Cheap Auto Insurance Quotes in Bridgeport, CT (2021)

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As we work together to slow the spread of COVID-19, state insurance commissions and insurance providers are constantly changing regulations and practices surrounding monthly payments, claim payouts, and more. To stay up to date with the latest on auto insurance reimbursements in your area, be sure to check with your state’s insurance commission and your current auto insurance provider.

If your driving habits have changed due to COVID-19, find a new, cheaper, ready-to-buy auto insurance policy on Insurify by comparing dozens of quotes at once.

Over 144,000 residents live in Bridgeport, and driving is the primary mode of transportation. Even if you don't like baseball, you can score a home run for your unique driver profile in your slice of Connecticut.

More than 80 percent of Bridgeport households own cars. There are lots of ways to get around, but the folks in the busy lane who cut you off might have also shared some of Bridgeport's more colorful language. A dependable auto insurance policy can help you avoid the road rage and give you the peace of mind that fosters the politeness of the Constitution State.

Car Insurance in Bridgeport, CT

The average cost of Connecticut car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Bridgeport, CT to find you the cheapest quotes in the area.

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Cheapest Car Insurance in Bridgeport, CT

Here are the cheapest carriers in Bridgeport for the following user profile: a single, 30 year old male with a clean driving record who drives a 2012 Honda Accord and pays a $1,000 deductible for the state’s minimum liability insurance.

Best Car Insurance in Bridgeport, CT

The Insurify Composite Score is calculated by analyzing multiple factors that indicate the quality, reliability, and health of an insurance company. Inputs to the score include financial strength ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings, Consumer Reports customer satisfaction surveys, mobile app reviews, and user-generated carrier reviews. The following are the top rated carriers that offer car insurance in Bridgeport. For the complete list, see Insurify's best car insurance companies.

Average Car Insurance Cost

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Bridgeport, CT Driving Facts

Minimum Car Insurance Requirements in CT

All motor vehicles operated or parked on Connecticut roadways are required to be insured. Proof of insurance must be carried in your car at all times and must available when:

  • Requested by law enforcement
  • Renewing vehicle registration
  • The vehicle is involved in a car accident

Connecticut auto insurance requirements are among the most comprehensive in the country. Coverage requirements mandated by Connecticut law are a bit more comprehensive than the average state. The minimum liability car insurance requirements for private passenger vehicles in Connecticut are as follows:

  • $25,000 per person/$50,000 per accident for Bodily Injury (BI)
  • $25,000/accident for Property Damage (PD)
  • $25,000 per person/$50,000 per accident Uninsured Motorist Bodily Injury (UMBI)
connecticut

Bridgeport Car Insurance Rates by Driver Age

Compared to older motorists, teen drivers are quite expensive to insure in Bridgeport. On average, premiums for this age group top out at $828 per month—that’s nearly twice as much as people in their 20s pay, at $422. The reason younger drivers pay so much is that a young age and inexperience signal risk to the insurance carrier. Teens are more likely to take driving risks, make driving mistakes, and submit auto-related claims. Therefore, insurance companies recoup these predicted losses by charging more.

Driver's AgeAvg. Monthly Cost
teens$829
20s$423
30s$292
40s$313
50s$283
60s$195
70s$199
80sN/A
Driving HistoryAvg. Monthly Cost
No Violation$316
Speeding Ticket$409
At-Fault Accident$412
Failure to Stop for Red Light / Stop Sign$377

Bridgeport Car Insurance Rates by Driving and Accident History

A driver’s behavior behind the wheel can easily affect car insurance rates both when you establish your policy and when it’s time to renew. In addition to details like age, where you live, and what kind of car you drive, car insurance companies look at driving records to assess your level of risk. Motorists with clean driving records avoid the sort of rate increases that people with lousy driving marks receive. In Bridgeport, it costs an average of $315 to insure a driver who has no offenses. Speed here, and rates jump 30 percent, to $408.

Bridgeport Car Insurance Rates by Credit Tier

It pays to keep up with your credit report in Bridgeport. Why? Insurance companies use insurance-based credit scores as a measure of risk. The better your insurance scores are, the lower risk you are assigned and the less money you will pay. What if you’re a teen and don’t yet have credit? Companies generally assign a rating of “average” to these motorists. While drivers with an average credit score pay $358 in car insurance premiums monthly, the average premium for motorists with credit is excellent is $265.

Credit TieAvg. Monthly Cost
Excellent$306
Good$337
Average$359
Poor$348

Bridgeport, CT DMV Information

The Bridgeport DMV is at 95 Sylvan Ave., Bridgeport, CT 06606. The office hours are Tuesday, Wednesday, and Friday from 7:45 a.m. to 4 p.m., Thursday from 9:15 a.m. to 5:30 p.m., and Saturday from 8 a.m. to 12:30 p.m. But you must make an appointment. To do so, call 1 (860) 263-5700.

Public Transportation in Bridgeport, CT

Most Bridgeporters drive, and there are thoroughfares and highways blanketing the city to help traffic flow. Public transportation serves a significant swath of the community. The Bridgeport Traction Company gives streetcar service, and Amtrak and Metro-North have commuter trains. You can also catch a ferry to Port Jefferson, New York. The Greater Bridgeport Transit Authority buses people around town and serves the elderly and people with disabilities, too. Does the bus take too long? Try ridesharing services like Uber and Lyft. Traditional taxis such as Yellow Taxi and Mexican Limo and Car Service can get you where you need to go. Bikeshare companies like Citi Bike let you enjoy the city breeze while getting from point A to point B.

Conclusion: How to get the best and cheapest car insurance in Bridgeport, CT

Before you hit the gas pedal, why don't you save enough money to afford a couple more pairs? Try Insurify to run down the best rates and compare dozens of insurance quotes in just a few seconds.

When 9 percent of drivers skip insurance altogether, driving on Connecticut roads is risky without a policy. Use Insurify to get an auto insurance deal that works best for you.

Insurify Rankings

Using a proprietary dataset of over 1.6 million car insurance shopper applications, the data scientists at Insurify have run various studies on driver behavior across geographical locations, age ranges, motor vehicle registration, and other variables all related to auto insurance coverage.

We’ve been able to determine the speediest cities in the nation, the most popular cars among age groups, and the occupations with the worst drivers, among other insightful reports. We’ve also launched annual awards campaigns to congratulate the communities across the country who have excelled in environmentally friendly initiatives, educational attainment, and other areas.

Here's how Bridgeport stacks up for the state of Connecticut:

honda
Honda Accord
Most Popular Car in
Bridgeport, CT
suspended licenses
#8
Cities with Most
Suspended Licenses Rank

FAQs - Bridgeport, CT Car Insurance

Why is car insurance so expensive in Bridgeport?

Bridgeport ranks third for DUIs and moving violations in Connecticut and eighth for most suspended licenses. Insurers set rates to match the level of risk.

How can I get the cheapest car insurance in Bridgeport?

You'll get the best price when you choose state minimum coverage. It's the lowest amount of protection Connecticut allows. If you're financing your car, you may also need comprehensive and collision coverage. In that case, reduce your bill by increasing your deductibles to the most you can afford out of pocket if an accident happens.

Who offers the cheapest car insurance in Bridgeport?

Auto insurance rates change by city, company, and driver. If you're looking for premiums tailored to your driver profile, try Insurify to compare up to 10+ real quotes. You'll unlock savings and discounts and find the coverage you deserve at a price you can afford.