State Farm, GEICO, and USAA are three of the best car insurance companies in Connecticut, boasting affordable rates, plentiful savings opportunities, and highly rated customer satisfaction.
Más de 5 años de experiencia en redacción financiera
Certificado de planificación financiera por la Universidad de Boston
Erin es escritora y periodista especializada en finanzas personales. Sus artículos exploran inversiones, tarjetas de crédito, hipotecas, seguros y mucho más.
Matthew Gross is an insurance editor at Insurify. He aspires to help readers make more informed decisions through well-crafted content. Matthew’s background in journalism and SEO taught him the value of keeping readers at the core of his work. Prior to Insurify, Matthew brought his user-centered approach to his work with global brands like Apple and Adobe. He holds a bachelor’s degree in Journalism from Illinois State University.
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Shopping for car insurance can be challenging. Everyone has different priorities, so no single company is best for everyone.
To help you make your decision, we analyzed 50 car insurance companies to identify the best car insurance in Connecticut based on price, coverage options, and customer reviews. Keep reading to learn which company is right for you.
Best car insurance companies in Connecticut
We picked Connecticut’s five best car insurance companies based on their average rates, available discounts, customer satisfaction, and other factors. You can use this list when shopping for your next insurance policy.
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
9.3 /10
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$55/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$88/mo
4.2
Best choiceBased on 9,994 verified guest reviews and ratings
How drivers feel about State Farm
Customers appreciate the insurer’s excellent customer service and personal attention but dislike the high prices and frequent rate increases. They also express frustration with the claims process.
AI-generated from the text of verified reviews collected by Insurify
Best For
Customer service
Competitive rates
Discounts for safe drivers
How drivers feel about State Farm
Customers appreciate the insurer’s excellent customer service and personal attention but dislike the high prices and frequent rate increases. They also express frustration with the claims process.
AI-generated from the text of verified reviews collected by Insurify
Best For
Customer service
Competitive rates
Discounts for safe drivers
Reviews (5,514)
Vicki
March 16, 2025
Verified Review
Not good
They never returned my phone calls.
Anthony
March 16, 2025
Verified Review
Everything was fine
Good.
Michael
March 16, 2025
Verified Review
Homework
No problem at all. Just looking for a better price.
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
838
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.78
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++
Why we picked this company
State Farm is the cheapest insurance option for most Connecticut drivers, according to our research. Along with its low average rates, the company’s Drive Safe & Save program can save you up to 30% on your premiums. Plus, you’ll be eligible for even lower rates if you have a clean driving record.
State Farm is also known for its great service. The company ranks highly in claims and overall customer satisfaction, according to J.D. Power’s 2024 studies.[1][2]
Pros
Low rates for most Connecticut drivers
Ranked No. 2 for customer satisfaction in New England by J.D. Power
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
9.0 /10
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$67/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$107/mo
4.0
Best choiceBased on 11,028 verified guest reviews and ratings
How drivers feel about GEICO
Customers appreciate the reliability and customer service but find the rates to be high and increase frequently, even without claims or accidents. The app has improved, but some find the claims process lacking.
AI-generated from the text of verified reviews collected by Insurify
Best For
Teen drivers
Cheap rates
Accident forgiveness
How drivers feel about GEICO
Customers appreciate the reliability and customer service but find the rates to be high and increase frequently, even without claims or accidents. The app has improved, but some find the claims process lacking.
AI-generated from the text of verified reviews collected by Insurify
Best For
Teen drivers
Cheap rates
Accident forgiveness
Reviews (6,044)
Charlene
March 16, 2025
Verified Review
Fair
Your insurance should not cost as much as your car payment each month.
Thomas
March 16, 2025
Verified Review
Clean Record Doesn't Prevent Policy Increases
It's positive overall, except for the policy's constant increase regardless of your driving record.
Jay
March 16, 2025
Verified Review
Initial Low Rates Followed by Yearly Increases
My homeowners and bundled auto insurance increased by over $950 from one year to the next, despite having no claims or tickets. I found better insurance coverage with State Farm, which was over 50% cheaper.
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
827
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.74
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++
Why we picked this company
GEICO has some of the lowest average rates in Connecticut. The company offers nearly two dozen discounts, including DriveEasy, its telematics program that helps safe drivers save even more. GEICO also offers accident forgiveness, which most drivers can get for free if they haven’t had an accident in the past five years.
While GEICO has mixed third-party reviews, it ranks above average in overall customer satisfaction in New England by J.D. Power.
Pros
Many discounts available
Ranks above average for customer satisfaction in New England by J.D. Power
Accident forgiveness available after five years without an accident
Cons
Ranks below average for claims satisfaction in New England by J.D. Power
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
9.4 /10
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$75/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$120/mo
4.9
Best choiceBased on 1,804 verified guest reviews and ratings
How drivers feel about USAA
Customers appreciate the insurer’s reliable customer service and claim handling but express concerns about high rates and frequent price increases. Some also find the insurer’s security protocols and communication methods frustrating.
AI-generated from the text of verified reviews collected by Insurify
Best For
Members of the military community
Outstanding customer service
Competitive rates
How drivers feel about USAA
Customers appreciate the insurer’s reliable customer service and claim handling but express concerns about high rates and frequent price increases. Some also find the insurer’s security protocols and communication methods frustrating.
AI-generated from the text of verified reviews collected by Insurify
Best For
Members of the military community
Outstanding customer service
Competitive rates
Reviews (1,037)
Joe
March 16, 2025
Verified Review
USAA Too Expensive for the Average Serviceman, A Group They Claim to Support
Their prices have increased considerably in recent years.
Carl
March 15, 2025
Verified Review
Excellent
They are awesome!
Gary
March 15, 2025
Verified Review
Insurance Rates
They are absolutely not affordable. I am trying to find cheaper rates.
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
884
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
1.35
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++
Why we picked this company
USAA was founded by military members for military members. It offers various financial services, including investment accounts, insurance, and banking. It also has some of the cheapest auto insurance rates in Connecticut.
USAA doesn’t offer as many discounts as other insurers but offers usage-based discounts for safe and low-mileage drivers. The company ranks near the top for both claims and customer satisfaction by J.D. Power.
Pros
Highly rated for customer satisfaction in New England by J.D. Power
Discounts for safe and low-mileage drivers
Banking and other financial services available
Cons
Less coverage and discounts than other insurers
Available only to military members and their families
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
818
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
8.4 /10
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$104/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$166/mo
How drivers feel about Progressive
Customers appreciate the insurer’s good customer service and initial affordability but dislike the consistent price increases and complex claims process.
AI-generated from the text of verified reviews collected by Insurify
Best For
Competitive rates
Easy buying process
Telematics program
How drivers feel about Progressive
Customers appreciate the insurer’s good customer service and initial affordability but dislike the consistent price increases and complex claims process.
AI-generated from the text of verified reviews collected by Insurify
Best For
Competitive rates
Easy buying process
Telematics program
Reviews (6,330)
Martha
March 16, 2025
Verified Review
Cheaper Rates
The first six months were great, but the renewal was a surprise. As a senior citizen, my rates increased. I need to find good coverage but cheaper insurance.
Mary
March 16, 2025
Verified Review
Not What I Expected
I don't like that they made me list everyone I live with, and they won't be covered, yet my insurance still went up. It's not as cheap as they claim; it's still expensive.
Lynne
March 16, 2025
Verified Review
Auto Insurance Seems Overpriced
The agents do not seem to be trained to secure the best discounts for clients. One day you receive one quote, and the next day it's completely different.
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
818
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.82
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A+
Why we picked this company
Young drivers usually pay the highest insurance premiums, but Progressive has several ways to help them save. It offers a teen driver discount if you’ve been a Progressive customer for at least one year. Progressive also offers discounts for good students and students away at school.
Other drivers can save with Progressive, too. Its Snapshot program offers savings to safe drivers. Progressive also offers a wide variety of coverage options, including accident forgiveness and a vanishing deductible.
Pros
Discounts for young drivers
Many coverage options
Savings for safe drivers
Cons
Poor customer satisfaction rating in New England from J.D. Power
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
9.0 /10
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$110/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$176/mo
4.7
Best choiceBased on 822 verified guest reviews and ratings
How drivers feel about Travelers
Customers appreciate the insurer’s communicative customer service and efficient claims process. But they’re dissatisfied with the consistent and sometimes significant price increases, even for those with clean driving records.
AI-generated from the text of verified reviews collected by Insurify
Best For
Numerous discounts
Gap insurance
Rideshare coverage
How drivers feel about Travelers
Customers appreciate the insurer’s communicative customer service and efficient claims process. But they’re dissatisfied with the consistent and sometimes significant price increases, even for those with clean driving records.
AI-generated from the text of verified reviews collected by Insurify
Best For
Numerous discounts
Gap insurance
Rideshare coverage
Reviews (434)
Anita
March 15, 2025
Verified Review
Not Fully Satisfied
My friends and I have discounted Travelers for increasing my policy at every renewal, no matter how well I drive.
Thomas
March 14, 2025
Verified Review
They need to have better rates. I used to pay $840.00 per year, but with Travelers, I would be paying $1,760.00 per year.
They need to have better rates. I used to pay $840.00 per year, but with Travelers, I would be paying $1,760.00 per year.
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
816
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.94
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++
Why we picked this company
Travelers Insurance has affordable rates for many Connecticut drivers — especially if you drive a hybrid or electric vehicle. Travelers offers more ways to save, including IntelliDrive, its safe-driving telematics program. The company also has a variety of optional coverage, including gap insurance, new car replacement, and accident forgiveness.
Pros
Savings for hybrid and electric vehicles
Many discounts available
Variety of coverage options
Cons
Below-average customer satisfaction rating in New England by J.D. Power
Rideshare coverage not available in all states
High number of complaints with the National Association of Insurance Commissioners (NAIC)[3]
Our editorial team analyzed regional and national auto insurance companies that sell policies in Connecticut to assess which offer the best rates, coverage options, customer service, and savings to drivers. We prioritized competitive rates, 24/7 customer service, low-mileage discounts or programs, safe driving discounts, homeownership discounts or bundling options, and specialty or supplemental coverages.
How to get the best car insurance in Connecticut
When shopping for car insurance in Connecticut, you should feel like you’re making the right decision. Here are a few things you can do to ensure you get the best policy.
Decide on your coverage needs
Before choosing a company, you should determine how much coverage you need. Every insurance policy will come with Connecticut’s required minimum coverage, which includes bodily injury and property damage liability coverage, as well as uninsured/underinsured motorist coverage.
Optional coverages often include collision and comprehensive coverage, personal injury protection, roadside assistance, gap insurance, and more. Some insurers offer more coverage than others, so make sure the company you’re considering offers the coverage you need.
Read customer and third-party reviews
You can find out what customers think about an insurer by reading online reviews on sites like the Better Business Bureau, Trustpilot, and Insurify. Look for trends in these reviews, like poor ratings or similar complaints.
In addition to customer feedback, check third-party ratings. J.D. Power publishes annual customer satisfaction ratings, and the NAIC reports a company’s average number of complaints.
Compare discounts
Though insurance premiums in Connecticut are more expensive than the national average, you can save money by taking advantage of discounts. Many companies offer a dozen or more discounts for things like vehicle safety features, driving history, bundling policies, and more. Check which discounts you might qualify for before choosing a company.
Shop around for quotes
With so many insurers, it’s important to shop around. Comparing rates can save you money, and using an insurance-comparison site can save you time by getting multiple quotes simultaneously.
Find Car Insurance in Connecticut
Liability rates start as low as $55 per month
Secure. Free. Easy-to-use.
Based on 3,806+ reviews
4.8/5
Average cost of car insurance in Connecticut
The average monthly cost of car insurance in Connecticut is $279. Drivers pay an average of $214 per month for liability insurance and $343 per month for full coverage.
Car insurance in Connecticut is considerably more expensive than the national average. While it’s difficult to pinpoint an exact cause, rising costs have been attributed to increases in dangerous driving and repair costs.[4]
Best car insurance in Connecticut FAQs
Before purchasing car insurance in Connecticut, read the answers to these frequently asked questions about the best car insurance in Connecticut.
How much is car insurance in Connecticut?
Connecticut drivers pay an average of $279 per month for car insurance. Insurers determine rates using a variety of factors, like location, age, and vehicle type, so the amount you pay may be different than the average cost.
What are the best car insurance companies in Connecticut?
State Farm, GEICO, USAA, Progressive, and Travelers are among the best insurers in Connecticut. But you should shop around to find the right company for your needs. The best company for you depends on factors like your budget, coverage requirements, available discounts, and more.
What is the required auto insurance coverage amount in Connecticut?
Connecticut requires all drivers to have at least $25,000 per person and $50,000 per accident of bodily injury liability coverage, and at least $25,000 of property damage liability coverage. The state-minimum coverage also requires uninsured and underinsured motorist coverage equal to your bodily injury liability coverage.[5]
Sources
J.D. Power. "2024 U.S. Auto Claims Satisfaction Study."
Erin Gobler is a personal finance writer and journalist based in Madison, Wisconsin. With more than five years of experience, Erin has covered topics such as investing, credit cards, mortgages, insurance, and more. Her work has been featured in major publications like Business Insider, Fox Business, and Time. Erin received her bachelor’s degree from the University of Wisconsin-Oshkosh in 2013, studying journalism and political science. She also received a certificate of financial planning from Boston University in 2022.
Matthew Gross is an insurance editor at Insurify. He aspires to help readers make more informed decisions through well-crafted content. Matthew’s background in journalism and SEO taught him the value of keeping readers at the core of his work. Prior to Insurify, Matthew brought his user-centered approach to his work with global brands like Apple and Adobe. He holds a bachelor’s degree in Journalism from Illinois State University.
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