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Cheap Auto Insurance Quotes in Casper, WY (May 2022)

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Olivia Oksenhorn

By: Olivia Oksenhorn

Edited by Tanveen Vohra | Reviewed by licensed insurance agent, Amber Benka

Last Updated February 4, 2022

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Quick Facts

  • The average cost of car insurance in Casper is $147 per month, or $1764 annually.
  • Car insurance in Casper is $8 less than the average cost of car insurance in Wyoming.
  • The cheapest car insurance provider in Casper on average is Safeco, but you should always compare quotes to find your best personal rate.

Car Insurance in Casper, WY

The average cost of Wyoming car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Casper, WY to find you the cheapest quotes in the area.

Quotes by Top Companies

Allstate
$64
The General
$121
American Family
$266

Cheapest Car Insurance in Casper, WY

The cost of car insurance can vary depending on the insurance provider. That’s because every insurance provider values information like your driving history and your credit score a little bit differently. Although the following car insurance companies offer the cheapest auto insurance premiums on average, it’s always important to compare quotes. Use Insurify to find your best rate today!
Insurance Provider in CasperQuotes
Allstate$64 /mo
The General$121 /mo
American Family$266 /mo

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Average Car Insurance Cost

Wyoming Cities
Cheyenne$93/mo
Laramie$122/mo
Gillette$150/mo
Rock Springs$124/mo
Casper$150/mo
Wyoming$128/mo
Cheyenne
$93
Laramie
$122
Rock Springs
$124
Average for WY
$128
Gillette
$150
Casper
$150
Click here to learn about car insurance quotes and save on your current policy.

Minimum Car Insurance Requirements in WY

Every state has at least a few different rules when it comes to car insurance. Wyoming requires minimum liability insurance coverage for every vehicle registered in the state. These minimum coverages are:

  • $25,000/$50,000 bodily injury liability per person/accident
  • $20,000 property damage liability coverage
  • $25,000/$50,000 uninsured motorist bodily injury coverage

The last component is not required. However, to reject uninsured motorist coverageWyoming drivers must do so in writing.

Find local Casper agents

  • The Insurance Corner 

    401 E. Collins Dr.,
    Ste #201, Casper, WY 82601
  • Wyoming Financial Insurance, Inc. 

    400 E. 1st Street,
    Casper, WY 82601
  • Schrack Insurance Agency (FUSA) 

    1740 East 2nd Street,
    Casper, WY 82601
  • Jonathan Schrack Agency, Inc. 

    1740 East 2nd Street,
    Casper, WY 82601
  • HUB International-Casper 

    637 W Yellowstone Hwy,
    Casper, WY 82601-2843
  • The Stengel Agency LLC

    1545 E 2nd St,
    Casper, WY 82601
  • Rich Hepner: Allstate Insurance 

    1957 E A St,
    Casper, WY 82601
  • Farmers Insurance - Jim Waldron

    356 N Wolcott St,
    Casper, WY 82601
  • Service First Insurance

    235 S David St Suite A,
    Casper, WY 82601
  • The Bon Agency Insurance

    545 E 2nd St,
    Casper, WY 82601
View more

FAQs - Casper, WY Car Insurance

  • Insurance companies weigh multiple factors when calculating your car insurance rates, including your age, driving history, type of vehicle, and even your marital status. Not only do states have different laws and limits surrounding minimum liability coverage, but where you live within your state could also affect your driver risk profile. Insurance companies use your ZIP code to analyze your area’s weather patterns, rates of vehicle theft, likelihood of vandalism, average traffic congestion, and other factors that might lead you to file an insurance claim.
  • If you want to pay the lowest possible rate on your car insurance policy, opt for state minimum coverage. This is the cheapest level of car insurance coverage your state will allow. Comparing real, ready-to-purchase quotes on a car insurance comparison site like Insurify can find you the lowest rates for your area, risk profile, and financial needs.

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  • Personalized quotes in 5 minutes or less
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Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.

Insurify Insights

How Casper Drivers Measure Up

While most drivers know that car insurance quotes are determined in part by your personal driving history, many may be unaware that rates are also impacted by the average risk of the drivers around you as well. Check out Insurify's latest analysis of driving records in Casper, Wyoming below:

Methodology

Drawing from an internal database of over 4 million car insurance applications, the research team at Insurify analyzes patterns in car ownership and driver behavior - including how Casper drivers measure up to their fellow motorists across Wyoming in areas including speeding, DUIs, and more.
Insurify Insights publishes data-driven articles, trend analyses, and national rankings each week on all factors related to cars and those who drive them.

ford

Ford F-Series Pickup

Most Popular Car in Casper

#1

City with the Most Speeding Tickets Rank in Wyoming

#1

City with the Most Moving Violations Rank in Wyoming

#1

City with the Most DUIs Rank in Wyoming

#1

City with the Most Suspended Licenses in Wyoming

  • While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Casper drivers rank 2 in the number of car accidents per driver across all cities in Wyoming.

    • Rank within state: #2
    • Percent of drivers in Casper with an accident: 11.07%
    • Drivers in Casper, WY with an accident in their driving history pay on average 39.83% more than drivers with a clean record
  • Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Wyoming, Casper drivers rank 1 in the number of speeding infractions per driver.

    • Rank within state: #1
    • Percent of drivers in Casper with a speeding ticket: 12.82%
    • Drivers in Casper, WY with a speeding ticket in their driving history pay on average 32.2% more than drivers with a clean record
  • While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Casper drivers rank 1 in the number of DUI’s per driver across all cities in Wyoming.

    • Rank within state: #1
    • Percent of drivers in Casper with a DUI: 4.8%
    • Drivers in Casper, WY with a DUI in their driving history pay on average -97.46% more than drivers with a clean record
  • Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Casper is the Ford F-Series Pickup.

  • The Insurify team classifies rude drivers as those who commit the following driving offenses: failure to yield or failure to stop, improper backing, passing where prohibited, tailgating, street racing, or hit-and-runs. Among all cities in Wyoming, Casper drivers rank 2 in rude driving infractions.

    • Rank within state: #2
    • Percent of drivers in Casper with a reckless driving violation: 3.11%
    • Drivers in Casper, WY with a reckless driving violation in their driving history pay on average 36.44% more than drivers with a clean record.
  • Having a squeaky-clean driving record is an accomplishment to be proud of. Some cities have safer drivers than others; Casper drivers rank 1 in clean driving records across all cities in Wyoming.

    • Rank within state: #1
    • Percent of drivers in Casper with clean record: 75.15%
  • Failing to yield the right of way isn’t just frustrating for other drivers; it’s dangerous, too. Casper drivers rank 1 in failure to yield violations per driver across all cities in Wyoming.

    • Rank within state: #1
    • Percent of drivers in Casper with a failure to yield violation: 0.58%
    • Drivers in Casper, WY with a failure to yield violation in their driving history pay on average 0% more than drivers with a clean record
  • Reckless driving refers to a specific traffic violation: when drivers willfully act dangerously in spite of the risks they’re imposing on both themselves and others. Among all cities in Wyoming, Casper drivers rank 2 in the number of reckless driving offenses per driver.

    • Rank within state: #2
    • Percent of drivers in Casper with a reckless driving offense: 0.19%
Insurify Insights

Insurify's team of data scientists and content specialists presents Insurify Insights, a series of automotive, home, and health studies focusing on the topics that impact us all. through expert analysis of over 4 million car insurance applications and an array of top data sources, the Insurify Insights team produces new data-driven articles, trend analyses, regional superlatives, and national rankings every week. See Insurify Insights as featured in Forbes, Fox News, USA Today, NPR, and more.

Olivia Oksenhorn
Olivia Oksenhorn
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Content Specialist at Insurify

Olivia Oksenhorn is an SEO content specialist at Insurify and received a BA in English Literature from the University of Colorado. Before starting at Insurify, she worked as a freelance writer and in newsrooms and nonprofits across Colorado. Born and raised in the mountains, Olivia is a lover the outdoors and spends her spare time adventuring in nature whenever and wherever she can.

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