Cheap Car Insurance in Oregon (May 2023)

The best car insurance in Oregon is also the cheapest car insurance in Oregon: State Farm leads both categories.

Updated April 20, 2023

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The best car insurance companies offer broad coverage options and convenient digital tools, have strong third-party ratings, and provide affordable rates. But the best car insurance company for you will depend on your specific coverage needs and your individual driver profile, including information such as your age and driving history.

To help you find the best Oregon car insurance, Insurify’s data scientists compared coverages, financial strength ratings, customer satisfaction indicators, and more. The average cost of car insurance in Oregon is $205 per month, but you may be able to find the coverage you need for less. Here’s what you need to know.

Best car insurance companies in Oregon

Every auto insurance company in Oregon prices policies differently and offers different coverage options. For example, some insurers may offer generous rates to senior drivers or comprehensive coverage for classic cars. Your individual situation will determine the best car insurance company for you — but here’s information to help you evaluate your options.

Insurance CompanyBest ForAverage Monthly Quote: Liability OnlyInsurify Quality Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
State Farm Best and cheapest overall$474.4
USAAMilitary$564.4
TravelersSafe drivers$814.2
American FamilyFamilies$804.2
AllstateStudents$924.1
NationwideOutdoor enthusiasts$1224.1
FarmersLuxury car owners$109N/A
GEICOHigh-risk drivers$604.2
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

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Best and cheapest car insurance overall in Oregon: State Farm

State Farm stands out for offering the cheapest average car insurance rates for drivers with both clean records and violations. The company also has an A++ financial strength rating from A.M. Best, took second place in the J.D. Power 2022 U.S. Auto Insurance Study for the Northwest, and offers supplemental coverages like roadside assistance and rideshare coverage.[1]

State Farm also offers two telematics programs and a variety of discounts. The company received one of the highest Insurify Quality (IQ) Scores from Insurify data scientists, too, with a score of 4.4 out of 5. State Farm also has a highly rated mobile app you can use to manage your policy.

Pros
  • Cheapest average rates in the state

  • Superior financial strength and customer satisfaction ratings

  • Low NAIC complaint index for auto insurance

Cons
  • Mixed customer service reviews

  • Doesn’t offer new-car replacement or gap coverage

  • Not writing new policies in Massachusetts or Rhode Island [2] [3]

Best car insurance for military in Oregon: USAA

USAA logo

USAA

Average Monthly Cost:
$56
Insurify Quality Score:
4.4

Not only does USAA offer the second-cheapest car insurance premiums after State Farm, but the company also offers military-oriented discounts, such as savings of up to 60% when you’re deployed or storing your vehicle and savings of up to 15% on comprehensive coverage for garaging your vehicle on a military installation.

USAA also received the highest score from J.D. Power for the Northwest and has an A++ financial strength rating from A.M. Best. The company even received a 4.4 IQ Score from Insurify’s data scientists. However, USAA is only available to current and former military and their immediate families.

Pros
  • Affordable rates

  • Generous discounts for military members

  • Superior financial strength and customer satisfaction ratings

Cons
  • Only available to current and former military members and their families

  • Few optional coverages

  • Some discounts not available in all locations[4]

Best car insurance for safe drivers in Oregon: Travelers

Travelers logo

Travelers

Average Monthly Cost:
$81
Insurify Quality Score:
4.2

While State Farm provides the cheapest overall rates for drivers with a clean record, Travelers is another great option. The company offers a safe driver discount, a driver training discount, and a telematics program that can save you up to 30% based on your driving habits. Travelers also offers great coverage options with a variety of add-ons.

What’s more, the company holds an A++ financial strength rating with A.M. Best and an IQ Score of 4.2. That said, Travelers has received more complaints about its auto insurance policies with the NAIC over the last few years than what’s considered average for a company of its size. This indicates that the company may have issues with customer satisfaction.

Pros
  • Superior financial strength ratings

  • Great savings opportunities for safe drivers

  • Several optional coverage options

Cons
  • High NAIC complaint index

  • Mixed customer service reviews

  • Telematics program may result in higher rates for risky drivers

Best car insurance for families in Oregon: American Family

American Family offers affordable rates and a variety of discounts that make the company advantageous for families. Beyond multi-policy and multi-vehicle discounts, American Family also offers a generational discount, a young volunteer discount, an away-at-school discount, a good student discount, and a safe driving program for teens.

American Family also offers roadside assistance and rental car reimbursement coverage, which are key to keeping families moving in the event of an incident or accident. The company has an A financial strength rating with A.M. Best, a 4.2 IQ Score, and very few complaints with the NAIC over the last few years relative to its market share — a positive indicator of customer satisfaction.

Pros
  • Offers several discounts designed to save families money

  • Very few NAIC complaints

  • Excellent financial strength ratings

Cons
  • Relatively expensive for DUI drivers

  • Doesn’t offer rideshare coverage

  • Available in only 18 states

Best car insurance for students in Oregon: Allstate

Allstate logo

Allstate

Average Monthly Cost:
$92
Insurify Quality Score:
4.1

You don’t necessarily need good grades to earn a student discount from Allstate — you can also save by completing a driver education program for teens or for attending school at least 100 miles from where your car is garaged. What’s more, Allstate offers a telematics program for low-mileage drivers in Oregon, which can be a good option for students who don’t drive frequently.

Allstate also offers accident forgiveness, a great feature for young drivers. The company has an A+ financial strength rating from A.M. Best and a 4.1 IQ Score but is ranked below average by J.D. Power for the region. Additionally, Allstate received slightly more than its share of complaints with the NAIC, given the size of the company.

Pros
  • Offers several ways to earn a student discount

  • Offers mileage-based insurance

  • Superior financial strength ratings

Cons
  • Poor J.D. Power ranking

  • Slightly high NAIC complaint index

  • Doesn’t offer gap insurance or new-car replacement coverage[5]

Keep Reading: How to Get Good Student Car Insurance Discounts

Keep Reading: How to Get Good Student Car Insurance Discounts

Best car insurance for outdoor enthusiasts in Oregon: Nationwide

Nationwide logo

Nationwide

Average Monthly Cost:
$122
Insurify Quality Score:
4.1

If your family takes your vehicle on outdoor adventures far away from the city, roadside assistance is an important coverage to have — and Nationwide includes it with policies that have collision and comprehensive coverage. Benefits also include up to $100 per day in trip interruption coverage, in case your car breaks down more than 100 miles away from home.

Nationwide also offers a variety of discounts, including a telematics program that earns you a discount for safe driving and a defensive driving discount for seniors. The company has an A+ financial strength rating from A.M. Best and a 4.1 IQ Score from Insurify data scientists. The company’s complaints with the NAIC increased in 2022, but the company had a low number of complaints in previous years.

Pros
  • Excellent roadside assistance benefits

  • Offers a variety of discounts

  • A+ financial strength rating from A.M. Best

Cons
  • Complaints to the NAIC increased in 2022

  • Higher rates than some other companies

  • Few optional coverages

Best car insurance for classic and luxury car owners in Oregon: Farmers

Farmers logo

Farmers

Average Monthly Cost:
$109
Insurify Quality Score:
N/A

Farmers offers some of the most comprehensive coverage options for luxury and classic vehicles. You can get customized equipment coverage, full windshield and glass coverage, spare parts coverage, and new-car replacement coverage from the company. Farmers also offers guaranteed value coverage for classic or collectible cars.

Farmers has an A financial strength rating with A.M. Best, an IQ Score of 3.7, and a low NAIC complaint index, which indicates the company has few issues with customer satisfaction. The company is also ranked above-average for claims satisfaction by J.D. Power but gets a poor score for overall customer satisfaction in the Northwest.

Pros
  • More robust coverage options than most companies

  • Offers guaranteed value coverage for classic cars

  • Low NAIC complaint index and high claims satisfaction rating

Cons
  • Poor J.D. Power ranking overall for the Northwest

  • More expensive premiums than some other companies

  • Relatively low IQ Score compared to competitors on this list

Best car insurance for high-risk drivers in Oregon: GEICO

GEICO logo

GEICO

Average Monthly Cost:
$60
Insurify Quality Score:
4.2

While State Farm offers the lowest rates to drivers with accidents, DUIs, and speeding tickets on their driving records, GEICO is an excellent alternative that keeps rates low for high-risk drivers. For example, drivers with tickets on their records pay an average of just $98 per month. The company will file an SR-22 for drivers who need one and offers several discounts you can use to offset the higher cost of coverage, including a driver’s education discount.

GEICO ranks third in the J.D. Power 2022 U.S. Auto Insurance Study for the Northwest, ranks above average for claims satisfaction, and has a lower-than-average complaint index with the NAIC for auto insurance. What’s more, the company carries an A++ financial strength grade with A.M. Best, the highest possible grade available.

Pros
  • Superior financial strength ratings

  • Offers generous rates and SR-22 insurance for high-risk drivers

  • Above-average J.D. Power rankings

Cons
  • Few additional coverage options

  • Higher-risk drivers may pay higher rates

  • Telematics app not available in all 50 states

How Insurify’s experts used internal proprietary data to rate the top auto insurers

Data scientists at Insurify analyzed more than 40 million real-time auto insurance rates from our partner providers across the United States to compile the car insurance quotes, statistics, and data visualizations displayed on this page.

The car insurance data includes coverage analysis and details on drivers' vehicles, driving records, and demographic information. Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Service’s database of auto insurance rates.

With these insights, Insurify is able to offer drivers insight into how companies price their car insurance premiums. The data included on this page represent averages across all driver ages, gender, credit scores, and driver profiles for Oregon drivers.

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How to shop for the best car insurance in Oregon

Follow these steps as you shop for the best car insurance in Oregon:

  1. Determine your coverage needs. Decide whether you want liability-only or full coverage insurance, and determine what additional coverages you may need. For example, if you just bought a new car, you might need gap coverage or new-car replacement coverage, but not all insurance companies offer those coverages.

  2. Check availability. Check which companies offer the coverage you need in your state. You may also check to see which discount programs are offered where you live.

  3. Compare third-party ratings. Look at national and regional J.D. Power rankings as well as financial strength ratings from independent insurance rating agencies like A.M. Best, S&P Global, Moody’s, and Fitch Ratings. Eliminate options that don’t meet your standards.

  4. Check for complaints about each company. Look at customer service reviews and identify any patterns in complaints. You can also look up the company’s NAIC complaint index to see how it compares to others in the industry.

  5. Compare digital tools. Many companies offer mobile apps, but features may vary from one company to the next. Check what’s available to help you manage your policy. Make sure to evaluate how easy it will be to file a claim.

How to get the cheapest car insurance in Oregon

One of the best ways to get cheap car insurance in Oregon is to compare quotes, according to Kelly Kapple, insurance agent for COUNTRY Financial. Every car insurance company evaluates your driver profile a little differently, so some companies may be able to offer you lower premiums for the same coverage.

The following tips can also help you save:

  • Ask about discounts. Kapple says you can sometimes get a discount for paying annually instead of monthly. In addition, “Many insurance companies offer discounts if you bundle both your home and auto insurance together,” she says.

  • Only buy the coverage you need. Stick to the coverage you need. For example, if you already have roadside assistance through your credit card or auto club, don’t double-up on coverage.

  • Enroll in a telematics program. Some car insurance companies offer mileage-based or usage-based programs. Enrolling may earn you a discount, but you could pay more if you drive recklessly.

  • Choose a high deductible. Kapple says raising your deductible can reduce your premiums. “But make sure you have enough money saved to cover the deductible if you have to file a claim,” she advises.

Learn More: The 2023 Guide to Car Insurance Discounts

Learn More: The 2023 Guide to Car Insurance Discounts

Minimum car insurance requirements in Oregon

Liability coverage is required by law in the state of Oregon. You must show proof of insurance:[6]

  • When registering a vehicle

  • When purchasing a light vehicle trip permit

  • As requested by law enforcement

At a minimum, you must carry the following coverages:

Coverage TypeLimits RequiredWhat It Covers
Bodily injury liability$25,000 per person and $50,000 per accidentExpenses related to death or injuries incurred by the other party in an accident caused by your vehicle
Property damage liability$25,000 per accidentCosts to repair or replace property of others damaged in an accident caused by your vehicle
Personal injury protection$15,000 per personMedical bills, lost wages, and related expenses for you and your passengers after an accident, regardless of who was at fault
Uninsured motorist$25,000 per person and $50,000 per accidentMedical expenses for you and your passengers and costs to repair or replace your vehicle after an accident caused by a driver without insurance (or in the event of a hit-and-run)

Liability-only vs. full-coverage insurance in Oregon

Oregon law requires that all drivers carry minimum liability auto insurance, which pays for the other party’s medical expenses and repair costs in an accident caused by you or another driver in your vehicle. The state also requires personal injury protection, which pays for medical expenses for you and your passengers, and uninsured motorist coverage, which reimburses you if you’re hit by a driver without insurance.

Your liability insurance won’t cover repairs to your own vehicle after an accident, nor will it cover things like theft or vandalism. If you want money toward repairing or replacing your vehicle after an accident you cause or after a non-collision event, you’ll need full-coverage auto insurance. If you have an auto loan or a lease, your lender or leasing company will likely require you to carry full-coverage insurance.

If your annual premium for full-coverage insurance would set you back more than the value of your car, it might be wise to forgo full-coverage insurance and put the money you save into a savings account. You also don’t need full-coverage insurance if you’re not driving the vehicle.

In most other cases, it makes sense to have collision and comprehensive coverage. That’s especially true if your car is expensive or new, or if you need your vehicle to get to work and you couldn’t afford to replace it out of pocket. Full-coverage car insurance is more expensive, but it’s worth the financial protection it provides.

Here’s a look at the cheapest auto insurance in Oregon by policy type. Some companies charge less for full coverage than others charge for liability-only coverage. For example, Nationwide’s average premiums for liability-only coverage are twice as expensive as State Farm’s average premiums for full coverage. That’s why it’s important to compare quotes when buying car insurance in Oregon.

Insurance CompanyAverage Monthly Quote: Liability Only

Average Monthly Quote:

Full Coverage

State Farm$47$57
USAA$56$67
Geico$60$73
American Family$80$97
Allstate$92$112
Travelers$81$114
Farmers$109$133
Nationwide$122$151
Safeco$105$167
Direct Auto$156$177
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

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Oregon car insurance rates by driving and accident history

Since insurance companies set premiums based on risk, they offer lower rates to drivers with a clean record. If you have speeding tickets or at-fault accidents on your record, or if you’ve been caught driving under the influence, insurers will see that as a red flag. If you’re not taking safety precautions on the road, you’re riskier to insure.

Here’s a look at average monthly quotes for the cheapest car insurance in Oregon based on driving and accident history. State Farm charges DUI drivers twice as much as drivers with a clean record. But even so, rates for DUI drivers at State Farm are less than what Farmers charges drivers with a clean record. That’s why comparing quotes is important for people with violations on their driving record.

Insurance CompanyAverage Monthly QuoteAverage Monthly QuoteAverage Monthly QuoteAverage Monthly Quote
State Farm $57$82$114$77
USAA$67$95$134$90
Geico$73$104$145$98
American Family$97$139$193$130
Allstate$112$159$222$149
Travelers$114$162$226$152
Farmers$133$189$264$178
Nationwide$151$216$300$202
Safeco$167$239$332$224
Direct Auto$177$252$351$237
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

SR-22 insurance in Oregon

An SR-22 certificate shows that you have the minimum required insurance coverages. Your insurance company files the form with the state on your behalf, and it becomes part of your driving record.

You may be required to have an SR-22 certificate in Oregon if:

  • You’ve been caught driving while uninsured

  • Someone else gets in an accident in your uninsured vehicle

  • You’re seeking reinstatement of your driving privileges, such as after a DUI

  • You’re applying for a hardship permit

Oregon car insurance quotes by credit tier

Insurance companies in Oregon can’t cancel your policy due to bad credit, but they can use your credit score among other criteria to set your premiums.[7] Insurers will check your credit-based insurance score, which is based on information in your credit report, to evaluate the risk to insure you.

That’s because people with poor credit account for a higher percentage of claims payouts, research shows. In other words, people with poor credit scores are likely to pay more for car insurance in Oregon because poor credit policyholders have historically cost insurance companies more money. People with excellent or good credit scores pay the lowest premiums.

Car insurance quotes in Oregon cities

Car insurance rates vary from one Oregon city to the next. You’ll pay more for car insurance in Portland than in Bend, for example. That’s because busy urban areas tend to have higher rates of vandalism and theft, and more traffic leads to more accidents. The likelihood of weather events can also vary from one area to the next, as can the cost of medical care, vehicle repair, and litigation.

Here’s what you can expect to pay for car insurance based on where you live in the state of Oregon. If you live in Portland, you may pay nearly twice as much for car insurance as drivers in Bend. Car insurance rates in Portland are 27% more expensive than the state average.

Least expensive Oregon cities

CityAverage Monthly QuoteCompared to State Average
Bend$134-34%
Klamath Falls$146-29%
Grants Pass$158-23%
Medford$166-19%
Springfield$168-18%
Eugene$172-16%
Albany$179-13%
Hillsboro$215+5%
Salem$238+16%
Gresham$258+26%
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

Most expensive Oregon cities

CityAverage Monthly QuoteCompared to State Average
Portland$260+27%
Beaverton$259+26%
Gresham$258+26%
Salem$238+16%
Hillsboro$215+5%
Albany$179-13%
Eugene$172-16%
Springfield$168-18%
Medford$166-19%
Grants Pass$158-23%
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

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Oregon car insurance rates by driver age

Young drivers pay the most for auto insurance in Oregon due to their lack of experience on the road. For example, teen drivers have a greater risk of crashing than any other age group, research shows. Insurance companies charge young drivers more to account for the greater risk of a claim.

Drivers in their 60s tend to pay the least for car insurance, while auto insurers sometimes raise rates for drivers in their 70s and 80s. The table below illustrates how age can affect insurance rates. Teen drivers pay more than double what drivers older than 40 pay, on average, for car insurance.

Age GroupAverage Monthly Quote
Teenagers$386
Under 25$292
25-29$219
30s$202
40s$186
50s$167
60s$139
70s$147
80+$166
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

Oregon car insurance FAQs

Like most states, Oregon requires drivers to carry a minimum amount of liability insurance. But depending on your situation, it may be a good idea to carry more coverage such as comprehensive, collision, and gap insurance.

Because car insurance can be a complex topic, here’s some additional information to help you navigate Oregon car insurance.

  • Who has the cheapest car insurance in Oregon?

    State Farm has the cheapest liability-only car insurance in Oregon, at $47 per month, Insurify data shows. This coverage will only protect you financially if you cause an accident that damages someone else’s property or injures another person — it won’t pay for your damages or injuries.

    USAA and GEICO also offer cheap liability coverage in Oregon, at $56 and $60 per month, respectively.

  • What is the required car insurance coverage in Oregon?

    Oregon requires all drivers to have the following minimum insurance coverages:

    • $25,000 per person/$50,000 per accident bodily injury liability

    • $25,000 per accident property damage liability

    • $15,000 per person personal injury protection

    • $25,000 per person/$50,000 per accident uninsured motorist coverage

    Oregon’s requirements are about average compared to other states.

  • What are the best car insurance companies in Oregon?

    USAA and State Farm have the highest IQ Scores of all Oregon insurers ranked by Insurify data scientists. Both have A++ ratings from A.M. Best for financial strength. State Farm’s average monthly quote for liability-only insurance is $47, and USAA’s is $56.

  • How does credit score affect car insurance premiums in Oregon?

    Oregon allows car insurance companies to consider credit when making underwriting and rate decisions — although they can’t use credit as the sole factor in their determinations. Generally, drivers with higher credit scores can get lower insurance rates, and those with lower credit scores have higher insurance rates.

  • Is Oregon a no-fault state?

    Yes. Oregon is a no-fault state. This means that each driver’s insurance pays their own costs, regardless of who caused an accident. Because of this, Oregon requires drivers to carry personal injury protection (PIP).

Insurify Insights

How Oregon Drivers Measure Up

While most drivers know that car insurance quotes are determined in part by your personal driving history, many may be unaware that rates are also impacted by the average risk of the drivers around you as well. Check out Insurify's latest analysis of driving records in Oregon below:

Methodology

Drawing from an internal database of over 4 million car insurance applications, the research team at Insurify analyzes patterns in car ownership and driver behavior - including how Oregon drivers measure up to their fellow motorists across the United States in areas including speeding, DUIs, and more.
Insurify Insights publishes data-driven articles, trend analyses, and national rankings each week on all factors related to cars and those who drive them.

ford

Ford F-Series Pickup

Most Popular Car in Oregon

#10

State with the Most Speeding Tickets Rank

#10

State with the Moving Violations Rank

#16

State with the Most DUIs Rank

#5

State with the most Suspended Licenses

  • While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Oregon is the #13 state in the country for drivers with an at-fault accident on their driving record.

    • Rank among states: #13
    • Percent of drivers in Oregon with an accident: 9.9%
  • While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Oregon is the #16 state in the country for drivers with a prior drunk driving conviction.

    • Rank among states: #16
    • Percent of drivers in Oregon with a DUI: 1.8%
  • Reckless driving refers to a specific traffic violation: when drivers willfully act dangerously in spite of the risks they’re imposing on both themselves and others. Oregon is the #12 state in the country for drivers with a reckless driving offense on record.

    • Rank among states: #12
    • Percent of drivers in Oregon with a reckless driving offense: 1.7%
  • The Insurify team classifies rude drivers as those who commit one or more of the following driving offenses: failure to yield or failure to stop, improper backing, passing where prohibited, tailgating, street racing, or hit-and-run. Oregon is the #14 state in the country for drivers with a rude driving violation on record.

    • Rank among states: #14
    • Percent of drivers in Oregon with a rude driving violation: 2%
  • Exceeding the speed limit can endanger others and have a serious impact on your insurance costs. Oregon is the #10 state in the country for drivers with a speeding ticket on record.

    • Rank among states: #10
    • Percent of drivers in Oregon with a speeding ticket: 10.9%
  • Failing to yield the right of way isn’t just frustrating for other drivers; it’s dangerous, too. Oregon is the #14 state in the country for drivers with a failure to yield violation on record.

    • Rank among states: #14
    • Percent of drivers in Oregon with a failure to yield violation: 0.2%
Insurify Insights

Insurify's team of data scientists and content specialists presents Insurify Insights, a series of automotive, home, and health studies focusing on the topics that impact us all. through expert analysis of over 4 million car insurance applications and an array of top data sources, the Insurify Insights team produces new data-driven articles, trend analyses, regional superlatives, and national rankings every week. See Insurify Insights as featured in Forbes, Fox News, USA Today, NPR, and more.

Methodology

Data scientists at Insurify analyzed more than 40 million real-time auto insurance rates from our partner providers across the United States to compile the car insurance quotes, statistics, and data visualizations displayed on this page. The car insurance data includes coverage analysis and details on drivers' vehicles, driving records, and demographic information. Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Service's database of auto insurance rates. With these insights, Insurify is able to offer drivers insight into how companies price their car insurance premiums.

Sources

  1. State Farm. "Car insurance coverage options." Accessed April 17, 2023
  2. State Farm. "Browse Nearby Massachusetts Insurance Agents." Accessed April 17, 2023
  3. State Farm. "Browse Nearby Rhode Island Insurance Agents." Accessed April 17, 2023
  4. USAA. "Types of Car Insurance Coverage." Accessed April 17, 2023
  5. Allstate. "Auto Coverages and Policies." Accessed April 17, 2023
  6. Oregon Driver & Motor Vehicle Services. "Minimum Insurance Requirements." Accessed April 17, 2023
  7. OregonLaws. "ORS 746.661 Use of credit history or insurance score." Accessed April 17, 2023
Lindsay Frankel
Lindsay FrankelInsurance Writer

Lindsay Frankel is a content writer specializing in personal finance and auto insurance topics. Her work has been featured in publications such as LendingTree, The Balance, Coverage.com, Bankrate, NextAdvisor, and FinanceBuzz.