Cheapest Auto Insurance in Beaverton, Oregon (2024)

Drivers in Beaverton can find the cheapest insurance from Mile Auto, with liability-only rates starting at $71 per month.

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Cheapest recent rates near Beaverton, Oregon

Drivers in and around Beaverton, Oregon have found policies from Liberty Mutual, Mile Auto, National General, and more, through Insurify in the last few days.

*Quotes generated for Insurify users in and around Beaverton, Oregon within the last 10 days. Last updated on October 31, 2024

Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from October 31, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.

*Quotes generated for Insurify users in and around Beaverton, Oregon within the last 10 days. Last updated on October 31, 2024

Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from October 31, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.
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Updated October 31, 2024

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Beaverton drivers pay an average monthly rate of $132 for a liability auto policy and $214 for full coverage. Compared to the rest of the state, these premiums are more expensive. 

This might be due to the city’s higher population and close proximity to Portland, which means more drivers on the road and an increased accident risk. The good news is cheap car insurance does exist in Beaverton, and the best way to find it is by comparing quotes from multiple insurers.

Quick Facts
  • A full-coverage insurance policy in Beaverton costs $2,568 per year, on average.

  • Teen and senior drivers can lock in the best prices on car insurance coverage through discounts offered by GEICO, Travelers, and other auto insurance companies.

  • Oregon prohibits insurers from using drivers’ credit information when setting insurance rates for a policy renewal. 

Cheapest car insurance companies in Beaverton

Not all car insurance companies in Beaverton offer the same policies at the same prices. Because rates and coverage levels vary greatly, it’s a good idea to shop around and compare all your options. To help you get started, here are a few of the cheapest car insurance companies in Beaverton.

Insurance Company
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
Full Coverage
Liability Only
Best For
USAA9.4$77$69Veterans
GEICO9.0$83$74Senior drivers
Travelers9.0$85$130Student drivers
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
  • Our editorial team spent more than 350 hours developing the Insurify Quality (IQ) Score and scoring insurance companies. The IQ Score objectively analyzes and calculates a score for insurers using more than 15 crucial criteria. The team weighted criteria by importance to the consumer — factors such as customer reviews and affordability influence the score more than availability and third-party ratings.

    We rate each company on a 1 to 10 scale based on five categories: financial ratings, customer satisfaction, affordability, customer support and transparency, and availability. Insurify updates ratings once a year or as more recent information becomes available.

    • Third-party financial ratings: Insurify uses data from AM Best, S&P, Moody’s, and more to compare insurance companies’ credit and ability to pay out future claims.
    • Customer satisfaction: To calculate this score, Insurify analyzed more than 28,000 customer reviews across 155 car insurance companies. We also consider third-party ratings from J.D. Power, the National Association of Insurance Commissioners, and Trustpilot.
    • Affordability: Our data scientists analyzed more than 90 million real-time auto insurance rates from our partners across the U.S., as well as available discounts, to calculate an affordability score.
    • Customer support and transparency: This measures coverage options, ease of claims filing, and the insurer's transparency surrounding discounts, coverages, and claims process.
    • Availability and reach: Insurify scores availability and reach by identifying the number of states in which insurers offer coverage and company size by market share.

Best insurer for veterans: USAA

Compare personalized, real-time quotes
User Reviews
3.6
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
9.4/10
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$46/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$100/mo

Beaverton is a veteran-friendly city, thanks to amenities like Veterans Memorial Park and the Veterans of Foreign Wars (VFW). Current military members and veterans in the area can find affordable car insurance with USAA, which specifically serves the military community with a variety of insurance solutions and financial services.

Pros
  • SafePilot program rewards good drivers with a discount of up to 30%

  • Convenient mobile app

Cons
  • Auto insurance only available to active military members, veterans, and their families

  • No gap insurance

Read more driver reviews of USAA
Kent - October 29, 2024
Verified

Excellent

The insurance is a bit high.

Dorothy - October 29, 2024
Verified

Significant Increase in Policy Payment

Be cautious not to have an accident, as my policy payment increased by $300 a month.

Martin - October 29, 2024
Verified

My Opinion

They have always been there when I've needed them. They're not the cheapest, but I've never been denied a claim.

Best insurer for senior drivers: GEICO

Compare personalized, real-time quotes
User Reviews
3.1
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
9.0/10
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$55/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$121/mo

Seniors who are 65 and older make up 14.2% of Beaverton’s population. GEICO offers a number of discounts that may apply to them, including a defensive driving discount, a five-year good driving discount, a retired government and military discount, and a multi-car discount.

Pros
  • Variety of discounts advertised

  • 24/7 customer service

Cons
  • Doesn’t offer rideshare or gap insurance

  • Limited network of local insurance agents

Read more driver reviews of GEICO
Bobbie - October 30, 2024
Verified

My Experience

I've had them for many years. Despite never having a claim on multiple cars, my rates keep rising.

Marie - October 30, 2024
Verified

The customer service representative was patient, professional, and efficient

Excellent customer service.

Tom - October 30, 2024
Verified

Good

I've been with them for over 30 years. However, I think the cost is too high.

Best insurer for student drivers: Travelers

Compare personalized, real-time quotes
User Reviews
3.4
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
9.0/10
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$89/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$194/mo

Beaverton is home to Beaverton High School, which enrolls more than 1,400 students in grades 9–12. Many of these students drive or have plans to get behind the wheel soon. Travelers can accommodate them with discounts like a good student discount and a defensive driving course discount. There’s also an away-at-school discount that can come in handy when these students graduate and go to college more than 100 miles away from home.

Pros
  • Discounts for student drivers

  • Highly rated mobile app

Cons
  • Below-average Better Business Bureau (BBB) rating

  • No rideshare insurance in Oregon

Read more driver reviews of Travelers
Vicki - October 27, 2024
Verified

Good but Costly

I had a great experience with Travelers and would still be with them, but I got a better rate with another company.

Nancy - October 23, 2024
Verified

Not Great by Any Means

Be careful when you submit a claim! They actually owe me $1,000 from five years ago and I still haven't received it.

Birdie - October 21, 2024
Verified

Expensive

I've never needed any claims for over 40 years, have no tickets, and an excellent credit score, yet my rates increased by 50%.

How to get the cheapest car insurance in Beaverton

It takes a bit of time and effort to lock in low premiums on an auto policy in Beaverton. These tips can help you find the most affordable car insurance for your unique situation and needs:[1]

  • Shop around. Request quotes from at least three car insurance companies, and compare a number of factors like premiums, coverage levels, deductibles, discounts, and customer satisfaction ratings.

  • Bundle your home and auto insurance. If you combine your car insurance with homeowners insurance, renters insurance, or even life insurance, you may score a discount on your coverage.

  • Choose a higher deductible. A higher deductible will lead to lower rates on car insurance. Just make sure you can afford to pay it out of pocket if you need to file a claim.

  • Maintain a clean driving record. Beaverton drivers with clean records pay the lowest premiums. Drive safely to reduce the risk of speeding, at-fault accidents, and DUIs.

Find Cheap Car Insurance in Beaverton, Oregon

Liability rates start at $71 per month

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Cheapest liability-only car insurance in Beaverton: Mile Auto

Per Oregon law, drivers must purchase and maintain liability car insurance. Liability insurance covers the other driver’s property damage and medical expenses after an auto accident where you’re at fault. Because liability insurance meets the state’s minimum requirements and offers no additional coverage, it’s usually the cheapest auto policy type you can get.

The cheapest insurer for liability-only car insurance in Beaverton is Mile Auto, with an average liability-only premium of $71 per month. The table below shows the most affordable liability-only policies for drivers in Beaverton.

The below rates are estimated rates current as of: Sunday, September 1 at 12:00 PM PDT
Insurance Company
Average Monthly Quote
Mile Auto$71
Safeco$103
National General$123
Liberty Mutual$128
GAINSCO$130
Midvale Home & Auto$135
Direct Auto$145
Dairyland$154
Bristol West$172
The General$187
Root$198
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest full-coverage car insurance in Beaverton: Mile Auto

Full-coverage car insurance is optional in Beaverton and usually consists of liability, collision, and comprehensive insurance. But if you have a loan or lease on your vehicle, your lender may require it. This type of policy provides extra protection for vehicle damages, including accidents you cause.

Mile Auto is the cheapest full-coverage insurer in Beaverton, with an average cost of $89 per month. Here’s an overview of the cheapest full-coverage car insurance premiums in Beaverton.

The below rates are estimated rates current as of: Sunday, September 1 at 12:00 PM PDT
Insurance Company
Average Monthly Quote
Mile Auto$89
Safeco$150
Liberty Mutual$217
Midvale Home & Auto$221
GAINSCO$237
National General$247
Direct Auto$285
Root$318
The General$335
Bristol West$340
Dairyland$369
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest recent rates near Beaverton, Oregon

Drivers in and around Beaverton, Oregon have found policies from Safeco, National General, Mile Auto, and more, through Insurify in the last few days.

*Quotes generated for Insurify users in and around Beaverton, Oregon within the last 10 days. Last updated on October 31, 2024

Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from October 31, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.

*Quotes generated for Insurify users in and around Beaverton, Oregon within the last 10 days. Last updated on October 31, 2024

Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from October 31, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.

Car insurance requirements in Oregon

Oregon is an at-fault, or tort, state for car insurance. This means your car insurance company will pay for the other party’s property damage and injury costs if you cause an accident.

The Beaver State requires drivers to carry bodily injury liability coverage, property damage liability coverage, personal injury protection, and uninsured motorist coverage. Drivers who fail to show proof of insurance may be on the hook for legal and financial consequences.[2]

Coverage
Minimum Requirements
Bodily injury liability$25,000 per person / $50,000 per accident
Property damage liability$20,000 per accident
Personal injury protection$15,000 per person
Uninsured motorist protection bodily injury$25,000 per person / $50,000 per accident

Coverage beyond Oregon’s minimum liability requirements is optional in Beaverton but can offer additional peace of mind. Here are several optional car insurance policies you might want to consider:

  • illustration card https://a.storyblok.com/f/162273/x/665da91bf7/comprehensive-coverage.svg

    Comprehensive coverage

    Comprehensive insurance protects you from non-accident-related incidents that damage your vehicle, such as theft or fires.

  • illustration card https://a.storyblok.com/f/162273/x/169fdfde11/liability-coverage.svg

    Collision coverage

    If your car requires repairs or a replacement after an accident with another vehicle or object, such as a tree or fence, collision coverage will apply, regardless of who’s at fault.

  • illustration card https://a.storyblok.com/f/162273/x/abffe6238f/financial-protection.svg

    Gap coverage

    If you finance your car, gap insurance can cover the difference between the balance on your loan and your insurance settlement after your vehicle is considered a total loss.

Cheapest car insurance for drivers with an incident

At-fault accidents, speeding tickets, and driving under the influence (DUI) convictions are examples of incidents that increase insurance rates.[3] Car insurance companies typically reserve the cheapest coverage for people with clean driving records, but it’s still possible to find competitive rates with incidents on your driving record.

The below rates are estimated rates current as of: Sunday, September 1 at 12:00 PM PDT
Insurance Company
Clean Driving Record
With Speeding Ticket
With At-Fault Accident
With DUI
Mile Auto$71$99$103$120
Safeco$103$141$140$174
National General$123$167$172$207
Liberty Mutual$128$186$190$216
GAINSCO$130$189$173$219
Direct Auto$145$195$205$244
Dairyland$154$208$213$259
Bristol West$172$232$237$290
The General$187$255$264$315
Root$198$285$293$334
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Shop for Car Insurance in Beaverton, OR

Monthly rates start at $93 for drivers with an incident

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Average cost of car insurance by age

Compared to older drivers, teen drivers have less experience on the road and pay the highest rates for auto policies as a result. Seniors also face higher rates than middle-aged drivers due to physical and mental impairments that may increase accident risk.[4]

Average car insurance rates tend to decrease around age 35 and pick back up again around age 70. Here’s a look at the average cost of car insurance in Beaverton, organized by driver age.

Age
Average Monthly Quote
Teens$405
20s$273
30s$213
40s$190
50s$170
60s$161
70s$166
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

Beaverton car insurance quotes by credit tier

The state of Oregon allows car insurance companies to consider your credit history when they underwrite your policy and determine your rate. Because insurers believe drivers with good to excellent credit are less risky than drivers with poor credit, they offer them cheaper coverage. The table below demonstrates average quotes for Beaverton drivers with different credit scores.

Rates by Credit Tier

Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

Beaverton car insurance FAQs

If you’re shopping for car insurance in Beaverton, this additional information may help as you research your coverage options.

  • How much is car insurance in Beaverton?

    Car insurance in Beaverton costs $132 per month for liability-only coverage and $214 per month for full coverage, according to Insurify data.

  • Who has the cheapest car insurance in Beaverton?

    Mile Auto, Safeco, and National General have the cheapest car insurance in Beaverton. Their monthly liability-only rates start as low as $71, $103, and $123, respectively. But the cheapest company for you will depend on many factors, including your location, age, type of car you drive, and chosen coverage.

  • What are the best car insurance companies in Beaverton?

    With affordable rates, an A++ (Superior) rating from AM Best, and a high Insurify Quality (IQ) Score, GEICO is one of the best car insurance companies in Beaverton. Other top insurers include Travelers and USAA.

Methodology

Insurify data scientists analyzed more than 90 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 50+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.

Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).

Liability-only premium averages correspond to policies with the following coverage limits:

  • Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
  • Property damage limits between $10,000 and $50,000
  • No additional coverage
Full-coverage premium averages correspond to the same bodily injury and property damage limits in addition to:
  • Comprehensive coverage with a $1,000 deductible
  • Collision coverage with a $1,000 deductible

Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.

Sources

  1. Insurance Information Institute. "How to save money on car insurance."
  2. Oregon Driver & Motor Vehicle Services. "Minimum Insurance Requirements."
  3. Insurance Information Institute. "What determines the price of an auto insurance policy?."
  4. Centers for Disease Control and Prevention. "Older Adult Drivers."
Anna Baluch
Anna BaluchInsurance Writer

Anna Baluch is a Cleveland-based personal finance and insurance expert. With an MBA from Roosevelt University, she enjoys writing educational content that helps people make smart financial decisions. Her work can be seen across the internet on many publications, including Freedom Debt Relief, Credit Karma, RateGenius, and the Balance. Connect with Anna on LinkedIn.

Ashley Cox
Edited byAshley CoxSenior Managing Editor
Headshot of Managing Editor Ashley Cox
Ashley CoxSenior Managing Editor
  • 7+ years in content creation and management

  • 5+ years in insurance and personal finance content

Ashley is a seasoned personal finance editor who’s produced a variety of digital content, including insurance, credit cards, mortgages, and consumer lending products.

Featured in

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