Cheapest Auto Insurance in Corvallis, Oregon (2026)
State Farm has the cheapest liability-only rates in Corvallis, with a rate of $42 per month.
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Taylor Milam-Samuel Insurance Writer
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Master’s in Education
Taylor Mlam-Samuel is a personal finance writer and credentialed educator. When she’s not helping readers better save and spend money, she can be found teaching.
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Katie PowersLicensed P&C Agent, Senior Insurance Editor
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Table of contents
The average cost of car insurance in Corvallis, Oregon, is $75 per month for liability insurance and $119 for full-coverage insurance. Drivers in Corvallis pay less than the national averages of $98 for liability and $187 for full coverage.
Corvallis has a relatively low population of 60,000 people, and the average driver in Corvallis only commutes 18 minutes, which likely contributes to its low rates.[1]
Here’s how to compare quotes from multiple insurers and get cheap car insurance in Corvallis.
Quick Facts
State Farm, Mile Auto, and Sun Coast have the cheapest liability insurance in Corvallis.
Corvallis drivers pay an average of $1,428 per year for a full-coverage policy.
Oregon is an at-fault state, which means the driver who causes an accident must cover the other party’s resulting medical expenses and vehicle repair costs.
3 of the cheapest car insurance companies in Corvallis
Mile Auto, Safeco, and GAINSCO have the lowest rates for car insurance in Corvallis. As you shop for the right coverage, consider your budget, vehicle type, and auto policy needs. Comparing quotes from multiple companies can help you get the lowest rate because the best insurer for you will depend on your driver profile and desired coverage levels.
Here’s more information about a few of the top auto insurance companies in Corvallis. The rates below reflect average insurance costs for all of Oregon.
Insurance Company  | IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | Full Coverage | Liability Only | Best For |
|---|---|---|---|---|
| Safeco | 8.1 | $114 | $82 | Cheap rates |
| Mile Auto | 8.8 | $76 | $61 | Pay-per-mile insurance |
| GAINSCO | 7.9 | N/A | N/A | High-risk drivers |
Disclaimer: Table data sourced from real-time Corvallis car insurance quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual car insurance quotes in Corvallis may vary based on the policy buyer's unique driver profile.
Our editorial team spent more than 350 hours developing the Insurify Quality (IQ) Score and scoring insurance companies. The IQ Score objectively analyzes and calculates a score for insurers using more than 15 crucial criteria. The team weighted criteria by importance to the consumer — factors such as customer reviews and affordability influence the score more than availability and third-party ratings.
We rate each company on a 1 to 10 scale based on five categories: financial ratings, customer satisfaction, affordability, customer support and transparency, and availability. Insurify updates ratings once a year or as more recent information becomes available.
- Third-party financial ratings: Insurify uses data from AM Best, S&P, Moody’s, and more to compare insurance companies’ credit and ability to pay out future claims.
- Customer satisfaction: To calculate this score, Insurify analyzed more than 55,000 customer reviews across 155 car insurance companies. We also consider third-party ratings from J.D. Power, the National Association of Insurance Commissioners, and Trustpilot.
- Affordability: Our data scientists analyzed more than 90 million real-time auto insurance rates from our partners across the U.S., as well as available discounts, to calculate an affordability score.
- Customer support and transparency: This measures coverage options, ease of claims filing, and the insurer's transparency surrounding discounts, coverages, and claims process.
- Availability and reach: Insurify scores availability and reach by identifying the number of states in which insurers offer coverage and company size by market share.
Best insurer for cheap rates: Safeco
| User Reviews | 4.3 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 8.1 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $63/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $87/mo |
4.3
Best choice in Corvallis, ORBased on 1,056 verified driver reviews and ratings
How drivers feel about Safeco
Drivers appreciate the smooth claims process and periodic safe driving checks but dislike the frequent and significant rate increases without clear explanation.
Based on analysis of verified reviews collected by Insurify
Best in Corvallis for
Cash back for being claims free
Optional coverages
Diminishing deductible
How drivers feel about Safeco
Drivers appreciate the smooth claims process and periodic safe driving checks but dislike the frequent and significant rate increases without clear explanation.
Based on analysis of verified reviews collected by Insurify
Best in Corvallis for
Cash back for being claims free
Optional coverages
Diminishing deductible
Showing recent national reviews - See all 539 Safeco reviews
Donald
Verified Review
Bring your prices down
Reviewed in Oklahoma on April 24, 2026
They charge too much money for the old stuff that I have, nothing higher than a 2006 or 2013 for my Jeep. They told me what a good customer I was. I made a mistake on the dates and paid it all in full on the 22nd when I thought that's when it was due, but I paid it on the 21st. I didn't think I was late, but they charged me a late fee. It was due on the 15th, and I missed that email. They did not care, well neither do I. So, just as soon as I find something cheaper, I'm going. I already dropped it down to just the bare minimum. Y'all lost a good customer.
Bryan
Verified Review
Not Happy
Reviewed in Utah on April 19, 2026
Premiums started low, but it seems like with every renewal they increase again and again. I would think that the longer I am a customer, they would go in the other direction.
Alysia
Verified Review
Older Car, More Expensive
Reviewed in Alabama on March 23, 2026
My car got older, and the insurance increased over the last 3 years.
…
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
613NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
1.72A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
AWhy we picked this company
Safeco offers the lowest car insurance rates in Corvallis, making it an excellent pick for budget-conscious drivers and local college students. In addition to low rates, the company has money-saving programs, including cash back for staying claim-free for six months, diminishing deductibles, and accident forgiveness. Drivers can work with an experienced agent to choose from standard coverage options, like collision, liability, and comprehensive coverage.
Pros
Cash back for being claim-free
Work with an independent insurance agent
Cons
Below-average J.D. Power customer satisfaction rating in the Northwest region
Not many discounts
Best insurer for pay-per-mile insurance: Mile Auto
| User Reviews | 4.5 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 8.8 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $47/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $57/mo |
4.5
Best choice in Corvallis, ORBased on 202 verified driver reviews and ratings
How drivers feel about Mile Auto
Drivers appreciate the quality service but find the rates high and claim processing slow.
Based on analysis of verified reviews collected by Insurify
Best in Corvallis for
Low-mileage drivers
Senior drivers
Cheap full coverage
How drivers feel about Mile Auto
Drivers appreciate the quality service but find the rates high and claim processing slow.
Based on analysis of verified reviews collected by Insurify
Best in Corvallis for
Low-mileage drivers
Senior drivers
Cheap full coverage
Showing recent national reviews - See all 68 Mile Auto reviews
Sabrina
Verified Purchase
Good
Reviewed in Tennessee on May 6, 2026
I just wish they would send me an actual insurance card and my policy info in the mail, not just email, because I have no way to print it.
Maureen
Verified Purchase
Low mileage savings made easy
Reviewed in Georgia on April 16, 2026
This is great for keeping your insurance costs down if you don't drive much. Leave yourself a little room when it asks for average miles per day, as we all have unexpected journeys from time to time. I've not had a problem with sending pictures or making payments online.
Olanrewaju
Verified Purchase
Reasonable coverage.
Reviewed in Georgia on March 17, 2026
So far, it has been very good.
…
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
NRNAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
2.18A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
NRWhy we picked this company
Mile Auto offers pay-per-mile insurance, meaning rates depend on how much you drive. The less you drive, the less you pay, which makes it a solid choice for remote workers or drivers in Corvallis with short commutes.
The pricing structure is straightforward, and you can estimate your rate online by entering your ZIP code and annual mileage. If you typically drive fewer than 10,000 miles per year, you can probably get a lower rate with Mile Auto. But if you regularly drive to the nearby cities of Eugene or Salem, you might get a better rate elsewhere.
Pros
Straightforward pricing
Save money by driving less
Cons
Limited insurance options
Must submit odometer pictures
Best insurer for high-risk drivers: GAINSCO
| User Reviews | 3.6 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 7.9 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $123/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $207/mo |
3.6
A solid option in Corvallis, ORBased on 208 verified driver reviews and ratings
How drivers feel about GAINSCO
Drivers appreciate the helpful service and affordability but dislike the high rates and poor app functionality.
Based on analysis of verified reviews collected by Insurify
Best in Corvallis for
High-risk drivers
SR-22 insurance
Minimum coverage
How drivers feel about GAINSCO
Drivers appreciate the helpful service and affordability but dislike the high rates and poor app functionality.
Based on analysis of verified reviews collected by Insurify
Best in Corvallis for
High-risk drivers
SR-22 insurance
Minimum coverage
Showing recent national reviews - See all 83 GAINSCO reviews
Jessica
Verified Purchase
It would be nice to be able to get a person on the phone. It took me 6 days to get an insurance quote on a new car I wanted to buy, and I already had a policy with them. It was ridiculous.
Reviewed in Georgia on May 6, 2026
It would be nice to be able to get a person on the phone. It took me 6 days to get an insurance quote on a new car I wanted to buy, and I already had a policy with them. It was ridiculous.
Phaderia
Verified Purchase
Awesome
Reviewed in Georgia on May 1, 2026
Perfectly convenient.
Irene
Verified Review
I was nervous at first because other insurance companies tell you one thing about the price and then
Reviewed in South Carolina on May 1, 2026
They care about their customers. If there's anything that you don't understand, they take the time to explain it very politely and make you feel cared about. Gainsco is the greatest ever.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
NRNAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
2.6A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A-Why we picked this company
GAINSCO specializes in insurance for high-risk drivers who have a history of incidents, like at-fault accidents, driving under the influence (DUI) charges, or driving without insurance. State Farm, one of the country’s largest insurers, owns GAINSCO. Drivers can work with the company to get an SR-22 form.
Drivers with violations often have to pay higher rates since it’s riskier for insurers to provide coverage. But GAINSCO offers average rates that are competitive with other insurance companies in the area. Plus, you might qualify for an additional discount to reduce your costs.
Pros
Can get price quotes online
Competitive rates for high-risk drivers
Cons
Limited details about coverage options
Customer service not available 24/7
How to get the cheapest car insurance in Corvallis
Your ZIP code affects how much you pay for car insurance. The good news is that rates in Corvallis are lower than the national average. Factors like your age, vehicle, and driving history also influence car insurance costs.
You can take additional steps to lower your rates:
Bundle policies. Many car insurance companies offer a discount for bundling policies. If you need more than one type of insurance, consider working with the same insurer for all your insurance products. For example, you can often combine auto insurance with life insurance, home insurance, business insurance, or renters insurance.
Ask for discounts. Most insurance agents automatically apply eligible discounts to your policy. But it’s always a good idea to double-check and ask about additional discount options, especially if you’re getting a quote online. Call the customer service phone number to confirm.
Compare quotes. Comparing quotes from at least three insurance companies is one of the most effective ways to lower car insurance costs. Get quotes from a few insurance companies before you make a decision. It’s a simple way to ensure you’re getting the best rate.
Find Cheap Car Insurance in Corvallis, Oregon
Liability quotes start at $42 per month
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Cheapest liability-only car insurance in Corvallis: State Farm
The state of Oregon mandates liability coverage, making it a legal requirement for drivers. The policy helps you pay for the other driver’s vehicle repairs and medical expenses if you cause an accident. It also covers the cost of your medical expenses, regardless of fault. But it doesn’t cover the cost of your repairs — you need to add extra coverage if you want protection for your car.
Liability-only car insurance in Corvallis costs an average of $75 per month. Here are the car insurance companies that offer the best deals for liability insurance in the city.
The below rates in Corvallis, OR, are estimated rates current as of: Monday, May 11 at 12:00 PM PDT.
Insurance Company | Average Monthly Quote |
|---|---|
| State Farm | $42 |
| Mile Auto | $47 |
| Sun Coast | $50 |
| USAA | $50 |
| GEICO | $53 |
| National General | $54 |
| Progressive | $59 |
| Bristol West | $61 |
| Country Financial | $63 |
| The General | $63 |
| Safeco | $63 |
| Dairyland | $67 |
| American Family | $71 |
| Nationwide | $74 |
| Direct Auto | $74 |
| Root | $76 |
| Allstate | $82 |
| Farmers | $97 |
| Liberty Mutual | $98 |
| Travelers | $120 |
| GAINSCO | $123 |
Disclaimer: Table data sourced from real-time Corvallis car insurance quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual car insurance quotes in Corvallis may vary based on the policy buyer's unique driver profile.
Cheapest full-coverage car insurance in Corvallis: Mile Auto
Full-coverage car insurance includes liability, comprehensive, and collision policies. The policies work together to ensure adequate protection. Liability insurance pays for the other driver’s repairs and medical bills when you cause an accident. A collision policy helps pay for your vehicle repairs if you hit a car or other object, and comprehensive insurance provides protection against theft, natural disasters, and other events.
Even though Oregon state law doesn’t require you to purchase full-coverage car insurance, many insurance experts recommend that drivers have the coverage. And if you have a loan or lease on your car, your lender will probably require you to carry full coverage. It’s an effective way to protect your finances.
Drivers in Corvallis pay an average of $119 per month for full-coverage car insurance. The following insurance companies offer the cheapest full-coverage rates in Corvallis.
The below rates in Corvallis, OR, are estimated rates current as of: Monday, May 11 at 12:00 PM PDT.
Insurance Company | Average Monthly Quote |
|---|---|
| Mile Auto | $57 |
| State Farm | $73 |
| USAA | $86 |
| Safeco | $87 |
| GEICO | $92 |
| National General | $100 |
| Country Financial | $109 |
| Root | $109 |
| Progressive | $109 |
| Bristol West | $113 |
| Sun Coast | $119 |
| American Family | $124 |
| Nationwide | $129 |
| Liberty Mutual | $130 |
| Direct Auto | $131 |
| Dairyland | $143 |
| Allstate | $143 |
| The General | $146 |
| Farmers | $169 |
| GAINSCO | $207 |
| Travelers | $208 |
Disclaimer: Table data sourced from real-time Corvallis car insurance quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual car insurance quotes in Corvallis may vary based on the policy buyer's unique driver profile.
Cheapest recent rates near Corvallis, Oregon
Drivers in and around Corvallis, Oregon have found policies from Liberty Mutual, Sun Coast, Mile Auto, and more, through Insurify in the last few days.
*Quotes generated for Insurify users in and around Corvallis, Oregon within the last 10 days. Last updated on May 12, 2026. Actual quotes may vary based on the policy buyer’s unique driver profile.
Rates shown are real-time Insurify user quotes from 500+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from May 12, 2026. Actual quotes may vary based on the policy buyer’s unique driver profile.
*Quotes generated for Insurify users in and around Corvallis, Oregon within the last 10 days. Last updated on May 12, 2026. Actual quotes may vary based on the policy buyer’s unique driver profile.
Rates shown are real-time Insurify user quotes from 500+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from May 12, 2026. Actual quotes may vary based on the policy buyer’s unique driver profile.
Car insurance requirements in Oregon
Oregon requires drivers to meet the state’s minimum insurance requirements. This coverage includes bodily injury liability, property damage liability, personal injury protection, and uninsured motorist coverage, which is more extensive than what most states require.[2]
Here are the minimum car insurance requirements for drivers in Corvallis:
Coverage | Minimum Requirements |
|---|---|
| Bodily injury liability | $25,000 per person / $50,000 per accident |
| Property damage liability | $20,000 per accident |
| Personal injury protection (PIP) | $15,000 per person |
| Uninsured motorist | $25,000 per person / $50,000 per accident |
Though Oregon has minimum insurance requirements, you have the option to add extra policies or increase your coverage levels for more protection. You might want to consider the following optional policies:
Comprehensive coverage
Comprehensive insurance is part of full-coverage car insurance. It helps pay for your vehicle repairs following damage from severe weather, theft, or vandalism.
Collision coverage
Collision insurance is typically part of a full-coverage plan. The policy pays for vehicle repairs if you collide with another vehicle or object, including lamp posts, mailboxes, or poles.
Gap coverage
You should consider this coverage if you finance or lease your vehicle. If you total your vehicle in an accident, gap insurance helps cover the difference between your insurance payout and what you still owe to your lender.
Roadside assistance coverage
If your car breaks down on the side of the road, roadside assistance can cover services dealing with flat tires, dead batteries, and more.
Rental car reimbursement coverage
A rental car reimbursement policy covers the cost of a rental car while your car is in the shop due to an eligible claim.
Cheapest car insurance for drivers with an incident
Insurers consider past marks on your driving record when determining insurance rates. At-fault accidents, speeding tickets, DUIs, and other moving violations can increase car insurance costs. Past accidents indicate that you may be more likely to file a claim in the future, which costs insurance companies money.
To offset those potential costs, insurers charge more for auto insurance coverage. The average cost of car insurance for Corvallis drivers with a past incident is $91 per month for liability insurance. Here’s how much you might pay for car insurance with an auto accident or other incident on your record in Corvallis.
The below rates in Corvallis, OR, are estimated rates current as of: Monday, May 11 at 12:00 PM PDT.
Insurance Company | Clean Driving Record | With Speeding Ticket | With At-Fault Accident | With DUI |
|---|---|---|---|---|
| State Farm | $42 | $55 | $56 | $57 |
| Mile Auto | $47 | $60 | $64 | $64 |
| Sun Coast | $50 | $68 | $68 | $64 |
| USAA | $50 | $67 | $68 | $68 |
| GEICO | $53 | $72 | $71 | $72 |
| National General | $54 | $70 | $73 | $74 |
| Progressive | $59 | $80 | $80 | $76 |
| Bristol West | $61 | $80 | $81 | $83 |
| Country Financial | $63 | $89 | $87 | $84 |
| The General | $63 | $88 | $88 | $83 |
| Safeco | $63 | $86 | $89 | $91 |
| Dairyland | $67 | $87 | $90 | $91 |
| American Family | $71 | $96 | $97 | $92 |
| Nationwide | $74 | $100 | $101 | $101 |
| Direct Auto | $74 | $97 | $102 | $101 |
| Root | $76 | $105 | $104 | $105 |
| Allstate | $82 | $111 | $111 | $112 |
| Farmers | $97 | $129 | $131 | $132 |
| Liberty Mutual | $98 | $130 | $132 | $134 |
| Travelers | $120 | $162 | $164 | $164 |
| GAINSCO | $123 | $153 | $160 | $168 |
Disclaimer: Table data sourced from real-time Corvallis car insurance quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual car insurance quotes in Corvallis may vary based on the policy buyer's unique driver profile.
Average cost of car insurance by age
Your age is another factor that affects car insurance rates. Due to inexperience, a family with teenage drivers typically pays the most for car insurance coverage.[3] But as drivers gain experience in adulthood, they can expect rates to decrease steadily from their mid-30s to retirement age.
Rates increase again for drivers 70 and older. Due to age-related risk factors, senior drivers pay more for a car insurance policy.[4]
Compare the average rates for car insurance in Corvallis for different age brackets.
Age | Average Monthly Quote |
|---|---|
| Teens | $264 |
| 20s | $194 |
| 30s | $146 |
| 40s | $131 |
| 50s | $112 |
| 60s | $99 |
| 70s | $102 |
Disclaimer: Table data is based on real-time Corvallis quotes from Insurify’s network of 500+ insurance partners. Actual rates may vary depending on the policyholder’s individual profile and coverage needs.
Find Car Insurance in Corvallis, OR
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Corvallis car insurance quotes by credit tier
Insurance companies in Oregon can consider credit-based insurance scores when determining rates.[5] Insurers use the scores to gauge risk. Riskier drivers are more expensive to insure, and insurance companies view poor credit as an indicator of additional risk.
Because of that, drivers with poor credit typically pay more for coverage, while drivers with better credit usually pay less.
Here are the average monthly rates for full-coverage car insurance in Corvallis by credit tier.
Rates by Credit Tier
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Corvallis car insurance FAQs
Before you start shopping around for auto insurance, you should determine how much coverage you need. The following information can help answer your remaining questions about finding cheap insurance in Corvallis.
How much is car insurance in Corvallis?
On average, Corvallis drivers pay $75 per month for liability insurance and $119 for full-coverage insurance. How much you pay for car insurance will depend on your driving record, credit history, age, chosen coverage, and more.
Who has the cheapest car insurance in Corvallis?
State Farm has the cheapest liability insurance rate in Corvallis, at $42 per month. With liability insurance rates of $47 and $50 per month, Mile Auto and Sun Coast also offer cheap car insurance in the city.
The best way to find cheap car insurance for your unique needs is to compare quotes from multiple insurers at once before renewing your coverage or making policy changes. You can also save by bundling your homeowners insurance and auto coverage with the same company.
What are the best car insurance companies in Corvallis?
With an AM Best financial strength rating of A (Excellent), a highly rated mobile app, and a high Insurify Quality (IQ) Score of 8.1 out of 5, Safeco is one of the best car insurance companies in Corvallis. The average cost of car insurance from Safeco in Corvallis is $82 per month for liability insurance and $114 for full-coverage insurance. Other top insurers in Corvallis include Mile Auto and GAINSCO.
You should always consider the coverage offerings, claims service, and financial security of companies before purchasing a policy.
Methodology
Insurify data scientists analyzed more than 190 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 500+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.
Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).
Liability-only premium averages correspond to policies with the following coverage limits:
- Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
- Property damage limits between $10,000 and $50,000
- No additional coverage
- Comprehensive coverage with a $1,000 deductible
- Collision coverage with a $1,000 deductible
Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.
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Portland Car Insurance: Get Cheap Rates From $71/mo.
May 12, 2026
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Cheap Car Insurance in Medford, OR, Starting at $45
May 12, 2026
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Cheapest Car Insurance Quotes in Grants Pass, OR
May 12, 2026
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Cheap Car Insurance in Eugene, OR, Starting at $50
May 12, 2026
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Cheapest Car Insurance Quotes in Beaverton, OR
May 12, 2026
Sources
- United States Census Bureau. "QuickFacts Corvallis city, Oregon."
- Oregon Driver & Motor Vehicle Services. "Minimum Insurance Requiremenst."
- Insurance Information Institute. "Auto insurance for teen drivers."
- Insurance Information Institute. "Senior driving safety and insurance tips."
- Oregon Department of Consumer and Business Services. "Oregon insurance Division Bulletin INS 2010-4."
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Taylor Milam-Samuel Insurance Writer
8+ years writing for major outlets, including MarketWatch and Business Insider
Master’s in Education
Taylor Mlam-Samuel is a personal finance writer and credentialed educator. When she’s not helping readers better save and spend money, she can be found teaching.
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Taylor Mlam-Samuel is a personal finance writer and credentialed educator. When she’s not helping readers better save and spend money, she can be found teaching.
Katie PowersLicensed P&C Agent, Senior Insurance Editor
Licensed auto and home insurance agent
4+ years experience in insurance and personal finance editing
NPN: 20564519
Katie uses her knowledge and expertise as a licensed property and casualty agent in Massachusetts to help readers understand the complexities of insurance shopping.
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