Cheapest Auto Insurance in Wyoming (2024)

Wyoming drivers pay $66 per month, on average, for liability-only coverage.

Melanie Lockert
Written byMelanie Lockert
Melanie Lockert
Melanie Lockert
  • 10+ years writing on personal finance topics

  • Host of the Mental Health and Wealth podcast

Melanie is a blogger, author, and speaker specializing in personal finance and debt management. She’s also the author of the blog and book “Dear Debt.”

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Katie Powers
Edited byKatie Powers
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Katie PowersAuto and Life Insurance Editor
  • Licensed auto and home insurance agent

  • 3+ years experience in insurance and personal finance editing

Katie uses her knowledge and expertise as a licensed property and casualty agent in Massachusetts to help readers understand the complexities of insurance shopping.

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Daniel Roccato
Reviewed byDaniel Roccato
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Daniel RoccatoAdvisor
  • 30+ years in financial services

  • Clinical Professor of Finance, University of San Diego

Dan is a well-recognized and widely quoted financial services expert, regularly appearing in a variety of national and local media as a subject matter expert.

Konstantin Halachev
Data reviewed byKonstantin Halachev
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Konstantin HalachevVice President of Engineering
  • 7+ years experience in data analysis

  • Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Updated May 29, 2024

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Cheapest recent rates in Wyoming

Drivers using Insurify have found quotes as cheap as $50/mo for liability only and $127/mo for full coverage in Wyoming.

*Quotes generated for Insurify users from Wyoming within the last 10 days. Last updated on May 28, 2024

Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from May 28, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.

*Quotes generated for Insurify users from Wyoming within the last 10 days. Last updated on May 28, 2024

Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from May 28, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.

Wyoming has the lowest population in the U.S. and a population density of just 5.9 residents per square mile.[1] With wide open spaces and distinctive landscape featuring the Great Plains, mountains, and Yellowstone National Park, Wyoming also has much-lower-than-average car insurance rates.

Minimum coverage averages just $66 per month in the Equality State, while the national average is $104 per month. Your actual premium may be lower or higher than the average, depending on factors like your insurer, chosen coverage type and amount, age, driving history, vehicle type, and more.

Wyoming drivers comparing rates to find cheap car insurance will find the lowest rates from from Dairyland, Safeco, and Foremost, according to Insurify data. Here’s what you need to know to find cheap auto coverage in Wyoming.

Quick Facts
  • Drivers in the state pay an average of $165 monthly for full-coverage insurance.

  • Driving without insurance in Wyoming may result in a fine of up to $750 and up to six months in jail.[2]

  • Wyoming law permits insurers to consider your credit history when determining your car insurance premium.

Best car insurance companies in Wyoming

Finding the best Wyoming car insurance rates will depend on your situation and what type of coverage you’re looking for. To find the cheapest insurance, you should compare various insurers and review all aspects of coverage before deciding on one option. 

You can start by reviewing the top three options for cheap car insurance in Wyoming below.

Insurance CompanyIQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
Full CoverageLiability OnlyBest For
Safeco4.2$115$34Full-coverage insurance
Foremost3.7$254$73Gap insurance
Dairyland3.5$140$50Liability coverage
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
  • Our editorial team spent 350 hours developing the Insurify Quality (IQ) Score and scoring insurance companies. The IQ Score objectively analyzes and calculates a score for insurers using more than 15 crucial criteria. Criteria are weighted by importance to the consumer — factors such as customer reviews and affordability influence the score more than availability and third-party ratings.

    We rate each company on a 1 to 5 scale based on five categories: financial ratings, customer satisfaction, affordability, customer support and transparency, and availability. We update ratings once a year or as more recent information becomes available.

    • Third-party financial ratings: We use data from AM Best, S&P, Moody's, and more to compare insurance companies’ credit and ability to pay out future claims.
    • Customer satisfaction: To calculate this score, Insurify analyzed more than 20,000 customer reviews across 155 car insurance companies. We also considered third-party ratings from J.D. Power, the National Association of Insurance Commissioners, and Trustpilot.
    • Affordability: Our data scientists analyzed more than 90 million real-time auto insurance rates from our partners across the United States, as well as available discounts, to calculate an affordability score.
    • Customer support and transparency: This measures coverage options, ease of claims filing, and the insurer's transparency surrounding discounts, coverages, and claims process.
    • Availability and reach: Insurify identified the number of states in which insurers offer coverage and company size by market share to score availability and reach.

Best insurer for full coverage: Safeco

Compare personalized, real-time quotes
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
4.2
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
816
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$127/mo

Safeco has the cheapest full-coverage rates in Wyoming. The company sells standard auto coverage, as well as new-vehicle replacement and rental reimbursement coverage. Drivers can save money with the company’s claims-free cash back, accident forgiveness, and diminishing deductible policies.

Pros
  • Cheapest full-coverage rates in Wyoming

  • Claims-free cash back and accident forgiveness policy available

Cons
  • Low BBB customer review rating

  • May have difficult insurance claims process

Read our Safeco review
Jennetta - May 19, 2024
Verified

Too High for Three Years Without a Claim and Only 5000 Miles of Local Driving

Search around, it's much too high.

Jonathan - May 19, 2024
Verified

The Moment You Have an Accident, Start Looking for a New Insurance Company

The experience was absolutely great until they decided not to renew my policy due to an accident. I felt so betrayed by a company that I had been using for over 5 years.

Samuel - May 13, 2024
Verified

Unfortunate Recent Experience with Safeco

I wouldn't recommend them. They keep increasing your premiums every year. Last time, they cited inflation as the reason, the time before that it was due to RVs, and the time before that because the Dodgers were high.

Best insurer for gap insurance: Foremost

Compare personalized, real-time quotes
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
3.7
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
Not rated
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$393/mo

Foremost has the third-lowest rates for full coverage in Wyoming. In addition to standard coverage offerings, Foremost offers rental reimbursement and towing and roadside service. The company also offers loan/lease gap insurance, which you may want if you’re financing or leasing a vehicle. Foremost advertises three discount opportunities.

Pros
  • Diminishing deductible policy available

  • Rideshare and gap coverage available

Cons
  • Mobile claims filing not available

  • Above-average number of customer complaints, based on National Association of Insurance Commissioners (NAIC) data

Read our Foremost review
Christopher - September 13, 2022
Verified

Good

The roadside service is awful.

Travis - March 6, 2018
Verified

Average

They tell you one price and it ends up being something else.

Pamela - January 10, 2018
Verified

I was insured with them, but everything was set up through my husband. Our fees were expensive because he had a terrible driving record, so I understood why. However, when he suddenly passed away, it took me a while to make the necessary phone calls to people and businesses. When I finally contacted the insurance company, they still left the insurance in his name. They didn't refund me any of the money from his unused policy, which was still active for about a year. On top of that, they kept my rate really high, despite the fact that I've only had one ticket ever, and that was 20 years ago. I've been driving for 28 years. Then, they raised my insurance by almost double. So, I'm leaving them.

I was insured with them, but everything was set up through my husband. Our fees were expensive because he had a terrible driving record, so I understood why. However, when he suddenly passed away, it took me a while to make the necessary phone calls to people and businesses. When I finally contacted the insurance company, they still left the insurance in his name. They didn't refund me any of the money from his unused policy, which was still active for about a year. On top of that, they kept my rate really high, despite the fact that I've only had one ticket ever, and that was 20 years ago. I've been driving for 28 years. Then, they raised my insurance by almost double. So, I'm leaving them.

Best insurer for liability coverage: Dairyland

Compare personalized, real-time quotes
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
3.5
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A+
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$50/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$137/mo

Dairyland offers cheap car insurance in Wyoming for liability coverage and advertises multiple discounts. Dairyland offers standard coverages, as well as rental reimbursement, towing and labor, lienholder, and special equipment coverage.

Pros
  • Cheapest liability coverage in Wyoming

  • Multiple discounts available

Cons
  • Mobile claims filing not available

  • Low Better Business Bureau (BBB) customer review rating

Read our Dairyland review
Larry - May 27, 2024
Verified

Good at Collecting Money, Otherwise Not Much Seen

So far, they've been good at collecting money from me. I haven't made any claims yet, so I don't have any experience with that. My biggest issue at this point is that when I started my car insurance (full coverage in January 2023), I started at an average of $157.00 per month (or $942 every 6 months). Starting in July 2023, my premium went up by $100.00 (to $1042 every 6 months), which increased my monthly payment by about $20.00. The exact same thing happened in January 2024, with another $100.00 increase for January to June, and a $20.00 per month increase. When I called them, they claimed it was due to a state minimum increase. However, my sister, who has been with Dairyland for close to 20 years, hasn't seen much, if any, increase. For context, she is 52, married, has two cars with full coverage, and I am single, 54, with one car. Our premiums are currently similar after the July 2023 increase, with hers being slightly cheaper. If Dairyland increases my premium again, I will be dropping them. My experience so far has been with a bunch of greedy thieves. I have no claims, no tickets, and a $100.00 increase every 6 months is simply unacceptable.

Mochael - May 21, 2024
Verified

Dairyland and I agreed on a liability-only policy at a rate of $209 per month. I provided them with all my information, including both at-fault and not-at-fault incidents, as well as tickets. Then, I received a text message stating they were going to withdraw $368 from my account due to an at-fault accident. I had already informed them about this accident when we agreed on the premium. They had all my information when we settled at $209 a month. Now, they want to raise my rate after I've given them all my information. I've since canceled my policy with them and moved on.

Dairyland and I agreed on a liability-only policy at a rate of $209 per month. I provided them with all my information, including both at-fault and not-at-fault incidents, as well as tickets. Then, I received a text message stating they were going to withdraw $368 from my account due to an at-fault accident. I had already informed them about this accident when we agreed on the premium. They had all my information when we settled at $209 a month. Now, they want to raise my rate after I've given them all my information. I've since canceled my policy with them and moved on.

James - May 14, 2024
Verified

Very Pleased

I haven't had any problems. I've made no claims. I received the renewal policy at a lower rate than expected, well in advance of the renewal date. I'm unlikely to change.

How to get the cheapest car insurance in Wyoming

Wyoming has lower rates than many other states in the U.S., but you should always try to find the cheapest rate for the type of coverage you’re looking for. You can take a few steps to find competitive pricing:

  • Bundle your policy. Many insurance companies offer consumers a discount for bundling their auto insurance policy with another insurance product, such as homeowners insurance.

  • Review potential discounts. When shopping for car insurance coverage in Wyoming, look at the discounts various insurance companies provide and inquire about your eligibility. Companies tend to reward drivers for driving safely, installing vehicle safety features, and more.

  • Drive safely. Because your driving history is a major factor influencing your car insurance rates, you should always aim to drive safely, keep within the speed limit, maintain focus, and avoid distractions. These habits can help you maintain a clean record.

Find Car Insurance in Wyoming

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Cheapest liability-only car insurance in Wyoming

Liability coverage is typically the cheapest coverage you can buy. Wyoming, like most other U.S. states, requires drivers to purchase a minimum amount of liability coverage. If you have a car accident, your liability insurance covers the property damage and bodily injury you cause the other driver and their passengers. It doesn’t pay for your medical expenses or vehicle damage.[3]

In Wyoming, drivers pay a monthly average of $66 for liability-only policies. You can find average rates from Wyoming insurers below.

The below rates are estimated rates current as of: Thursday, May 16 at 12:00 PM PDT
Data reviewed by Konstantin Halachev
Headshot of Konstantin Halachev, VP of Engineering at Insurify
Konstantin HalachevVice President of Engineering
  • 7+ years experience in data analysis

  • Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Insurance CompanyAverage Monthly Quote
Dairyland50
Safeco52
Bristol West80
Foremost113
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest full-coverage car insurance in Wyoming

Liability coverage is only the starting point of the coverage you can purchase as a driver. Because it doesn’t pay for your damage or injury, you may want to purchase additional coverage for more protection, especially if you're driving a newer vehicle.

Full-coverage insurance includes liability, comprehensive, and collision insurance, which extends coverage to your vehicle. It’s a good idea to purchase full coverage if you want to reduce your risk and protect your finances. If you lease or finance your vehicle, your lender may even require it.

On average, Wyoming drivers pay $165 for full coverage, per month. You can find the cheapest rates for full-coverage car insurance in Wyoming below.

The below rates are estimated rates current as of: Thursday, May 16 at 12:00 PM PDT
Data reviewed by Konstantin Halachev
Headshot of Konstantin Halachev, VP of Engineering at Insurify
Konstantin HalachevVice President of Engineering
  • 7+ years experience in data analysis

  • Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Insurance CompanyAverage Monthly Quote
Safeco127
Dairyland137
Bristol West226
Foremost393
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Car insurance requirements in Wyoming

Most states, including Wyoming, have minimum auto insurance requirements that include liability insurance. In the state of Wyoming, drivers must carry minimum amounts of bodily injury and property damage liability coverage.[4]

Wyoming is an at-fault, or tort, state, which means the driver responsible for an auto accident must cover the damages and injury they cause.[5] You must have the following amounts of coverage in Wyoming:

CoverageMinimum Requirements
Bodily injury liability$25,000 per person / $50,000 per accident
Property damage liability$20,000 per accident

You may want to get additional coverage to protect you and your vehicle. Here are some common optional coverages worth considering:

  • illustration card https://a.storyblok.com/f/162273/x/169fdfde11/liability-coverage.svg

    Collision

    Whether you hit another car or back into a pole, collision coverage can pay for the damage if your car collides with another object.

  • illustration card https://a.storyblok.com/f/162273/x/665da91bf7/comprehensive-coverage.svg

    Comprehensive

    If a non-collision-related event — such as weather, vandalism, or falling rocks — causes damage, comprehensive coverage will kick in.

  • illustration card https://a.storyblok.com/f/162273/x/4c9753bdbe/medical-payments.svg

    Medical payments

    If you have an injury related to an auto accident, this coverage option can help cover your medical bills.

  • illustration card https://a.storyblok.com/f/162273/x/5285c4cd74/uninsured-or-underinsured-motorist-coverage.svg

    Underinsured/uninsured motorist

    You could find yourself in an accident with a driver who doesn’t have sufficient car insurance coverage. This coverage type can fill in the gaps.

Cheapest car insurance for drivers with an incident

If you have an incident on your driving record in Wyoming, you may face increased insurance rates. An incident can include speeding tickets, at-fault accidents, and driving under the influence (DUI). While nearly all incidents will raise rates, exact prices largely depend on the type and severity of the incident.[6]

Because these incidents can cause property damage and bodily injury, your insurer will view you as a higher-risk driver and increase your rates accordingly.

Find Car Insurance in Wyoming

Minimum-coverage rates for drivers with an incident average $99/mo.

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Cheapest car insurance for drivers with a speeding ticket

You’ll typically face a fine following a speeding ticket, as well as an increase in your car insurance rates. The exact fine you’ll pay depends on how many miles per hour over the speed limit you were driving. The more you go over the speed limit, the higher the fine you’ll pay.

Drivers in Wyoming with a speeding ticket pay a monthly average of $114 and $285 for liability only and full coverage policies, respectively.

Because insurers view speeding as a high-risk driving behavior, you’ll typically face a higher insurance premium. You can find the monthly rates for the cheapest car insurance rates in Wyoming for drivers with a speeding ticket below.

The below rates are estimated rates current as of: Thursday, May 16 at 12:00 PM PDT
Data reviewed by Konstantin Halachev
Headshot of Konstantin Halachev, VP of Engineering at Insurify
Konstantin HalachevVice President of Engineering
  • 7+ years experience in data analysis

  • Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Insurance CompanyClean Driving RecordWith Speeding Ticket
Dairyland5073
Safeco5276
Bristol West80115
Foremost113178
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for drivers with an at-fault accident

After an auto accident, you’ll need to file a claim with your insurance company. An at-fault accident on your driving record in Wyoming will typically increase your car insurance premiums. You should expect to pay more for car insurance coverage for three to five years.

Wyoming drivers with an at-fault accident on their record pay a monthly average of $103 for liability coverage and $257 for full-coverage car insurance. Find the top options for affordable coverage in Wyoming after an at-fault accident below.

The below rates are estimated rates current as of: Thursday, May 16 at 12:00 PM PDT
Data reviewed by Konstantin Halachev
Headshot of Konstantin Halachev, VP of Engineering at Insurify
Konstantin HalachevVice President of Engineering
  • 7+ years experience in data analysis

  • Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Insurance CompanyClean Driving RecordWith Accident
Dairyland5070
Safeco5270
Bristol West80110
Foremost113172
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for drivers with a DUI

You should always aim to keep yourself and others safe on the road while you’re driving. That’s why driving under the influence (DUI) is a serious offense that risks causing others serious harm. Aside from potential legal consequences, a DUI typically leads to a drastic increase in auto insurance rates. Specific increases will depend on your insurance company, as well as your past driving history.

For Wyoming drivers with a DUI violation, liability-only insurance costs a monthly average of $116, while full coverage policies are priced at an average of $290. Below, you can compare average monthly rates from Wyoming insurers for drivers with a DUI on their record.

The below rates are estimated rates current as of: Thursday, May 16 at 12:00 PM PDT
Data reviewed by Konstantin Halachev
Headshot of Konstantin Halachev, VP of Engineering at Insurify
Konstantin HalachevVice President of Engineering
  • 7+ years experience in data analysis

  • Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Insurance CompanyClean Driving RecordWith DUI
Dairyland5086
Safeco5289
Bristol West80137
Foremost113194
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for seniors

Your age also plays a role in your insurance premium. Drivers typically experience steadily decreasing rates between the ages of 35 and 75. Senior drivers have ample driving experience, but getting older can also pose new challenges and safety risks. Rates tend to increase slightly for drivers around age 75.[7]

Wyoming senior drivers pay a monthly average of $44 for liability-only coverage and $109 for full-coverage insurance. The insurance companies listed below offer cheap car insurance in Wyoming for senior drivers.

The below rates are estimated rates current as of: Thursday, May 16 at 12:00 PM PDT
Data reviewed by Konstantin Halachev
Headshot of Konstantin Halachev, VP of Engineering at Insurify
Konstantin HalachevVice President of Engineering
  • 7+ years experience in data analysis

  • Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Insurance CompanyFull CoverageLiability Only
Safeco9137
Dairyland9836
Bristol West16257
Foremost27479
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for teens

Teen drivers typically pay the highest rates for car insurance by age group. Because young drivers have a limited driving history, insurance companies believe they pose a higher risk to insure and charge higher rates. Additionally, teens may engage in risky driving practices, such as speeding, distracted driving, or driving under the influence, and have higher rates of fatal accidents.[8]

To minimize costs, look at insurance companies that have good student discounts. Additionally, opting for a vehicle with safety features and remaining on your parents’ auto policy may lower costs.

Teen drivers in Wyoming pay a monthly average of $112 for liability coverage and $281 for full-coverage policies. You can see the most competitive options for teen drivers in Wyoming below.

The below rates are estimated rates current as of: Thursday, May 16 at 12:00 PM PDT
Data reviewed by Konstantin Halachev
Headshot of Konstantin Halachev, VP of Engineering at Insurify
Konstantin HalachevVice President of Engineering
  • 7+ years experience in data analysis

  • Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Insurance CompanyFull CoverageLiability Only
Dairyland22381
Safeco259106
Bristol West374132
Foremost676194
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Wyoming car insurance quotes by credit tier

Your credit history is generally one of the factors insurance companies use to set your car insurance rates. Though a handful of states prohibit insurers from considering credit, Wyoming permits insurers to do so.[9] That means your credit rating can affect how much you pay for auto insurance coverage.

Wyoming drivers with excellent or good credit may qualify for lower rates than people with average or poor credit. Insurance companies tend to associate low credit with higher levels of risk.[10]

Rates by Credit Tier

Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

Wyoming car insurance FAQs

Before purchasing car insurance, you need to decide how much coverage you need and find an insurer that meets your insurance needs. The information below should help you navigate the process of finding coverage in Wyoming.

  • How much is car insurance in Wyoming?

    Car insurance in Wyoming averages $165 per month for full coverage and $66 for liability-only insurance. Your specific rate will depend on your insurer, driving record, age, credit history, vehicle type, chosen coverage level, and more.

  • What are the best car insurance companies in Wyoming?

    With an Insurify Quality (IQ) Score of 3.6 out of 5 and an AM Best financial strength rating of A (Excellent), Safeco is the best car insurance company in Wyoming. Of the insurers Insurify has rate data for, other top Wyoming auto insurers include Dairyland and Foremost.

  • Is car insurance cheaper in Wyoming?

    Car insurance is fairly cheap in Wyoming, averaging $165 per month for full coverage and $66 for liability-only insurance. By comparison, the national averages are $215 and $104, respectively. Out of all states, Wyoming has the smallest population, which leads to less population density and traffic congestion. Compared to Wyoming, coverage is cheaper in North Dakota but more expensive in South Dakota.

  • Is Wyoming a no-fault state?

    No. Wyoming is an at-fault state. This means that drivers responsible for an auto accident are responsible for covering the costs of resulting damage and injury for the other driver and their passengers.

Methodology

Insurify data scientists analyzed more than 90 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 50+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.

Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).

Liability-only premium averages correspond to policies with the following coverage limits:

  • Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
  • Property damage limits between $10,000 and $50,000
  • No additional coverage
Full-coverage premium averages correspond to the same bodily injury and property damage limits in addition to:
  • Comprehensive coverage with a $1,000 deductible
  • Collision coverage with a $1,000 deductible

Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.

Sources

  1. U.S. Census Bureau. "Quick Facts, Wyoming."
  2. Rocky Mountain Insurance Information Association. "Uninsured Motorists: Wyoming."
  3. Insurance Information Institute. "Auto insurance basics—understanding your coverage."
  4. Rocky Mountain Insurance Information Association. "Wyoming Auto Insurance Requirements."
  5. NOLO. "Wyoming Car Insurance Requirements."
  6. Insurance Information Institute. "What determines the price of an auto insurance policy?."
  7. National Highway Traffic Safety Administration. "Older Drivers."
  8. Centers for Disease Control and Prevention. "Teen Driver and Passenger Safety."
  9. National Conference of State Legislatures. "States Consider Limits on Insurers’ Use of Consumer Credit Info."
  10. Federal Trade Commission. "Credit-Based Insurance Scores: Impacts on Consumers of Automobile Insurance."
Melanie Lockert
Melanie Lockert

Melanie Lockert is the founder of the blog and author of the book, "Dear Debt." Through her blog, she chronicled her journey out of $81,000 in student loan debt. Her work has appeared on Allure, Business Insider, Credit Karma, Fortune, and more. She is also the co-founder of the Lola Retreat and host of the Mental Health and Wealth show podcast. She lives in Los Angeles and enjoys jazz music, traveling, coffee, and spending time with her two cats and partner.

Katie Powers
Edited byKatie PowersAuto and Life Insurance Editor
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Katie PowersAuto and Life Insurance Editor
  • Licensed auto and home insurance agent

  • 3+ years experience in insurance and personal finance editing

Katie uses her knowledge and expertise as a licensed property and casualty agent in Massachusetts to help readers understand the complexities of insurance shopping.

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Daniel Roccato
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Daniel RoccatoAdvisor
  • 30+ years in financial services

  • Clinical Professor of Finance, University of San Diego

Dan is a well-recognized and widely quoted financial services expert, regularly appearing in a variety of national and local media as a subject matter expert.

Konstantin Halachev
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Konstantin HalachevVice President of Engineering
  • 7+ years experience in data analysis

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Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

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