How your age affects your Wyoming car insurance rates
Because insurers generally equate age with experience level, your age will significantly affect how much you pay for car insurance. New drivers, who tend to be teens or people in their early 20s, typically pay more for insurance than drivers 25 and older.
The following table gives a high-level view of how age can affect insurance rates.
Quote Price by Age Group
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Quotes for younger drivers
Less driving experience typically means younger drivers are more at risk of filing an insurance claim. In fact, in 2020, 35% of the 13,161 vehicle crashes in Wyoming involved drivers under the age of 25, according to the state Department of Transportation. Car insurance rates for young drivers are generally higher than rates for other age groups. Driving violations like an at-fault accident, speeding ticket or DUI can raise rates further for young drivers. Even so, drivers can still find affordable insurance if they take the time to compare quotes.
The following table illustrates how driving infractions like an accident or DUI affect car insurance rates for young drivers in Wyoming.
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Quotes for middle-aged drivers
By the time you reach your 30s, your car insurance rates should fall, especially if you’ve maintained a clean driving record. However, just as moving violations push up insurance rates for young drivers, they can negatively affect car insurance rates for middle-aged drivers as well.
The table below provides insight into how an accident or DUI can affect the car insurance rates of middle-aged drivers in Wyoming.
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Quotes for senior drivers
Senior drivers generally pay some of the cheapest car insurance rates of any age group. Still, following an accident, DUI, or other moving violation, senior drivers can see their rates increase.
The table below provides examples of how these infractions can affect car insurance rates for senior drivers in Wyoming.
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.