Cheap Auto Insurance Quotes in Cleveland, TN (2021)

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Car Insurance in Cleveland, TN

The average cost of Tennessee car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Cleveland, TN to find you the cheapest quotes in the area.

Quotes by Top Carriers
Quotes ($/mo)
$45
$78
$141
$148
$161
ProgressiveState FarmLiberty MutualThe GeneralDirect Auto
Monthly $

Cheapest Car Insurance in Cleveland, TN

Here are the cheapest carriers in Cleveland for the following user profile: a single, 30 year old male with a clean driving record who drives a 2012 Honda Accord and pays a $1,000 deductible for the state’s minimum liability insurance.

Average Car Insurance Cost

Quotes by Top Carriers
Quotes ($/mo)
$126
$159
$112
$125
$120
$115
TennesseeMemphisKnoxvilleChattanoogaClarksvilleCleveland
Monthly $

Click here to learn about car insurance quotes and save on your current policy.

Cleveland, TN Driving Facts

tennessee

Minimum Car Insurance Requirements in TN

All motor vehicles operated or parked on Tennessee roadways are required to be insured. The minimum liability car insurance requirements for private passenger vehicles in Tennessee are as follows:

  • $30,000 per person/$60,000 per accident for Bodily Injury (BI)

Bodily injury liability coverage protects drivers if their car is involved in an accident that harms another individual. The minimum limits required by Tennessee state law are $30,000 for the death or injury of a single victim as a result of a car accident and $60,000 for the deaths or injuries of multiple victims. Insurance companies list this type of coverage as 30/60, referring to the dollar limitations of each minimum. If you’re in an accident, liability coverage will cover the cost of a legal proceeding as a result of a crash. Bodily injury coverage is part of the minimum coverage required by Tennessee law.

 

  • $15,000 per accident for Property Damage (PD)

The state minimum amount of property damage liability coverge required in the state of Tennessee is $15,000. If an insured driver is determined to be at fault and held liable in a motor vehicle accident, this coverage pays for damage repair to another individual’s property. Property damage coverage will also pay for legal costs if an insured driver is involved in a lawsuit following an accident.

Find local Cleveland agents

McIntire & Assoc Insurance Real Estate
P O Box 1336, Cleveland, TN 37364-1336
Cornerstone Insurance Group 
301 Keith Street, S.W., Cleveland, TN 37311
American Insurance Managers, LLC 
3595 Keith St NW, Cleveland, TN 37312-3719
RPA Insurance dba Landmark Insurance Group 
4235 TL Rogers St NE, Cleveland, TN 37311-2237
Paul J Trandel Insurance Agency Inc. 
132 Morning Glory Lane NE, Cleveland, TN 37323
Cleveland Insurance 
2625 Ralph Buckner Blvd NE, Cleveland, TN 37311-1452
The Hannah Agency 
3535 Keith St NW Suite 1, Cleveland, TN 37312
Insurance Incorporated 
2551 Georgetown Rd NW, Cleveland, TN 37311-3534
Direct Auto Insurance
2700 Keith St NW # 1, Cleveland, TN 37312
Acceptance Insurance
2409 Keith St NW, Cleveland, TN 37311

Insurify Insights: How Cleveland Drivers Measure Up

honda
Honda Accord
Most Popular Car in
Cleveland, TN
suspended licenses
#20
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Cleveland drivers measure up to their fellow Tennessee motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Accidents Cleveland

While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Cleveland drivers rank 27 in the number of car accidents per driver across all cities in Tennessee.

  • Rank within state: #27
  • Percent of drivers in Cleveland with an accident: 10.56%
  • Drivers in Cleveland, TN with an accident in their driving history paid on average 51.64% more than drivers with a clean record

Speeding Cleveland

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Tennessee, Cleveland drivers rank 22 in the number of speeding infractions per driver.

  • Rank within state: #22
  • Percent of drivers in Cleveland with a speeding ticket: 11.41%
  • Drivers in Cleveland, TN with a speeding ticket in their driving history paid on average 27.05% more than drivers with a clean record

DUI/DWIs Cleveland

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Cleveland drivers rank 29 in the number of DUI’s per driver across all cities in Tennessee.

  • Rank within state: #29
  • Percent of drivers in Cleveland with a DUI: 1.46%
  • Drivers in Cleveland, TN with a DUI in their driving history paid on average --% more than drivers with a clean record

Most Popular Vehicle Cleveland

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Cleveland is the Honda Accord.

Rude Cleveland

The Insurify team classifies rude drivers as those who commit the following driving offenses: failure to yield or failure to stop, improper backing, passing where prohibited, tailgating, street racing, or hit-and-runs. Among all cities in Tennessee, Cleveland drivers rank 9 in rude driving infractions.

  • Rank within state: #9
  • Percent of drivers in Cleveland with a reckless driving violation: 1.94%
  • Drivers in Cleveland, TN with a reckless driving violation in their driving history paid on average --% more than drivers with a clean record.

Safest Drivers Cleveland

Having a squeaky-clean driving record is an accomplishment to be proud of. Some cities have safer drivers than others; Cleveland drivers rank 4 in clean driving records across all cities in Tennessee.

  • Rank within state: #4
  • Percent of drivers in Cleveland with clean record: 79.13%

Failure to Yield the Right of Way Cleveland

Failing to yield the right of way isn’t just frustrating for other drivers; it’s dangerous, too. Cleveland drivers rank 3 in failure to yield violations per driver across all cities in Tennessee.

  • Rank within state: #3
  • Percent of drivers in Cleveland with a failure to yield violation: 0.73%
  • Drivers in Cleveland, TN with a failure to yield violation in their driving history paid on average --% more than drivers with a clean record

Reckless Drivers Cleveland

Reckless driving refers to a specific traffic violation: when drivers willfully act dangerously in spite of the risks they’re imposing on both themselves and others. Among all cities in Tennessee, Cleveland drivers rank 1 in the number of reckless driving offenses per driver.

  • Rank within state: #1
  • Percent of drivers in Cleveland with a reckless driving offense: 0.61%

Hybrid/Electric Vehicle Ownership Cleveland

As auto manufacturers increasingly turn towards producing greener car models, more and more motorists are embracing hybrids and EV’s. Cleveland drivers rank 25 in hybrid and electric vehicle ownership across all cities in Tennessee.

  • Rank within state: #25
  • Percent of drivers in Cleveland with a hybrid/electric vehicle: 0.18%

Insurify Rate Comparison Methodology

The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.