
Low Down Payments
Insurify Car's initial down payments are 69% lower than traditional policies.2)
Fast and Frictionless
See quotes in 2 minutes. Buy in 4. Get instant proof of coverage.)
Real Flexibility
Turn on autopay to keep your coverage active, or cancel any time.)
Images for illustration purposes only.
Covering Drivers in 14 States
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Product availability varies by state.
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What Insurify Car Customers Are Saying
Insurify Car Frequently Asked Questions
Which states is Insurify Car available in?

Insurify Car is currently available with seven-day payments in Alabama, Arizona, Colorado, Florida, Georgia, Illinois, Indiana, Kentucky, Michigan, Missouri, Ohio, Tennessee, Texas, and Virginia. And we’re working to expand into more states.
What is Insurify Car?

Insurify Car is a simple, minimum-coverage policy, underwritten by Insurify partner carriers, that offers smaller, more flexible payments, giving drivers control over when they pay for coverage.
How does Insurify Car work?

Insurance agent and comparison platform Insurify partners with top insurers4 to bring you Insurify Car, a policy you can pay for in smaller installments instead of traditional monthly payments. You can apply online in minutes and get proof of insurance the same day. You can pay manually every seven days or enroll in auto pay, and you can return to your account at any time to change your payment method.
Does Insurify Car require a down payment?

Insurify Car offers a much lower initial down payment than traditional car insurance policies. A typical car insurance policy requires a down payment and fees equal to 30 days of coverage. To start an Insurify Car policy, you need to pay for only seven days plus a non-refundable policy start fee ($20–$40, based on your state). The initial down payment for an Insurify Car policy is $105 less than for a traditional car insurance policy, on average.2
How can you align your Insurify Car insurance payment to your payday?

Your best bet is to start your Insurify Car policy on a payday. Your Insurify Car policy will remain active as long as you make a renewal payment before 7 p.m. ET on the last day of your paid coverage period. For example, if you have a seven-day payment period, your coverage begins on Day 1 and ends at 11:59 p.m. on Day 7, unless you make your next payment — to cover the next seven days — by 7 p.m. ET on Day 7.
Can you make updates to your Insurify Car policy after you’ve made a purchase?

You can’t add vehicles or additional coverage to your Insurify Car policy after you’ve bought it. If you would like to make these changes to your policy, the best way is by canceling your existing policy and applying for a new one.
What coverage can you get through Insurify Car?

Insurify Car provides only state-minimum coverage to help you get legally on the road as quickly and as affordably as possible. Keep in mind, though, that if you lease or finance your vehicle, you’ll need more coverage than an Insurify Car policy provides. You can use Insurify’s industry-leading quote tool to get multiple full-coverage car insurance quotes from top companies.
Can you get full coverage through Insurify Car?

No, you can’t buy full coverage through Insurify Car. You can get only state-minimum coverage through Insurify Car. Our aim is to get you on the road as quickly and cheaply as possible. Full coverage is typically much more expensive than minimum coverage. Insurify Car provides coverage that meets minimum car insurance requirements in the states where we operate.
Can you get SR-22 insurance through Insurify Car?

You can’t get SR-22 coverage through Insurify Car. Our current underwriting partners don’t offer SR-22 filings in connection with Insurify Car. But you can use Insurify to compare quotes from multiple top insurance companies that do offer SR-22 coverage.
Can you buy a six-month policy through Insurify Car?

Yes, you can get a six-month policy through Insurify Car. When you buy your Insurify Car policy, you can choose to pay manually every seven days or enroll in auto pay. Enrolling in auto pay makes it easy to keep your policy active for six months. If you’d rather pay manually, be sure to make your payments by 7 p.m. ET on the last paid day of coverage to keep your policy active.
How do you get proof of insurance and avoid a lapse in coverage?

When you buy your Insurify Car policy, your insurance ID card will automatically become available in your Insurify Car account. As long as you make payments by the due date, your policy will stay active, and you’ll have continuous coverage.
Who’s Insurify Car good for?

If you don’t drive a lot and don’t want to pay for coverage you don’t need, Insurify Car might be a good fit for you. Insurify Car can also be helpful for people who need immediate coverage to meet legal requirements and want a manageable down payment. But if you need full-coverage car insurance, have an expensive or financed vehicle, or are a heavy commuter, Insurify Car may not be the best fit for you.
I need pay-as-you-go car insurance. Can Insurify Car help me?

Yes. Pay-as-you-go installment policies can minimize initial costs but can be difficult to find. Insurify Car can be a good option for anyone looking for essential coverage without a high up-front cost, as you can buy a state-minimum policy and pay for just seven days at a time. Learn more about pay-as-you-go car insurance.
I only need weekly car insurance. Is Insurify Car right for me?

Insurify Car can help drivers looking for weekly car insurance options. Insurify Car is a six-month policy with a seven-day payment schedule that makes it easy for drivers to pay for one week of coverage at a time. As long as you make your installment payments by 7 p.m. ET on Day 7 of your coverage, your policy will remain active. You can cancel your policy at any time.
I’m looking for temporary car insurance. Is Insurify Car the right option for me?

Insurify Car can be a good option if you need only minimum coverage, prefer a small payment, and may not need long-term coverage. Car insurance policies generally last for six months or one year and require you to pay a monthly premium. Insurify Car is a six-month policy that allows you to break your premium into smaller payments that may be easier to manage, especially if you’re unsure how long you’ll actually need coverage. Learn more about temporary car insurance.
Do you have to log in every week to pay?

You don’t have to log in to your Insurify Car account every time your payment is due. Many Insurify Car members use auto pay to ensure their coverage never lapses. We’ll automatically process your payment so you can stay road-legal without doing a thing. If you prefer to pay manually, you can toggle off auto pay in your account settings at any time or choose not to enroll in it during the initial enrollment process.
How do you cancel your Insurify Car policy?

You can log in to your Insurify Car account and cancel your policy anytime. Our underwriting partners will be able to refund any unused premium you’ve already paid, minus the non-refundable policy start fee. 5 If you don’t see your refund after seven business days, please call our customer service team at 1 (833) 680-4877, or email us at car@insurify.com. We’ll be sorry to see you go but happy to welcome you back if you need us again in the future.
How do you file a claim with Insurify Car?

Just log in to your Insurify Car account and click on the “File a Claim” option. Our system will direct you to the claims-filing processes of our underwriting carrier partners. Remember, though, Insurify Car policies are minimum coverage, and liability-only insurance doesn’t pay to repair your own vehicle.
Is Seven Insurance now Insurify Car?

Yes, Seven Insurance is now Insurify Car. If you have an existing Seven account and policy, your coverage choices, premium, and account management will all stay the same. You can log in to your account here.
How does Insurify Car make money?

As a licensed digital insurance agency, we may earn a commission when you buy an Insurify Car policy or another policy through a quote we provided on our website. In some states, we share policy fees with the underwriting insurance company. We may also make money if you click an ad on our website.
How long does it take to sign up for Insurify Car?

For most drivers, applying for and getting coverage takes minutes. Once you complete your application and make your first premium payment, your coverage takes effect immediately. You can make the process as fast and smooth as possible by gathering information you’ll need for the application before you start. We’ll need to ask you about yourself, where you live, the vehicle you drive, past insurance coverage, and more.
What is micropayment car insurance?

Micropayment car insurance, like Insurify Car, allows you to pay in short-term installments. We recognize that not everyone has a few hundred dollars to put toward their premium all at once. Paying in small increments helps you secure coverage with a lower initial payment.
+Screen graphics, UI cards, and price figures displayed across this site are for illustrative and educational purposes only and do not represent actual bindable quotes or real-time availability.
1 — Price reflects the average of the lowest 10% of down payments and first weekly installments (inclusive of applicable policy fees, whether assessed at binding or within recurring payments) on actual policies bound through Insurify Car between 5/18/26 and 9/15/26. Actual rates, initial payments, weekly installments, fee structures, and billing schedules vary depending on state of residence, individual driver profile, coverage selections, and underwriting insurance provider. Lowest rates do not reflect typical results.
2 — Based on Insurify users who received an Insurify Car quote plus one or more other car insurance quotes with matching bodily injury and property damage (BI/PD) limits on insurify.com between 1/1/26 and 9/15/26. Analysis was limited strictly to state-minimum liability quotes (matching state-mandated BI and PD limits). Savings reflects average difference in required initial down payment amounts only, not policy cost or overall premium. Individual results vary. Coverage and payment terms subject to availability and underwriting approval. Not a guarantee of lower down payments or overall cost.
3 — Insurify Car is a car insurance program offered by Insurify Insurance Agency Inc. and serviced through and underwritten by Bristol West Insurance Group and First Acceptance Insurance Group Inc.
4 — Refund amounts for unused premiums are subject to state short-rate cancellation provisions or statutory minimum earned premium requirements as dictated by state insurance laws and underwriting carrier terms.
