Best Car Insurance in Oregon (2026)
Mile Auto has some of the cheapest car insurance in Oregon, while State Farm is good for liability coverage and GEICO is smart for young drivers.
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4.7 / 518K reviews
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Writer: Aly J. YaleHome and Auto Insurance Writer, Real Estate Expert
Writer: Aly J. YaleHome and Auto Insurance Writer, Real Estate Expert
Qualifications:
National Association of Real Estate Editors member
Bylines include Forbes, Bankrate, and CBS News
Aly is a reporter specializing in real estate, mortgages, and personal finance. You can find her work in Hearst newspapers and numerous financial publications.
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Editor: MacKenzie KorrisLicensed P&C Agent, Senior Insurance Copy Editor
Editor: MacKenzie KorrisLicensed P&C Agent, Senior Insurance Copy Editor
Qualifications:
Licensed property and casualty insurance agent
10+ years editing experience
NPN: 21630969
MacKenzie Korris is an insurance copy editor with a producer’s license for property and casualty insurance in Missouri.
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Reviewer: Mark FriedlanderSenior Director, Media Relations, Insurance Information Institute
Reviewer: Mark FriedlanderSenior Director, Media Relations, Insurance Information Institute
Qualifications:
Media relations director for Insurance Information Institute
20+ years in insurance and communications
Impartial, independent expert
As Senior Director, Media Relations, for Insurance Information Institute, Mark serves as the non-profit’s national spokesperson, sharing information and education on a wide array of insurance issues.
Updated
Why you can trust Insurify: Comparing accurate insurance quotes should never put you at risk of spam. We earn an agent commission only if you buy a policy based on our quotes. Our editorial team follows a rigorous set of editorial standards and operates independently from our insurance partners. Learn more.
Best car insurance companies in Oregon
Insurify analyzed 120+ car insurers to determine the best car insurance companies in Oregon. Since insurance needs vary, we divided the top insurers into categories, including best overall, best for young drivers, best for people with an at-fault accident on their records, best for military families, and best for liability-only coverage. See the winners for each category in Oregon below.
Mile Auto: Best overall
| User Reviews | 4.5 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 8.8 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $67/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $86/mo |
4.5
Best choice in OregonBased on 220 verified driver reviews and ratings
Mile Auto's score | Industry average | |
|---|---|---|
| Coverage options | 4.0 | 3.2 |
| Customer service | 3.5 | 3.6 |
| Discounts | 3.9 | 2.9 |
| Policy transparency | 3.9 | 3.1 |
| Value | 4.0 | 2.9 |
How drivers feel about Mile Auto
Drivers appreciate the quality service but find the rates high and claim processing slow.
Based on analysis of verified reviews collected by Insurify
Best in Oregon for
Showing recent national reviewsSee all 73 Mile Auto reviews
Verified Purchase
Reviewed in Ohio on September 2, 2026
Cheap.
Verified Purchase
Reviewed in Georgia on August 16, 2026
I wasn’t made aware of the pay-per-mile feature until after I received my bill. I suggest making sure clients know in detail what their responsibility is. It helps to know, especially in a world where budgeting is crucial and can make or break financial plans. Thanks.
Verified Review
Reviewed in Florida on July 25, 2026
I thought it would be cheaper. I have to provide a photo of my mileage every month. I don’t drive much, and they aren’t any cheaper.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
Not rated
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
2.18
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
NR
Why we picked this company
For Oregon drivers in search of low car insurance rates, Mile Auto is the best choice. The company has some of the lowest full-coverage and liability-only car insurance costs among all insurers analyzed.
Mile Auto is a pay-per-mile insurer that charges a low monthly base rate, plus a per-mile rate. Oregon drivers average 8,592 miles per year, according to Insurify data. If you drive less than that, Mile Auto could be a good option.
Pros
Low full-coverage premiums in Oregon
No in-car tracking device
High customer ratings on Trustpilot
Cons
Not ideal if you drive a lot
Requires submitting mileage every month
No mobile app
State Farm: Best for liability-only coverage
| User Reviews | 4.1 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 9.3 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $56/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $89/mo |
4.1
Best choice in OregonBased on 21,568 verified driver reviews and ratings
State Farm's score | Industry average | |
|---|---|---|
| Coverage options | 4.1 | 3.2 |
| Customer service | 4.4 | 3.6 |
| Discounts | 3.9 | 2.9 |
| Policy transparency | 3.9 | 3.1 |
| Value | 3.7 | 2.9 |
How drivers feel about State Farm
Customers appreciate the insurer’s excellent customer service and personal attention but dislike the high prices and frequent rate increases. They also express frustration with the claims process.
Based on analysis of verified reviews collected by Insurify
Best in Oregon for
Showing 37 reviews from Oregon driversSee all 8,207 State Farm reviews
Verified Review
Reviewed in Oregon on September 22, 2026
Love it! Customer service and online support are excellent. Pricing is great. I haven’t had any negative experiences at all, and I’ve been a customer for quite some time now.
Verified Review
Reviewed in Oregon on September 18, 2026
Great service, but it’s expensive.
Verified Review
Reviewed in Oregon on September 18, 2026
Been with State Farm for over 50 years. They have always been solid. Every 2–3 years, I check around to see if they’re staying competitive, and they always are. Their safe driver rewards and rebates keep them even more competitive.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
656
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.84
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++
Why we picked this company
Oregon requires all drivers to have at least $25,000 in bodily injury liability coverage per person ($50,000 per accident); $20,000 in property damage liability; $15,000 in personal injury protection; and $25,000 in uninsured motorist (UM) coverage per person ($50,000 per accident).[1]
If you need only the state’s minimum amount of insurance, State Farm is a smart choice. The company has some of the lowest liability-only premiums in Oregon, plus a variety of discounts.
Pros
Low liability-only premiums in Oregon
Offers many discounts
App-based claim filing
Cons
Low customer ratings on Trustpilot
No gap insurance
Must work with a dedicated State Farm agent
USAA: Best for military families
| User Reviews | 4.9 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 9.1 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $66/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $105/mo |
4.9
Best choice in OregonBased on 4,384 verified driver reviews and ratings
USAA's score | Industry average | |
|---|---|---|
| Coverage options | 4.9 | 3.2 |
| Customer service | 4.9 | 3.6 |
| Discounts | 4.9 | 2.9 |
| Policy transparency | 4.9 | 3.1 |
| Value | 4.9 | 2.9 |
How drivers feel about USAA
Customers appreciate the insurer’s reliable customer service and claim handling but express concerns about high rates and frequent price increases. Some also find the insurer’s security protocols and communication methods frustrating.
Based on analysis of verified reviews collected by Insurify
Best in Oregon for
Showing 8 reviews from Oregon driversSee all 1,713 USAA reviews
Verified Review
Reviewed in Oregon on July 10, 2026
I’ve taken the AAA driver’s course and have even taught it. I’ve had my mileage tracked on each trip and scored 100%, yet my rates have about doubled in the past two years. I’m tired of looking for good companies with fair rates, but you’re charging too much.
Verified Review
Reviewed in Oregon on June 29, 2026
Watch out for rising rates.
Verified Review
Reviewed in Oregon on May 3, 2026
When I first got on with USAA auto insurance, they were forthright about what they could do for you, and their cost for insurance was unbeatable. However, in the last few years since they have brought on their CEO, the cost of having USAA insurance has no benefit to it whatsoever. They still have good customer service, but on the financial side, they have gotten overly greedy.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
743
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
1.31
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++
Why we picked this company
Oregon has a veteran population of nearly 260,000, according to the Department of Veterans Affairs. For these and other military members, USSA could be a smart choice. The insurer consistently has some of the lowest car insurance rates and a high J.D Power ranking for claims satisfaction. But only military members and their families are eligible for coverage.
Pros
Offers low premiums in Oregon
Several discounts and savings programs
Highly rated mobile apps
Cons
Open only to certain military members and their families
No 24/7 customer phone support
Low customer ratings on Trustpilot
Progressive: Best for drivers with an accident
| JD Power J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale. | 607 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 8.7 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $74/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $132/mo |
How drivers feel about Progressive
Customers appreciate the insurer’s good customer service and initial affordability but dislike the consistent price increases and complex claims process.
Based on analysis of verified reviews collected by Insurify
Best in Oregon for
Showing 48 reviews from Oregon driversSee all 9,174 Progressive reviews
Verified Review
Reviewed in Oregon on September 12, 2026
They’re not great. Their insurance coverage isn’t clear, and the safe-driving tracking for discounts is awful. It doesn’t track properly, and if you don’t watch it daily, they try to ding you for things you didn’t even do. I had marks against me saying I was using my phone while driving, even though there’s a button on my steering wheel I can push to control my phone. They still said I was using my phone when my car controls it and all I have to do is talk to it.
Verified Review
Reviewed in Oregon on September 5, 2026
Poor, unforeseen lack of notice. They didn’t let people on disability/SSI know they were going to jack up their price with the Drive and Save program.
Verified Review
Reviewed in Oregon on August 18, 2026
A little difficult. I still don’t have any insurance through you. I’ve been trying for days to get through to the ones that are listed, and I’ve had nothing but problems. I enter all my info, and then there’s always an error or something happens. I haven’t been able to proceed with purchasing a policy, so I’m frustrated.
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.97
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A+
Why we picked this company
Just under 5% of Oregon drivers have an accident on their record, according to Insurify data. For these residents, Progressive is a car insurer worth considering. Progressive’s rates for Oregon drivers with an accident are fairly affordable, and the insurer offers three accident forgiveness programs.
Pros
Low premiums for Oregon drivers with an accident
Offers many premium discounts
Lots of coverage options and accident forgiveness options
Cons
Low customer ratings on Trustpilot
Low J.D. Power claims satisfaction rating
No gap insurance available
GEICO: Best for young drivers
| User Reviews | 4.0 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 9.2 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $74/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $114/mo |
4.0
Best choice in OregonBased on 21,073 verified driver reviews and ratings
GEICO's score | Industry average | |
|---|---|---|
| Coverage options | 4.0 | 3.2 |
| Customer service | 4.1 | 3.6 |
| Discounts | 3.9 | 2.9 |
| Policy transparency | 4.0 | 3.1 |
| Value | 3.9 | 2.9 |
How drivers feel about GEICO
Customers appreciate the reliability and customer service but find the rates to be high and increase frequently, even without claims or accidents. The app has improved, but some find the claims process lacking.
Based on analysis of verified reviews collected by Insurify
Best in Oregon for
Showing 19 reviews from Oregon driversSee all 8,255 GEICO reviews
Verified Review
Reviewed in Oregon on September 27, 2026
I have a clean driving record, and my rates were increased. I have a commercial driver’s license, by the way.
Verified Review
Reviewed in Oregon on September 25, 2026
The price was still too high, and it feels unfair that they use your credit report.
Verified Review
Reviewed in Oregon on August 9, 2026
Since I’m married, I’m forced to put my husband on my insurance. He doesn’t drive. I’m the only driver and rarely drive more than 11,000 miles a year. My driving record is squeaky clean. Since I got married, my premium went from $97.00 up to $113.97. The only explanation for this is greed.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
637
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.59
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++
Why we picked this company
Young drivers typically pay more for car insurance, so shopping around is critical. In Oregon, one of the most affordable insurers for young drivers is GEICO. Plus, the insurer offers a good student discount for young drivers who maintain at least a B average.
Oregon has strict licensing rules for its younger drivers. Drivers younger than 18 can’t use a mobile device while driving, even if it’s for a call.[2] GEICO’s DriveEasy program rewards hands-free driving and can help teens save on expensive rates.
Pros
Low premiums for Oregon teen drivers and drivers in their 20s
Highly rated mobile apps
Offers many discounts
Cons
Low customer ratings on Trustpilot
No gap insurance
Limited add-on coverages
How we chose the best car insurance companies in Oregon
Our editorial team analyzed regional and national auto insurance companies that sell policies in Oregon to assess which offer the best rates, coverage options, customer service, and savings to drivers. We prioritized competitive rates, 24/7 customer service, low-mileage discounts or programs, safe driving discounts, homeownership discounts or bundling options, and specialty or supplemental coverages.
Average cost of car insurance in Oregon
Oregon’s average car insurance costs fall right in the middle of the pack in comparison to the rest of the U.S. The average full-coverage premium is $156 per month, while the average premium for liability-only coverage is $91. Those rates have largely held steady, falling just $3 in the first half of 2026. They’re predicted to fall another $4 by the end of the year, according to a recent Insurify report.
One reason Oregon’s car insurance rates aren’t on the extremely high or low end compared to other states may be its middle-of-the-pack driver statistics. The share of drivers with driving under the influence of intoxicants (DUII) convictions, speeding tickets, and accidents tends to be right in the middle, according to Insurify data.
Find Cheap Car Insurance in Oregon
Liability quotes start at $56/mo.
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4.7 out of 5 based on 17,610 reviews
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How to get the best car insurance in Oregon
The best car insurance isn’t only about rate. To make sure you get the best policy in Oregon, keep the following tips in mind:
Compare several insurers
Premiums and coverages can vary between insurers, so it’s important to get car insurance quotes from several companies before choosing your policy. It’s also worth comparing discounts to see which insurers have the best savings potential.
Make sure to include uninsured motorist coverage
Not only does Oregon law require drivers to have uninsured/underinsured motorist coverage, but it’s also important for personal financial protection. More than 12% of Oregon drivers are uninsured, according to Insurance Research Council data.
Improve your credit
Oregon is one of the many states that allows insurers to use credit data in setting rates. Improving your credit could lead to lower insurance rates.[3]
Consider comprehensive and collision coverage
Oregon is at risk of several natural disasters, including wildfires. To ensure you have protection from severe weather and accidents, you may want collision and comprehensive coverage.
Best car insurance in Oregon FAQs
The best car insurance in Oregon depends on many factors, and finding the right policy can sometimes be challenging. Use the following frequently asked questions to help guide your search.
What is the best car insurance in Oregon for drivers with a DUII?
The best car insurance company for Oregon drivers with a DUII is State Farm, which offers the lowest liability-only rates, according to Insurify data. Just 0.8% of Oregon drivers have a DUII on their driving record.
What is the cheapest full-coverage car insurance in Oregon?
For full coverage, the cheapest car insurance in Oregon is Mile Auto, which has an average premium of just $86 per month.
Which car insurance companies offer the best discounts in Oregon?
Many car insurers offer discounts in Oregon, including State Farm, GEICO, and Progressive. You can also consider bundling your car insurance with your homeowners insurance or renters insurance to reduce your rates further.
What happens if you don’t have the minimum coverage required by Oregon?
Oregon requires drivers to have a minimum amount of bodily injury liability, property damage liability, personal injury protection to cover medical bills, and UM insurance to drive on state roads. Driving without this insurance can mean a felony charge, anywhere from $130 to $1,000 in fines, and a license suspension.[4]
Sources
- Oregon.gov. "Minimum Insurance Requirements."
- Oregon.gov. "Get a Driver License - Under 18."
- Oregon.gov. "Oregon Division of Financial Regulation encourages consumers to check with their insurance carriers about lowering premiums if credit improves."
- Oregon State Bar. "Uninsured and Underinsured Drivers."
Methodology
Insurify data scientists analyzed more than 250 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 500+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.
Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).
Liability-only premium averages correspond to policies with the following coverage limits:
- Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
- Property damage limits between $10,000 and $50,000
- No additional coverage
- Comprehensive coverage with a $1,000 deductible
- Collision coverage with a $1,000 deductible
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State Farm, USAA, and Mile Auto offer some of Oregon’s cheapest car insurance quotes.
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Drivers in Beaverton can find the cheapest insurance from State Farm, with liability-only rates starting at $70 per month.
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State Farm has the cheapest liability-only rates in Corvallis, with a rate of $48 per month.
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State Farm offers the cheapest car insurance in Eugene, with minimum-coverage policies as low as $55 per month.
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State Farm is the cheapest car insurance company in Grants Pass, with monthly liability-only rates of $45.
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State Farm offers the cheapest car insurance in Medford, Oregon, at $49 per month for liability coverage. Medford’s small population and short commute times may contribute to its low rates.
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State Farm has the cheapest liability insurance in Portland, Oregon, averaging $77 per month. The city’s vehicle theft rate and high population density affect car insurance rates.
)
Cheapest Auto Insurance in Salem, Oregon
Salem drivers can find the cheapest car insurance rates from State Farm. The insurer’s liability rates start at just $68 per month.
)
Best Cheap Auto Insurance in Springfield, Oregon
State Farm, USAA, and Mile Auto offer the cheapest car insurance rates in Springfield.
Cheapest Car Insurance Quotes in The Dalles, Oregon (October 2026)
State Farm offers the lowest average minimum-coverage insurance rates in The Dalles, at $53 per month. Drivers in The Dalles share I-84 with freight traffic moving through the Columbia River Gorge, where high winds and changing weather can affect insurance rates.
Writer: Aly J. YaleHome and Auto Insurance Writer, Real Estate Expert
Writer: Aly J. YaleHome and Auto Insurance Writer, Real Estate Expert
Qualifications:
National Association of Real Estate Editors member
Bylines include Forbes, Bankrate, and CBS News
Aly is a reporter specializing in real estate, mortgages, and personal finance. You can find her work in Hearst newspapers and numerous financial publications.
Editor: MacKenzie KorrisLicensed P&C Agent, Senior Insurance Copy Editor
Editor: MacKenzie KorrisLicensed P&C Agent, Senior Insurance Copy Editor
Qualifications:
Licensed property and casualty insurance agent
10+ years editing experience
NPN: 21630969
MacKenzie Korris is an insurance copy editor with a producer’s license for property and casualty insurance in Missouri.
Reviewer: Mark FriedlanderSenior Director, Media Relations, Insurance Information Institute
Reviewer: Mark FriedlanderSenior Director, Media Relations, Insurance Information Institute
Qualifications:
Media relations director for Insurance Information Institute
20+ years in insurance and communications
Impartial, independent expert
As Senior Director, Media Relations, for Insurance Information Institute, Mark serves as the non-profit’s national spokesperson, sharing information and education on a wide array of insurance issues.