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Cheap Auto Insurance in Texas 2022
Drivers in Texas pay rates starting at $70/mo. for car insurance.
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Written by
Margaret Wack
Personal Finance Writer
Margaret Wack is a personal finance writer with a master's from St. John's College. She has written about finance and insurance topics for publications including Investopedia, Bankrate, MoneyGeek, The Simple Dollar, Money Under 30, and more. She has also written for sites like Angi, US News & World Report, ArtfulTea, and Reviews.com. Connect with Margaret on LinkedIn.
Edited by
Katie Powers
Insurance Writer
Katie Powers is an insurance writer at Insurify with expertise in personal finance and auto insurance topics. She strives to help consumers make better financial decisions. Prior to joining Insurify, she completed her undergraduate and graduate degrees at Emerson College. Her work has been published in St. Louis Magazine, the Boston Globe, and elsewhere. Connect with Katie on LinkedIn.
Reviewed by
Donald Hepworth
Licensed Insurance Agent at Insurify
Donald Hepworth is a licensed insurance agent at Insurify's in-house agency. He helps customers understand the nuances of their home, auto, toy, landlord, and commercial insurance policies. He excels in helping individuals find insurance coverage that meets their needs.
Updated November 23, 2022
Drivers in Texas pay an average rate of $263 per month for car insurance, according to our internal data. Texans live in the 14th most-expensive state for purchasing auto coverage. On average, Americans pay $233 per month for insurance, so drivers in the Lone Star State pay roughly $30 more per month. To find cheap car insurance, you should compare quotes from multiple insurers that match your insurance needs. Every year, wildflower seeds — more than 60,000 pounds of them — are planted alongside highways in the state for drivers to enjoy.[1]
Quick Facts
The average cost of car insurance in Texas is $263/mo.
Progressive is the cheapest top provider in Texas, with average rates of $170/mo.
The easiest way to cut car insurance costs is to compare quotes online.
Best cheap car insurance in Texas: Progressive
1
Progressive
Best Cheap Car Insurance in Texas
Some of the cheapest car insurance providers in Texas include Progressive, Travelers, Mile Auto, and Clearcover. On the other end of the spectrum, some of the most expensive insurers are Freedom National and Hallmark. Among mainstream insurance providers, Progressive offers the best rates, at $170 per month on average.
| Car Insurance Company | Insurify Composite Score | Average Monthly Quote |
|---|---|---|
| Progressive | N/A | $170 |
| Travelers | 80 | $182 |
| Nationwide | 89 | $213 |
| State Auto | 76 | $261 |
| Liberty Mutual | 82 | $301 |
| Mile Auto | N/A | $145 |
| Clearcover | 97 | $181 |
| Kemper Preferred | N/A | $185 |
| Elephant | N/A | $186 |
| Apparent | N/A | $188 |
| Safeco | 86 | $195 |
| Foremost Signature | N/A | $222 |
| Direct Auto | N/A | $222 |
| Midvale Home & Auto | N/A | $241 |
| Mercury | 81 | $241 |
| AssuranceAmerica | N/A | $270 |
| Kemper | N/A | $286 |
| Dairyland | N/A | $287 |
| Bristol West | N/A | $290 |
| Pronto | N/A | $291 |
| Kemper Specialty | N/A | $315 |
| Commonwealth Casualty | N/A | $336 |
| Aspen | N/A | $344 |
| The General | N/A | $347 |
| Quantum | N/A | $365 |
| Stillwater | N/A | $367 |
| Alinsco | N/A | $376 |
| Infinity | N/A | $382 |
| Freedom National | N/A | $479 |
| Hallmark | N/A | $562 |
Disclaimer: actual quotes may vary based on the policyholder's unique driver profile.
Learn More: Best Car Insurance Companies
Insurify Composite Score (ICS)
To calculate the Insurify Composite Score, a proprietary rating, Insurify data scientists weigh multiple factors that reflect the quality, reliability, and health of an insurance company.
Inputs to the score include J.D. Power ratings, Consumer Reports customer satisfaction surveys and customer complaints, mobile app reviews, user-generated company reviews, and financial strength ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch.
Minimum car insurance requirements in Texas
All motor vehicles operated or parked on Texas roadways are required to be insured. You must carry proof of insurance in your car at all times and it must be available when:
Requested by law enforcement
Renewing vehicle registration
The vehicle is involved in a car accident
The minimum liability insurance requirements for private passenger vehicles in Texas[2] are:
$25,000 per person and $50,000 per accident for bodily injury: As a major part of your liability insurance, bodily injury coverage covers medical bills for people other than the policyholder who are injured during an accident. Texas is an at-fault state, meaning the driver who is responsible for the collision is also responsible for paying for any resulting expenses, either through their car insurance provider or out of pocket.
$10,000 per accident for property damage: If it’s determined that an insured driver is at fault for an accident, this coverage pays for repairs to the property of the other involved parties. Additionally, property damage coverage can cover legal costs if the insured driver is involved in a lawsuit following the accident.
Texas DMV information
The Texas Department of Motor Vehicles[3] offers residents many services, including driver’s license renewal, vehicle registration, purchase or sale of vehicles, and more. You can also look to the Texas DMV for help accessing a copy of your vehicle’s title, changing your address, or filing a complaint.
Public transportation in Texas
Cities including Dallas, Fort Worth, Houston, San Antonio, and Austin offer public transportation in the form of trains or buses.[4] Outside of major cities, public transportation is hard to find. Three Amtrak trains serve Texas: the Texas Eagle, the Sunset Limited, and the Heartland Flyer. While some areas of Texas are walkable, most require a car, particularly when taking into account inclement weather and heat.
Tips for getting cheap car insurance in Texas
To find the cheapest car insurance policy, you should compare car insurance rates online from multiple providers. Since insurers consider personal factors like age and driving history differently, this will help ensure you find the best policy for your individual situation.
Some insurers also offer discounts for bundling policies and for having a safe driving record. Some other discounts you may qualify for include:
Good student discount
Loyalty discount
Paying your insurance premium in full, rather than monthly
Liability-only vs. full-coverage insurance in Texas
If you live in Texas, you can opt to carry liability-only auto insurance, which pays for expenses related to injuries and damage to the other party’s car if you cause an accident. Each state sets its own minimums for how much liability insurance it requires drivers to carry. Liability-only insurance can make sense if:
You have a low-value vehicle.
You can afford to repair or replace your car out of your own pocket.
Getting the cheapest insurance possible is your top priority.
For a higher level of protection, you can choose full-coverage insurance, which includes basic liability plus collision and comprehensive coverage. Collision coverage pays for damages to your car, even if you’re at fault for an accident. Comprehensive pays for damages caused by events out of your control, like vandalism, weather, and animals. Auto lenders and leasing companies typically require drivers to carry full coverage on a car they’ve financed.
You may also opt for full coverage if:
You have a high-value vehicle.
You wouldn’t be able to afford to repair or replace your car out of pocket.
Your car’s actual cash value (the payout you’d likely get if your car is totaled) exceeds your annual premium to carry full coverage.
Here’s a look at the cheapest auto insurance in Texas by policy type.
| Car Insurance Company | Average Monthly Quote: Liability | Average Monthly Quote: Full Coverage |
|---|---|---|
| Allstate | $65 | $106 |
| American Family | $92 | $150 |
| GEICO | $50 | $81 |
| State Farm | $43 | $70 |
| USAA | $85 | $139 |
| Alinsco | $211 | $376 |
| Amica | $287 | $468 |
| Apparent | $122 | $188 |
| Aspen | $139 | $344 |
| AssuranceAmerica | $194 | $270 |
| Bristol West | $197 | $290 |
| Clearcover | $150 | $181 |
| Commonwealth Casualty | $123 | $336 |
| Dairyland | $144 | $287 |
| Direct Auto | $170 | $222 |
| Elephant | $138 | $186 |
| Erie | $69 | $113 |
| Farmers | $144 | $236 |
| Foremost Signature | $110 | $222 |
| Freedom National | $150 | $479 |
| Hallmark | $342 | $562 |
| Infinity | $263 | $382 |
| Kemper | $145 | $286 |
| Kemper Preferred | $93 | $185 |
| Kemper Specialty | N/A | $315 |
| Liberty Mutual | $195 | $301 |
| Mercury | $175 | $241 |
| Midvale Home & Auto | $150 | $241 |
| Mile Auto | $121 | $145 |
| Nationwide | $186 | $213 |
| Progressive | $104 | $170 |
| Pronto | $168 | $291 |
| Quantum | $181 | $365 |
| Safeco | $101 | $195 |
| State Auto | $118 | $261 |
| Stillwater | N/A | $367 |
| The General | $253 | $347 |
| Travelers | $137 | $182 |
Disclaimer: actual quotes may vary based on the policyholder's unique driver profile.
How your driving history affects Texas car insurance rates
Your driving history is the factor that most influences your car insurance costs. Good drivers — whose records are free of serious traffic violations like speeding tickets or reckless driving — tend to get the best car insurance rates in Texas. But infractions like driving under the influence or at-fault accidents can significantly increase insurance costs.
Here’s a look at average monthly quotes for the cheapest car insurance in Texas based on driving and accident history.
See More: High-Risk Car Insurance Texas
| Car Insurance Company | Clean Record | At-Fault Accident | With a DUI | Speeding Ticket |
|---|---|---|---|---|
| Allstate | $103 | $104 | $129 | $116 |
| American Family | $146 | $147 | $183 | $164 |
| Farmers | $110 | $111 | $138 | $124 |
| State Farm | $79 | $80 | $99 | $89 |
| USAA | $68 | $69 | $86 | $77 |
| Alinsco | $352 | $510 | $521 | $440 |
| Amica | $457 | $460 | $573 | $512 |
| Apparent | $176 | $218 | $221 | $232 |
| Aspen | $297 | $515 | $530 | $433 |
| AssuranceAmerica | $262 | $308 | $287 | $301 |
| Bristol West | $272 | $348 | $318 | $359 |
| Clearcover | $181 | $221 | N/A | $168 |
| Commonwealth Casualty | $315 | $417 | $405 | $391 |
| Dairyland | $273 | $350 | $292 | $342 |
| Direct Auto | $198 | $314 | $291 | $306 |
| Elephant | $178 | $216 | N/A | $221 |
| Erie | $365 | $367 | $457 | $408 |
| Foremost Signature | $209 | $258 | $441 | $266 |
| Freedom National | $459 | $616 | $543 | $553 |
| GEICO | $230 | $232 | $289 | $258 |
| Hallmark | $540 | $644 | $555 | $673 |
| Infinity | $358 | $457 | $381 | $479 |
| Kemper | $261 | $409 | $217 | $366 |
| Kemper Preferred | $176 | $201 | N/A | $240 |
| Kemper Specialty | $285 | $418 | $289 | $390 |
| Liberty Mutual | $298 | $324 | $321 | $338 |
| Mercury | $219 | $320 | $308 | $333 |
| Midvale Home & Auto | $227 | $280 | $297 | $275 |
| Mile Auto | $145 | $168 | $73 | $131 |
| Nationwide | $200 | $246 | $363 | $242 |
| Progressive | $166 | $167 | $208 | $186 |
| Pronto | $276 | $521 | $288 | $284 |
| Quantum | $343 | $439 | $249 | $422 |
| Safeco | $190 | $210 | $190 | $241 |
| State Auto | $234 | $441 | N/A | $454 |
| Stillwater | $371 | $265 | N/A | $773 |
| The General | $319 | $477 | $427 | $452 |
| Travelers | $177 | $183 | $236 | $220 |
Disclaimer: actual quotes may vary based on the policyholder's unique driver profile.
See More: SR-22 Car Insurance Texas
SR-22 insurance in Texas
An SR-22 is a form that you may need to submit proving that you have auto insurance. Drivers who have DUIs or too many at-fault violations may be required to use this form. An SR-22 isn’t actually a type of insurance, but having to file an SR-22 form may mean that you pay more for your car insurance policy as a result.
How credit scores affect Texas car insurance quotes
State law in Texas allows insurance providers to consider credit scores when determining auto insurance rates. Generally, people with excellent or good credit scores can qualify for lower car insurance premiums than people with average or poor credit scores.
| Credit Tier | Average Monthly Quote |
|---|---|
| Excellent | $206 |
| Good | $244 |
| Average | $268 |
| Bad | $415 |
Disclaimer: actual quotes may vary based on the policyholder's unique driver profile.
See More: Bad Credit Car Insurance Texas
How your city affects Texas insurance quotes
Where you live is another factor that can affect your car insurance rates. Living in or near big cities in Texas, like Austin or Dallas, may increase your car insurance rates. Rates tend to go up if you live in areas with a high population density, a large number of uninsured or underinsured motorists, or high rates of accidents.
| City | Average Monthly Quote |
|---|---|
| Amarillo | $275 |
| Arlington | $309 |
| Austin | $250 |
| Corpus Christi | $298 |
| Dallas | $330 |
| El Paso | $266 |
| Fort Worth | $268 |
| Frisco | $304 |
| Garland | $311 |
| Grand Prairie | $310 |
| Houston | $349 |
| Irving | $288 |
| Katy | $299 |
| Killeen | $259 |
| Laredo | $276 |
| Lubbock | $274 |
| McKinney | $263 |
| Plano | $252 |
| San Antonio | $273 |
| Spring | $302 |
Disclaimer: actual quotes may vary based on the policyholder's unique driver profile.
How your age affects your Texas car insurance rates
Because insurers generally equate age with experience level, your age will significantly affect how much you pay for car insurance. New drivers, who tend to be teens or people in their early 20s, typically pay more for insurance than drivers 25 and older.
The following table gives a high-level view of how age can affect insurance rates.
| Age Group | Average Monthly Rate |
|---|---|
| Teenagers | $518 |
| Under 25 | $359 |
| 20s | $256 |
| 30s | $231 |
| 40s | $203 |
| 50s | $187 |
| 60s | $178 |
| 70s | $199 |
| 80+ | $212 |
Disclaimer: actual quotes may vary based on the policyholder's unique driver profile.
Quotes for younger drivers
Multiple other factors influence how much drivers in each age group will pay for car insurance. Some increase rates for one age group more than another, while others impact all age groups evenly.
The following table compares how different insurance factors affect average monthly rates for drivers younger than 30. The cheapest liability insurance options for younger drivers come from Kemper Preferred, Apparent, and Progressive.
| Car Insurance Company | Liability Only | Full Coverage | With an Accident | With a DUI |
|---|---|---|---|---|
| Progressive | $136 | $210 | $193 | $422 |
| Travelers | $164 | $208 | $207 | $404 |
| Nationwide | $283 | $253 | $255 | $492 |
| Alinsco | $282 | $523 | $578 | N/A |
| Apparent | $145 | $223 | $236 | $428 |
| Aspen | $183 | $469 | $676 | N/A |
| AssuranceAmerica | $269 | $372 | $365 | $746 |
| Bristol West | $273 | $380 | $410 | $730 |
| Clearcover | $194 | $235 | $215 | $488 |
| Commonwealth Casualty | $164 | $439 | $502 | N/A |
| Dairyland | $190 | $360 | $381 | $702 |
| Direct Auto | $233 | $297 | $354 | $537 |
| Elephant | $160 | $224 | $231 | $438 |
| Foremost Signature | $207 | $326 | $318 | $657 |
| Freedom National | $187 | $641 | $705 | N/A |
| Hallmark | $461 | $741 | $767 | N/A |
| Infinity | $358 | $514 | $549 | N/A |
| Kemper | $190 | $391 | $472 | $712 |
| Kemper Preferred | $120 | $227 | $216 | $440 |
| Kemper Specialty | $207 | $407 | $502 | $742 |
| Liberty Mutual | $289 | $406 | $383 | N/A |
| Mercury | $229 | $312 | $338 | $587 |
| Midvale Home & Auto | $229 | $315 | $327 | $609 |
| Mile Auto | $181 | $208 | $180 | $422 |
| Pronto | $232 | $376 | N/A | $714 |
| Quantum | $252 | $501 | $546 | N/A |
| Safeco | $155 | $252 | $247 | $499 |
| State Auto | $163 | $319 | $491 | $567 |
| Stillwater | N/A | $421 | N/A | N/A |
| The General | $334 | $453 | $536 | N/A |
Disclaimer: actual quotes may vary based on the policyholder's unique driver profile.
Quotes for middle-aged drivers
The following table compares how different insurance factors affect average monthly rates for drivers between 30 and 59. Middle-aged drivers with an accident on their record find the best rates with Progressive, Clearcover, and Travelers.
| Car Insurance Company | Liability Only | Full Coverage | With an Accident | With a DUI |
|---|---|---|---|---|
| Liberty Mutual | $147 | $250 | $259 | $494 |
| Progressive | $80 | $145 | $164 | $279 |
| Travelers | $136 | $177 | $175 | $350 |
| Alinsco | $158 | $293 | $347 | $557 |
| Apparent | $108 | $168 | $206 | $310 |
| Aspen | $100 | $234 | $324 | $418 |
| AssuranceAmerica | $134 | $207 | $252 | $394 |
| Bristol West | $141 | $236 | $289 | $442 |
| Clearcover | $120 | $152 | $173 | $295 |
| Commonwealth Casualty | $85 | $247 | $304 | $462 |
| Dairyland | $108 | $242 | $276 | $464 |
| Direct Auto | $120 | $173 | $231 | $312 |
| Elephant | N/A | $167 | $204 | $314 |
| Foremost Signature | $88 | $195 | $235 | $370 |
| Freedom National | $124 | $376 | $412 | $732 |
| Hallmark | $248 | $451 | N/A | N/A |
| Infinity | $188 | $299 | $364 | $561 |
| Kemper | $112 | $213 | $268 | $406 |
| Kemper Preferred | $81 | $165 | $177 | $314 |
| Kemper Specialty | $103 | $255 | $336 | $470 |
| Mercury | $138 | $202 | $250 | $366 |
| Midvale Home & Auto | $117 | $200 | $215 | $388 |
| Mile Auto | $83 | $118 | $135 | $235 |
| Nationwide | $164 | $199 | $230 | $378 |
| Pronto | $113 | $240 | N/A | $442 |
| Quantum | $118 | $246 | $278 | $478 |
| Safeco | $87 | $177 | $177 | $350 |
| State Auto | $105 | $240 | $407 | $432 |
| Stillwater | N/A | $364 | N/A | $726 |
| The General | $196 | $293 | $361 | $547 |
Disclaimer: actual quotes may vary based on the policyholder's unique driver profile.
Quotes for senior drivers
The following table compares how different insurance factors affect average monthly rates for drivers 59 and older. Affordable full-coverage insurance options for senior drivers include Mile Auto, Progressive, and Elephant.
| Car Insurance Company | Liability Only | Full Coverage | With an Accident | With a DUI |
|---|---|---|---|---|
| Liberty Mutual | $122 | $196 | $224 | $374 |
| Progressive | $75 | $118 | N/A | $233 |
| Travelers | $125 | $150 | $157 | $291 |
| Aggressive | N/A | N/A | $247 | N/A |
| Alinsco | $142 | $237 | $292 | $448 |
| Apparent | $91 | $130 | $180 | $229 |
| Aspen | $100 | $191 | $241 | $338 |
| AssuranceAmerica | $135 | $206 | $240 | $392 |
| Bristol West | $125 | $207 | $258 | $388 |
| Clearcover | $116 | $135 | $170 | $257 |
| Commonwealth Casualty | $98 | $258 | $317 | $480 |
| Dairyland | $104 | $218 | $268 | $406 |
| Direct Auto | $118 | $153 | $214 | $273 |
| Elephant | $110 | $132 | $174 | $241 |
| Foremost Signature | $80 | $144 | $197 | $261 |
| Freedom National | $120 | $371 | $417 | $718 |
| Hallmark | $246 | $415 | $459 | N/A |
| Infinity | $184 | $265 | $314 | $503 |
| Kemper | $117 | $190 | N/A | $372 |
| Kemper Preferred | $87 | $159 | $181 | $306 |
| Kemper Specialty | $100 | $220 | $288 | $400 |
| Mercury | $112 | $156 | $230 | $273 |
| Midvale Home & Auto | $121 | $178 | $221 | $330 |
| Mile Auto | $67 | $92 | $99 | $183 |
| Nationwide | $157 | $186 | $236 | $342 |
| Pronto | $124 | N/A | N/A | N/A |
| Quantum | $132 | $218 | $280 | $394 |
| Safeco | $90 | $148 | $159 | $285 |
| State Auto | $102 | $197 | $354 | $362 |
| Stillwater | N/A | $325 | N/A | N/A |
| The General | $193 | $265 | $351 | $489 |
Disclaimer: actual quotes may vary based on the policyholder's unique driver profile.
Texas car insurance FAQs
Progressive, Mile Auto, and Travelers offer some of the cheapest car insurance rates on average in Texas. However, just because these auto insurers provide cheap average costs doesn’t necessarily mean that they’ll provide you with the lowest rates. On average, Progressive tends to have the cheapest full-coverage policies for drivers of all age groups. For veterans, service members, and their families, USAA is another great option for affordable car insurance. Because car insurance companies calculate auto insurance rates differently based on personal factors like age, driving record, and credit history, finding personalized car insurance quotes from multiple providers offers the best way to secure an affordable car insurance policy.
A variety of factors increase car insurance rates for Texas drivers. About 15% of Texas drivers have a recent incident in their driving history, making it the 16th-safest state for drivers in the nation. However, Texas is one of the most populous states, with about 8,088,000 vehicles on the road.[5] The more cars in operation on the road, the higher the chances of an accident, especially if you live in a densely populated urban area like Dallas or Houston. Local and state regulations concerning minimum coverage requirements also often increase your car insurance rates.
On average, car insurance costs $263 per month in Texas, which exceeds the national average and averages in some neighboring states. Car insurance premiums often vary from person to person, so it’s a good idea to find personalized quotes when comparing car insurance rates. Some of the factors that may affect your car insurance costs include your vehicle type, driving history, age, gender, and credit score.
Beyond individual factors, insurance rates fluctuate based on auto insurers adjusting to broader influences like industry changes, market conditions, and supply chain issues. Between July 2021 and July 2022, the average cost of car insurance in Texas increased by roughly 13%, based on our internal data.
Though the best car insurance company for you depends on your specific situation, a few insurance companies stand out for providing affordable auto insurance in Texas. These include Progressive, with an average monthly cost of $170, Travelers, with an average monthly cost of $182, and Nationwide, with an average monthly cost of $213. You may also be able to get a good car insurance rate by working with a pay-per-mile car insurance provider like Mile Auto.
Progressive, Travelers, and Nationwide all earned solid financial strength ratings from A.M. Best. Nationwide[6] and Progressive[7] earned a superior rating of A+, while Travelers earned a superior rating of A++.[8] Mile Auto does not have a rating from A.M. Best.
Texas requires personal injury protection (PIP) coverage for drivers in the state. Personal injury protection covers your own medical bills and those of your passengers in the event that you get into an accident, regardless of whether you were at fault. Texas requires a minimum of $2,500 per person for personal injury protection. You may want to purchase more coverage, especially if your own health insurance plan comes with limited coverage or a high deductible.
Yes, Texas requires drivers to have car insurance to legally operate a vehicle. Specifically, Texas requires $30,000 per person and $60,000 per accident for personal liability insurance, as well as $25,000 per accident for property damage liability insurance. Texas also requires $2,500 per person in personal injury protection. These are just the minimum car insurance requirements, but drivers can purchase more coverage. In many cases, drivers may want to purchase additional coverage, such as higher liability coverage limits, comprehensive insurance, underinsured or uninsured motorist insurance, and collision insurance.
You may think that since you’re paying for a car insurance policy, your policy covers you no matter what vehicle you drive. But in reality, an auto insurance policy covers your vehicle, not you. To be personally covered when driving a car that’s not your own, you need to be listed on the policy for that car. On the other hand, if you lend someone your car and they get into an accident, your vehicle will most likely be covered under your policy. Never allow an unlicensed person to drive your vehicle, and make sure you trust anyone borrowing your vehicle.
Full-coverage car insurance refers to car insurance that includes liability as well as comprehensive and collision insurance. Full-coverage car insurance provides more robust protection for your finances and your vehicle than liability insurance coverage alone. However, full coverage costs much more than liability insurance because it comes with increased coverage in the case of damage from an accident or natural disaster.
Collision insurance covers damages related to auto collisions, while comprehensive insurance covers vehicle damage related to natural disasters, vandalism, and theft.
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Data scientists at Insurify analyzed over 40 million auto insurance rates across the United States to compile the car insurance quotes, statistics, and data visualizations displayed on this page. The car insurance data includes coverage analysis and details on drivers' vehicles, driving records, and demographic information. With these insights, Insurify is able to offer drivers insight into how their car insurance premiums are priced by companies.
Sources
- Texas Department of Transportation. "TxDOT Facts." Accessed November 23, 2022
- Texas State Office of the Insurance Commissioner. "State Minimum Car Insurance Requirements." Accessed November 23, 2022
- Texas Department of Motor Vehicles. "Texas Department of Motor Vehicles." Accessed November 23, 2022
- Texas Department of Transportation. "Public Transportation Division." Accessed November 23, 2022
- Statista. "Automobile registrations in the United States in 2020, by state." Accessed November 23, 2022
- AM Best. "AM Best Affirms Credit Ratings of Nationwide Mutual Insurance Company and Its Key Operating Subsidiaries." Accessed November 23, 2022
- AM Best. "AM Best Affirms Credit Ratings of The Progressive Corporation and Subsidiaries." Accessed November 23, 2022
- AM Best. "AM Best Affirms Credit Ratings of The Travelers Companies, Inc. and Its Main Subsidiaries." Accessed November 23, 2022
