Oregon not only has breathtaking waterfalls and lakes, but vibrant city life as well with over 60 breweries, the largest amount of resturants per capita, and no sales or restaurant taxes. It's truly the best of both worlds.
Oregon: Cheapest cities for car insurance
Requirement : Yes
Car insurance is required in Oregon . Drivers must have a minimum of liability, personal injury protection, and uninsured motorist coverage.
Minimum Coverage Car Insurance Requirements:
A minimum liability personal injury protection, and uninsured motorist is required:
Other Car Insurance Coverage Options:
Liability, personal injury protection, and uninsured motorist coverage are the only requirements for Oregon motorist to have, there are several other types of coverage available to drivers:
Other Forms of Financial Responsibility:
Other legal ways around buying car insurance include: There are no alternative forms of financial responsibility. Oregon requires all drivers to have minimum coverage.
Proof of Insurance: Yes
You must carry proof of insurance and registration with your vehicle at all times.
Your insurance provider will send you an insurance card.
Valid forms of proof of financial responsibility include:
Violations, Fines & Penalties:
Credit Scores & Determining Your Insurance Premium :
All Oregon drivers are required to have car insurance, however, insurance providers are reserved the right to deny coverage to high-risk drivers. Drivers unable to get private coverage can purchase insurance through the Western Association of Automobile Insurance Plans (WAAIP).
Other factors that may be used to determine your premiums include:
Discounts : Yes
Discounts available in Oregon:
All drivers are banned from all cell phone use while driving. All drivers are prohibited from texting while driving. Cell phone and texting violations are considered primary offenses. Violators face a $142 fine.