Best Cheap Auto Insurance in Memphis, Tennessee (2023)

Drivers in Memphis pay 40% more for car insurance than the Tennessee average.

Taylor Medine
Written byTaylor Medine
Taylor Medine
Taylor Medine

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Taylor got her start demystifying complicated financial topics on a personal blog. She’s since covered everything from budgeting to debt management for major outlets.

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Danny SmithHome and Pet Insurance Editor

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As Insurify’s home and pet insurance editor, Danny also specializes in auto insurance. His goal is to help consumers navigate the complex world of insurance buying.

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Konstantin Halachev
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Konstantin HalachevVice President of Engineering

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Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

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Updated September 20, 2023

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Situated along the Mississippi River in southwest Tennessee, Memphis is a densely populated city with a population of more than 600,000. Known as the birthplace of blues, soul, and rock n’ roll music, Memphis also draws more than 10 million tourists each year. 

With so many people living and driving in close proximity, the rate of car accidents increases, which causes insurers to raise car insurance rates. The monthly average cost of car insurance in Memphis is $248 — a whopping 78% higher than the national average of $139.

Here’s what you should know about finding the cheapest car insurance options in Memphis.

Quick Facts

  • Memphis is the second-largest city in the Volunteer State. A city’s population size influences how much its residents pay for car insurance.

  • Memphis drivers must carry bodily injury and property damage liability coverage.

  • Tennessee insurers are allowed to use your credit score when setting your premium.

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Best car insurance companies in Memphis

The best car insurance company for you depends on your coverage needs and financial situation. The cheapest insurer may not always be the best insurer — consider factors like how often you drive and who else may be driving your vehicle.

State Farm is a good all-around insurer, offering cheap rates and a variety of discounts and coverages. USAA is the best insurance company for active military, veterans, and their families. It offers a variety of coverages and excellent customer service. Mile Auto offers pay-as-you-drive car insurance, which is ideal for people who don’t drive frequently.

Best insurer for cheap rates: State Farm

Compare personalized, real-time quotes
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
4.4
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
842
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$31/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$65/mo

State Farm offers multiple safe driver discounts to help young and experienced drivers save money on coverage. Overall, State Farm offers the most affordable liability-only and full-coverage policy options in Memphis.

Pros

  • Low rates and discounts for safe driving

  • Rideshare coverage available

Cons

  • Not all discount options are available in all states

  • Gap insurance not available

Friendly; knowledgeable; cares for customer needs

Phyllis - February 1, 2023
Verified

Premiums jump every six months

Kenneth - January 31, 2023
Verified

They are great; prompt, polite, very educated

Angela - January 31, 2023
Verified
Read our State Farm review

Best insurer for military members and families: USAA

Compare personalized, real-time quotes
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
4.3
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
880
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$38/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$78/mo

USAA provides low rates for military service members, veterans, and their families. The company also consistently ranks highly for customer satisfaction on J.D. Power’s annual insurance survey.

Pros

  • SafePilot program can save good drivers up to 30% on their car insurance costs

  • Discounts available for customers who are deployed or storing a vehicle

Cons

  • Only military service members, veterans, and their family members qualify

  • Limited customer service hours

The representative was very helpful and caring. I felt valued.

Tawana - January 17, 2023
Verified

I have been a member for 14 years. They have always delivered excellent customer care anytime I needed to reach out to them for any reason, whether it was to resolve an issue or assist me with an application for one of the many services and products they offer.

Christina - January 17, 2023
Verified

Exceptional customer service

Anthony - January 15, 2023
Verified
Read our USAA review

Best insurer for low-mileage drivers: Mile Auto

Compare personalized, real-time quotes
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
3.4
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
NR
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$55/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$99/mo

Mile Auto calculates your car insurance rates based on how many miles you drive, and driving less often could qualify you for cheap rates. The plan works by keeping a record of your odometer readings, and being a low-mileage driver could qualify you for rates 30% to 40% lower than standard rates. 

Pros

  • Only pay insurance for miles driven

  • Personalized liability coverage and add-on collision and comprehensive coverage

Cons

  • Pay-per-mile coverage is the only product available

  • No discounts or bundling options

Check Out: Cheapest Car Insurance Companies with Affordable Rates

Check Out: Cheapest Car Insurance Companies with Affordable Rates

Cheapest liability-only car insurance in Memphis

Liability-only car insurance covers property damage and bodily injury for third parties if you’re at fault in an accident. It can be a cheaper option since it doesn’t cover your own injuries or property damage.[1] Below are the cheapest car insurance companies in Memphis for liability-only coverage.

The below rates are estimated rates current as of: Monday, September 18 at 12:00 PM PDT. 
Data reviewed by Konstantin Halachev
Headshot of Konstantin Halachev, VP of Engineering at Insurify
Konstantin HalachevVice President of Engineering

  • 7+ years experience in data analysis

  • Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Read Editorial Guidelines

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Insurance CompanyAverage Monthly Quote
State Farm31
USAA38
GEICO41
Auto-Owners44
Travelers44
Erie47
Mile Auto55
Allstate58
Farmers62
Safeco69
Progressive86
Chubb90
Dairyland96
Liberty Mutual99
Midvale Home & Auto99
State Auto99
National General100
Elephant110
Direct Auto113
The General137
GAINSCO143
Bristol West191
Foremost203
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest full-coverage car insurance in Memphis

Full-coverage car insurance is a policy that includes liability protection in addition to comprehensive and collision coverage. Collision coverage pays for car repairs (up to your limit) if you get into an accident with another car or object, while comprehensive protection covers loss caused by other events, like theft or vandalism.[1]

Below are the cheapest full-coverage options in Memphis.

The below rates are estimated rates current as of: Monday, September 18 at 12:00 PM PDT. 
Data reviewed by Konstantin Halachev
Headshot of Konstantin Halachev, VP of Engineering at Insurify
Konstantin HalachevVice President of Engineering

  • 7+ years experience in data analysis

  • Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Read Editorial Guidelines

View Full Bio
Insurance CompanyAverage Monthly Quote
State Farm65
USAA78
GEICO85
Auto-Owners90
Erie96
Mile Auto99
Travelers117
Allstate120
Farmers130
Stillwater153
Nationwide158
Safeco158
Elephant167
Progressive178
Midvale Home & Auto182
Chubb186
Direct Auto192
Liberty Mutual222
National General239
State Auto239
Dairyland261
The General275
Foremost357
GAINSCO363
Bristol West429
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

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Car insurance requirements in Tennessee

Tennessee drivers must have at least liability coverage that includes protection for bodily injury and property damage.[2] Here’s the minimum car insurance you need to carry:

CoverageMinimum Requirements
Bodily injury liability
  • $25,000 for each injury or death per accident 
  • $50,000 for total injuries or deaths per accident 
Property damage liability
  • $25,000 for property damage per accident

You may want to consider carrying more than the minimum required insurance coverage if you drive frequently. Some other insurance coverages to consider include:

illustration card https://a.storyblok.com/f/162273/x/169fdfde11/liability-coverage.svg

Collision coverage

Collision coverage reimburses you for damage to your vehicle from a collision with another vehicle or object.

illustration card https://a.storyblok.com/f/162273/x/665da91bf7/comprehensive-coverage.svg

Comprehensive coverage

Comprehensive coverage reimburses you for theft or damage to your vehicle due to events other than a collision, such as hail, theft, and vandalism.

illustration card https://a.storyblok.com/f/162273/x/4c9753bdbe/medical-payments.svg

Medical payments coverage

Medical payments insurance covers healthcare costs if you or your passengers are injured in an accident.

Cheapest car insurance for Memphis drivers with an incident

Incidents on your driving record can raise your insurance rates because they indicate that you’re a higher-risk driver than someone with a clean driving record. You can still find cheap car insurance with prior driving incidents on record with the right insurers.

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Cheapest car insurance for drivers with a speeding ticket

How much your insurance rates increase after getting a speeding ticket can depend on how fast you were going, your history of speeding tickets, and where you were speeding.

For example, speeding in a school or construction zone can result in a higher ticket and harsher repercussions than speeding in other areas. Below are average monthly rates for car insurance in Memphis for drivers with speeding tickets.

The below rates are estimated rates current as of: Monday, September 18 at 12:00 PM PDT. 
Data reviewed by Konstantin Halachev
Headshot of Konstantin Halachev, VP of Engineering at Insurify
Konstantin HalachevVice President of Engineering

  • 7+ years experience in data analysis

  • Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Read Editorial Guidelines

View Full Bio
Insurance CompanyAverage Quote: Full CoverageAverage Quote: Liability Only
State Farm9244
USAA11054
GEICO12058
Auto-Owners12762
Erie13566
Mile Auto13977
Travelers16562
Allstate16982
Farmers18387
Safeco22297
Elephant235155
Progressive251121
Midvale Home & Auto256139
Chubb262127
Direct Auto270159
Liberty Mutual313139
National General337141
State Auto337139
Dairyland367135
The General387193
Foremost503286
GAINSCO511201
Bristol West604269
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for drivers with an at-fault accident

An at-fault accident is an accident in which you cause damage. In most cases, your insurance rates will increase when you’re at fault. However, the amount your insurance rates increase can vary by insurance company and the severity of the accident. Below are the cheapest insurance companies for drivers in Memphis with at-fault accidents on their records.

The below rates are estimated rates current as of: Monday, September 18 at 12:00 PM PDT. 
Data reviewed by Konstantin Halachev
Headshot of Konstantin Halachev, VP of Engineering at Insurify
Konstantin HalachevVice President of Engineering

  • 7+ years experience in data analysis

  • Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Read Editorial Guidelines

View Full Bio
Insurance CompanyAverage Quote: Full CoverageAverage Quote: Liability Only
State Farm9545
USAA11456
GEICO12560
Auto-Owners13264
Erie14169
Mile Auto14581
Travelers17164
Allstate17685
Farmers19191
Safeco232101
Elephant245161
Progressive261126
Midvale Home & Auto267145
Chubb273132
Direct Auto281166
Liberty Mutual325145
National General350147
State Auto350145
Dairyland382141
The General403201
Foremost523297
GAINSCO532210
Bristol West629280
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for drivers with a DUI

Drivers charged with driving under the influence (DUI) in Tennessee may pay fines, face up to 11 months in jail, and be ordered to install an ignition interlock device in their vehicle.[3]

Aside from the legal ramifications of a DUI, car insurance premiums almost always increase — and in some cases, insurance companies can cancel or refuse to renew your policy altogether. If you’re shopping for insurance with a DUI, here are the cheapest options in Memphis.

The below rates are estimated rates current as of: Monday, September 18 at 12:00 PM PDT. 
Data reviewed by Konstantin Halachev
Headshot of Konstantin Halachev, VP of Engineering at Insurify
Konstantin HalachevVice President of Engineering

  • 7+ years experience in data analysis

  • Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Read Editorial Guidelines

View Full Bio
Insurance CompanyAverage Quote: Full CoverageAverage Quote: Liability Only
State Farm10852
USAA13063
GEICO14268
Auto-Owners15073
Erie16078
Mile Auto16592
Travelers19573
Allstate20097
Farmers217103
Safeco263115
Elephant278183
Progressive296143
Midvale Home & Auto303165
Chubb310150
Direct Auto320188
Liberty Mutual370165
National General398167
State Auto398165
Dairyland435160
The General458228
Foremost595338
GAINSCO605238
Bristol West714318
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Learn More: How Long Does a DUI Stay on Your Record?

Learn More: How Long Does a DUI Stay on Your Record?

Cheapest car insurance for Memphis seniors

In general, rates for drivers tend to decrease around age 35 but increase around age 70. That’s because visual impairments, memory loss, and confusion can cause some seniors to get into more accidents, making older drivers a greater potential risk behind the wheel. 

Insurance rates for seniors vary by company, and below are the cheapest insurance options in Memphis.

The below rates are estimated rates current as of: Monday, September 18 at 12:00 PM PDT. 
Data reviewed by Konstantin Halachev
Headshot of Konstantin Halachev, VP of Engineering at Insurify
Konstantin HalachevVice President of Engineering

  • 7+ years experience in data analysis

  • Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Read Editorial Guidelines

View Full Bio
Insurance CompanyAverage Quote: Full CoverageAverage Quote: Liability Only
State Farm3014
USAA3618
GEICO3919
Auto-Owners4220
Erie4422
Mile Auto4625
Travelers5420
Allstate5627
Farmers6029
Safeco7332
Elephant7751
Progressive8240
Midvale Home & Auto8446
Chubb8642
Direct Auto8952
Liberty Mutual10346
National General11146
State Auto11146
Dairyland12144
The General12763
Foremost16594
GAINSCO16866
Bristol West19988
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for Memphis teens

Car insurance rates for teenagers and young adults typically skew much higher than for adults because teens have less experience behind the wheel, and limited driving history puts them at a higher risk for accidents.

However, teens still have plenty of ways to save on car insurance, including:

  • Stay on their parents’ policy. Adding children to a parents’ policy is typically less expensive than purchasing a policy individually for a teen driver.

  • Apply for student discounts. Some insurance companies offer good student discounts for students who maintain a certain GPA. Enrolling your teen in a defensive driving course is another strategy that could help lower their rate.

  • Drive a safe vehicle. Teens that ride in new cars with certain safety features — like alarms or other anti-theft devices — may qualify for lower car insurance rates.[4]

Below are the cheapest insurance options for teens in the Memphis area.

The below rates are estimated rates current as of: Monday, September 18 at 12:00 PM PDT. 
Data reviewed by Konstantin Halachev
Headshot of Konstantin Halachev, VP of Engineering at Insurify
Konstantin HalachevVice President of Engineering

  • 7+ years experience in data analysis

  • Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Read Editorial Guidelines

View Full Bio
Insurance CompanyAverage Quote: Full CoverageAverage Quote: Liability Only
State Farm10851
USAA13063
GEICO14168
Auto-Owners14973
Erie15978
Mile Auto16491
Travelers19473
Allstate19996
Farmers216103
Safeco262115
Elephant277183
Progressive296143
Midvale Home & Auto302164
Chubb309149
Direct Auto319188
Liberty Mutual369164
National General397166
State Auto397164
Dairyland433159
The General457228
Foremost593337
GAINSCO603238
Bristol West713317
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Read More: The 10 Best and Worst Car Insurance Comparison Sites

Read More: The 10 Best and Worst Car Insurance Comparison Sites

How to get the cheapest car insurance in Memphis

Insurance companies consider many different factors when setting car insurance premiums. While not everything is within your control, below are steps you could take to land cheaper car insurance rates in the Memphis area:

  • Get multiple quotes. Shopping around to check rates with at least three insurance companies can help you uncover affordable insurance deals for the coverage you need.

  • Consider pay-per-mile insurance. If you live in a walkable or public transportation-accessible area, using your car less often and paying for insurance per mile could help you land savings.

  • Look for discounts. Insurers offer a wide variety of discounts that can lower your rates. For example, bundling your car insurance with a renters insurance or homeowners insurance policy could lower your rate. Paying your insurance in full or signing up for paperless billing may also qualify you for insurance discounts.

  • Enroll in safe driving courses and programs. Some insurers lower your rate if you take driver courses or enroll in programs that monitor your driving habits and reward you with discounts for safe driving. If you’re a cautious driver, consider looking for insurance companies with apps that track your driving and give you perks for good driving habits.

Find Car Insurance in Memphis

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Memphis car insurance quotes by credit tier

In Tennessee, insurance companies can consider your credit score during underwriting to determine your insurance rate.[5] Your credit score is used along with other factors to calculate a risk score to measure your likelihood of filing a claim.

In general, insurers consider drivers with excellent or good credit lower risk, which often means better insurance rates, while drivers with poor credit often pay more for car insurance. Below are average insurance rates by credit tier in Memphis.

Rates by Credit Tier

Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

Is car insurance more expensive in Memphis?

Memphis has the highest average car insurance costs in Tennessee, with an average monthly full-coverage rate of $306. Variables that may contribute to the high insurance rates in the city are the high reports of car thefts and car accidents in the area.[6] [7] But factors like your credit and driving history can also contribute to your rates.

More cities in Tennessee

Full-coverage car insurance rates in Memphis are higher than in other major Tennessee cities, except for Cordova. In Cordova, full-coverage rates are 2% higher than in Memphis.

CityAverage Monthly QuoteCompared to Memphis
Chattanooga$218-29%
Clarksville$245-20%
Nashville$237-23%
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

Memphis car insurance FAQs

Finding the right car insurance can be challenging. Below, you’ll find answers to some commonly asked questions about how to find the best car insurance in Memphis.

  • How much is car insurance in Memphis?

    Car insurance in Memphis costs $248 per month, on average. Drivers pay an average of $306 per month for full-coverage car insurance and $189 per month for liability coverage. Your unique rate will depend on your insurer, age, driving record, credit history, vehicle type, chosen coverage level, and more.

  • What are the best car insurance companies in Memphis?

    With an Insurify Quality (IQ) Score of 4.4 out of 5 and an A.M. Best financial strength rating of A++ (Superior), State Farm is the best car insurance company in Memphis. Of the insurers Insurify has rate data for, other top Memphis insurers include USAA and Mile Auto.

  • What is the best car insurance company in Memphis for high-risk drivers?

    GEICO is one of the best car insurance companies for high-risk drivers in Memphis. It offers affordable rates and has good financial stability, earning an A++ from A.M. Best. It can also file an SR-22 certificate on your behalf. It also offers a variety of discounts to help lower your premium, such as car safety and defensive driving course discounts.

  • How much car insurance do you need in Memphis?

    Drivers in Memphis must carry $25,000 per person and $50,000 per accident in bodily injury liability coverage, as well as $25,000 per accident in property damage liability coverage.

Methodology

Insurify data scientists analyzed more than 90 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 50+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.

Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).

Liability-only premium averages correspond to policies with the following coverage limits:

  • Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
  • Property damage limits between $10,000 and $50,000
  • No additional coverage
Full-coverage premium averages correspond to the same bodily injury and property damage limits in addition to:
  • Comprehensive coverage with a $1,000 deductible
  • Collision coverage with a $1,000 deductible

Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.

Related articles

More cities in Tennessee

Popular cities

Sources

  1. Insurance Information Institute. "Auto insurance basics—understanding your coverage." Accessed August 3, 2023
  2. Tennessee Department of Revenue. "Why You Should Have Auto Insurance." Accessed August 3, 2023
  3. Tennessee Department of Safety & Homeland Security. "DUI Offenses." Accessed August 3, 2023
  4. Insurance Information Institute. "Auto insurance for teen drivers." Accessed August 3, 2023
  5. Tennessee Insurance Depot. "Does Your Credit Score Affect Your Insurance Rates?." Accessed August 3, 2023
  6. Action News 5. "Over 6,000 cars stolen in Memphis in 2023." Accessed August 3, 2023
  7. ABC 24. "Shelby County roadways are the deadliest in the state of Tennessee." Accessed August 3, 2023
Taylor Medine
Taylor Medine

Taylor Medine is a writer who's covered personal financial topics from budgeting and saving to paying down debt for more than eight years. She got her start demystifying intimidating money topics for the everyday consumer on a personal blog, and has since been published on Bankrate, Experian, Forbes Advisor, The Balance, Business Insider, Credit Karma, and more. Follow her on Twitter @taytalksmoney.

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Danny Smith
Edited byDanny SmithHome and Pet Insurance Editor
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Danny SmithHome and Pet Insurance Editor

  • P&C license candidate in Massachusetts

  • 4+ years in content creation and marketing

As Insurify’s home and pet insurance editor, Danny also specializes in auto insurance. His goal is to help consumers navigate the complex world of insurance buying.

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Konstantin Halachev
Data reviewed byKonstantin HalachevVice President of Engineering
Headshot of Konstantin Halachev, VP of Engineering at Insurify
Konstantin HalachevVice President of Engineering

  • 7+ years experience in data analysis

  • Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

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