)
Experience
- Home insurance
- Auto insurance
- Data analysis
- Environment
- Climate change
About Cassie's expertise
Cassie Sheets has more than a decade of experience creating compelling content for clients, brands, and local news sites. She started her career at Movoto Real Estate, where she transformed dry data into interesting insights for potential homebuyers. She’s since covered a wide range of topics, from pop culture news to home and garden trends.
Before writing for Insurify, Cassie wrote engaging landing pages and blog posts for medical practices at MyAdvice. Now, she uses her knack for diving into the latest data and pulling out key details to empower insurance buyers.
Cassie holds a BFA in Creative Writing from Columbia College Chicago. In her free time, you can find her exploring the city with her dog, trying not to fall over in yoga classes, and petting cats at the shelter.
Our Editorial Guidelines
Insurify’s content goes through a rigorous editing and fact-checking process that includes reviews by insurance agents, data scientists, and multiple editors with years of experience in insurance and personal finance. We vet every article and report for: accuracy, educational value, objectivity, enjoyability.
Learn more about our editorial team and editorial guidelines here
Cassie's latest posts
)
Free Car Insurance Quotes Online From Top-Rated Companies
Getting multiple quotes from Insurify for top insurance companies could help you save up to $1,100 per year.
)
Cheapest Car Insurance Quotes in Texas
State Farm offers the cheapest car insurance in Texas, with an average monthly premium of $43 for minimum coverage. Compare real-time quotes for Texas drivers and buy your policy online in minutes.
)
Average Car Insurance Rates by Vehicle Model
Monthly full-coverage premiums range from $157 for the Toyota Camry to $288 for the Tesla Model Y.
)
Car Insurance Requirements in Florida
Florida, a no-fault state, requires drivers to carry a minimum of $10,000 in personal injury protection and $10,000 in property damage liability coverage.
)
Cheapest Auto Insurance Quotes in Warner Robins, GA
Auto-Owners is the cheapest liability auto insurance company in Warner Robins.
)
Comprehensive Car Insurance: What It Covers and When You Need It
Comprehensive car insurance helps pay for damage to your vehicle from theft, weather, and other non-collision events, but not every driver needs it.
Car Insurance Requirements in Texas
You must meet the 30/60/25 minimum car insurance requirements to drive in Texas.
)
10 Cheapest Cars to Insure in 2026
The Dodge Caravan tops Insurify’s list of the cheapest cars to insure in 2025, thanks to its modest repair costs, family-friendly design, and solid safety scores.
)
Cheapest Pet Insurance Companies
Healthy Paws, Lemonade, and Pets Best are among the best cheap pet insurance companies. Monthly pet insurance rates start at $23 for dogs and $13 for cats.
)
Compare Pet Insurance Quotes
Comparing pet insurance quotes for dogs and cats can help you save up to 57% on your plan and find the right insurance for you and your pet.
)
Best Pet Insurance in 2026: Compare Quotes From Top Companies
Lemonade and Healthy Paws top the list of best pet insurers.
)
Distracted Driving Statistics
Cellphones aren’t the only distraction causing crashes. Simply reaching for objects while driving makes a car accident nine times more likely.
)
First American Home Warranty Review: Prices and Ratings
First American offers highly customizable home warranty policies, with three plans at various prices and add-on coverages.
)
Best Pet Insurance Companies With No Waiting Period
Get same-day pet insurance coverage from insurers like MetLife and Embrace.
)
Best Commercial Auto Insurance Companies
Progressive, Allstate, and Farmers Insurance have some of the best coverage options for commercial vehicle insurance, with policies for small businesses and big fleets.
)
Pennsylvania Regulator Blocked $210.1 Million in Insurance Premium Increases in 2025
The Pennsylvania Insurance Department denied more than $85 million in auto insurance premium hikes in the first half of the year.
Florida Has Now Added More Home Insurers Than It Lost Since 2020
But the state’s climate challenges still leave Florida homeowners paying record-high premiums.
)
Already, U.S. Natural Disasters Drive Near-Record Global Insurance Losses in 2025
$84 billion losses signal bigger bills, fewer options for American property owners
)
How Much Does Flood Insurance Cost?
Federal flood insurance costs an average of $786 annually, but it depends on your location’s risk level.
)
Safe Drivers Pay the Price for Reckless Neighbors, According to Allstate’s Most Dangerous Driving Cities
Bostonians are the most dangerous drivers in the U.S., crashing every three years on average, and their insurance premiums reflect that.
)
Made in America? These States Have the Most Domestic and Foreign Cars in 2025
Foreign cars reign in coastal states, while the West and Midwest drive domestic. Regardless of their cars’ origins, Americans can expect insurance rate hikes in 2025.
)
String of Cyberattacks Against Insurance Industry Could Disrupt Home and Auto Policyholders
Customers could face delayed claims filing and communication blackouts as a notorious hacker group targets U.S. insurance companies.
)
New Bill Would Allow Louisiana Home Insurers to Block Lawsuits in Exchange for Cheaper Premiums
Proposed legislation would mean cheaper premiums for Louisiana homeowners, but the trade-off could leave unsatisfied policyholders with less recourse.
)
P&C Insurers Logged Their Best Year in a Decade While Consumers Chased Cheaper Rates
Property and casualty insurers recovered from a rocky two-year stretch in 2024, posting their most profitable underwriting results since 2013.
)
$10K Tax Credit May Be on the Way for Louisiana Homeowners Who Stormproof Their Roofs
A new bill could help Louisiana homeowners fortify their homes against hurricane damage and combat the state’s insurance crisis.
Almost 70% of DINK Pet Owners Sacrifice Financially for Their Pets, but the Cost of Children Remains Daunting
Double-income pet owners with no kids spend an average of $159 monthly, or about $1,906 annually, on their pets — a fraction of the cost of childrearing.
)
Bipartisan Bill Aims to Extend National Flood Insurance Program Before September Deadline
Lawmakers move to break a years-long cycle of short-term extensions for FEMA’s flood insurance program, providing stability for millions of American homeowners.
)
20 States With the Safest and Most Dangerous Drivers
Michigan has the safest drivers, while Rhode Islanders are the most dangerous, Insurify data shows.
)
10 Car Models With the Fastest-Rising Insurance Costs Between 2024 and 2025
Average insurance costs for three Tesla models increased by more than double the national rate, Insurify data revealed.
)
10 States Where Tornadoes Increased the Most Over the Past 3 Years
Tornadoes increased by 39% across the U.S. between 2022 and 2024, but some states saw nearly 10 times more tornadoes in the same period. Home insurers are noting the risk and hiking rates in response.
)
10 States With the Sharpest 3-Year Increase in Severe Hail
Missouri and Illinois saw the most significant increases in severe hailstorms since 2022. Home and auto insurers have noted the risk and factored it into rate hikes.
)
Road Rage Facts and Statistics: 2026
A majority of American drivers admit to road rage behaviors despite the safety risks and higher car insurance rates.
)
The Most Affordable and Unaffordable Cities to Buy a Home on a Median Household Income of $81,000
Cities like Knoxville and Savannah, which once proved to be affordable options for people earning less than six figures, are now pricing out middle-income buyers.
)
The 10 Most Popular Dog Breeds to Insure: Americans Love Chihuahuas and Pit Bulls
Among the top 10 breeds, pet insurance for a French bulldog costs the most, at an average of $1,035 annually.
)
Why Idaho Home Insurance Premiums Have Increased by 17% in 2024
Growing wildfire risks are largely to blame, insurance regulators say.
)
10 Car Models With the Most DUIs in 2024: SUVs and Minivans Dominate the List
If you’re trying to avoid drunk drivers, take your eyes off the hot rod. They’re probably behind the wheel of a Chrysler Pacifica.
)
Insuring America’s Most Popular Truck: Ford F-150 Coverage Is 11% Cheaper Than the U.S. Average
Car insurance for the bestselling Ford F-150 costs $260 less per year than the U.S. average.
)
15 States Facing an Imminent Insurance Crisis
Hurricane damage is fueling mounting insurance crises in North Carolina and Texas as insurers pull back in more than a dozen states across the U.S.
)
Holiday Shopping Trends 2024: 84% of Americans Plan to Buy Online, But Porch Pirates and Payment Plans Could Hamper Gift Giving
An Insurify survey revealed that 14% of Americans plan to spend more than they can afford on holiday gifts this year, and buy-now-pay-later loans are fueling overspending. The nearly 40% of online shoppers who’ve had package thefts risk not receiving their gifts at all.
)
New Survey: Gen Z Shuns Driving, But Isn’t Ready for Technology to Take the Wheel
Gen Zers aren’t fond of driving, but more than 70% expressed reservations about self-driving cars. As one Gen Zer stated, “I have a phobia of driving, but I’ll be damned if I let a machine do that.”
)
The 10 Best Cities for Cat Owners
Insurify analyzed pet-friendly amenities, veterinary access, cat-friendly housing, and more to find the best cities for cat owners in 2024.
)
The 10 Best Cities for Dog Owners
Amenity-rich Tampa, Florida, tops Insurify’s list of the most dog-friendly cities, with hundreds of pet-friendly restaurants and nearly two dozen dog parks.
)
Ask an Agent: Does Your Car or Home Insurance Premium Subsidize High-Risk States?
Policyholders wonder why insurance is skyrocketing as federally regulated coverage becomes a topic of national debate. A licensed agent answered these complex insurance questions.
)
‘Everything Has Gone Up’: Retirees Feel Burdened by Inflation as Home Insurance Costs Surge
Popular retirement states may lose their luster as home insurance rates skyrocket. The average Florida premium costs more than one-third of the average retirement income.
)
Gen Z Grasps at the American Dream of Homeownership but Struggles With Nihilistic Spending
Gen Z is clawing toward stability and homeownership through sheer grit and a new twist on ’90s-style financial advice. But first, they’ll need to curb some doom spending.
)
Investigation: Where Is It Cheaper to Charge an Electric Vehicle Than Fuel a Gas-Powered Car?
Powering an EV saves $1,056 annually compared to fueling a gas car, but only if drivers can afford a costly home charging setup.
)
The Most Popular Cars by Generation, From Zoomers to Boomers
Are pickup trucks on their way out? Younger drivers favor small vehicles with high-tech features, which could influence how manufacturers design future cars.
)
Ask an Agent: Does Homeowners Insurance Cover Fourth of July Fireworks Damage?
Independence Day celebrations can lead to insurance premium increases or policy cancellations. Here’s how homeowners can stay safe.
)
Car Models With the Most Speeding Tickets
Whether they’re behind the wheel of a zippy compact car or a practical sedan, drivers with speeding violations pay an average of $2,976 annually for full coverage.
)
‘Our Pay Has Not Kept Pace’: Rideshare Driver Discontent Grows With Rising Insurance and Maintenance Costs
Rising car ownership costs are fueling rideshare driver discontent as gig workers protest for better wages and working conditions across the country.
)
‘Hurricane Season from Hell’ Could Drive Up Home Insurance Costs on Vulnerable U.S. Coastline
Experts predict a severe 2024 hurricane season, but outdated building codes leave homeowners vulnerable to weather-related damages and skyrocketing insurance rates.
)
The Most and Least Climate-Resilient Cities for Homeowners
Home insurance rates are skyrocketing due to increasingly severe weather. Insurify analyzed 100 metro areas to find the best and worst cities to avoid the damaging effects of climate change.
)
What It Would Really Take for U.S. Drivers to Go Fully Electric
Reaching 100% EV adoption would benefit public health and the environment, but high transaction prices, expensive insurance, and a lack of charging infrastructure present major barriers.
)
High Car Insurance? Your Car Maker May Be Selling Your Driving Data
Consumers allege major automakers sold driving and other types of data to third-party brokers without permission, resulting in higher insurance premiums and coverage denials.
)
Rural States Underreport the Most Mileage on Car Insurance Applications
Wyoming drivers have the highest average annual mileage in the U.S., at 25,779 miles. The mileage they report to insurance companies is 73% lower.
How Gender Inequity Affects Car Insurance Costs
If women paid the same percentage of income toward car insurance as men, female drivers would save an average of $337 per year on coverage.
10 States With the Most Speeding Tickets
From Virginia to Oregon, drivers in some states are speeding at higher rates than the U.S. average. Find out if you live in one of the 10 states with the most speeding tickets.
)
10 Best Cities for Homebuyers With a Household Income of $75,000
Revitalization projects and inexpensive housing make these cities attractive to homebuyers on a budget.
)
Soaring Home Insurance Costs Could Push Homeowners Out of These 10 States
Climate catastrophes are driving insurers and homebuyers out of high-risk areas like Florida, but the American dream of homeownership lives on in less disaster-prone states.
)
Prolonged UAW Strike Could Drive Up Car Insurance Rates Even Further
Car insurance rates have already spiked 17% in 2023. The UAW strike could lead to more price surges.
)
Electric Vehicles: Costs, Trends, and Statistics
More than half of car buyers are considering an EV, but high prices and poor charging infrastructure pose significant barriers to adoption. Tesla continues to dominate EV sales, but competitors are encroaching.
)
Would Homeowners Insurance Cover Kevin McCallister’s Destruction in ‘Home Alone’?
A licensed insurance agent weighs in on the McCallisters’ hefty repair bill, and a personal injury attorney analyzes the Wet Bandits’ case.
)
Investigation: Did TikTok’s Kia Challenge Cause a 55% Spike in Insurance Rates?
A viral TikTok challenge encouraged viewers to steal certain Kia and Hyundai models. Despite some insurers dropping coverage, rates are comparable to less frequently stolen vehicles.
)
Monthly Car Payments for New Vehicles Are at Record Highs
17.5% of financed vehicles have monthly payments of $1K or more
)
How Virginia Wildfires Could Impact Home Insurance Rates
Two massive wildfires have led to a state of emergency in Virginia, and their effects could burn homeowners across the state.
)
Good News: Catalytic Converter Thefts Are Down 37% in 2023
Bad news: With average converter claims cost up by $1K, premium decreases seem unlikely.
)
Drivers Grapple With 9% Increase in Car Ownership Costs in 2023
Average car ownership costs reached $4,695 per year in 2023. Insurify broke down the biggest expenses and surveyed drivers to learn how they’re dealing with the 9% increase.
)
New Michigan Slip-and-Fall Law Leaves Property Owners More Liable for Damages
Michigan homeowners and businesses have more responsibility to address hazards after a recent State Supreme Court decision favoring slip-and-fall victims.
)
NEXT Insurance Set to Raise $100M+ in Late VC Funding Round
The digital agency caters to small businesses looking to quickly compare business insurance quotes.
)
Despite Recent Rate Hikes, California Car Insurance is 25% Cheaper than National Average
Millions of California drivers face premium hikes, with GEICO, State Farm, and Mercury among the largest auto insurers granted rate increases in 2023.
)
The Rise of Ghost Therapists: Outdated Mental Health Directories Make It Harder to Find Help
Patients searching insurance networks for available therapists instead finding cluttered directories with inaccurate listings.
)
New Report: SUVs, Ford F-series, Toyotas are 2023’s bestselling cars in America
America’s current bestselling car is the Ford F-Series pickup — and it isn’t even close. The Toyota RAV4 lags behind with less than half the number of sales.
)
New Insurify Housing Market Report Reveals Top Markets to Watch
Cities in the Sun Belt continue to provide a promising future for new homebuyers, with cities in Florida, North Carolina, and South Carolina dominating most of the top 20 cities with home markets to watch.
)
Burglary Statistics 2026: Trends and Insights
Bakersfield, Lafayette, and Amarillo top the list of cities with the most home burglaries. Check to see if your home is located in these risky areas.
)
10 Cities with the Greatest Rise in Rent Prices in 2023
Price increases have eased since 2022, but rent hikes continue nationwide. Small to midsize cities, from Mobile to Madison, were most affected in 2023.
)
Crash Course: Car Models With the Most Accidents in 2023
Insurify identified 2023’s most accident-prone vehicles. Sports cars like the Audi S4 and Subaru WRX sit atop the list, but some unexpected models made the top 10.
…