Cheap Auto Insurance Quotes in Danbury, CT (January 2022)

Browse. Compare. Discover. Let Insurify find the best car insurance deals for you in The Constitution State.

Enter your zipcode to get started

Shopper Approved

4.8 Rating

2,700 Reviews

12 Million

Quotes

Been Here Before?

Get Back to My Quotes
Last Updated: January 2022

Car Insurance in Danbury, CT

The average cost of Connecticut car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Danbury, CT to find you the cheapest quotes in the area.
$95
$111
$175
$210
$289
GEICOAllstateTravelersLiberty MutualThe General

Cheapest Car Insurance in Danbury, CT

The cost of car insurance can vary depending on the insurance provider. That’s because every insurance provider values information like your driving history and your credit score a little bit differently. Although the following car insurance companies offer the cheapest auto insurance premiums on average, it’s always important to compare quotes. Use Insurify to find your best rate today!

Average Car Insurance Cost

$234
$285
$219
$202
$289
$176
ConnecticutBridgeportNew HavenStamfordHartfordDanbury
Click here to learn about car insurance quotes and save on your current policy.

Danbury, CT Driving Facts

connecticut

Minimum Car Insurance Requirements in CT

All motor vehicles operated or parked on Connecticut roadways are required to be insured. Proof of insurance must be carried in your car at all times and must available when:

  • Requested by law enforcement
  • Renewing vehicle registration
  • The vehicle is involved in a car accident

Connecticut auto insurance requirements are among the most comprehensive in the country. Coverage requirements mandated by Connecticut law are a bit more comprehensive than the average state. The minimum liability car insurance requirements for private passenger vehicles in Connecticut are as follows:

  • $25,000 per person/$50,000 per accident for Bodily Injury (BI)
  • $25,000/accident for Property Damage (PD)
  • $25,000 per person/$50,000 per accident Uninsured Motorist Bodily Injury (UMBI)

Find local Danbury agents

Johnson-Stevens-Curran Agency, Inc.
30 Main St, Ste 302, Danbury, CT 06810
The Siegel Agency, Inc.
54 Main St Ste 4, Danbury, CT 06810-3009
Northern Fairfield Insurance
6 Mill Plain Rd, Danbury, CT 06811
Frank W. Molinaro Agency, Inc.
57 North St Ste 119, Danbury, CT 06810-5626
Rose & Kiernan Inc
83 Wooster Hts Ste 315B, Danbury, CT 06810
M J Comas Company, Inc
107 Mill Plain Rd Ste 301, Danbury, CT 06811
A. T. Patella & Associates, Inc.
69 North St, Danbury, CT 06810-5610
Associated Insurance Agency, LLC
50 Newtown Rd, Danbury, CT 06810
Hodge Insurance Agency
283 Main St, Danbury, CT 06810
Hannan Agency Inc.
23 Keeler St, Danbury, CT 06810

Insurify Insights: How Danbury Drivers Measure Up

honda
Honda Accord
Most Popular Car in
Danbury, CT
suspended licenses
#20
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Danbury drivers measure up to their fellow Connecticut motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Accidents in Danbury

While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Danbury drivers rank 11 in the number of car accidents per driver across all cities in Connecticut.

  • Rank within state: #11
  • Percent of drivers in Danbury with an accident: 10.91%
  • Drivers in Danbury, CT with an accident in their driving history paid on average 31% more than drivers with a clean record

Speeding in Danbury

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Connecticut, Danbury drivers rank 7 in the number of speeding infractions per driver.

  • Rank within state: #7
  • Percent of drivers in Danbury with a speeding ticket: 6.26%
  • Drivers in Danbury, CT with a speeding ticket in their driving history paid on average 22.71% more than drivers with a clean record

DUI/DWIs in Danbury

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Danbury drivers rank 5 in the number of DUI’s per driver across all cities in Connecticut.

  • Rank within state: #5
  • Percent of drivers in Danbury with a DUI: 2.02%
  • Drivers in Danbury, CT with a DUI in their driving history paid on average --% more than drivers with a clean record

Most Popular Vehicle in Danbury

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Danbury is the Honda Accord.

Hybrid/Electric Vehicle Ownership in Danbury

As auto manufacturers increasingly turn towards producing greener car models, more and more motorists are embracing hybrids and EV’s. Danbury drivers rank 7 in hybrid and electric vehicle ownership across all cities in Connecticut.

  • Rank within state: #7
  • Percent of drivers in Danbury with a hybrid/electric vehicle: 0.85%

Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.


Full starFull starFull starFull starFull star
3688 Reviews

Insurify is rated 4.8 out of 5 based on 3688 customer reviews.
With over 30,109,648 quotes provided, we have helped thousands of customers save time and money!