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Cheap Auto Insurance Quotes in Bridgeport, CT (January 2022)

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Last Updated: January 2022

Over 144,000 residents live in Bridgeport, and driving is the primary mode of transportation. Even if you don't like baseball, you can score a home run for your unique driver profile in your slice of Connecticut.

More than 80 percent of Bridgeport households own cars. There are lots of ways to get around, but the folks in the busy lane who cut you off might have also shared some of Bridgeport's more colorful language. A dependable auto insurance policy can help you avoid the road rage and give you the peace of mind that fosters the politeness of the Constitution State.

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Car Insurance in Bridgeport, CT

The average cost of Connecticut car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Bridgeport, CT to find you the cheapest quotes in the area.
GEICOAmerican FamilyThe GeneralNationwide

Cheapest Car Insurance in Bridgeport, CT

The cost of car insurance can vary depending on the insurance provider. That’s because every insurance provider values information like your driving history and your credit score a little bit differently. Although the following car insurance companies offer the cheapest auto insurance premiums on average, it’s always important to compare quotes. Use Insurify to find your best rate today!

Best Car Insurance in Bridgeport, CT

The Insurify Composite Score is calculated by analyzing multiple factors that indicate the quality, reliability, and health of an insurance company. Inputs to the score include financial strength ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings, Consumer Reports customer satisfaction surveys, mobile app reviews, and user-generated company reviews. The following are the top rated companies that offer car insurance in Bridgeport. For the complete list, see Insurify's best car insurance companies.

Average Car Insurance Cost

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Bridgeport, CT Driving Facts


Minimum Car Insurance Requirements in CT

All motor vehicles operated or parked on Connecticut roadways are required to be insured. Proof of insurance must be carried in your car at all times and must available when:

  • Requested by law enforcement
  • Renewing vehicle registration
  • The vehicle is involved in a car accident

Connecticut auto insurance requirements are among the most comprehensive in the country. Coverage requirements mandated by Connecticut law are a bit more comprehensive than the average state. The minimum liability car insurance requirements for private passenger vehicles in Connecticut are as follows:

  • $25,000 per person/$50,000 per accident for Bodily Injury (BI)
  • $25,000/accident for Property Damage (PD)
  • $25,000 per person/$50,000 per accident Uninsured Motorist Bodily Injury (UMBI)

Bridgeport Car Insurance Rates by Driver Age

Compared to older motorists, teen drivers are quite expensive to insure in Bridgeport. On average, premiums for this age group top out at $828 per month—that’s nearly twice as much as people in their 20s pay, at $422. The reason younger drivers pay so much is that a young age and inexperience signal risk to the insurance carrier. Teens are more likely to take driving risks, make driving mistakes, and submit auto-related claims. Therefore, insurance companies recoup these predicted losses by charging more.

Driving History
No Violation$316
Speeding Ticket$409
At-Fault Accident$412
Failure to Stop for Red Light / Stop Sign$377

Bridgeport Car Insurance Rates by Driving and Accident History

A driver’s behavior behind the wheel can easily affect car insurance rates both when you establish your policy and when it’s time to renew. In addition to details like age, where you live, and what kind of car you drive, car insurance companies look at driving records to assess your level of risk. Motorists with clean driving records avoid the sort of rate increases that people with lousy driving marks receive. In Bridgeport, it costs an average of $315 to insure a driver who has no offenses. Speed here, and rates jump 30 percent, to $408.

Bridgeport Car Insurance Rates by Credit Tier

It pays to keep up with your credit report in Bridgeport. Why? Insurance companies use insurance-based credit scores as a measure of risk. The better your insurance scores are, the lower risk you are assigned and the less money you will pay. What if you’re a teen and don’t yet have credit? Companies generally assign a rating of “average” to these motorists. While drivers with an average credit score pay $358 in car insurance premiums monthly, the average premium for motorists with credit is excellent is $265.

Bridgeport, CT DMV Information

The Bridgeport DMV is at 95 Sylvan Ave., Bridgeport, CT 06606. The office hours are Tuesday, Wednesday, and Friday from 7:45 a.m. to 4 p.m., Thursday from 9:15 a.m. to 5:30 p.m., and Saturday from 8 a.m. to 12:30 p.m. But you must make an appointment. To do so, call 1 (860) 263-5700.

Public Transportation in Bridgeport, CT

Most Bridgeporters drive, and there are thoroughfares and highways blanketing the city to help traffic flow. Public transportation serves a significant swath of the community. The Bridgeport Traction Company gives streetcar service, and Amtrak and Metro-North have commuter trains. You can also catch a ferry to Port Jefferson, New York. The Greater Bridgeport Transit Authority buses people around town and serves the elderly and people with disabilities, too. Does the bus take too long? Try ridesharing services like Uber and Lyft. Traditional taxis such as Yellow Taxi and Mexican Limo and Car Service can get you where you need to go. Bikeshare companies like Citi Bike let you enjoy the city breeze while getting from point A to point B.

Find local Bridgeport agents

Standard Insurance Agency
299 Bishop Avenue, Bridgeport, CT 06610-3056
A-AAABLE Auto Insurance
4270 Main St Suite 212, Bridgeport, CT 06606
Connecticut Auto Insurance Brokerage LLC
2115 Boston Ave, Bridgeport, CT 06610
Mark Grenauer: Allstate Insurance
2836 Fairfield Ave, Bridgeport, CT 06605
Atlantica Insurance
955 E Main St Ste 0101, Bridgeport, CT 06608
Park City Insurance Group
3354 Main St STE 1, Bridgeport, CT 06606
Durango Insurance Agency Bridgeport CT
2574 Main St, Bridgeport, CT 06608
CRN Insurance Agency
1681 Park Ave, Bridgeport, CT 06604
Nationwide Insurance: Tobin Insurance LLC
3800 Main St, Bridgeport, CT 06606
Fitzpatrick Agency Inc
840 Clinton Ave, Bridgeport, CT 06604

Insurify Insights: How Bridgeport Drivers Measure Up

Honda Accord
Most Popular Car in
Bridgeport, CT
suspended licenses
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Bridgeport drivers measure up to their fellow Connecticut motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Accidents in Bridgeport

While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Bridgeport drivers rank 15 in the number of car accidents per driver across all cities in Connecticut.

  • Rank within state: #15
  • Percent of drivers in Bridgeport with an accident: 9.9%
  • Drivers in Bridgeport, CT with an accident in their driving history paid on average 32.48% more than drivers with a clean record

Speeding in Bridgeport

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Connecticut, Bridgeport drivers rank 19 in the number of speeding infractions per driver.

  • Rank within state: #19
  • Percent of drivers in Bridgeport with a speeding ticket: 3.97%
  • Drivers in Bridgeport, CT with a speeding ticket in their driving history paid on average 35.03% more than drivers with a clean record

DUI/DWIs in Bridgeport

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Bridgeport drivers rank 22 in the number of DUI’s per driver across all cities in Connecticut.

  • Rank within state: #22
  • Percent of drivers in Bridgeport with a DUI: 0.49%
  • Drivers in Bridgeport, CT with a DUI in their driving history paid on average --% more than drivers with a clean record

Most Popular Vehicle in Bridgeport

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Bridgeport is the Honda Accord.

Rude Drivers in Bridgeport

The Insurify team classifies rude drivers as those who commit the following driving offenses: failure to yield or failure to stop, improper backing, passing where prohibited, tailgating, street racing, or hit-and-runs. Among all cities in Connecticut, Bridgeport drivers rank 8 in rude driving infractions.

  • Rank within state: #8
  • Percent of drivers in Bridgeport with a reckless driving violation: 1.36%
  • Drivers in Bridgeport, CT with a reckless driving violation in their driving history paid on average 27.07% more than drivers with a clean record.

Safest Drivers in Bridgeport

Having a squeaky-clean driving record is an accomplishment to be proud of. Some cities have safer drivers than others; Bridgeport drivers rank 3 in clean driving records across all cities in Connecticut.

  • Rank within state: #3
  • Percent of drivers in Bridgeport with clean record: 86.4%

Failure to Yield the Right of Way in Bridgeport

Failing to yield the right of way isn’t just frustrating for other drivers; it’s dangerous, too. Bridgeport drivers rank 6 in failure to yield violations per driver across all cities in Connecticut.

  • Rank within state: #6
  • Percent of drivers in Bridgeport with a failure to yield violation: 0.22%
  • Drivers in Bridgeport, CT with a failure to yield violation in their driving history paid on average --% more than drivers with a clean record

Reckless Drivers in Bridgeport

Reckless driving refers to a specific traffic violation: when drivers willfully act dangerously in spite of the risks they’re imposing on both themselves and others. Among all cities in Connecticut, Bridgeport drivers rank 4 in the number of reckless driving offenses per driver.

  • Rank within state: #4
  • Percent of drivers in Bridgeport with a reckless driving offense: 0.05%

Hybrid/Electric Vehicle Ownership in Bridgeport

As auto manufacturers increasingly turn towards producing greener car models, more and more motorists are embracing hybrids and EV’s. Bridgeport drivers rank 11 in hybrid and electric vehicle ownership across all cities in Connecticut.

  • Rank within state: #11
  • Percent of drivers in Bridgeport with a hybrid/electric vehicle: 0.61%

How to get the best and cheapest car insurance in Bridgeport, CT

Before you hit the gas pedal, why don't you save enough money to afford a couple more pairs? Try Insurify to run down the best rates and compare dozens of insurance quotes in just a few seconds.

When 9 percent of drivers skip insurance altogether, driving on Connecticut roads is risky without a policy. Use Insurify to get an auto insurance deal that works best for you.

FAQs - Bridgeport, CT Car Insurance

Why is car insurance so expensive in Bridgeport?

Bridgeport ranks third for DUIs and moving violations in Connecticut and eighth for most suspended licenses. Insurers set rates to match the level of risk.

How can I get the cheapest car insurance in Bridgeport?

You'll get the best price when you choose state minimum coverage. It's the lowest amount of protection Connecticut allows. If you're financing your car, you may also need comprehensive and collision coverage. In that case, reduce your bill by increasing your deductibles to the most you can afford out of pocket if an accident happens.

Who offers the cheapest car insurance in Bridgeport?

Auto insurance rates change by city, company, and driver. If you're looking for premiums tailored to your driver profile, try Insurify to compare up to 10+ real quotes. You'll unlock savings and discounts and find the coverage you deserve at a price you can afford.


The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.

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