Cheap Auto Insurance Quotes in Grants Pass, OR (2021)

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Car Insurance in Grants Pass, OR

The average cost of Oregon car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Grants Pass, OR to find you the cheapest quotes in the area.

Quotes by Top Carriers
Quotes ($/mo)
$36
$66
$96
$110
$130
ProgressiveState FarmGEICOTravelersNationwide
Monthly $

Cheapest Car Insurance in Grants Pass, OR

Here are the cheapest carriers in Grants Pass for the following user profile: a single, 30 year old male with a clean driving record who drives a 2012 Honda Accord and pays a $1,000 deductible for the state’s minimum liability insurance.

Average Car Insurance Cost

Quotes by Top Carriers
Quotes ($/mo)
$142
$142
$155
$119
$169
$124
OregonPortlandSalemEugeneGreshamGrants Pass
Monthly $

Click here to learn about car insurance quotes and save on your current policy.

Grants Pass, OR Driving Facts

oregon

Minimum Car Insurance Requirements in OR

All motor vehicles operated or parked on Oregon roadways are required to be insured. Proof of insurance must be carried in your car at all times and must available when:

  • Requested by law enforcement
  • Renewing vehicle registration
  • The vehicle is involved in a car accident

Oregon auto insurance requirements are among the most comprehensive in the country. Coverage requirements mandated by Oregon law are a bit more comprehensive than the average state. The minimum liability car insurance requirements for private passenger vehicles in Oregon are as follows:

  • $25,000 per person/$50,000 per accident for Bodily Injury (BI)

Bodily injury liability coverage protects drivers if their car is involved in an accident that harms another individual. The minimum limits required by Oregon state law are $25,000 for the death or injury of a single victim as a result of a car accident and $50,000 for the deaths or injuries of multiple victims. Insurance companies list this type of coverage as 25/50, referring to the dollar limitations of each minimum. In the case of an accident, liability coverage can aid perpetrators with costs involved in a legal proceeding as a result of a crash. Bodily injury coverage is part of the minimum coverage required by Oregon law.

  • $20,000/accident for Property Damage (PD)

The state minimum amount of property damage liability coverage required in the state of Oregon is $20,000. If an insured driver is determined to be at fault and held liable in a motor vehicle accident, this coverage pays for damage repair to another individual’s property. Property damage coverage will also pay for legal costs if an insured driver is involved in a lawsuit following an accident.

  • $25,000 per person/$50,000 per accident Uninsured Motorist Bodily Injury (UMBI)

Uninsured and underinsured motorist coverage are required forms of insurance in Oregon. This coverage protects drivers who might incur damages from an accident caused by an uninsured or underinsured driver. If involved in an accident with an individual without sufficient coverage, insured drivers will still be covered by insurance. 

  • $15,000/person Personal Injury Protection (PIP)

Personal Injury Protection (PIP) provides coverage for medical costs that drivers and their passengers may face after an accident. PIP coverage protects drivers even if they are found to be at fault. Medical expenses are covered by this type of protection, and at least $15,000 worth of coverage is required in Oregon.

Find local Grants Pass agents

Insurance Lounge, Inc 
1221 NE 7th SE, Grants Pass, OR 97526-1423
Ministry Insurance Associates, LLC 
106 NW F St #986, Grants Pass, OR 97526
H.D. York Insurance Agency 
302 NW 4th St, Grants Pass, OR 97526
Jeff Clark Insurance
620 SW 6th St, Grants Pass, OR 29316
Hart Insurance 
321 SE "I" St, Grants Pass, OR 97526-3046
Siskiyou Insurance Marketplace 
704 Sw 4Th St, Grants Pass, OR 97526-2918
Towne Centre Insurance Services
315 SE 7th St, Grants Pass, OR 97526
Blalock Insurance
531 NE E St Ste E, Grants Pass, OR 97526
Farmers Insurance - Terry Spitz
1690 Williams Hwy, Grants Pass, OR 97527
Grants Pass Insurance
311 SE H St, Grants Pass, OR 97526

Insurify Insights: How Grants Pass Drivers Measure Up

toyota
Toyota Camry
Most Popular Car in
Grants Pass, OR
suspended licenses
#1
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Grants Pass drivers measure up to their fellow Oregon motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Accidents Grants Pass

While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Grants Pass drivers rank 16 in the number of car accidents per driver across all cities in Oregon.

  • Rank within state: #16
  • Percent of drivers in Grants Pass with an accident: 10%
  • Drivers in Grants Pass, OR with an accident in their driving history paid on average 34.75% more than drivers with a clean record

Speeding Grants Pass

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Oregon, Grants Pass drivers rank 15 in the number of speeding infractions per driver.

  • Rank within state: #15
  • Percent of drivers in Grants Pass with a speeding ticket: 8.55%
  • Drivers in Grants Pass, OR with a speeding ticket in their driving history paid on average 31.36% more than drivers with a clean record

DUI/DWIs Grants Pass

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Grants Pass drivers rank 6 in the number of DUI’s per driver across all cities in Oregon.

  • Rank within state: #6
  • Percent of drivers in Grants Pass with a DUI: 2.73%
  • Drivers in Grants Pass, OR with a DUI in their driving history paid on average 12.71% more than drivers with a clean record

Most Popular Vehicle Grants Pass

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Grants Pass is the Toyota Camry.

Rude Grants Pass

The Insurify team classifies rude drivers as those who commit the following driving offenses: failure to yield or failure to stop, improper backing, passing where prohibited, tailgating, street racing, or hit-and-runs. Among all cities in Oregon, Grants Pass drivers rank 7 in rude driving infractions.

  • Rank within state: #7
  • Percent of drivers in Grants Pass with a reckless driving violation: 2%
  • Drivers in Grants Pass, OR with a reckless driving violation in their driving history paid on average --% more than drivers with a clean record.

Safest Drivers Grants Pass

Having a squeaky-clean driving record is an accomplishment to be proud of. Some cities have safer drivers than others; Grants Pass drivers rank 1 in clean driving records across all cities in Oregon.

  • Rank within state: #1
  • Percent of drivers in Grants Pass with clean record: 81.27%

Failure to Yield the Right of Way Grants Pass

Failing to yield the right of way isn’t just frustrating for other drivers; it’s dangerous, too. Grants Pass drivers rank 1 in failure to yield violations per driver across all cities in Oregon.

  • Rank within state: #1
  • Percent of drivers in Grants Pass with a failure to yield violation: 0.73%
  • Drivers in Grants Pass, OR with a failure to yield violation in their driving history paid on average --% more than drivers with a clean record

Reckless Drivers Grants Pass

Reckless driving refers to a specific traffic violation: when drivers willfully act dangerously in spite of the risks they’re imposing on both themselves and others. Among all cities in Oregon, Grants Pass drivers rank 2 in the number of reckless driving offenses per driver.

  • Rank within state: #2
  • Percent of drivers in Grants Pass with a reckless driving offense: 0.36%

Hybrid/Electric Vehicle Ownership Grants Pass

As auto manufacturers increasingly turn towards producing greener car models, more and more motorists are embracing hybrids and EV’s. Grants Pass drivers rank 12 in hybrid and electric vehicle ownership across all cities in Oregon.

  • Rank within state: #12
  • Percent of drivers in Grants Pass with a hybrid/electric vehicle: 0.78%

Insurify Rate Comparison Methodology

The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.