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Temporary Car Insurance in Oregon (With Quotes)

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Insurify partners with top insurance companies and is a licensed agent in all 50 states. However, the insurance experts writing our content operate independently of our partners. Check out reviews from over 3,000 satisfied customers, how we make money, our data methodology, and our editorial standards.

Why you can trust Insurify

Insurify partners with top insurance companies and is a licensed agent in all 50 states. However, the insurance experts writing our content operate independently of our partners. Check out reviews from over 3,000 satisfied customers, how we make money, our data methodology, and our editorial standards.
Jeanette Wisniewski

By: Jeanette Wisniewski

Edited by John Leach | Reviewed by Licensed Insurance Agent, Amber Benka

Updated March 9, 2022

Cheapest Companies for Temporary Car Insurance Oregon (2022)

For drivers looking for temporary insurance in Oregon, it’s important that you evaluate all of your potential insurance options to ensure you are finding the best rate. Comparing the right insurance companies will allow you to get the best possible insurance rate for drivers looking for a 6-month policy.

To simplify comparing companies, Insurify has analyzed rates from top insurance providers in Oregon. The following are the best insurance rates from carriers that offer temporary car insurance for drivers in Oregon.

CarrierAvg. Monthly Cost The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.
Mile Auto$105
Metromile$108
Travelers$127
Kemper$139
Foremost Signature$162

What Is Temporary Car Insurance and How to Get It in Oregon?

Like most states, Oregon requires a minimum amount of liability insurance to be on the road along with these other insurance coverages: personal injury protection, uninsured motorist, and underinsured motorist. If you want "temporary" insurance that includes these minimums, the shortest length of time you can buy insurance is six months. Although you may see shorter policies advertised, reputable insurance companies only sell insurance in six-month and yearlong increments.

Know that there are sometimes other solutions to your short-term insurance needs than purchasing an insurance policy. Your agent may be able to adjust your current policy to cover students that drive out-of-state temporarily, for example. If you do need short-term insurance, know that it’s the most flexible insurance you can get because you can check out new rates every six months (or earlier if you are willing to cancel).

What Are the Average Short-Term Car Insurance Rates in Oregon?

According to numbers taken from actual carriers and drivers across the state, Oregonians pay about $1,438 on average for a six-month car insurance policy. If per month costs are more helpful to consider, the average monthly rate for a short-term policy in the state is $240.

Length of Short-Term Insurance PolicyAvg. Monthly Rate, Short-Term Policy The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.Total Cost of 6 Month, Short-Term Policy The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.
6 months$240$1,438

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What Are the Benefits of Choosing a Six-Month Auto Insurance Policy in Oregon?

Some buying decisions are one-and-done. But car insurance shouldn’t be that way. Shopping for insurance every six months (whether you switch or not) gives you the flexibility to redo your budget if you have to by finding cheaper rates.

Why would rates be cheaper? Perhaps you missed a company you never shopped before in your first search. Or your driving record has improved. Carriers even switch the way they rate risk now and then. Because there are so many variables in the auto insurance industry, shopping for a short-term policy using a site like Insurify is a solid step. In just minutes, Insurify can return you valuable information from dozens of carriers that may just fit your budget better this time around.

Find Cheap Short-Term Car Insurance in Minutes

You could find cheap short term car insurance options in Oregon within minutes using Insurify. All you’ve got to do is fill in some basic information about yourself and your car, and you’ll be presented with a list of up to 20 short-term car insurance policy options within minutes. These quotes are customized, real-time, and accurate. Insurify also allows you the option to toggle between the rates for a six-month policy and a 12-month policy—that way you can see for yourself which option is best for you.

Compare quotes fast, free, and online with Insurify’s car insurance quote comparison tool.

Best Short-Term Car Insurance Plans in Oregon

Insurance prices and policies can vary significantly between companies, and a state like Oregon draws a wide variety of choices when drivers are evaluating temporary car insurance plans.
Insurify's rate comparison tool will help you make sure you're getting the best possible quote based on your needs and location. You can have peace of mind you're not paying any more than you need to, and customers save $585 per year on average.

Top Auto Insurance Companies

Compare Top Auto Insurance Companies

Use Insurify for all of your car insurance comparison needs! Compare and connect directly with the top insurance companies to find the best rates as well as the most personalized discounts and coverage options. Insurify’s network includes over 200 insurance companies throughout the U.S. who can work with you to get you the right auto insurance policy at the cheapest price. See All Auto Insurance Companies

FAQs - Oregon Car Insurance

  • There are many different factors that go into the how expensive your car insurance is. That said, some of the reasons why you could be paying so much for your insurance include: living in a state with high minimum insurance requirements, being a young or new driver, committing past traffic offenses like at-fault accidents or DUIs, and having a low credit score.

  • Auto insurance costs will vary between locations and insurance carriers, depending on the county Oregon. Insurify analyzed the latest data for the five most populous cities in Oregon to find you the cheapest quotes in each of these metropolitan areas.

  • The way to find the carrier with the best auto insurance ratings in Oregon and save on your insurance premiums is to compare quotes from all companies in your area. Use a car insurance quotes comparison site like Insurify to compare up to 10+ real quotes for your specific driver profile and unlock savings and discounts. Rates can fluctuate greatly based on whether you're a safe driver or a high risk one, but you should never overpay. Insurify provides the cheapest car insurance quotes and companies in your area in just a few seconds.

  • During the past three years in the United States, national premium costs have risen an average of 4.5 percent annually. In states where quotes have risen, this figure has been 7.8 percent; and in those where rates have fallen, prices have decreased by approximately 6.0 percent. Individual rates by state will of course vary depending on the driver’s history and a multitude of factors.

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  • Personalized quotes in 5 minutes or less
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  • Data scientists at Insurify analyzed over 40 million auto insurance rates across the United States to compile the car insurance quotes, statistics, and data visualizations displayed on this page. The car insurance data includes coverage analysis and details on drivers' vehicles, driving records, and demographic information. With these insights, Insurify is able to offer drivers insight into how their car insurance premiums are priced by companies.

Jeanette Wisniewski
Jeanette Wisniewski

Insurance Writer

Jeannette Wisniewski is a technology writer whose passion is encouraging people to engage with technology by making it more understandable and more interesting. Though she enjoys writing business copy for a wide range of subjects, she is most inspired by emerging tech and its applications. She is a graduate of San Jose State University, a Georgia Peach at heart, and happy to call Boise, ID home.

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