest Auto Insurance in Missoula, Montana

Missoula drivers can find the best car insurance with State Farm, USAA, and Safeco.
Cheapest Auto Insurance in Seattle, Washington (2026)

Cheapest Auto Insurance in Seattle, Washington

State Farm offers the cheapest car insurance in Seattle, with minimum-coverage policies starting at $70 per month.
Cheapest Auto Insurance in Anaheim, California (2026)

Cheapest Auto Insurance in Anaheim, California

USAA offers the cheapest car insurance in Anaheim, with minimum-coverage policies as low as $86 per month.
Cheapest Auto Insurance in Henderson, Nevada (2026)

Cheapest Auto Insurance in Henderson, Nevada

COUNTRY Financial offers the cheapest car insurance in Henderson, with minimum-coverage policies as low as $55 per month.
GEICO vs. USAA: Which Is the Best? (2026)

GEICO vs. USAA: Which Is the Best?

GEICO is the best choice for most drivers, as USAA is available only to military members and their families.
Cheapest Auto Insurance in Athens, Georgia (2026)

Cheapest Auto Insurance in Athens, Georgia

Auto-Owners offers the cheapest car insurance in Athens, with minimum-coverage policies as low as $69 per month.
Cheapest Auto Insurance in Wilmington, North Carolina (2026)

Cheapest Auto Insurance in Wilmington, North Carolina

Wilmington drivers can find the cheapest car insurance rates from Erie. The insurer’s liability-only rates start at just $57 per month.
Cheapest Auto Insurance in Columbus, Nebraska (2026)

Cheapest Auto Insurance in Columbus, Nebraska

Auto-Owners offers the cheapest car insurance in Columbus, with minimum-coverage policies as low as $37 per month.
Cheapest Auto Insurance in Cleveland, Ohio (2026)

Cheapest Auto Insurance in Cleveland, Ohio

Mile Auto offers the cheapest car insurance in Cleveland, with minimum-coverage policies as low as $50 per month.
Cheapest Auto Insurance in Daytona Beach, Florida (2026)

Cheapest Auto Insurance in Daytona Beach, Florida

Progressive has the cheapest liability coverage in Daytona Beach, with an average rate of $95/mo.
Cheapest Auto Insurance in Rapid City, South Dakota (2026)

Cheapest Auto Insurance in Rapid City, South Dakota

Rapid City drivers can find the cheapest car insurance rates from Safeco. The insurer’s liability rates start at just $47 per month.
Cheapest Auto Insurance in Modesto, California (2026)

Cheapest Auto Insurance in Modesto, California

Modesto drivers can find the cheapest car insurance rates from USAA. The insurer’s liability rates start at just $78 per month.
Cheapest Auto Insurance in Greenville, North Carolina (2026)

Cheapest Auto Insurance in Greenville, North Carolina

Nationwide offers the cheapest car insurance in Greenville, with minimum-coverage policies as low as $66 per month.
Amica vs. State Farm: Which Insurance Company Is Better in 2026?

Amica vs. State Farm: Which Insurance Company Is Better in 2026?

With its low premiums and excellent customer satisfaction scores in every region, State Farm is the top insurance company.
Cheapest Auto Insurance in Lancaster, South Carolina (2026)

Cheapest Auto Insurance in Lancaster, South Carolina

USAA offers the cheapest car insurance in Lancaster, with minimum-coverage policies as low as $73 per month.
Cheapest Auto Insurance in Pine Bluff, Arkansas (2026)

Cheapest Auto Insurance in Pine Bluff, Arkansas

Pine Bluff drivers can find the cheapest car insurance rates from State Farm. The insurer’s liability rates start at just $50 per month.
Cheapest Auto Insurance in Cincinnati, Ohio (2026)

Cheapest Auto Insurance in Cincinnati, Ohio

Mile Auto offers the cheapest car insurance in Cincinnati, with minimum-coverage policies as low as $48 per month.
Cheapest Auto Insurance in Salem, Oregon (2026)

Cheapest Auto Insurance in Salem, Oregon

Salem drivers can find the cheapest car insurance rates from State Farm. The insurer’s liability rates start at just $79 per month.
Cheapest Auto Insurance in Jacksonville, Florida (2026)

Cheapest Auto Insurance in Jacksonville, Florida

Progressive offers the cheapest car insurance in Jacksonville, with minimum-coverage policies as low as $98 per month.
Cheapest Auto Insurance in Omaha, Nebraska (2026)

Cheapest Auto Insurance in Omaha, Nebraska

Drivers in Omaha can find liability-only insurances rates starting at $49 per month from Auto-Owners.
Liberty Mutual vs. State Farm: Which Insurance Company Is Better in 2026?

Liberty Mutual vs. State Farm: Which Insurance Company Is Better in 2026?

State Farm’s lower average rates, excellent customer satisfaction, and superior financial strength make it a better pick than Liberty Mutual.
Cheapest Auto Insurance in Rochester, Michigan (2026)

Cheapest Auto Insurance in Rochester, Michigan

Auto-Owners has the cheapest car insurance in Rochester, with an average liability rate of $67 per month.
Cheapest Auto Insurance in Martinsburg, West Virginia (2026)

Cheapest Auto Insurance in Martinsburg, West Virginia

Martinsburg drivers can find the cheapest car insurance rates from State Farm. The insurer’s liability rates start at just $40 per month.
Cheapest Auto Insurance in Cary, North Carolina (2026)

Cheapest Auto Insurance in Cary, North Carolina

Nationwide offers the cheapest car insurance in Cary, with minimum-coverage policies as low as $53 per month.
Cheapest Auto Insurance in Lexington, South Carolina (2026)

Cheapest Auto Insurance in Lexington, South Carolina

Lexington drivers can find the cheapest rates from USAA, with prices as low as $66 per month.
Best Cheap Auto Insurance in Springfield, Oregon (2026)

Best Cheap Auto Insurance in Springfield, Oregon

State Farm, Mile Auto, and Sun Coast offer the cheapest car insurance rates in Springfield.
Best Cheap Auto Insurance in Providence, Rhode Island (2026)

Best Cheap Auto Insurance in Providence, Rhode Island

USAA, Safeco, and State Farm are the best car insurance companies in Providence.
Cheapest Auto Insurance in Fayetteville, North Carolina (2026)

Cheapest Auto Insurance in Fayetteville, North Carolina

Erie offers the cheapest car insurance in Fayetteville, with minimum-coverage policies as low as $68 per month.
Cheapest Auto Insurance in St. Louis, Missouri (2026)

Cheapest Auto Insurance in St. Louis, Missouri

USAA offers the cheapest car insurance in St. Louis, with minimum-coverage policies as low as $81 per month.
Cheapest Auto Insurance in Columbia, Maryland (2026)

Cheapest Auto Insurance in Columbia, Maryland

USAA offers the cheapest car insurance in Columbia, with minimum-coverage policies as low as $139 per month.
Cheapest Auto Insurance in Kalamazoo, Michigan (2026)

Cheapest Auto Insurance in Kalamazoo, Michigan

Auto-Owners has the cheapest car insurance in Kalamazoo, with monthly liability rates as low as $63.
Cheapest Auto Insurance in Madison, Mississippi (2026)

Cheapest Auto Insurance in Madison, Mississippi

State Farm offers the cheapest car insurance in Madison, with minimum-coverage policies as low as $43 per month.
Cheapest Auto Insurance in Fort Wayne, Indiana (2026)

Cheapest Auto Insurance in Fort Wayne, Indiana

Auto-Owners offers the cheapest car insurance in Fort Wayne, with minimum-coverage policies as low as $45 per month.
What Is a Vanishing Deductible in Car Insurance?

What Is a Vanishing Deductible in Car Insurance?

A vanishing deductible can put money back into your pocket for being a safe driver.
Hastings Mutual Car Insurance Review: User Ratings and Expert Insights

Hastings Mutual Car Insurance Review: User Ratings and Expert Insights

Hastings Mutual doesn’t have the name recognition of some of the larger insurers, but its financial strength, independent agents, and long-standing industry presence make it worth consideration.
Cheapest Auto Insurance in Eugene, Oregon (2026)

Cheapest Auto Insurance in Eugene, Oregon

State Farm offers the cheapest car insurance in Eugene, with minimum-coverage policies as low as $63 per month.
Cheapest Auto Insurance in Denver, Colorado (2026)

Cheapest Auto Insurance in Denver, Colorado

State Farm offers the cheapest car insurance in Denver, with minimum-coverage policies as low as $63 per month.
Cheapest Auto Insurance in Reno, Nevada (2026)

Cheapest Auto Insurance in Reno, Nevada

COUNTRY Financial offers the cheapest car insurance in Reno, with minimum-coverage policies as low as $38 per month.
Cheapest Auto Insurance in Dayton, Ohio (2026)

Cheapest Auto Insurance in Dayton, Ohio

Mile Auto offers the cheapest car insurance in Dayton, with minimum-coverage policies as low as $44 per month.
Cheapest Auto Insurance in Helena, Montana (2026)

Cheapest Auto Insurance in Helena, Montana

Helena drivers can find the cheapest car insurance rates from State Farm. The insurer’s liability rates start at just $47 per month.
Cheapest Auto Insurance in Norfolk, Nebraska (2026)

Cheapest Auto Insurance in Norfolk, Nebraska

Norfolk drivers can find liability-only car insurance as low as $35 per month from Auto-Owners.
Best Cheap Auto Insurance in Rochester, New Hampshire (2026)

Best Cheap Auto Insurance in Rochester, New Hampshire

Safeco, Liberty Mutual, and Bristol West are the best car insurance companies in Rochester, New Hampshire.
Cheapest Auto Insurance in Jackson, Tennessee (2026)

Cheapest Auto Insurance in Jackson, Tennessee

Sun Coast offers the cheapest car insurance in Jackson, with minimum-coverage policies as low as $47 per month.
Cheapest Auto Insurance in Roanoke, Virginia (2026)

Cheapest Auto Insurance in Roanoke, Virginia

Roanoke drivers can find the cheapest car insurance rates from Auto-Owners. The insurer’s liability-only rates start at just $48 per month.
Cheapest Auto Insurance in Columbus, Ohio (2026)

Cheapest Auto Insurance in Columbus, Ohio

Mile Auto offers the cheapest car insurance in Columbus, with minimum-coverage policies as low as $51 per month.
Cheapest Auto Insurance in Columbia, Missouri (2026)

Cheapest Auto Insurance in Columbia, Missouri

USAA offers the cheapest car insurance in Columbia, with minimum-coverage policies as low as $49 per month.
Amica vs. Progressive: Which Insurance Company Is Better in 2026?

Amica vs. Progressive: Which Insurance Company Is Better in 2026?

Amica earns high marks, but Progressive’s low rates, personalized coverage, and highly rated mobile app make it a better choice for many drivers.
Cheapest Auto Insurance in Casper, Wyoming (2026)

Cheapest Auto Insurance in Casper, Wyoming

Casper drivers can find the best car insurance with Safeco, Progressive, and Dairyland.
Cheapest Auto Insurance in Philadelphia, Pennsylvania (2026)

Cheapest Auto Insurance in Philadelphia, Pennsylvania

Philadelphia drivers can find the cheapest car insurance rates from State Farm. The insurer’s rates start at just $105 per month.
Cheapest Auto Insurance in Detroit, Michigan (2026)

Cheapest Auto Insurance in Detroit, Michigan

Auto-Owners offers the cheapest car insurance in Detroit, with minimum-coverage policies as low as $127 per month.
Amica vs. Liberty Mutual: Which Insurance Company Is Better in 2026?

Amica vs. Liberty Mutual: Which Insurance Company Is Better in 2026?

Although Amica is more expensive than Liberty Mutual, it stands out for stellar customer service and coverage options.
Cost of Chevrolet Car Insurance (2026)

Cost of Chevrolet Car Insurance

On average, Chevrolet insurance runs $147 monthly. But costs can differ based on the model and your age, gender, driving history, and location.
Cheapest Used-Car Insurance (2026)

Cheapest Used-Car Insurance

Used-car insurance costs an average of $198 per month, which is the same as the average cost of coverage for a new car.
Car Insurance Requirements in Rhode Island (2026)

Car Insurance Requirements in Rhode Island

Rhode Island drivers must carry $25,000 in bodily injury liability per person and $50,000 per accident, $25,000 in property damage liability, and uninsured motorist coverage.
Cost of Mazda Car Insurance (2026)

Cost of Mazda Car Insurance

Many factors affect the cost of Mazda car insurance, but average rates start at $106 per month.
Nsure Review: Legit or Just a Lead Generator? (2026)

Nsure Review: Legit or Just a Lead Generator?

Nsure is a legit comparison tool, but it gives limited quotes with varying coverage levels, so it’s not the best for apples-to-apples comparison.
Car Insurance Requirements in New York (2026)

Car Insurance Requirements in New York

You must have liability-only coverage if you want to register and drive your car in the Empire State.
Temporary Car Insurance in Washington: What You Need to Know (2026)

Temporary Car Insurance in Washington: What You Need to Know

A typical car insurance policy in Washington lasts for six months. State Farm provides the cheapest six-month policies in Washington.
What to Do When You’ve Locked Your Keys in the Car

What to Do When You’ve Locked Your Keys in the Car

DIY tactics can save you money if you’ve locked your keys in your car, while calling in professional help may spare you time and aggravation.
Cost of Ford Focus Car Insurance (2026)

Cost of Ford Focus Car Insurance

The Ford Focus costs around $142 monthly, or $1,704 yearly, to insure.
Cheapest Car Insurance Quotes in Huntsville (April 2026)

Cheapest Car Insurance Quotes in Huntsville (April 2026)

State Farm has the cheapest liability insurance in Huntsville, Texas, with rates as low as $50 per month. Even though Huntsville is at risk for hurricanes and flooding, the city’s rates are slightly lower than the state average.
Cost of Ford Bronco Car Insurance (2026)

Cost of Ford Bronco Car Insurance

Ford Broncos cost around $166 monthly, or $1,992 yearly, to insure.
Car Insurance Requirements in Indiana (2026)

Car Insurance Requirements in Indiana

Indiana drivers need $25,000 in bodily injury coverage per person ($50,000 per accident) and $25,000 in property damage insurance.
Cheap Car Insurance Quotes in Pittsburgh (April 2026)

Cheap Car Insurance Quotes in Pittsburgh (April 2026)

State Farm offers the cheapest car insurance rates in Pittsburgh. Snow and black ice often cover the city’s roads in winter, increasing crash risks and insurance rates.
Car Insurance Requirements in Montana (2026)

Car Insurance Requirements in Montana

Montana drivers must carry $25,000 in bodily injury liability per person and $50,000 per accident, as well as $20,000 in property damage liability.
Cost of Ford F-150 Car Insurance (2026)

Cost of Ford F-150 Car Insurance

Drivers insuring Ford F-150s can expect to pay an average of $139 monthly, or $1,668 yearly, for car insurance.
Can You Add a Boyfriend or Girlfriend to Your Car Insurance?

Can You Add a Boyfriend or Girlfriend to Your Car Insurance?

If you live together, you can add a significant other to your car insurance policy. But it may not always be the best or cheapest option.
Rideshare Insurance in Maryland (2026)

Rideshare Insurance in Maryland

USAA offers the cheapest full-coverage insurance in Maryland, at $160 per month.
Does a Speeding Ticket Affect Your Car Insurance?

Does a Speeding Ticket Affect Your Car Insurance?

Speeding tickets typically cause your car insurance premiums to increase, but by how much depends on your state and insurer.
Cheapest Car Insurance Quotes in Galveston, Texas (April 2026)

Cheapest Car Insurance Quotes in Galveston, Texas (April 2026)

State Farm is the cheapest auto insurance option in Galveston, with liability rates of $54 per month. Heavy congestion, especially during tourist season, affects the city’s rates.
Does Car Insurance Cover the Car or the Driver?

Does Car Insurance Cover the Car or the Driver?

If you lend your car to someone and they get into an accident, your auto insurance may still apply.
Cheapest Car Insurance Quotes in Lincoln (April 2026)

Cheapest Car Insurance Quotes in Lincoln (April 2026)

Auto-Owners offers the cheapest car insurance quotes in Lincoln, Nebraska, with rates at $39 per month. Lincoln experiences heavy winter weather, so the Lincoln Police Department increases traffic enforcement during winter months to improve traffic safety, which may affect the cost of car insurance.
Puppy Insurance: The Best Plans for Your Pup in 2026

Puppy Insurance: The Best Plans for Your Pup in 2026

You can get puppy insurance once your pup reaches just 8 weeks old. Plans typically cover expenses due to accidents and illness, but you may be able to add optional wellness protection for routine care.
How to Cancel Your Nationwide Auto Insurance Policy (2026)

How to Cancel Your Nationwide Auto Insurance Policy

Nationwide doesn’t allow you to cancel your auto insurance policy online, so you’ll need to make a phone call or visit a branch.
Shelter Insurance Auto Insurance Review: Ratings and Quotes (2026)

Shelter Insurance Auto Insurance Review: Ratings and Quotes

Shelter is a small insurer offering competitive rates in 15 U.S. states.
Figo Pet Insurance Reviews: How It Stacks Up (2026)

Figo Pet Insurance Reviews: How It Stacks Up

Figo offers create-your-own pet insurance plans but suffers from many negative reviews and ratings, especially when filing a claim.
AIG Car Insurance Review (With Quotes, 2026)

AIG Car Insurance Review (With Quotes, 2026)

AIG stands out in the car insurance landscape thanks to unique optional coverages and useful additional features.
Lemonade Pet Insurance Reviews: How It Stacks Up (2026)

Lemonade Pet Insurance Reviews: How It Stacks Up

Lemonade’s pet insurance policies are affordable and easy to obtain, but they come with exclusions.
MetLife Pet Insurance Reviews: How It Stacks Up (2026)

MetLife Pet Insurance Reviews: How It Stacks Up

Formerly known as PetFirst, MetLife Pet Insurance offers standard pet insurance that covers accidents, injuries, illnesses, procedures, prescriptions, and more.
What Is a Car Insurance Grace Period?

What Is a Car Insurance Grace Period?

A car insurance grace period allows you to keep your coverage for a short time after a missed payment. But you should make up the missed payment right away to avoid cancellation.
How Much Does Body Work Cost, and Will Insurance Cover It?

How Much Does Body Work Cost, and Will Insurance Cover It?

Vehicle body repair costs anywhere from $100 to $2,000, depending on the type and extent of the damage. Insurance usually covers these repairs, but it depends on your policy.
How Long Is the Car Insurance Grace Period When You Buy a Car?

How Long Is the Car Insurance Grace Period When You Buy a Car?

Often, insurers provide a grace period of between two and 30 days before you need to adjust your policy for a new vehicle.
Alfa Insurance Auto Insurance Review: Ratings and Quotes (2026)

Alfa Insurance Auto Insurance Review: Ratings and Quotes

Alfa Insurance offers liability coverage for $194 per month and full coverage for $286 per month.
What Does Pet Insurance Cover?

What Does Pet Insurance Cover?

Pet insurance covers unexpected veterinary expenses, but costs can vary depending on your animal and its coverage needs.
How COVID-19 Travel Insurance Works

How COVID-19 Travel Insurance Works

From weekend getaways to extended vacations, specialized COVID-19 travel insurance can provide security if the virus affects your travel plans.
AARP Car Insurance Review: Ratings and Quotes (2026)

AARP Car Insurance Review: Ratings and Quotes

AARP members should consider the company’s car insurance program, which offers diverse coverage options and various discounts.
Home Insurance and Dog Breed Restrictions: What to Know

Home Insurance and Dog Breed Restrictions: What to Know

Some insurance companies exclude certain dog breeds from coverage due to their history of aggressive behavior toward humans and other animals.